Express loans can be obtained in cash on the day of application using a passport and without certificates. In case of shortage financial resources You can solve your problems with the help of urgent express loans. This type financing is focused on quickly receiving money for various consumer needs. Urgent loans have a number of advantages, as clients can receive money without leaving home.
Stages of obtaining an urgent express loan
One of the main advantages of express loans is submitting an application online on the bank’s website. Thanks to this opportunity, you will not waste time and receive money as soon as possible. The process of obtaining an urgent loan is not complicated. The first step is to fill out the application fields online, where you should indicate your full name, passport details and contact phone number.
After filling out the application, it is sent for consideration credit experts. The review lasts about an hour. If the loan is approved, you will receive a call from a bank employee who will invite you to the nearest bank branch to receive a cash loan. If you are the owner of a bank account, then you will not have to come to the bank, and the funds taken on credit will be transferred to your account.
Description of profitable loan products
| Bank's name | Minimum loan amount | Maximum loan amount | Loan terms | Interest rate |
| Eastern Express | 25 thousand rubles. | 500 thousand rubles. | From 13 months up to 3 years | 11, 50 % |
| Sovcombank | 40 thousand rubles. | 100 thousand rubles. | Up to 12 months | 8, 9 % |
| OTP | 15 thousand rubles. | 75 thousand rubles. | From 12 to 36 months. | 42, 9 % |
| Promsvyazbank | 100 thousand rubles. | 3 million rubles for borrowers who meet general requirements;
300 thousand rubles. for borrowers meeting special and general requirements; |
From 12 to 84 months. | 11, 9 % |
| Home Credit | 10 thousand rubles. for bank borrowers;
30 thousand rubles. for bank borrowers; |
1 million rub. for bank borrowers;
500 thousand rubles. for bank borrowers; |
Up to 7 years for bank borrowers;
up to 5 years for new clients; |
11, 50 % |
| Renaissance For bank clients |
30 thousand rubles. | 700 thousand rubles. | From 24 to 60 months. | 10, 5 % – 24, 9 % |
| Renaissance For pensioners |
30 thousand rubles. | 200 thousand rubles. | 10, 5 % – 24, 9 % | |
| Renaissance “More documents - lower rates” |
30 thousand rubles. | 700 thousand rubles. | 10, 5 % – 23, 9 % | |
| Renaissance For urgent purposes |
30 thousand rubles. | 100 thousand rubles. | 18, 9 % – 24, 9 % | |
| Gazenergobank | 30 thousand rubles. | RUB 1,300,000 | Up to 60 months | 9, 9 % |
| Tinkoff | 5 thousand rubles. | 300 thousand rubles. | 3 years | From 12% |
Orient Express – express loan per hour
- the loan is issued for any purpose;
- profitable interest rate;
- no certificates, collateral or guarantee are required;
- consideration of the application within 1 hour;
- availability of a calculator to calculate the monthly payment;
- possibility of receiving credit funds in cash or to the borrower's card.
Flaws:
- Availability permanent registration in the region where the bank operates.
- In the absence of personal insurance.
- Payment is made only in annuity payments.
Required documents:
- application form;
- passport of a citizen of the Russian Federation;
- the second document of the borrower's choice. This could be a copy of the work book, a copy of the employment contract, a certificate in the form of a bank, a 2-NDFL certificate, a certificate from pension fund, debit account statement, etc.
Sovcom Bank - urgent loan in 5 minutes
- submitting an online application;
- ability to calculate the amount monthly payment using an online calculator;
- consideration of the application within 5 minutes;
- favorable interest rate;
Flaws:
- There is an increase in the interest rate if the borrower cannot confirm 80% of the received borrowed money.
- Official employment.
Required documents:
- passport of a citizen of the Russian Federation;
- permanent registration in the region where there is a branch of this bank;
- work experience of at least four months at the last place of work.
OTP Bank – loan in 15 minutes
- possibility to submit an online application;
- decision to issue a loan on the day of application - within 15 minutes;
- no fees are charged.
Flaws:
- High interest rate.
- Small loan amount.
Required documents:
- passport of a citizen of the Russian Federation;
- a second personal document of the borrower's choice. This could be a driver’s license, international passport, military ID, pension insurance certificate;
- Employer's TIN.
Promsvyazbank - online loan application | reduced rate
- possibility of submitting an application online;
- the interest rate is reduced by 0.5% when applying for a loan in the Internet bank;
- It is possible to defer 2 monthly loan payments using the “Credit Holiday” service.
Flaws:
- In case of overdue debt, a penalty of 0.06% of the principal amount is imposed.
- Issuing a loan from 23 years of age, when other banks can get a loan for younger people.
- Issuing loans to borrowers only with positive credit history.
Required documents:
- passport of a citizen of the Russian Federation;
- certificate from place of work;
- a copy of the work book.
Home Credit Bank - issuing an express loan on the day of application
- submitting an application online;
- issuing a loan on the day of application;
- issuing a loan in cash at the bank's cash desk;
- favorable interest rate;
- impressive loan amounts;
- convenient ways to repay the loan;
- no collateral or guarantors are required.
Flaws:
- Special conditions for new clients, which include a shorter loan period and smaller amounts.
Required documents:
- passport of a citizen of the Russian Federation;
- a copy of the work book.
Renaissance – get money on the same day
- the ability to submit an application online;
- availability of an online loan calculator;
- there is no need to provide certificates;
- low interest rates;
- reduced interest rates for bank clients;
- receiving a loan on the same day.
Flaws:
- For borrowers who are not bank clients, the minimum age is 24 years, while bank clients can get a loan at 20 years.
Required documents:
- passport of a citizen of the Russian Federation;
- a copy of the work record book or an extract from the pension fund.
Gazenergobank urgent loan for a large amount by online application
- it is possible to submit an online application;
- low interest rate;
- large loan amounts;
- no commissions or fines are charged;
- Maybe early repayment no commissions;
- special conditions for borrowers with a positive credit history.
Flaws:
- In the absence of a certificate of income, the loan is issued only for up to three years, and the loan amount does not exceed 300,000 rubles.
- The application is reviewed within 1 – 2 days.
Required documents:
- passport of a citizen of the Russian Federation;
- a copy of the work record book with the last three months from the last place of work;
- salary certificate.
Tinkoff - express loan without interest with cashback on the card
- the ability to fill out an application online;
- quick loan decision;
- cheap annual maintenance in the amount of 590 rubles;
- return up to 30% points from each purchase;
- installment plan 0% up to 12 months for partners;
- debt repayment without commission;
- 120 days without interest;
- No certificates or guarantors are needed.
Flaws:
- If the borrower does not have time to repay the loan during the interest-free period, then the interest rate is 12%.
Required documents:
- passport of a citizen of the Russian Federation;
- a copy of the work book.
Requirements for borrowers to receive an express loan
In order to receive an express cash loan using a passport, there is no need to provide certificates or guarantors. One of the main advantages is the bank’s quick consideration of the application and the issuance of a loan on the day of application. To receive a term loan, borrowers must meet the following standard requirements:
- Having a passport of a citizen of the Russian Federation.
- Availability of permanent registration in the region of presence of the bank in which the borrower wishes to receive urgent loan.
- Age appropriate. The lower limit varies from 20 to 25 years, and the maximum age of the borrower before repaying the loan should be 60-70 years.
- Possibility of providing a second identification document other than a passport. This could be a driver's license, military ID, international passport or pension certificate.
- Possibility to provide a copy of your work record and have 3-4 months of experience from your last place of work.
- Having a positive credit history.
The ease of obtaining an express loan lies in the fact that most banks do not require additional documents and income certificates. During consideration of the borrower's application, there is no need for collateral or guarantors.
Urgent loans from microfinance organizations
Express loans are issued to borrowers not only by banks, but also by micro financial institutions. MFOs issue loans in cash and on a card, provide optimal conditions for obtaining a loan without providing a huge list of documents and certificates, but are characterized by high interest rates and late fees. The table below presents several microfinance organizations that issue express loans.
Express loans in banking organizations are an excellent solution for borrowers who need to urgently obtain borrowed funds for favorable conditions and low interest rates. They will help you decide quickly financial difficulties, and do not require the collection of additional documents. The advantages of quick loans are a fundamental factor in their popularity in the Russian Federation.
Cash loans have become a part of our lives, but until recently, obtaining a 24-hour express loan without collateral was problematic. The technologies of credit institutions do not stand still; they offer consumers comfortable service conditions - the “24-hour express microloan 24” service on our website provides the opportunity to search for a company to receive a loan on terms acceptable to the borrower and apply for a loan through an online application.
Advantages of an urgent microloan
A cash loan before payday is a quick solution to financial difficulties associated with repairs, purchasing necessary items, treatment, or travel. If financial problems hit you like a snowball, in order to overcome them, you can take out an urgent cash loan.
Advantages of its design:
- 24/7 available service;
- instant decision making - from one minute;
- prompt deposit of funds - from eight minutes;
- possibility of lending 24 hours a day;
- no deposit required;
- there is no personal meeting between the borrower and the lending company;
- transparent terms of cooperation, no hidden fees;
- the ability to choose the method of receiving money: by card, in cash, through Yandex.Money or Contact.
How to get urgent express loans using a passport?
Using our service, you can receive loans without a lengthy procedure in a stuffy office, and right at home - around the clock. To do this, you don’t need to waste your free time, just spend a few minutes in front of the computer monitor. Using a convenient search form, you need to enter the required amount, term, name of the microfinance organization, and method of issuance in Moscow. You will be offered several companies through which you can receive cash without collateral. To create an online application, you need to go to the website of one of the lenders, enter the data and send it for approval.
- provide only reliable information; for this it is better to have your passport in front of you;
- try to indicate details in detail; if you have a salary, indicate its size - even unofficial employment will be a plus for approval of the disbursement of funds;
- Be careful not to make mistakes when entering your personal data - urgent express microloans before payday are not issued to clients who intentionally or inadvertently provide false information;
- indicate different sources of contact with you - among the methods of contacting you, name not only a telephone number, but also Skype, work number, email - this way you will definitely not miss the notification that the loan has been issued.
To quickly search for a credit institution in Moscow, our website has a special service that allows you to find those who give a loan only with a passport, sets a limit on age (from 18 years old), term (2 weeks), transfer method (only to card), amount (10 thousand rubles).
Our service is a convenient opportunity to receive an urgent microloan in Moscow without signing paper documents. Don't miss this opportunity - order an express loan online right now. Our requirements for the borrower are the most loyal, and the terms of cooperation are the most convenient!
– popular banking product, which is widely in demand due to its simplicity and speed of design. You can take out an express loan for the purchase of goods, travel, treatment and other needs. Application review and processing occurs quickly, which is ideal for those who urgently need a loan.
Where can I get a quick loan?
Fast cash loans to a card are issued under the same conditions as regular ones. The interest rate, term and loan amount depend on the payer’s status. Clients who receive their salary into an account with this bank, have a deposit or have already repaid loans, can count on more attractive conditions.
Requirements for the borrower:
- age from 18 years;
- Russian citizenship and registration in the region where the loan was issued;
- having a stable income;
- six months of experience.
Documents that must be submitted to the bank:
- Russian passport;
- certificates confirming income and official employment;
- other documents at the request of the creditor.
The more documents the client can provide, the higher the likelihood of receiving an express loan on credit day on good terms.
Bank offers
An amount of up to 3,000,000 rubles for a period of up to 60 months can be obtained from several Russian banks:
Documentation | ||||
Tinkoff Bank | Russian passport, application | from 18 to 70 years |
||
without guarantee | from 21 to 68 years old |
|||
Sauber Bank | passport, 1 document | without guarantee and income certificate | from 21 years old |
|
Russian passport, application, 2-NDFL, etc. | without guarantee | from 21 to 69 years old |
||
Setelem Bank | Russian passport, application | without guarantee and income certificate | from 21 to 65 years old |
To apply, you will need a passport, an application and documents confirming income. You can get a loan without certificates or guarantors at an increased interest rate.
How to get an express loan online?
You can select and apply for an urgent loan without leaving your home on our website:
- Fill out a simple search form - enter the desired amount and loan term, check additional conditions if necessary.
- From the list credit offers select the most suitable one by clicking on the “Submit Application” button.
- On the page that opens, fill out the form and send the data to the bank.
- After preliminary consideration, the credit manager will contact you and inform you about further actions.
- When the loan is approved, the funds will be transferred to the account by bank transfer or issued at the branch cash desk.
The online loan selection service is simple and functional tool, which allows you to remotely review offers from different banks and receive money on the same day. Applications via the Internet are accepted around the clock and are reviewed as soon as possible.
Methods for issuing and repaying loans
Options for issuing loans and repaying debt depend on the terms of the specific loan program. As a rule, the client is given the opportunity to receive money at the branch’s cash desk or by transfer to an account or card. Any debt can be repaid in a convenient way: through ATMs and payment terminals, at the cash desk of one of the bank branches, using mobile or online banking.
Where else can I get an urgent loan without refusal?
Borrowers with a bad credit history, as well as persons who cannot officially confirm their income, as a rule, do not inspire confidence in banks and are often refused a loan. The easiest way to get a quick loan without certificates and without checking your credit history is at an MFO. View offers from different credit institutions and
A profitable express loan in Moscow, you can urgently apply for it at microfinance organizations or loyal banks.
LOAN-EXPRESS
Microloan size from 2,000 to 15,000 rubles;
Loan term from 7 to 30 days;
Interest rate – 1% per day;
Application review time is 15 minutes during business hours (from 9 to 21);
Loans are issued to a personal(!) bank card.
| Bank, loan | Min. bid | Max. sum | Online application |
| OTP Bank "Consumer loan in cash" | 10,5% | 750,000 rub. | Design! |
| SKB-Bank “For everything about everything” | 11,9% | RUB 1,300,000 | Design! |
| Sovcombank « Cash loan at 12%" | 12% | 100,000 rub. | Design! |
| Renaissance Credit is the best option “More documents – lower rate” | 9,9% | 700,000 rub. | Design! |
| HOME CREDIT "Home Bank" | 7,9% | 1,000,000 rub. | Design! |
| Tinkoff Bank "Cash loan" | 9,9% | 1,000,000 rub. | Design! |
| Orient Express Bank “Loan on two documents” | 15% | 500,000 rub. | Design! |
| Alfa Bank "Cash loan" | 13,99% | 1,000,000 rub. | Design! |
| UBRIR "Open" | 11,99% | 1,000,000 rub. | Design! |
| Gazprombank best percentage | 9,8% | 3,000,000 rub. | Design! |
| Gazenergobank | 11,9% | RUB 1,300,000 | Design! |
Bank "Orient Express"
- Rate from 15%
- Duration from 12 to 60 months
- Loan amount up to RUB 500,000.
Just by the name of the bank it is clear that loans are issued as quickly as possible. A loan of up to 100,000 rubles can be issued using a passport. The bank charges 15% per year, which is not little, but what can you do if you urgently need money. Orient Express Bank is one of the best options.
Renaissance Bank
- The age for issuing a cash loan is from 20 to 70 years;
- Minimum percentage - 12.9%
- Required minimum income to issue a loan:
- For regions 8000 rubles
- For Moscow 12,000 rubles - Free annual maintenance
- Possibility of same-day receipt
This bank has established itself as a reliable assistant in obtaining loans. Having a small income, the bank willingly issues express loans at 12.9% per annum. The loan is processed using your passport within 15 minutes!
Express loans to microfinance organizations
| MFO | Sum | Percent | Online application |
| Z400.RU | from 5000 to 50,000 | 0.9% per day | Design! |
| Zaimer | up to 30,000 rub. | From 0.63% per day | Design! |
| Moneyman.ru | from 1,500 to 70,000 | from 0.75% per day | Design! |
| Kredito24 | from 2000 to 30,000 | 1.9% per day | Design! |
| Quick money | from 1000 to 25 000 | from0.9 to 2% | Design! |
| Just borrow | from 3,000 to 15,000 | 2% per day | Design! |
| Your money | from 1,000 to 25,000 | 2% per day | Design! |
| Loan Center | from 1000 - 10000 | up to 2% per day | Design! |
| Dengisrazy | from 1000 to 30,000 | 2% per day the first five days 0% per day! | Design! |
Moneyman
- Loan amount from 1,500 to 70,000 rubles;
- Rate from 0.75% per day;
- No collateral, guarantors and no commissions
This credit organisation, issues urgent express loans using a passport. Thanks to favorable conditions and small requirements for the borrower, the MFO issues a loan without refusal. Money is credited in any way convenient for the client, on the day of application, crediting to the card occurs instantly.
Apply for an express loan at Moneyman→
Zaimer
- Interest rate: minimum: from 0.63% per day
- Age 18-75
- Documents Passport + second document
The most profitable option if you look at the interest. Applying for a loan takes 5 minutes, you submit an online application, a consultant contacts you and the money is credited to plastic card or other medium.
To solve temporary financial difficulties and make large planned purchases, many Russians use borrowed funds. In 2020, Moscow banks offer an impressive range of loans for individuals. Among them consumer loan, mortgage, targeted loan to buy a car. It will help you choose the appropriate parameters from hundreds of proposals. online application for a loan in Moscow with a minimum of time spent.
Online application for a loan in Moscow - how to apply?
- choose a bank where you decide to take out a loan online in Moscow;
- decide on credit program and study its terms;
- choose the method of receiving a loan: cash or card;
- indicate the loan amount;
- mark the loan period;
- submit an application for consideration to the bank. Banks set their own deadlines for reviewing online applications. Alfa-Bank has set 24 hours for this; Post Bank reviews the documents within an hour.
Applications received via the Internet are considered on a general basis. The method of submitting an application does not affect the basic parameters of the loan (the interest rate does not increase).
Why is it better to apply remotely from this service?
Let's start with the fact that remote submission is not tied to the work schedule of bank branches; you can fill out and send the form at any time of the day. In addition, from this site an online application for a loan can be submitted to all banks in Moscow, and this significantly saves the applicant’s time. A loan calculator in Moscow will help you select a loan from offers based on any principle:
- long lending period;
- minimum documents (loan based on two documents);
- low interest rate;
- receiving cash;
- registration without guarantors or other security.
Actions of applicants at the application stage
Before submitting an application, we give you the opportunity to calculate the loan, see the repayment schedule, and the final overpayment. These options are endowed with the same credit calculator located at the top of the page. With its help, the loan applicant can choose the optimal relationship between the loan term and the amount of overpayment.