How to top up your phone account through Mobile Banking? Instant money transfers from card to phone via SMS

Have you urgently run out of money and need to make an urgent call? There is nothing easier than using mobile banking. Using it, you can top up both your phone and the account of another subscriber.

One-time payment

1 case - paying for your own phone. One card is linked to the mobile bank. In this case, an SMS message with the amount to be deposited into the account is sent to a short number. For example: to pay for a phone for 50 rubles, you need to send a message with the number 50. The money is credited instantly, no transaction confirmation is required.

Important! The easiest way to check the balance on your card is to send an SMS to 900 with the word “Balance”. Up-to-date information will be presented within a few seconds. There is no transaction fee.

Case 2 - paying for your own phone through the SMS notification service. Several Sberbank cards are linked to the service. In this case, you need to send a message to number 900 with the payment amount and the last 4 digits of the plastic card from which the account will be topped up. This operation also does not require confirmation.

Case 3 - paying for another subscriber’s phone via mobile banking. In this case, you need to send a request to 900 in the form “Tel 9ххххх sssss”, where хххххх is the phone number, ssss is the transfer amount. In this way, you can top up the account of any Sberbank client who has activated the SMS notification service. The money is credited to your account in a few seconds.

Important! There is no charge for sending SMS messages to number 900. Services for transferring funds to cellular communication are not taken into account when calculating points in the “Thank you from Sberbank” customer loyalty program.

Before replenishing your account through mobile banking, you should familiarize yourself with the restrictions. Firstly, the client can deposit his number registered in the service for up to 3,000 rubles per day. In this case, a day is calculated as 24 hours from the moment of the operation.

Secondly, you can top up someone else’s number registered in Sberbank’s SMS alert service only in the amount of 1,500 rubles per day. The money will be credited to your account a few seconds after the transaction is completed. The bank limited the number of transfers to numbers of other subscribers - up to 10 pieces per day.

Autopayment from Sberbank

For those who always want to stay in touch and do not like to monitor their account balance, Sberbank provides additional service- auto payment. It means that upon reaching minimum value balance payment is carried out automatically from the card in the amount set by its holder. The main advantages of automatic payment are the prompt transfer of money and timely receipt of SMS notifications about the transaction.

Using autopayment, you can top up your phone in the amount of:

from 30 to 1000 rubles, if the service is connected through a mobile bank;
from 30 to 10 thousand rubles, if automatic payment is connected via Internet banking.

To register an auto payment through the SMS notification service, you need to send a request in the form “Auto payment payment amount from 30 to 1000 rubles” to a short number. It is enough to activate the service once to quickly and efficiently deposit money into your mobile operator’s balance.

The algorithm for connecting automatic payment via Internet banking includes several stages.

Stage 1 - client identification in the system (reduces to entering an identifier and password, as well as login confirmation secret code, directed to a phone number);
Stage 2 - select the “Autopayment” tab;
Stage 3 - selecting a cellular operator in the “Mobile Communications” tab;
Stage 4 - entering information about the phone number and card from which money will be debited;
Stage 5 - setting the minimum value upon reaching which the service will work, and the maximum amount of payments per day ( limit value cannot be less than the amount of one payment for the service);
Stage 6 - confirmation of the operation using a secret code.

If there is no money or the plastic card is blocked, no replenishment will be made. If everything is in order with the payment instrument, but the payment has not been executed, then you need to contact the contact center to find out the reason. Consultation is provided only to clients who remember the control word on the plastic or have a code number.

So, depositing money for the services of a mobile operator through a mobile bank is simple and practical. Crediting is carried out instantly, it is possible to top up the phone of other subscribers.

There are five main ways to put money on your phone from a Sberbank card. Let's look at all these possibilities and note their pros and cons.

For Sberbank, mobile operators are the most important partners, allowing them to implement a strategy for maximum mobility banking services. Without developed cellular communications, projects such as Sberbank Online would simply be impossible. In turn, Sber provides clients of its partners with convenient ways payment for services. The current Sberbank services allow you to top up the accounts of all mobile operators operating in Russia. For the Big Four (Beeline, MTS, Megafon, Tele2) Special offers with a simplified payment procedure.

5 ways to put money on your phone from a Sberbank card

There are five main ways to top up your phone account from a Sberbank card:

Mobile bank(SMS and USSD request to number 900);
Internet bank Sberbank Online;
Mobile app;
ATM;
Sberbank branches.

Below we will take a closer look at each of these options with screenshots.

Method #1: Top up your phone account through Mobile Banking to number 900

As with any payments through Mobile Banking, there are two ways to send money to your phone account: using SMS commands and using USSD commands. Below we will analyze each method.

SMS commands for replenishing your phone account

To top up your own account, the easiest way is to send an SMS to number 900 with the text in the form of the top-up amount. Maximum amount– 3000 rubles per day. If several cards are linked to your phone, after the amount, after the amount, write the last 4 digits of the one with which you want to pay, separated by a space. By default, payment is made from the main card, and if there are not enough funds on it, then from the one with money.

To put money on someone else’s phone, send the following SMS to number 900:

9123456789 500

The first digit here is the phone number whose account we want to top up. The second number is the replenishment amount. If you have several cards, we follow the same procedure as when sending money to your phone number.

If you often send money to the same phone number, you can simplify the process by giving the account a name. To do this, send the following SMS to number 900:

Call 9123456789 PETYA

9123456789 is a phone number that you often pay. PETYA – the name that you assign to this number (only letters are allowed - Cyrillic or Latin). You can use MY PHONE instead of the name PETYA. After you receive a notification from number 900 that the number has been assigned a name, your SMS commands for topping up your mobile phone account will look like this:

PETYA 300

Here 300 is the transfer amount.

Commands in the format are also acceptable: Tel PETYA 300; TEL PETYA 300 or PHONE PETYA 300.

USSD commands for replenishing your phone account

To use such commands, you need to type a certain sequence of characters, and then the call button. Essentially, you send a request to perform a certain action in the format of a call to the Sberbank processing center. You can find out which USSD commands are available to you by typing *900# or *900*20# on your phone keypad and pressing the call button.

To deposit money to your own number linked to the card, dial the sequence of characters:

*900*300# – and then the call button. IN in this case 300 is the amount (in rubles) with which we top up the account.

To pay for someone else's phone, the command should look like this:

*900*9123456789*300# – and call button

Here 9123456789 is the phone number whose account is being replenished. 300 – account replenishment amount in rubles.

Method #2: Top up your phone account through Sberbank Online

There are several ways to top up your phone account through Sberbank Online. Let's look at them in order.

Pay for your phone through the quick access menu. After logging into Sberbank Online, in the left vertical menu we see icons, by clicking on which you can immediately proceed to payment. The first among them is paying for your own phone.

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3 Confirm the payment. Please note: confirmation occurs without a code, so fill everything out correctly.

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You can also pay for any phone by selecting the icon of the desired operator in the left panel. For example, to pay for a phone serviced by Megafon, we carry out the following steps:

1 Click the Megaphone icon.

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Pay for your phone through the “Transfers and Payments” menu. After clicking on the link, a large menu opens.

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2 In the list that opens, you can select your operator, but first we’ll take the simplest path: select the “Payment for any mobile phones” item.

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When choosing a specific operator, please note that Sberbank accepts payments in favor of all, even minimally represented mobile operators on the market. By choosing, for example, Rostelecom, you can deposit money to both a phone number and an account number.

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You can also set up an auto payment - where funds will be debited from your account as they are spent. To create an automatic payment, you must complete the following steps:

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3 In the “Connecting automatic payment” window, select your mobile operator in the “Popular payments” menu, or, if the operator you need is not there, enter the name in the search bar.

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5 Select the type of replenishment: a certain amount once a period or replenishment as the minimum balance is reached. Here we indicate the minimum balance and the amount of replenishment per day. On the same page you can come up with a name for autopayment so as not to confuse it with others later.

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Method #3: Top up your phone account through a mobile application

Here the algorithm of actions is the same as in regular Sberbank Online.

In the phone book, you can select the desired contact by scrolling down the page or click on the magnifying glass and start typing in the contact name:

On the next page, check the payment details and if everything is correct, click Confirm. If you find an error, then go back.

If necessary, we can save the receipt. If in the future you will regularly pay for the phone number of this contact, you can add it to the Template, which will allow you to further reduce the number of steps and make payment for the required phone number faster.

Method #4: Top up your phone account through an ATM

It’s also easy to top up your phone balance at an ATM, both yours and someone else’s. The procedure is as follows:

1 Insert the card and enter the PIN code.

3 Click on any of the following icons: “Mobile communications”, “Payment for any mobile phones”, the name of your operator. If the operator is not in the list, you can click “Search for services and organizations” and enter the name in the search bar.

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5 Check the payment parameters and click “Pay”.

Method #5: Top up your phone account at a Sberbank branch

In most cases, if you ask an operator to accept a payment on your phone, you will be directed to a self-service machine located in the hall. As an exception (for the elderly, disabled and in case of ATM malfunction), the operator can accept payment from the card via mobile terminal. To do this, you will need to provide payment details: phone number and account replenishment amount. You will then insert your card into the terminal and enter your PIN code into the self-service machine. In some territorial offices Sber for similar service a commission is charged as for payment with a receipt (50 rubles).

What restrictions exist on paying for a phone using a Sberbank card?

Sber sets a minimum and maximum threshold for transfers to a phone account from a bank card. Through online services and Mobile Banking, you can top up your account with an amount from 10 to 3,000 rubles per day. However, you cannot make more than 10 payments per day.

If you are going to pay through an ATM or terminal, you can deposit up to 10,000 rubles per calendar day to your phone account.

Conclusion

Sberbank provides its clients with the opportunity to top up the account of any mobile operator operating in the Russian Federation with several options. If you have the time and desire, you can pay for cellular communications at a bank branch. If there is an ATM or terminal nearby, they allow you to pay with a card without unnecessary complications. And if you don’t want to leave home, use Mobile Banking, the Sberbank-online service or the same mobile application.

In each of the listed cases, the payment procedure does not present any difficulty, the interface banking services Intuitively understandable, including for older people who are wary of any computer technology. In order not to think about making a payment every time, you can use the auto-payment service: the amount you specify will be transferred from the card to your phone account either at the frequency you specify, or as the account is emptied.

As a rule, payments from a card to a phone account occur instantly and without commissions.

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Sberbank - largest bank in Russia. Every day it reaches thousands of people around the world. This organization is full of interesting and useful services. For example, replenishment mobile phone cashless This option interests modern customers. in 900? The instructions below will help shed some light on the topic.

Before request

To deposit money on a phone through Sberbank (900 is a short number that will be useful to us later), each client must get a card (preferably a debit card) and connect to Mobile Banking. Without this option, requests will not take place.

Activation " Mobile banking" is produced:

through ATMs/terminals;
by visiting a bank office in person;
via telephone hotline.

It's better to use the first option. Then a person will be able to quickly figure out how to put money on the phone through 900 without outside help.

Connecting "Mobile Bank"

A few words about activating Mobile Bank. This service is very convenient, but it is not particularly popular, and not everyone knows how to connect it.

It's actually very simple. All you have to do is follow the instructions:

Insert the card into the Sberbank ATM, enter the PIN code and select “Other services”. Then go to "Mobile Banking", and then "Connect". Next, enter your phone number and confirm the operation.
Personally contact Sberbank with your passport, mobile phone and plastic card. Inform the employee of your intention to activate the Mobile Banking service. Fill out the application and wait for activation.
Call 8 495 500 55 50 or 8 800 555 55 50. Wait for the operator to respond, provide the information from your passport, phone number and account (card number). Be sure to first say that Mobile Bank connection is required. Say the secret word.

That's all. As soon as a notification appears about the successful activation of Mobile Bank, you can think about topping up your mobile phone. But here there are several operations. We will consider all possible manipulations.

To your device

To deposit money on a phone through a 900 number, each client must have the service active, which we wrote about above. Next, an SMS request is generated.

In order to deposit money onto your phone, you will have to:

Write the replenishment amount via SMS.
Send a request to number 900.

The operation is completed. In this case, the account linked to the card will be replenished.

Several plastics

How to put money on your phone through 900? Sometimes Sberbank clients have several bank cards linked to their smartphone.

In this case, the balance replenishment algorithm changes to the following option:

Generate a message in which you first indicate the payment amount, and, separated by a space, enter the last 4 digits of your card number from which you want to debit funds.
Send a letter to number 900.

Everything is much simpler than it seems. Only these methods work for tied mobile devices. After 900 it is also possible to transfer money to another phone. But for this you will have to use a slightly different technique.

Third party numbers

How to put money on your phone through 900? A special SMS request will help us with this. What if we are talking about topping up third-party numbers?

Required:

Write a message in the format: TEL - number - payment amount." In place of "number" write the recipient's phone number with the number 8.
Send SMS to 900.
Send the code received in response to the same short combination.

If you need to write off money from a specific plastic card out of several available ones, do the same as before - enter 4 digits from your card number. Everything is simpler than it seems.

USSD request

Or you can use a special request. It allows you to top up any phone without SMS. To activate a service, it is necessary to activate an already known service.

The last possible scenario is to send a USSD command that looks like this: *900*number*amount#. All that remains now is to click on the “Call subscriber” button.

Conclusion

The proposed action algorithms work 100%. They can be used by anyone who is a client of Sberbank. The main thing is to have bank card and activated "Mobile Bank".

If you refuse Mobile Bank, then all of the above methods will lose their effect. Requests will not go through the request processing stage. Therefore, the replenishment will not take place.

Are there any other tricks? No. Unless replenishment using "Autopayment". This technique has nothing in common with the number 900. Therefore, we did not consider it. If you activate this option, then deadlines The amount for replenishing specific phones will be debited from the plastic account.

Are you making a phone call and your desired conversation is suddenly interrupted? Don't be nervous and don't blame everything mobile communications. Most likely, your friend’s balance has been reset to zero. The only way to reach an agreement is to throw some money at your interlocutor by sending it from your cell phone. You can top up your account not only within one network, but also transfer the required funds to a subscriber of a third-party operator.

How to transfer money from a phone to a Megafon phone

All users of this service have the “mobile transfer” service.

Dial: *133*+amount*+number where the coins will go#.
Press the call button.
Write your mobile phone number with or without +7, 8, but in ten-digit format.
In five seconds you will receive a notification with a code, which you send back as a sign of consent to withdraw the specified amount.
Check if the funds have noticeably decreased - your opponent has received the money. Commission – 5 rubles.

How to transfer money from a phone to a Beeline phone

Dial on your cell phone – *145*friend’s number*money#. Please note that the funds must be without change, and the number must not be 8. Next, the challenge.
Accept the number combination. Call back – *145#+code+call. A couple of minutes later you will receive confirmation of the completed operation. Payment – 5 rubles per position.

How to transfer money from a phone to an MTS phone

First way. Dial *111*7#. You will be taken to the menu. Look for “direct transmission”. Enter the subscriber's number, put a space after it and indicate the amount. Confirm your request. If the message appears in the window that the request has been accepted, the money is gone.

Second way. Enter *112*mobile phone*rubles#. Call. Wait for the confirmation code, enter the numbers in the response message. Pay 7 rubles for the service.

How to transfer money from a phone to a Tele 2 phone

First, calculate the remaining funds after the transfer. It should not be less than 20 rubles.

Send the command – *145*someone else’s phone number*banknotes without change#. Call. Write your cell phone number separated by eight. Soon you will receive a message about the execution of the order, indicating the amount and the recipient's number.

How to transfer money from phone to phone with different operators

The operators of Megafon, Beeline, MTS, Tele 2 closely cooperate with each other, so finances are transferred between them with lightning speed.

Megaphone. You need to transfer money to MTS. Send an SMS to 94011, indicating the phone number and amount separated by a space, Beeline - 94012, Tele 2 - 94025, then indicate the number with an eight and the rubles to be written off. Commission – 3.3%.
MTS. When sending money to Megafon or Beeline, use the command *115#, then call. “Easy payment” will appear on the screen, find the item – mobile phone. Enter the number without the 8 and the top-up amount. Send the code you are sending to 6996. On Tele 2 – dial *115#, green handset on the phone. Enter the menu, then phone, look for Tele 2 - send. Dial the number, amount, send. Confirm the payment using any text to 6996.
Beeline. To transfer to Megafon, MTS, Tele 2, send an SMS to number 7878 with the text - 7, phone, space, amount.
Tele 2. You can transfer money to MTS via a USSD request. Dial – *159*3*number*amount in rubles#. Press the “call” key. Confirm sending with the code. On Beeline - *159*5*number without 8*money#. Megafon has *159*4*(number without 8)*(amount)#. Call.

Now you know how to quickly transfer money from your phone to the phone of any operator, which means you will always be in touch with friends, relatives, and colleagues.

Have a bank card for modern man- it's not just convenient and practical. With its help you can solve many issues. If there are funds on the card, then it is not at all necessary to have cash. Almost all stores, pharmacies, cafes, gas stations, salons, and so on provide their customers with the opportunity to pay by bank transfer.

Many people are interested in the question: how to top up your phone account using a bank card? In order to perform this or that operation, you don’t have to stand in queues; all this can be done while sitting at home at a computer with Internet access. Utility payments, account replenishment, transfer of personal funds and other popular operations can be made by logging into your “Personal Account”. This way you can get all the information on the client’s accounts.

You can also easily top up your mobile phone account. If you have a bank card and have funds on it, then there are several available methods for replenishing your mobile account. How to top up your phone account using a bank card?

Mobile account replenishment methods

In order to top up your mobile account, you can use a bank card. There are several basic ways to do this:

through an ATM;
using a self-service terminal;
through "Personal Account";
by activating "Autopayment";
using Mobile Banking.

If you need to perform this operation, you can independently determine which of the indicated methods is suitable for you. this moment. This applies to all the described options, except for the autopayment service, since replenishment is carried out automatically, the conditions of this operation are determined at the time of its activation.

If you use an ATM...

How can I top up my phone account using a bank card if there is an ATM nearby? With it, you can top up your mobile phone account in a few minutes. The algorithm of actions in this case:

Insert the card into the ATM.
Enter the code when prompted.
A menu opens, you select the options “Payment for services” - “Communication services”.
Select your telecom operator from the menu.
Enter the digits of the phone number you want to top up.
Determine the amount to replenish.
Confirm the operation.
Take the card.

All data must be entered carefully: inaccurate specified number phone will result in you replenishing an account that is not yours. It will be impossible to cancel the operation. Topping up your account occurs almost instantly.

By logging into your “Personal Account”...

How to top up your phone account using a bank card if you have access to " Personal account"? You can not only make payments, but also top up your mobile account, here you can activate the service automatic replenishment accounts. To do this, indicate the minimum replenishment amount and at what amount of funds in the account it should be carried out.

Have you decided to top up your phone account with a bank card via the Internet? You indicate only the phone number, although often it is in the database if you have previously topped it up. Select the card from which the funds should be debited, this is provided that you have several of them, for example, salary and credit. Determine the amount to be transferred to the account.

Mobile Bank will help

How to top up your phone account using a bank card if you want to use the service provided by Mobile Bank? First, visit a bank branch. At Sberbank, you must first fill out a special application form. This is necessary for the bank to receive the authority to provide you with this type of service. On the bank's website you will be able to make the payments you need. When connecting, you provide your email address and you will receive an email with your login and password.

You can top up your phone account via a bank card using all the indicated methods, which are provided to clients in order to simplify this process and minimize all efforts. But don’t forget about safety.