Today, all banks provide citizens with the opportunity to invest their money in certain deposit programs. In this article we will talk about deposits in MDM Bank. Any individual can open a deposit with MDM Bank. At the same time, the bank provides its clients with a fairly large selection of deposit programs, which differ from each other not only in terms of investing funds, but also in terms and interest rates. Interest rates MDM Bank deposits are very different: the minimum rates in rubles are 5%, and the maximum is 9.45% (more on this below). MDM Bank accepts deposits in rubles, as well as in euros and dollars.

Types of MDM Bank deposits.

MDM Bank provides its clients with the following deposits:

1. “Income safe” is a demand deposit, i.e. the money is placed in the bank for an indefinite period and can be withdrawn at any time at the request of the client. At the same time, the interest rate on such a deposit is quite high in comparison with other deposit programs offered by banks. At the same time, this program also makes it possible to withdraw money from the account in any amount up to the minimum amount specified in the agreement. Another favorable condition This program allows you to increase the size of your deposit at any time. Those. the client can replenish the deposit account with a certain amount or withdraw money from the account at any time: in this matter he is free. That is why this program is very attractive to many citizens.
2. “Magnificent Seven” - interest is capitalized on this deposit daily. The client has the opportunity to replenish the deposit amount, as in the previous version, in addition, there is the possibility of partial withdrawal of funds. The main advantage of this program is that the interest rate increases in proportion to the increase in the size of the deposit: i.e. the larger your deposit, the more percent You'll get.
3. “Children’s” - this deposit is opened in favor of a child and has a fairly high interest rate. It is also possible to replenish the deposit amount. Interest capitalization is carried out monthly. This is one of the most profitable investments.
4. "Profitable" is the most favorable deposit MDM Bank, as it has the highest interest rate. In addition, as in previous programs, the possibility of replenishment is provided. The agreement under this deposit program is concluded for a period of 30 to 1500 days.
5. “Multi-currency” is a deposit that provides the opportunity to store your financial resources simultaneously in euros, dollars, and rubles. In this case, the client can transfer money from the account of one currency to another at any time.
6. “Pension” - this deposit is intended specifically for pensioners and provides some benefits for older people.
7. “Universal” is a replenished deposit, which provides the opportunity partial withdrawal money from the account. The deposit term is determined by the client.

Interest rates on MDM Bank deposits in dollars

Deposit programs offer a wide variety of interest rates in dollars. The lowest interest rate is provided for in the terms of the Income Safe deposit and is only 0.01%. And the maximum interest rate on the deposit is provided for in the terms of the MDM Profitable program - 5%. In other programs, the interest rate fluctuates in the range of 3.6-4.6%.

Interest rates in rubles

The interest rate in rubles is higher than in foreign currency. The lowest interest rate is provided in the “Income Safe” program - 5%, and the highest in the “MDM Income” program - 9.8%. The average deposit rate is 9%.

You can open a deposit at MDM Bank both in rubles and in foreign currency - this is left at the discretion of the client.

Cities where you can find MDM Bank

Russia

Arkhangelsk	Kazan	Novosibirsk	Syktyvkar
Astrakhan	Kaliningrad	Omsk	Tambov
Barnaul	Kaluga	Eagle	Tver
Belgorod	Kemerovo	Orenburg	Tomsk
Blagoveshchensk	Kirov	Penza	Tula
Bryansk	Kostroma	Permian	Tyumen
Vladikavkaz	Krasnoyarsk	Petropavlovsk-Kamchatsky	Ulyanovsk
Vladimir	Mound	Pskov	Ufa
Volgograd	Kursk	Rostov-on-Don	Khabarovsk
Vologda	Lipetsk	Ryazan	Khanty-Mansiysk
Voronezh	Magadan	Samara	Cheboksary
Ekaterinburg	Moscow	Saint Petersburg	Chelyabinsk
Ivanovo	Murmansk	Saransk	Chita
Izhevsk	Nalchik	Saratov	Yuzhno-Sakhalinsk
Irkutsk	Nizhny Novgorod	Smolensk	Yakutsk
Yoshkar-Ola	Novgorod	Stavropol	Yaroslavl

MDM Bank was founded in 1993. Russian commercial Bank operated until 2009, after which a merger took place financial organization with another enterprise represented by URSA Bank. As a result of this, on financial card a new country was formed entity with the old name - MDM Bank. Before the merger, the institution was positioned as the main component of the MDM financial group. Today the bank provides a wide range financial services to the population. MDM Bank provides assistance in running small and medium-sized businesses, and also provides leasing and investment Banking services. The regional network of the institution includes 187 branches.

Interest rates on deposits from MDM Bank may vary. This indicator depends on the variety banking product. The most favorable rates on deposits are relevant for time deposits. The peculiarity of this type of deposit is the temporary limitation of the use of funds. The depositor does not have the right to withdraw money ahead of schedule or carry out income and expense transactions. Despite this, such deposits are in great demand among bank clients.

Deposits for individuals, which are issued on demand, have a lower interest rate. At the same time, the investor can manage the money at any time convenient for him. Deposits for pensioners, like other deposits of MDM Bank, are issued in any currency. Considered the most reliable multi-currency deposits, in which conversion into another currency is possible.

Bank contacts

On the map

Bank branch ATM Several nearby objects

Bank news

18.11.16

Appearing on financial market not so long ago, MDM Bank immediately took a leading position. Among other products, MDM Bank deposits have gained particular popularity among regular and new clients of this credit institution.

Basic deposits

MDM Bank deposits represented by the following deposit line:

Name	Deadlines (days)	Minimum amount
"Spring"		50 thousand rubles.		It is possible to extend the contract Dividends can be received at the end of the deposit period Replenishment is not provided
"The Magnificent Seven"		10 thousand rubles/300$/300€		You can open a deposit in three currencies Replenishment possible Partial withdrawal available Capitalization possible Interest is calculated every day Automatic renewal
"Monthly income"		10 thousand rubles/300$/300€		Replenishment provided Automatic contract extension Partial withdrawal is not provided Interest payment every month Capitalization monthly
"Money box"	Indefinitely			Replenishment and partial withdrawal are provided Full withdrawal possible Capitalization of the deposit
"Multi-currency"		Equivalent to 30 thousand rubles.		Lack of capitalization Opening a deposit in three currencies simultaneously Replenishment possible Withdrawal of dividends is possible at the end of the deposit period
"Investment in the future"		From 150 thousand rubles/$2,000		Payment of dividends at the end of the term Automatic contract renewal You can't top up Capitalization is not provided

How to open

To open deposits"MDM Bank", you need to visit the organization's office. Here the employee will introduce the potential investor to all current offers and will help you decide on a deposit. To a bank client All you have to do is imagine Required documents(mostly a Russian passport), write an application to open an account and make a minimum deposit.

If you don’t have the time or desire to visit the office, you can open a deposit online. To do this, you need to go to the official website of the financial organization MDM Bank. Deposits of individuals are presented here in in full and with the most up-to-date data. After filling out the form, the bank client can transfer the required amount and wait for his profit. It is worth noting that when opening a deposit via the Internet, the investor receives additional pleasant bonuses in the form of an increase in the interest rate.

Positive sides

MDM Bank deposits can attract both regular and new customers by the following factors:

• It is possible to open a deposit in any convenient currency.
• A choice of terms is possible: from several months to a year.
• High interest rates.
• I have an opportunity early closure deposit or automatic prolongation.

Since November 2016, MDM Bank has been operating under the Binbank brand in connection with the merger of these organizations. For this reason, the information provided below about deposits is NOT CURRENT!

Quick navigation

OJSC "MDM Bank" is a large commercial bank that has a strong position in retail business and corporate lending. MDM also shows considerable activity in the foreign exchange and stock markets. Was founded in 1993. The head office is located in Novosibirsk. License number - 323. Today, the highest interest rate on a deposit at MDM Bank is obtained when opening an account for 1 year with a deposit of one and a half million rubles. The bank’s range of deposits is not the widest, but they all have fairly convenient conditions. If you are interested in learning about deposits, terms and interest rates at MDM Bank, then read this article. You can also use our calculator to calculate your deposit online. Contact number: 8 800 200-37-00

Deposits in MDM Bank today

The Magnificent Seven contribution

The minimum deposit size is 10 thousand rubles. Interest will be paid at the end of the term (capitalization daily). You can top up and make partial withdrawals. Important: When opening an account through Internet Banking, the interest rate will be increased by 0.5%.

Sum	Term	Interest rate
from 10 t.r.	367 days	6.7%

Deposit “Monthly income”

Opens from 10 thousand rubles for a period from 91 to 730 days. The maximum interest rate for today is 8.4% per annum. Payment or capitalization of interest every month (at the client's choice). There is the possibility of replenishment and auto-renewal, partial withdrawal - no. Important: When opening through Internet Banking, the interest rate will be increased by 0.5%.

Deposit "Maximum interest"

The same conditions, only interest will be paid at the end of the term without capitalization and there is no possibility of replenishment. Accordingly, the interest rate will be higher.

Deposit "Multicurrency"

The minimum deposit is 30 thousand rubles in ruble equivalent. Opens in three currencies (rubles, dollars, euros) for a period of 181 to 730 days. The conditions provide for payment of interest at the end of the term, replenishment in the amount of 1 tr. ($50/euro) no later than 30 days before the end of the deposit period.

Sum	Term / Interest rate
	181 days	367 days	730 days
from 30 t.r.	7,55%	7.35%	6.55%
from 470$	0.45%	0.95%	1.2%
from 420€	0.05%	0.1%	0.2%

MDM Bank - deposit calculator

Having chosen the best interest rate on a deposit at MDM Bank, use our special deposit calculator to calculate your deposit online.

Fill in all fields and click on the "Calculate" button. It is important to note that to enter fractional numbers you must use a comma and not a period (for example: 20.2, not 20.2), otherwise the calculator will not work.

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