Taking advantage by bank card, no one is immune from getting into a difficult situation, for example, when a card is lost or stolen. Moreover, if this happened in Russia, then solving the problem is quite simple, but if abroad, when the bulk of the money is located on the card, then you cannot do without services emergency assistance, such as urgent cash withdrawal or card reissue. Such services, of course, are also available on classic maps, however, to use them you will have to pay a considerable commission, about 5-10 thousand rubles. But gold card holders have the right to use such emergency services completely free of charge. We have already described exactly what services we are talking about in the article “Card reissue and emergency cash withdrawal”.

Free medical and legal advice

While you are far from your homeland, you may find yourself in another difficult situation when you may need legal or medical advice. And here free services from the VISA payment system will help, whose employees will advise you over the phone in your native language on any questions of interest. The main thing to remember is that only information is provided to you free of charge, that is, addresses of hospitals, familiarization with the laws of the host country that interest you, etc., and any other services related to specific assistance, such as defense in court, will be paid separately and in full.

Concierge service

Gold card holders can use a minimal list of concierge services, which includes assistance in booking tables in cafes or restaurants, as well as information about available seats, ordering air or train tickets, and this is where your privileges in the concierge service end.

Discounts under the VISA loyalty program

The VISA discount program allows gold card holders to receive bonuses and special offers from payment system partners, of which there are quite a lot and can be roughly divided into the following categories: cafes and restaurants, travel, shopping and services, as well as health and recreation.

How the discount program works: when you pay with a VISA card at any partner of this program, you receive a discount on a particular product or service. Moreover, the discount can be from 5 to 10%, which is most common, and reach up to 50% with special offers from partners. To know full list You can find partners of the VISA payment system both in Russia and abroad on the VISA website.

Who needs Visa gold card privileges and why?

To summarize, it can be noted that the services offered by VISA Gold cards are useful, first of all, for those who often travel abroad or move around other cities, whether on business trips or travel. And if you are not from this cohort of citizens, we advise you to think twice about purchasing a gold card, of course, if the only purpose of registration is to receive exclusive services from the payment system. However, the presence of a discount program will be very useful for those who like to shop a lot for clothes and goods, because there are a lot of brand stores on the list of partners and there is plenty to choose from.

To gold card make it more attractive, banks establish some financial privileges, such as reduced interest rate And

By participating in the program Visa Bonus» Classic and Electron Visa cardholders can receive discounts and bonuses when paying for goods and services from payment system partners. Among them are shops and pharmacies, cafes and restaurants, hotels and other organizations.

General terms

To know current offers available on the program website. It is possible to sort stocks depending on the level Classic cards or Electron. The following categories are available to choose from: Entertainment, Restaurants, Shopping, Hotels, Leisure and Transport. The program operates in dozens of countries around the world.

For example, Visa card holders will receive a discount of up to 10% at restaurants “Scandinavia”, “Soho”, “Sea Zone”, “Panorama”, “Zyu” and others. Among the stores that are partners of the program are: Askona, Sunlight, Puma, liters and others. You can get a 5% discount by paying with a Visa card for your stay at the hotels “Azimut”, “Maxima Hotels”, “Diplomat”, “Kulibin”, etc.

To receive a discount, you must pay for the product or service with a Visa card. The promotion includes debit and credit cards. You can find out more about the size of the discount and the list of program participants by calling the support service at 8-800-250-33-02.

The Visa PS loyalty program is aimed at maximizing the satisfaction of the wealthiest clients - holders of Visa Gold, Platinum, Signature and Infinite cards. Privileges and support can be obtained in all areas of life - financial, legal, medical and even everyday life.

And, of course, to the holders status cards offers benefits when purchasing goods and services. Today, the program partners are about 1.5 thousand retail outlets in Russia and 20 thousand outlets around the world. When paying for purchases, the client receives bonuses, discounts, special prices and much more.

What benefits does the program provide?

What can you get by being the owner of a privileged Visa card? There are many advantages, but they depend on the class of the card.

Visa Gold allows the owner to count on :

• Emergency assistance when traveling abroad

The bottom line is that in case of loss or theft of “plastic”, you can get cash within a short period of time at any of 270 thousand points around the world. The card itself will also be promptly reissued. True, these services are paid.

• Medical and legal support

Wherever the holder is, telephone consultations with specialists in the field of medicine and law are available to him around the clock. In addition, if necessary, a doctor or lawyer will be found for the person, medications will be delivered, or a trip to the hospital will be arranged.

• Concierge Visa Gold

At any time of the day or night, the specialists of this service will help the gold card holder book an air or train ticket or organize dinner at the restaurant of his choice.

Holders kartVisaPlatinum The same services are available, but two more are added:

• Purchase Insurance program

This program guarantees automatic insurance of purchases paid with the card against theft, loss and even accidental damage. Valid for 90 days from the date of purchase.

• Extended Warranty Program

The bottom line is that the product manufacturer's warranty is extended for up to 24 months.

For clients - owners kart Visa Signature privileges are available that the bank selects specifically for them. It could be anything - additional insurance programs, special offers for travelers, membership closed clubs and much more.

In addition to emergency assistance during trips abroad and medical and legal support, there is a service for them Concierge Visa Signature. Its specialists will help clients with literally everything: choose a route, book a ticket, tour or hotel, obtain a visa, etc.

But the largest number of privileges are prepared for the owners Visa Infinite cards. This is, for example, the opportunity to get a 24-hour assistant, comprehensive insurance protection, place in the most fashionable hotels in any country and many others. etc.

Emergency services, medical and legal support, Purchase Insurance and Extended Warranty programs - all this, of course, is also available to Infinite cardholders. In addition, they are provided with:

• Concierge Visa Infinite

The specialists of this service will help solve almost any issue that arises during the trip.

• Travel Insurance Program

This is not a simple, but an extended insurance program for the owner Visa cards Infinite (as well as his family) with coverage of up to $3 million for total risks.

You can learn more about the “World of Visa Privileges” program and see the list of current promotions and partners on the website

Today, the American Visa Inc. The main activity of the company is payment cards, with the help of which the majority of monetary transactions Nowadays. The first Visa card was issued in 1958, but had a different name - “BankAmericard”, which, unfortunately, was not very popular because it was too long, which created difficulties in graphic processing, and sounded differently in different languages ​​of the world. A card called Visa was introduced in 1976 Bank of America.

The first Visa cards appeared in Russia in 1988. On this moment The main office responsible for supporting Visa member banks in Russia and the CIS is the office in Moscow. Every day, more and more people resort to using the world-famous Visa payment cards, paying for various services and cookies.

Types of international Visa cards

Visa issues such types of payment cards as credit, debit and prepaid cards. There are about 26 types of cards in total, the main and most common of which are Visa Electron, Visa Gold, Visa Classic and Visa Virtual. You can read about the features of these cards on the official Visa website.

Visa promotions and special offers

Visa never ceases to delight its customers with new and increasingly tempting offers. When using a Visa card, you have a chance to receive bonuses and discounts, participate in promotions that are held in various stores and trading companies Moscow and receive nice gifts. To get more detailed information Follow the news on our website or visit the official website of Visa.

Bonus program VISA (VISA-Bonus). Where and how to get discounts and bonuses?

The Visa payment system has been operating for several decades and during this time it has managed to achieve high results in processing payment transactions of its cardholders. There are quite a lot of payment systems in the world, but not all of them were able to reach the same level as Visa. The priority task of international payment Visa systems is to provide its customers with quality service and maximum speed of transaction processing. As an incentive, Visa uses a system of bonuses and discounts for purchases made using the card by users around the world. The Visa-Bonus program was launched in 2013 and is in demand among Visa cardholders. The list of MPS partners is constantly updated, and promotions are distributed to all countries. For companies cooperating with Visa, the bonus system helps increase customer flow and increase turnover. Cardholders prefer to make purchases where they are given discounts or bonuses.

Bonus program from Visa.

This is a system of rewarding customers for purchases using a card issued by payment system Visa, worldwide. Visa card holders of any category can use this service.

Behind non-cash transactions With their card they receive discounts and bonuses in certain stores, pharmacies, salons, restaurants, hotels, cafes, jewelry chains, dry cleaners, etc. The amount of incentives depends on the agreement between the MPS and the partner. The list of partners changes periodically, so the current list can always be found on the official website of the payment system or directly in the customer service service of the retail outlet. It is worth noting right away that discounts and bonuses from the Visa IPS are not cumulative with other promotions carried out at the merchant.

How to join the Visa-Bonus bonus program?

To receive bonuses, you should first get yourself a Visa payment system card. Fortunately, the choice of cards by bank is quite large. You can choose the simplest card or a business class status card with all sorts of privileges. When paying with such a card, you need to check with your Visa partner what kind of discount you can get. It happens that store employees do not always understand what they are talking about. You can check the terms of the promotion hotline Visa 8-800-250-33-02 or on the bank’s website, where an electronic brochure describing current offers is posted.

How to receive bonuses?

The conditions for receiving bonuses can also be found in the above collection. The most common options:

• Pay for purchases with any Visa card and receive bonuses in the form of cash back.
• Receive a retail discount when paying by card. To do this, you just need to say that the purchase will be with a Visa card or register on the company’s website and receive a promotional code to receive a discount.

• Receive points/bonuses, which can then be used at the same outlet. For example, when paying for air tickets, the client was credited with 1000 points, which he can activate in personal account and spend it on buying a new ticket, but at a discount.
• Receive Additional services, for example, free parking, access to a concierge service, free gift wrapping, etc.

Car booking services are in particular demand. Thus, the Hertz company provides a discount on car reservations or gives one free day of travel as a bonus. To receive a discount, the Visa cardholder must provide a promotional code and discount number.

Bonus program from MasterCard.

A payment system of similar importance in the world is MasterCard. It, like Visa, operates all over the world and provides cardholders with bonuses and privileges. The program provides for receiving points for purchases, and then exchanging them for gifts and prizes from the MasterCard catalogue. To use bonuses you need to register on the MasterCard website. In their personal account, program participants can earn and exchange bonus points. You cannot receive bonuses in cash equivalent. Bonuses are valid for 3 years and then expire in chronological order.