A payment card in Belarusbank can be received by all categories of the population, including pensioners, you will have to provide minimum package documents. There are options for standard and chip cards, you can also choose a debit card with contactless payment.

Types of debit cards of Belarusbank

Payment cards are serviced by payment systems:

Belkart.

The cards are personalized. They can pay for goods in stores and the Internet, transfer to other accounts, withdraw cash. If it is provided by the program on your card, then in partner stores you can receive discounts when paying or cash back on the card. There are design options.

Conditions for obtaining payment cards in Belarusbank

To obtain payment card in Belarusbank in 2019, you must provide an application and a passport.

Usually the conditions are common for all customers, regardless of the type of product:

age from 14 years old (more often from 18 years old);
citizenship of the Republic of Belarus.

The cost of service depends on the selected service package and on the status of the card. With the help of our site you can apply for in without having to leave your home.

SB "Belarusbank" - largest bank Republic of Belarus. It occupies a leading position in terms of capital, assets and issued cards. They will be discussed in this article.

Story

In 1987, the Belarusian Republican Bank was established, which in 1991 changed its name to the Savings Bank of Belarus. In 1995, it was merged with CB "Belarusbank" into the current JSC " ASB Belarusbank". In subsequent years in financial institution also included Belsvyazbank, Belzheldorbank and MinskComplexBank. To date, the holding includes institutions engaged in leasing, brokerage, consulting activities, providing non-banking services.

Financial indicators

By 2011, Belarusbank was recognized as the largest in the domestic market. In the annual ranking of the world's banks published by The Banker for 2015, JSC "ASB Belarusbank" was in 10th place among 25 institutions of Eastern Europe. More than 99% of the shares belong to the state.

As of January 1, 2016, the bank's resource base was 268 trillion. rub., normative - 33.8 trillion. rub., authorized capital- 26.7 trillion. rub. The share of the bank's presence in domestic market amounted to 41.2%: for deposits - 45%, loans - 72%. From foreign financial companies the bank attracted 1.8 billion dollars, from legal entities - 79 trillion. rub., individuals- 95 trillion. rub.

Payment systems

Belarusbank issues cards of the Belkart system and international Visa and MasterCard. More details on how to put on the card "Belarusbank" will be described later. Since 2012, American Express cards have also been in circulation. Their acquiring is carried out by BPS-Sberbank and Belarusbank. There are more than 20,000 retail outlets and 30,000 terminals for customer service.

Refill

How to put money on a Belarusbank card? You can perform this operation in two ways:

Cash;
Transfer from another card, account.

Let's take a closer look at each of these options.

Cash replenishment

Can I put money on a Belarusbank card through a cash desk? Yes, you can. To complete the transaction, you need to provide the cashier with the following information:

FULL NAME. owner.
Account service agreement number.
Information about the branch of the bank where the contract was signed.
Card number.

Funds are credited to the account within three days.

Transfer between cards

The easiest way is to make a transaction between cards of one person. No commission is charged for such transactions. You can also transfer funds between cards of the same bank issued to different owners. For such an operation, you will have to pay 2.5%. How to put money on a Belarusbank card? You need to indicate the card number and expiration date in the application form on the bank's website. The operation is carried out only in rubles.

How else can you deposit money? The card of "Belarusbank" is available to replenish through international payment systems. On the Visa and MasterCard websites, you can find services for instant transfer between cards issued by the same payment system. You will have to pay an additional 5% for the speed of processing the operation.

How else to put money on a Belarusbank card? The accounting department of an enterprise can transfer funds to an employee on a card of any bank. Especially for this operation, an Internet banking system is provided.

Use of infokiosks

Information kiosks (POS-terminals) are actively used all over the world by banks and other organizations to pay for goods and services, order tickets, etc. With their help, you can use the services without visiting the branch. The information kiosk is not an ATM. You cannot withdraw funds through it.

The devices are conditionally divided into two parts: some work only with cards, the second ones also accept cash (Cash-in function). Most often, bills fall into a special converter. Subsequently, bank employees seize it, open it and conduct an inventory. After these procedures, the funds are credited to the beneficiary's account. There are also devices of the second type, which immediately recognize banknotes and credit money to the client's account. They are more common.

How to put money on a Belarusbank card through an infokiosk? First of all, you need to select the item “Cash transactions” in the menu of the device. The system will give you a form to fill out. To make a payment, you need to specify the number and expiration date of the card, insert banknotes and confirm the payment. When replenishing an account, you need to take into account that the terminal does not give change. For this operation, a commission of 1.5% of the deposited amount is provided. Through the infobox, you can top up the card balance by 1-999 bel. rub. The operation is carried out in real time. Funds are credited to your account in a few minutes.

How else to put money on a Belarusbank card? If you don't have cash, you can replenish your account using bank card. To do this, select the "Cashless payment" section in the terminal and insert a card on the payment page. To confirm the transaction, the system will require a PIN code.

Other features

The Infokiosk can be used to get reference information about the account. It is enough to insert the JSC card " ASB of Belarusbank» and select the appropriate menu item:

view account balance;
pay for bus tickets;
pay for operator services mobile communications, home phone, internet;
pay off the debt public services(water, gas, electricity, etc.);
pay taxes;
repay a loan issued by ASB Belarusbank, AKB Belrosbank, Delta Bank;
transfer funds between accounts;
replenish the deposit account;
order or cancel the SMS-banking service.

Without using the map, you can only see background information about the bank.

To pay for services, you need to insert the card into the card reader and enter the PIN code. After authorization, you should select the "Payments" operation and then the desired service, for example, RUE "Beltelecom" (payment home phone). To conduct a transaction, you must enter a phone number with a code (10 characters). At the next stage, the system will require the full name. subscriber. In order not to re-enter data, it is enough to save the payment in the system and, if necessary, return to the template. The screen will automatically display the amount owed. You can change it by clicking on the "Correct" or "Pay" button. Upon completion of the transaction, you need to pick up the check and card.

JSC "Savings Bank" Belarusbank "provides a wide range of services to private clients, including the production of cards for various purposes. Each of them takes into account the interests of a certain category of the population and allows you to spend money as economically as possible.

Magnit card - shopping without borders

The Magnit card of Belarusbank is recognized as the most popular product. And this is not surprising - when making purchases in partner stores, the return amount reaches 12% of total amount payment.

Clients can pay by card both in the territory of the Republic of Belarus and abroad. The bank provides an opportunity to use an overdraft - a short-term loan Money. Owners use this service on favorable terms:

Installment is provided for up to 1 year;
The interest rate is 0.0001%.

If you need to use the card in an organization that is not a partner of the bank, then its holder is provided with a grace period - additional time for paying a loan at a reduced interest rate duration of 30 calendar days.

No more living paycheck to paycheck. With the Magnit installment card from Belarusbank, you can buy the thing you like or need at any convenient time without significant financial losses and wasting time.

Clients receive the following services completely free of charge:

Changing the PIN;
Access to the Internet banking system;
SMS informing about monthly payment in case of debt.

You can replenish the balance in several ways, choosing the most convenient of them:

Transfer from card to card of Belarusbank - using the application for smartphones "M-Belarusbank" or the "Internet banking" system;
Through a payment terminal or ATM;
By contacting a branch of Belarusbank.

The Magnit card of Belarusbank is accepted by many partner stores, the list of which is expanding every day. Currently, it consists of about 10,000 outlets with a different focus.

The partner stores of the Magnit card of Belarusbank are able to satisfy any need. In addition to the large food outlets that every person visits, here you can find goods and services of a narrow specialization:

Construction Materials;
Household appliances and electronics;
Furniture;
doors;
Sports equipment and fitness clubs;
Clothes and underwear;
Cosmetics.

Not so long ago, large travel companies such as Top-Tour, GlobalTravel, New East Line, Turlux and many others became partners of the bank. Now each client has the opportunity to buy the desired tour in installments up to 5 months.

You can leave an application for a card on the official website of the bank or at its branch, at the information kiosk or by calling the contact center.

Satisfied customers often leave positive reviews about the card "Magnit" of Belarusbank. They can be found on the official website and on third-party resources, which only confirms high level service and ease of use.

Club "Velvet" - with care for pensioners

The Velvet card of Belarusbank for pensioners is intended for people who lead an active life and take care of their health.

When making purchases in pharmacies in the territory of the Republic of Belarus, the owner receives a cashback of 2.5%, and in large chain stores this amount is 3%. In addition, customers receive additional bonuses.

The official website of the bank contains a list of organizations of the category "Medicine", when using the services or goods of which the owners receive additional remuneration (up to 12% of the amount).

Among other advantages of the Velvet card of Belarusbank, the following can be distinguished:

Validity - 3 years. The card is international, the account is opened in Belarusian rubles;
Equipped with a chip, rather than a conventional magnetic strip, provides a high degree of protection against fraudsters;
Possibility to connect the overdraft service;
The shortest production time;
Ability to pay for online purchases and perform transactions different ways by using mobile phone, SMS messages, Internet banking systems or interactive digital television "ZALA";
Participation in special program"Wow! Discounts!
Additional cashback (3%) when buying tickets for BelZhD trains.

All pensioners of the Republic of Belarus, as well as people whose retirement age comes in 3 months, can leave an application for a card. This will require the following documents:

Identification;
A document confirming that the applicant is entitled to receive a pension.

If the application was left on the Internet, then the specified data must be provided upon receipt of the card at the bank branch.

Carte blanche - for active people

For those who cannot imagine their life without traveling, the "Carte Blanche" club from Belarusbank has been created. To join the community of active people, you need to get Mastercard World.

Each client has the following benefits:

In addition, customers receive additional remuneration, calculated in percentage from the amount of payment, under the program "Your bonus". In case of problems, you can always contact the support service, regardless of the location of the owner.

Belarusbank cares about its customers, therefore it offers the most profitable terms cooperation. The advantages listed above plastic cards Thousands of people have already been convinced. Now any purchases have become a real pleasure for them, not a problem.

Types and possibilities of banking plastic cards JSC "ASB Belarusbank"

The ever-increasing requirements for the range and quality of services, the growing competition between banks for a client, for the resources of the population necessitated the search for new forms, methods, tools for working with the population by Belarusbank.

In total, as of 01.01.2013, 4.8 million plastic cards of JSC "JSSB Belarusbank" were in circulation. Also, as of 01.01.2013, there were 1,109 ATMs of Belarusbank JSC, more than 2.1 thousand information kiosks, 30.3 thousand electronic terminals installed at trade and service enterprises, more than 2 thousand cash points, almost 2 thousand points for receiving utility bills .

JSC"ASB Belarusbank" issues the following types of plastic cards:

1. Plastic cards for individuals:
1.1 Cards for use on the territory of the Republic of Belarus;
1.2 International cards;
1.3 Savings cards.
2. Plastic cards for legal entities:
2.1 Corporate plastic cards;
2.2 Payroll project.

Let's take a closer look at these types of plastic cards.

Cards for use on the territory of the Republic of Belarus - plastic cards VISA Electron, Maestro and BELKART with a magnetic strip of Belarusbank JSC with an account in Belarusian rubles are intended for use only on the territory of the Republic of Belarus.

The cardholder has the ability to:

· to receive cash in foreign currency: at the points of issue of cash of JSC "JSSB Belarusbank" - US dollars and euros; in dual-currency ATMs of JSC "ASB Belarusbank" - US dollars; at ATMs and branches of other banks - US dollars and euros (except for BELKART cards);
· perform transactions around the clock and regardless of the operating mode of the bank;
pay for goods and services in trade and service enterprises (shops, petrol stations, cafes, restaurants, canteens, pharmacies, etc.);
· make non-cash transactions and use a wide range of services at information kiosks, ATMs and utility bills;
withdraw cash in Belarusian rubles without commission at cash points and ATMs of JSC "ASB Belarusbank", as well as at ATMs of the National Bank of the Republic of Belarus, JSC "BPS-Bank", JSC "Belinvestbank" (for Maestro cards, VISA Electron, BELCART); at ATMs of Belagroprombank OJSC (for VISA Electron, BELKART cards).

International cards for individuals - VISA Electron and Maestro JSC "JSSB Belarusbank". The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles.

International VISA Electron and Maestro cards allow their holders to:

withdraw cash from 1 million ATMs, as well as pay for goods and services at more than 10 million trade and service enterprises equipped with electronic terminals, Worldwide;
Eliminate the need for declaration foreign exchange when traveling abroad;
· make non-cash transactions and use a wide range of services at information kiosks, ATMs and points for receiving utility payments of Belarusbank JSC.

Another type of international plastic cards - VISA Classic and MasterCard Standard JSC "JSSB Belarusbank". VISA Classic cards are based on a new chip technology that provides additional security during transactions, and can be issued for both 1 and 2 years. The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. Maintaining a card account in 3 currencies is beneficial for the cardholder, since he can pay abroad with currency accounts, and on the territory of the Republic of Belarus - from the ruble.

International plastic cards VISA Classic and MasterCard Standard allow their clients to:

receive monthly account statements by e-mail;
· to make non-cash transactions and use a wide range of services at information kiosks, ATMs and points for receiving utility payments of JSC "JSSB Belarusbank";
· use the service SMS - notification, which allows you to control the spending of funds from the card account;
· A client of JSC "JSSB Belarusbank" who draws up a VISA Classic and MasterCard Standard card receives preferential terms another electronic card payment system- Maestro or VISA Electron.

The most prestigious of the international plastic cards - VISA Gold, MasterCard Gold.

International cards Visa Gold and MasterCard Gold JSC "JSSB Belarusbank" - one of the most prestigious cards that guarantee increased attention, comfort and the highest quality of service. VISA Gold cards are based on a new chip technology that provides additional security during transactions, and can be issued for both 1 and 2 years. The card account is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. Maintaining a card account in 3 currencies is beneficial for the cardholder, since abroad he can pay from foreign currency accounts, and on the territory of the Republic of Belarus - from ruble.

International plastic cards Visa Gold and MasterCard Gold allow their holders to:

· withdraw cash around the clock at ATMs and cash points, as well as pay without restrictions at all trade and service enterprises serving VISA and MasterCard cards around the world;
· receive discounts and benefits in a number of foreign trade and service enterprises (cafes, restaurants, hotels, theaters, airports, etc.);
booking hotel rooms or renting a car;
receive monthly account statements by e-mail;
· make non-cash transactions and use a wide range of services at information kiosks, ATMs and points for receiving utility payments of Belarusbank JSC;
· issue an additional card for a family member on preferential terms, giving him the opportunity to use the funds on the account;
· use the SMS-notification service, which allows you to control the spending of funds from the card account;

A client of JSC "JSSB Belarusbank", who draws up a Visa Gold or MasterCard Gold card, receives on preferential terms an electronic card of another payment system - Maestro or VISA Electron.

Another type of international plastic cards is VISA Electron with a chip. International chip cards VISA Electron with an account in Belarusian rubles correspond to latest requirements international payment systems (EMV standard) and provide additional security during transactions. They are affordable and, unlike other international cards, are issued for a period of 3 years.

International chip cards VISA Electron with an account in Belarusian rubles allow:

· receive wages and other incomes on the territory of the Republic of Belarus;
· make transactions in any currency at ATMs, banks, trade and service enterprises around the world.

International plastic card VISA Electron for women - Lady Card - the most stylish card. When registering a Lady Card, each woman receives a convenient case for storing it as a gift. If desired, you can issue an additional card to your card account for your daughter, mother, grandmother or girlfriend, with which they can use the funds on the card account.

Lady Kart allows you to:

· receive wages, benefits, dividends and other incomes in the territory of the Republic of Belarus;
receive special discounts when paying for goods and services in stores, beauty salons, restaurants, pharmacies and a number of other trade and service enterprises;
· to use a wide range of services in information kiosks, ATMs and points of acceptance of utility payments of JSC "ASB Belarusbank";
· make transactions in any currency at ATMs, banks, trade and service enterprises around the world;
in coordination with the bank to issue short term loan- overdraft.

Savings cards of JSC "JSSB Belarusbank" for individuals BELKART and Visa Electron with a chip allow the most profitable storage of funds, receiving additional income in the form of an increased interest on the amount of funds stored on the card account. The more funds are stored on the card account, the higher the income accrued on them.

JSC "ASB Belarusbank" offers BELKART savings cards intended for use only on the territory of the Republic of Belarus (the card account for the BELKART savings card is opened in Belarusian rubles) and international Visa Electron savings cards with a chip, which can be used both on the territory of the Republic and outside it (card account to savings Visa card Electron with chip opens in USD)

Savings card holder:

has round-the-clock access to the funds stored on the card account and can dispose of them without limit on the amount:
pay for goods and services in trade and service organizations;
carry out a wide range non-cash transactions at information kiosks, bank branches, ATMs, from a mobile phone and via the Internet;
withdraw cash at any convenient time.

Corporate plastic cards of JSC "JSSB Belarusbank" MasterCard Business and Maestro are intended for legal entities and individual entrepreneurs. They are a modern and convenient payment tool for controlling and streamlining both the costs associated with economic activity, and travel expenses of companies, which greatly contributes to reducing the burden on accounting.

JSC "JSSB Belarusbank" offers both international corporate cards MasterCard Business and Maestro, and corporate cards Maestro, intended for use only on the territory of the Republic of Belarus. A card account for an international corporate card MasterCard Business and Maestro is opened in US dollars. At the request of the client, it can be opened in 2 (3) currencies: US dollars, euros and (or) Belarusian rubles. A card account for a corporate Maestro card intended for use only on the territory of the Republic of Belarus is opened in Belarusian rubles.

Corporate cards allow:

Get rid of the need to issue cash to employees of the enterprise for travel expenses and expenses associated with economic activity;
individual entrepreneurs to pay for goods abroad;
receiving monthly account statements, control intended use funds on the card account;
· limit the spending by employees of funds from the card account by setting limits;
Issue an unlimited number of cards to one card account;
Make cashless payments free of charge;
withdraw cash Belarusian rubles free of charge at ATMs and branches of Belarusbank, as well as at ATMs National Bank Republic of Belarus, JSC "BPS-Bank" and JSC "Belinvestbank".
· international corporate cards MasterCard Business allow you to book hotel rooms, rent a car.

To open a card account legal entity (individual entrepreneur) it is not necessary to have a current account with JSC "ASB Belarusbank".

Gift plastic card MAESTRO JSC "JSSB Belarusbank" is a stylish and elegant gift card that allows you to make non-cash payments in trade (service) organizations, information kiosks, ATMs, from a mobile phone (SMS-banking, M-banking), and receive cash cash.

The Maestro gift card, which can be purchased in just a few minutes, is packed in a colorful envelope and will be a welcome gift for your friends, family and loved ones. You give the opportunity to a dear person to decide for himself what will make him happier, and what kind of desire will come true this time.

If necessary, the recipient of the gift will always be able to replenish his gift card and continue to use it throughout the territory of the Republic of Belarus.

All of the above types of plastic cards are presented in Appendix No. 1.