Registration number: 2929

Date of registration by the Bank of Russia: 27.06.1994

BIC: 044525769

Main state registration number: 1027700074775 (29.07.2002)

Authorized capital: RUB 450,000,000

License (date of issue/last replacement) Banks with a basic license are banks that have a license with the word “basic” in the name. Other operating banks are banks with a universal license:
License to exercise banking operations with funds in rubles and foreign currency(without the right to attract funds to deposits individuals) (27.01.2015)
License to attract deposits and placement of precious metals (27.01.2015)
License to attract deposits of individuals' funds in rubles and foreign currency (27.01.2015)
Licenses

Participation in the deposit insurance system: Yes

JSC BBR-Bank (Baltic Development Bank) is a Moscow credit institution. The organization does not have a large size of assets. The BBR was founded in 1994. The founders were private individuals. Then it was called "Carbo-bank". However, in 2000, the management decided to change its name and move the organization, as well as all its assets, to Moscow. The bank is still operating there. At the same time, an additional branch was opened in Vladivostok.

The activity is controlled by the board of directors. The shareholders are citizens of Russia (3%) and members of the board of directors (97%).

The main source of funding for the organization is the deposits of individuals, as well as commissions for servicing corporate clients. The bank is logged in compulsory insurance.

The main activity of BBR Bank is working with corporate clients, lending legal entities(small and medium business). The client base is distinguished by stability and activity, and is also quite diverse.

BBR Bank carries out:

• issuance of loans;
• issue of debit and credit cards;
• settlement and cash operations;
• deposits of individuals and legal entities.

License of the Central Bank of the Russian Federation: No. 2929

About BBR Bank

BBR Bank is a credit institution that has received a license to operate on the market banking services On June 27, 1994, the Bank was entered into the register of the obligatory deposit insurance system. The company provides lending services to individuals and legal entities, attracts funds from the population in deposits, maintains accounts of commercial enterprises, operates on foreign exchange market and market valuable papers.

BBR Bank offers its clients a wide range of financial services.

More than 12 programs have been developed for term deposits with maximum bet 7.20%. Among the most profitable customers include offers Profitable prospect (subject to replenishment within the first 31 days), Change one life, Easy rate plus.
11 programs for debit cards let you choose optimal rate on the balance of funds (maximum - 3.00%). Offers with the most attractive conditions: Gold, MOMENT CARD, Income card MC GOLD.

8 types of programs for consumer loans offer conditions with an interest rate ranging from 10.00%. Optimal products: Loyal , Secured by securities , Secured by movable property (category A) .

A car loan can be obtained at a rate of 13.50%. Of the 3 offers, borrowers most often choose For a used car (over 3 years old), For a new car, For a used car (not older than 3 years) .

Conditions for credit cards(3 programs) suggest increased Grace period and minimum interest rate(17.00%). Most contracts are concluded under the contracts Tariff "Salary", Tariff "Loyal", Tariff "Optimal".

Full information on financial products placed on the tabs for each of the categories of offers. You can check with us current exchange rate sale/purchase of currencies. At the moment, the euro is 88.15/82.15. Dollar - 82.35 / 76.60 (indicators are regularly updated). In the rating international agency Moody's Investors Service BBR Bank has an indicator. In the ratings for assets, deposits and loans, he took 76, 54 and 86 lines. Amounts on assets, deposits and loans - 58,502 million rubles, 28,515 million rubles. and 3,376 million rubles. respectively.

I placed a deposit in the BBR bank, they gave me an "Application for placing a deposit", "Application-questionnaire ...", "Application for connecting to an Internet bank" and that's it. The "Application for the placement of deposits" states that on the basis of the "AGREEMENT for comprehensive banking services"(which was not given to me) I ask you to conclude with me" AGREEMENT bank deposit"and at the end of the statement that the AGREEMENT of banking term deposit(which was also not issued). I asked at the bank's office where the agreements were, they answered me that the "Application for the placement of deposits" is an agreement. I was also not given an "AGREEMENT for opening an account for monthly transfers of interest from a deposit to a bank card account", when asked where this agreement was, they answered that the account number was indicated in the "Application for placing a bank deposit". Agreements must be concluded by two parties and they must contain the rights and obligations of both parties, but in the "Application for the placement of a bank deposit" there are no obligations of the bank to the client, i.e. me, and it is called not a CONTRACT. To this remark, they answered me that the bank's obligations are indicated on the bank's website in the public domain, but the site can be changed or deleted at any time.

I called the contact center on tel. 88002204000 I got the same answer. When connected to internet banking when registering, the "Unit Code" that issued the passport was not entered, I had to call again, I was advised to print, copy and paste somewhere, it was inserted with difficulty after several attempts - why such difficulties? After registration, they sent me an SMS and an e-mail message with a link to the site https://www.bbr.ru, when I tried to access this site, an inscription popped up - "error, there is not a single site" or "it is impossible to establish a secure connection" about this I also told me by phone and they answered me that I went to the Internet bank through the bank's website, and the bank's website could only be entered through the website "www.site". I entered the Internet bank through the site https://wb.bbr.ru - it is not clear which site is real, this one or https://www.bbr.ru, to which I was sent a link and which does not open.

When entering the site https://wb.bbr.ru, I entered the login that I was told by SMS, and this login was freely available for more than a day, i.e. when I tried to enter the site, my login popped up, I deleted it, closed the site, opened it again and the login popped up again, and so it was there for more than a day, then it was deleted. Now you need to change your login. Tell us what the real site of your bank is and how you can go to it without the help of a search engine and the bank.ru website, whether you can go to the site by installing the bank icon on your desktop, like in other banks, and how to do it. In case of revocation of the license from the bank or other conflict situations, will my cash in the absence of CONCLUDED AGREEMENTS and in the presence of the above statements. I would like to have in my hands an AGREEMENT with prescribed obligations not only mine to the bank, but also the bank in front of me with the signatures and seals of the bank, because it’s not me who takes the money from the bank, but the bank took the money from me. I have never had any complaints in any other bank, except for yours, and so many more - I have always concluded agreements and registered in Internet banks without any interference.

Maybe, in order not to worry about the fate of the deposit, take the money from your bank and contact another bank. I doubt your reliability and your ratings.

Portal Administrator 03.07.2019 17:15

Counted for a problem with connecting to the Internet bank, including entering the "subdivision code".

BBR Bank 28.06.2019 12:03

Dear Zelenova!

1. When concluding Comprehensive Service Agreements (hereinafter referred to as ASC) and term deposit agreements with individuals, the Bank shall apply standard forms of agreements for all Clients, approved and put into effect by the administrative document for the Bank.
In accordance with Art. 429.1 Civil Code Russian Federation(hereinafter referred to as the Civil Code of the Russian Federation) ATB is a framework agreement that determines General terms binding relationship of the Parties.

DKO includes as components and integral parts:
- Rules for comprehensive banking services for individuals in BBR Bank (JSC) (hereinafter referred to as the KBO Rules);
- Application-Questionnaire for joining the "Rules for Comprehensive Banking Services for Individuals in BBR Bank (JSC)" (hereinafter - Application-Questionnaire).
DKO is issued in the form of an offer, which is fully consistent with current legislation Russian Federation. According to Art. 435 of the Civil Code of the Russian Federation, an offer is recognized as an offer addressed to one or several specific persons, which is quite definite and expresses the intention of the person who made the offer to consider himself to have entered into an agreement with the addressee who will accept the offer.
The offer must contain the essential terms of the contract.
According to the Rules of the KBO (clauses 5.1, 5.2, 5.3, 5.7), the conclusion of the ATC is carried out in the manner prescribed by Art. 428 of the Civil Code of the Russian Federation, by joining the Client as a whole to the KBO Rules on the basis of the Application-Questionnaire signed by the Client and accepted by the Bank in the form of Appendix No. 1 to the KBO Rules.

The term bank deposit agreement includes as integral and integral parts:
- Conditions for opening and making transactions on bank deposits (hereinafter referred to as the Conditions);
- Application for placing a bank deposit.
In order to conclude an agreement and open a deposit account, the Client submits to the Bank an Application for placing a bank deposit in accordance with the deposit conditions valid on the date of its preparation, and the Bank, in turn, accepts the received application. The Agreement is considered concluded when the responsible officer of the Bank puts a special note of acceptance in the Application for placing a bank deposit and affixes the seal of the Bank. The procedure for concluding a Term Bank Deposit Agreement is set out in the Terms and Conditions for Opening and Performing Operations on Bank Deposits (Section 3. “Concluding an Agreement and Opening a Deposit Account”).

Thus, by submitting to the Bank an Application-Questionnaire for joining the KBO Rules and an Application for placing bank deposits, you turned to the Bank with a proposal to conclude agreements with you, and the Bank accepted your proposal and concluded the above agreements with you. As you yourself indicated in the appeal, the Bank employee handed over the Application for placing a bank deposit and the Application Questionnaire to you; these documents have the signatures of two parties - the Client and an authorized employee of the Bank, as well as the seal of the Bank.

According to part 2 of Art. 834 of the Civil Code of the Russian Federation, a bank deposit agreement is a public agreement. Art. 426 of the Civil Code of the Russian Federation provides that the terms of public contracts must be the same for consumers of the corresponding category. These conditions are established by the KBO Rules and the Conditions, which are approved and come into force on the basis of the Bank's administrative document. In addition, the text and information on the entry into force of the KBO Rules, Product Terms and Tariffs of the Bank, in accordance with Section 13 of the KBO Rules, are published on the official website of the Bank on the Internet information and telecommunication network (hereinafter referred to as the Internet): https:/ /www.bbr.ru in the "Tariffs and Documents" section.

We inform you that the Bank has the right to make changes to the KBO Rules, Product Terms, Tariffs, including approving new edition Rules, Product Terms or Tariffs (changes in the amount, conditions and procedure for paying commissions established by the Tariffs, introduction of new Tariffs); changes are made by the Bank in the manner prescribed by Section 15 of the KBO Rules, taking into account the specifics established by specific Product Terms (clause 15.1. of the KBO Rules).
According to clause 15.2. of the KBO Rules, the Bank informs the Client about the changes made to those specified in clause 15.1. documents, by publishing information on the Bank's Website in accordance with Section 13 of the KBO Rules (except for the cases listed in clause 15.5. of the KBO Rules, when special deadlines for informing are set):
- not less than 5 (Five) calendar days prior to their entry into force - about changing the Tariffs (changing the amount, conditions and procedure for paying commissions established by the Tariffs, putting new Tariffs into effect);
- at least 10 (ten) calendar days prior to their entry into force - on changes to other documents specified in clause 15.1.
In accordance with paragraphs. 15.4., 15.6. of the KBO Rules, conditions concluded between the Bank and the Client prior to the date of amendments specified in clause 15.1. Term bank deposit agreements, Term deposit agreements in precious metals, which are contained in the Bank's accepted Applications for the placement of a term deposit in precious metals, Applications for the placement of a term bank deposit, continue to be valid until the expiration of the relevant Deposit, Deposit in precious metals. The Client is obliged to show reasonable interest and learn about changes in the KBO Rules, Product Terms, Appendices thereto, Bank Tariffs at least 1 (One) time in 7 (Seven) calendar days by reviewing the information published by the Bank in accordance with Section 13 of the KBO Rules.

Similarly to the above procedure, in order to conclude an agreement, open a special card account and issue a bank card to the deposit in the name of the Client, the Client submits to the Bank a relevant Application for issuing a card, and thereby accedes to the Conditions for Issuing and Servicing bank cards BBR Bank (JSC).

2. On the basis of the Application for placing a deposit and the Application for issuing a card in the name of the Client, accounts are opened in the Bank in full compliance with the rules of implementation accounting in credit institutions on the basis of the "Regulations on the Chart of Accounts for credit institutions and the procedure for its application "of February 27, 2017 N 579-P, according to which:
- Purpose of account 423 "Deposits and other attracted funds of individuals" - accounting on contractual terms of deposits, deposits, other attracted funds of legal entities and individuals, as well as deposits individual entrepreneurs. The nature of the attracted funds is determined by the terms of the contract. Accounts are passive.
- Purpose of account 40817 "Individuals" - accounting of funds of individuals not related to the implementation of entrepreneurial activity. The account is opened in the currency of the Russian Federation or in a foreign currency on the basis of a bank account agreement. Accounts are passive.
BBR Bank (JSC) registration number 2929 under the Book state registration credit institutions, was included in the register of banks participating in the compulsory deposit insurance system on March 21, 2005 under number 795.
Thus, the funds on accounts 423 and 40817 are insured in the manner, amount and on the terms established by federal law dated December 23, 2003 No. 177-FZ “On insurance of deposits of individuals in banks of the Russian Federation” (hereinafter - Law No. 177-FZ).

3. The link https://www.bbr.ru indicated by you in the application is valid and leads to the official website of the Bank on the Internet. https://wb.bbr.ru/ - this is not the website of the Internet Bank, as you indicated in the appeal, this is the address for entering the remote banking service system of the Internet Bank "BBR Online" (hereinafter referred to as the System) on the Internet, go which is possible by clicking on the corresponding menu located in the upper right corner on home page official website of the Bank.
Similar references are indicated in the current Terms of Remote Banking Services for Individuals in the BBR-Online Internet Banking System of BBR Bank (JSC) (hereinafter referred to as the RBS Terms), which are an integral and integral part of the Remote Banking Service Agreement, along with the ATS and the Application for connection to the remote banking system Internet Bank "BBR Online":
System Address - the address https://wb.bbr.ru/ in the information and telecommunications network "Internet", where the page for entering the System is located, where the Client must complete the Registration and Authentication and is used to provide services of the Remote Banking Service System using Internet Bank "BBR-Online".
The Bank's website is the official website of the Bank in the information and telecommunication network "Internet" at the following address: http://www.bbr.ru.

4. Regarding the issue of filling in the field code of the department that issued the passport, when making the initial connection to the System, we inform you that this problem is of a technical nature, is known to the Bank and the responsible department of the Bank together with the developer is already solving it software Systems. We apologize for the inconvenience caused to you.

5. We inform you that the pre-filling of the Login field when entering the System is not provided for by the settings of the System as a whole (except for the case when the Client independently checks the “Remember login” checkbox in the corresponding field when entering the system), it depends on the settings of the Client’s personal device, from which the System is logged in, as well as from the settings of the browser used by the Client. Thus, the pre-filling of the specified field on the Client's device does not indicate that his Login is in "free access".

6. In order for a shortcut to enter the System to appear on the desktop of your computer / laptop / tablet, as you write about in the appeal, you need to create it yourself; To do this, right-click anywhere on the desktop and select New  Shortcut.
If you use a mobile device to connect to the System, the procedure depends on the device you are using. operating system(hereinafter - OS) installed on your mobile device.
In addition, you can connect to the organizational and technical service of remote banking Internet Bank "BBR Online" Mobile bank(for this you need to install the appropriate application). IN this case, the corresponding icon for entering the System will appear on the screen of the mobile device. Please note that currently connection is only possible for mobile devices with iOS OS. We also inform you that the launch of the application for mobile devices with Android OS is planned until September 2019.

We will be glad to see you again in our offices and look forward to further cooperation with you.

Sincerely, BBR Bank (JSC).