“Sberbank PJSC made an additional purchase of insurance services for voluntary medical insurance in the interests of bank employees for the period from January 1, 2019 to June 30, 2019, implemented by prolonging existing contracts on the current terms with the companies Alliance, AlfaStrakhovanie, “ VSK”, “Ingosstrakh”, “MAKS”, “RESO-Garantiya”, “SOGAZ”, selected earlier during an open competition as providers of these services,” Sberbank told the Interfax-AFI agency.
Sberbank of Russia extended contracts for the provision of voluntary services health insurance(VHI) of bank employees with insurance companies Alliance, AlfaStrakhovanie, VSK, Ingosstrakh, MAKS, RESO-Garantiya, SOGAZ, follows from a message published on the government procurement website.
VHI for employees - advantages and disadvantages
This type of insurance policy includes everything necessary for the prevention and maintenance of employee health. Quite often, companies offering such insurance offer significant discounts for businesses that purchase wholesale quantities for their entire staff. So, the cost of voluntary health insurance is much lower than the retail price.
- You shouldn’t “buy” into something that’s too cheap; most likely, it’s either a short insurance period or a small list of medical services.
- When signing the contract, you need to carefully read the proposed text, paying attention to the presence of hidden commissions and additional payments.
- An important issue that should be discussed is the return of unused insurance money upon dismissal of an employee.
Personal account Sogaz
JSC Sogaz, a federal-level insurance company with a regional network of more than 600 points, part of the Sogaz group, has earned a high rating of reliability among rating agencies. The company offers about 100 types of travel, health, life, real estate, auto and other property insurance programs.
Access to the service is provided through the official Sogaz website. In the top menu of the site there is a button with a key icon - a link to a single Personal Area Sogaz for corporate and private clients, login to which is performed by specifying the correct email + password combination. When you press the button, a previously hidden panel with a quick authorization form appears. From it you can also go to the registration and recovery pages for a forgotten password.
VHI from SOGAZ
Full information about insured events and the amount of payments, as well as the procedure and timing of insurance payments, is contained in the Memo What to do if insured event? - to the nearest office of SOGAZ JSC, exact addresses and telephone numbers are indicated in the section “ Contact Information"; - remotely send scans/copies of documents through the “Personal Account” located at: https://lk.sogaz.ru/cabinet/ (after confirmation by the responsible employee of SOGAZ JSC that scans of documents have been received - send the original documents to SOGAZ JSC ); What documents must be provided for insurance payment? When applying for insurance payment always provided: a written application for insurance payment for in the prescribed form indicating the date, place and reliable circumstances under which the event specified therein occurred; a copy of the identity document of the Insured person/legal representative/beneficiary (copy of passport); certified by Sberbank (signature official and seal) a copy of the work book or, if the contract is fixed-term, a copy employment contract(contract).
We are so accustomed that negativity is welcome, but we don’t have enough time to praise. On September 19, 2019, an insured event occurred under CASCO, not under mine. Answers: Representative 0 / Lawyers 0 Insurance of apartments and houses Kirov region. Natalya didn’t like the appointment system. Hello!
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Zdorovie com personal account Sberbank VHI
- related to transporting a patient to a doctor or to a hospital to provide primary care in an emergency or accident;
- provision of emergency assistance on site by SSP;
- the cost of used medications and dressings.
- individual approach for each group of clients;
- taking into account all the wishes of the insured person;
- provision full spectrum medical services;
- the opportunity to be treated by the best doctors and first-class clinics;
- 24/7 telephone support;
- the ability to make changes to the terms of the insurance contract;
- speed of policy issuance;
- a wide range of programs and a wide network of regional representative offices of the company;
- having its own network of medical clinics;
- a large number of insured clients;
- centralized medical examination;
- good conditions for insurance of public sector employees.
SOGAZ - personal account
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Meta tags are special HTML elements that are placed between the opening and closing title tags (inside
... sections) in the HTML code of the page.| Meta | Content |
|---|---|
| msapplication-config | none |
| charset | UTF-8 |
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| Web site | PageRank | Alexa rank | Website cost |
|---|---|---|---|
| 0 out of 10 | #69,822 | $42,840.00 USD | |
| - | #2,384,102 | $1,576.80 USD | |
| 0 out of 10 | #9,579,755 | $424.80 USD | |
| 0 out of 10 | #3,330,457 | $1,152.00 USD | |
| 5 out of 10 | #160,320 | $19,692.00 USD | |
| 3 out of 10 | #74,391 | $40,377.60 USD | |
| 2 out of 10 | #129,074 | $24,120.00 USD | |
| 5 out of 10 | #1,207,979 | $2,973.60 USD | |
| 3 out of 10 | #16,667,009 | $252.00 USD | |
| 4 out of 10 | #1,832,759 | $2,016.00 USD | |
| 5 out of 10 | #1,919,039 | $1,929.60 USD | |
| 2 out of 10 | #13,436,713 | $309.60 USD | |
| 2 out of 10 | - | - | |
| 0 out of 10 | - | - | |
| 0 out of 10 | #500,681 | $6,789.60 USD | |
| 4 out of 10 | #2,400,916 | $1,562.40 USD | |
| 4 out of 10 | #1,280,749 | $2,815.20 USD | |
| 1 out of 10 | #27,458,608 | $158.40 USD | |
| 2 out of 10 | #256,698 | $12,679.20 USD | |
| 4 out of 10 | #97,997 | $31,204.80 USD |
Server information
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Geographic location of the server
The server serving this site is geographically located: in Russian Federation
HTTP server response headers
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Server response header
| HTTP/1.1 301 Moved Permanently |
| Server: nginx/1.6.2 |
| Date: Sat, 05 Aug 2017 11:56:54 GMT |
| Content-Type: text/html |
| Content-Length: 184 |
| Connection: keep-alive |
| Location: https://mzdorovie.com/ |
| HTTP/1.1 200 OK |
| Server: nginx/1.6.2 |
| Content-Type: text/html; charset=UTF-8 |
| Transfer-Encoding: chunked |
| Connection: keep-alive |
| Set-Cookie: PHPSESSID=ilfhj5fft3df13qvk3p9njmcs5; path=/; HttpOnly |
| Cache-Control: no-cache, private |
| Date: Sat, 05 Aug 2017 11:54:58 GMT |
| X-Content-Type-Options: nosniff |
| Content-Encoding: gzip |
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Do you have a Web site? Any interesting content? Then start spreading it around in social networks, this will attract additional interested visitors.
Analysis of links on the main page
- This site contains 1 outgoing links. The maximum number of links for a given period of time is 0, the minimum number is 0, while the average number is 0.
- This site contains 15 internal links. The maximum number of links for a given period of time is 0, the minimum number is 0, while the average number is 0.
Number of pages indexed in search engines
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If the number of pages indexed is much higher than the actual number, it may be due to duplicate content on that site.
In some cases search engines consider duplicate content as deception and manipulation and may take sanctions.
mzdorovie.com was last checked on August 5, 2017. We found that:
- Google indexed 0 pages. The maximum number of pages in the index for a given period of time is 0, the minimum number is 0, while the average number is 0.
- Yandex indexed 4 pages. The maximum number of pages in the index for a given period of time is 0, the minimum number is 0, while the average number is 0.
- Yahoo indexed 2 pages. The maximum number of pages in the index for a given period of time is 0, the minimum number is 0, while the average number is 0.
- Bing indexed 2 pages. The maximum number of pages in the index for a given period of time is 0, the minimum number is 0, while the average number is 0.
History of Google PageRank change
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mzdorovie.com was last checked on August 5, 2017. We found that:
Google™ has assigned this site a PageRank of 0. Maximum value PageRank for a given time period is 0, the minimum value is 0, while the average value is 0.
History of Yandex TCI changes
Yandex TCI - thematic citation index (TCI) determines the “authority” of Internet resources, taking into account the qualitative characteristics of links to them from other sites. This qualitative characteristic is called the “weight” of the link. It is calculated using a specially developed algorithm. The thematic proximity of the resource and the sites linking to it plays an important role. The number of links to a resource itself also affects the value of its TCI, but the TCI is determined not by the number of links, but by the sum of their weights.
mzdorovie.com was last checked on August 5, 2017. We found that:
Yandex has assigned a TCI of 0 to this site. The maximum Yandex TCI value for a given period of time is 0, the minimum value is 0, while the average value is 0.
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mzdorovie.com was last checked on August 5, 2017. We found that:
- There are 0 errors found on this website. The maximum number of errors in a given period of time is 0, the minimum number is 0, while the average number is 0.
- 0 warnings found on this website. The maximum number of warnings in a given time period is 0, the minimum number is 0, while the average number is 0.
1 “Health Fund” is a combined life insurance and medical insurance program. Insurance services provides life insurance to Sberbank LLC, License for insurance SZh No. 3692 (type of activity - voluntary life insurance), SL No. 3692 (type of activity - voluntary personal insurance, with the exception of voluntary insurance life), issued by the Bank of Russia without limitation of validity period. Address: 115162, Moscow, st. Shabolovka, 31G. Phone 8 800 555 5595 (round the clock, calls within Russia are free). Website:
2 Through the “Survival” risk payment mechanism.
3 Sberbank First - format premium service clients at Sberbank. The Sberbank First service package is a complex (package) of products and services provided to clients who have entered into an Agreement for servicing the Sberbank First service package. Detailed information about the conditions for opening service packages on the website.
4 Particularly dangerous diseases include oncology, coronary artery bypass surgery, heart valve surgery, neurosurgery, and organ transplantation. For the “Diagnosis and Treatment of Particularly Dangerous Diseases” service, insurance is valid from 61 days after the start of the program.
5 The insured amount is established by agreement of the parties and is indicated in the insurance contract. Unless otherwise provided by agreement of the parties, sum insured installed separately for each insurance risk.
6 Among Sberbank deposits opened for a similar period and amount. Interest rates are higher than the interest rates on deposits “Save”, “Replenish”, “Manage”, opened in a Sberbank branch, on deposits opened remotely (“Save Online”, “Replenish Online”, “Manage Online”). Interest rates on deposits “Leader Save”, “Leader Replenish” and “Leader Manage” are higher than the rates on deposits “Special Save”, “Special Top up”, “Special Manage” opened as part of the Sberbank Premier service package. .
7 The insurer is the Company with limited liability Insurance Company"Sberbank Insurance" (LLC IC "Sberbank Insurance"), registered at the address: 115093, Moscow, st. Pavlovskaya, 7. License SI No. 4331 dated 08/05/2015, www.sberbank-insurance.ru
8 The organizer of the “Thank you from Sberbank” program is PJSC Sberbank. The program is valid from November 12, 2011 and is not limited in duration. The rules of the Program, the procedure and conditions for accruing bonuses, restrictions on the Program, as well as the current list of Program Partners and the conditions for the provision of discounts by them can be found on the website:.
9 Sberbank First (Sberbank 1) - a format of premium customer service in Sberbank. Sberbank First service package is a complex (package) of products and services provided to clients who have entered into an Agreement for servicing the Sberbank First service package. Detailed information about cards and conditions for opening a package of services on the website: or by calling 8-800-333-22-33.
The total balance is understood as the sum of the opening balance on all savings accounts, deposit accounts, debit accounts bank cards and impersonal metal accounts (OMA), displayed in the list of accounts and services generated under the agreement banking services, as well as on all savings accounts, deposit accounts and compulsory medical insurance opened by the client from 10/01/2018. in the name of a minor depositor/s (registration is maintained until the age of 18) within one territorial bank; the value of the client’s own assets in a brokerage account with Sberbank PJSC; value of client assets under contracts trust management and shares in mutual investment funds under the management of Sberbank Asset Management JSC; total amount insurance premium payable under insurance contracts in the products of LLC IC Sberbank Life Insurance: “Heritage”, “Rantier”, “Smart Policy”, “Smart Policy Light”, “Smart Policy Coupon”, “Forsazh”, “How Salary” ", "Family Asset", "First Capital", "Children's Educational Plan", and "Health Fund". The value of assets and the total amount of insurance premium payable under insurance contracts are taken into account in ruble equivalent in all regional banks in accordance with the data provided by the management and insurance companies. The calculation of the total balance for the Sberbank First service package also includes savings certificates, purchased by the client within the same territorial bank. The total balance is calculated in rubles for 24 hours 00 minutes. 00 sec. the last calendar day of the month. The equivalent amount in rubles for assets and Money placed on accounts in foreign currency and compulsory medical insurance, calculated at the exchange rate/registration price precious metal, established by the Bank of Russia on the last calendar day of the month.
Sberbank as a company pays great attention to corporate culture and is engaged in its development and maintenance. For this purpose, various technologies and techniques are used: training programs, career growth, cohesion and team building, providing health insurance. Specifically for the purposes of implementing the health insurance policy, the company uses the “My Health” Internet service. It is located on the Internet at www.mzdorovie.com. This article is devoted to the topic of the service, its features, rules of use and registration.
Purpose
Sberbank’s personal account in the “My Health” system is a personal account of a Sberbank employee, created for the purpose of personal regulation of insurance and health issues by each employee. In addition to direct participation in the VHI program (supplementary health insurance), it allows you to manage insurance options, use additional commercial services and promotions, and keep abreast of current news taking place in this moment shares of the insurance company, consult with specialists on insurance cases, invite relatives to become members of the discount program. Among the general partners of the program are insurance group SOGAZ, Alfa Insurance, RESO Guarantee.
Participation in the program
Only Sberbank employees can register for the service, since this program is a personal offer from the company for its employees. If you are not one, then the first step in the registration process will be getting a job at Sberbank. Otherwise, you will not be able to take advantage of this offer. If you successfully complete this step, then you will not notice any difficulties further.
At the very beginning, you need to go to the moe zdorovie website – www.mzdorovie.com;
You will be taken to a page where you need to fill in information about yourself with correct, up-to-date data: first and last name, date of birth, gender, personnel number. If difficulties arise with your personnel number, you can find it on the website addressbook.ca.sbrf.ru, provided that you are a member of the bank’s corporate network.
Proceed to the second step, confirm that all actions performed are carried out by you and complete the registration.
Registration problems
If you have any problems, follow the link “I'm having trouble registering.” This section becomes relevant and useful when you find yourself in the following situations:
- the information provided was correct, but the site gives an error and says that you are not in the database,
- previously there was no account in the system, but a message appears about re-registration, which is impossible if the same data is entered;
- the e-mail specified during registration has ceased to function or access to it is now lost;
- the employee’s personal data in the bank database has changed in the last 30 days;
- A hardware error occurred while loading information.
In any of the above cases, when errors occur, send a message describing the problem to [email protected] or call the phone hotline. In your message, describe the difficulties you have encountered, indicating your full name, the city in which you work, as well as the office number and position number on the timesheet. Collected in in full The information will help you troubleshoot problems as quickly as possible. Support staff will check the information and make the necessary corrections to the LKB database.
Do not neglect this service, use it and get maximum benefit from working in the company. Invest a few minutes of your time now to save your health for years to come.
Sberbank has a system for assessing employee performance and performance management that takes into account both effectiveness and compliance with Sberbank’s values.
Variable part wages directly depends on this assessment. Sberbank specialists receive feedback from managers (especially in cases of discrepancies between self-assessment and final assessment). Once a year, managers undergo personnel commissions aimed at identifying areas for development. Sberbank's top management discusses personal results as part of a performance dialogue, usually based on the results of each quarter.
The system of compensation and benefits at Sberbank is based on fairness and transparency. The remuneration policy is based on an analysis of market demand and supply, which is carried out on a regular basis. Corporate benefits include voluntary medical insurance and the Sberbank corporate pension program.
Material motivation
Sberbank takes care of its employees, including offering them a competitive salary level and providing an extended benefits package. For this purpose, an annual study of wages of competitive companies is carried out, based on the results of which a decision is made to increase wages in those departments where they were below the market level. In 2016, wage growth was at least 8%, and in a number of regions – up to 12%. Overall, staff costs at Sberbank increased by 11% compared to last year.
Social package
Voluntary health insurance program (VHI)
New VHI program in addition to the main programs of comprehensive medical care offers a number of programs for disease prevention. Thus, “Targeted screening” provides for preventive examinations to identify cardiovascular and oncological diseases and assess the risk of their development. This Program is developed based on international standards screening and includes tests with a high index of evidence-based recommendations. Option “Dentistry. Prevention" is aimed at prevention and hygienic health of the oral cavity. The Drug Insurance program for regions (except Moscow and St. Petersburg) allows employees to receive reimbursement for 80% of the cost of expensive drugs needed to prevent serious illnesses. Sberbank also takes care of the relatives and friends of its employees - a pilot project has been launched in Moscow and St. Petersburg, which allows employees to choose the “Family” option completely free of charge with co-payment (for spouses and children under 18 years of age) and the condition of compensating only 20% of the cost of the services received only when visiting a clinic. This initiative provides comprehensive medical protection for the employee’s family and increases the efficiency of Sberbank’s expenses per insured person.
Sberbank's voluntary health insurance program covers all employees who have completed a probationary period.
In 2016, a project was launched to create an IT platform (ecosystem) for managing the health of Sberbank Group employees, which will represent a personal insurance VHI office“My Health” (www.mzdorovie.com), where each employee will be able to clarify the conditions of his Insurance program and learn useful information O healthy way life.
Corporate pension program
Sberbank provides corporate pensions through NPF Sberbank. The volume of financing of the corporate Pension program in 2016 increased by 35.3% and amounted to 3.6 billion rubles, and the number of participants increased to 167 thousand people.
Non-material motivation
Sberbank has a system of corporate awards and various practices for identifying the best employees. In 2016, more than 1.5 thousand employees received government and corporate awards, including for their contribution to the development of corporate culture. The best of them, as an incentive, took part in significant corporate events, including as part of the celebration of the 175th anniversary of Sberbank.