How to estimate the cost of an apartment in Moscow yourself, online or contact real estate company, because correct assessment is the main key to selling real estate.

Valuing a share in an apartment is a rather difficult and complex procedure; factors affecting the value of the share must be taken into account. There are plenty of advertisements on the Internet for the sale of shares posted by various agencies, realtors and individuals. As a rule, the valuation of the share is overestimated, which negatively affects the sale. If the price of a share in an apartment is determined by inexperienced persons, such advertisements sometimes “hang” for years.

What secrets do secondary sellers keep, what are they trying to hide from buyers? What they keep silent about and what owners of secondary housing do not say when selling. Tips and recommendations from a realtor in Moscow on how to bring the seller of a secondary apartment to clean water...

Redevelopment is a work construction work in the apartment to improve or change its configuration. Redevelopment also means a radical reorganization of the internal premises, the results of which require the inclusion of relevant information in the technical passport of the object. Redevelopment issues are discussed in Art. 25 Housing Code of the Russian Federation.

Investment and construction company "Zheldoripoteka" has developed its own profitable terms when purchasing apartments in installments in their capital and regional residential projects.

By the end of the year Russian market real estate found itself in a price impasse. On the one hand, demand froze in anticipation of new discounts and further reductions lending rates. Buyers can be understood: a saving program preferential mortgage is about to end, and the population has long since run out of “real” money. On the other hand, builders can no longer dump and keep commissioning volumes at the same level - the line of unprofitability is too close. Will it be possible to change the situation in 2017, and what will be the dynamics of housing prices in the new conditions, says lawyer Oleg Sukhov, legal consultant of the company Correct Investments in Real Estate.

Specialists from the consulting and analytics department of the ABC Zhilya company prepared a review of the residential real estate market in the Moscow region based on the results of the third quarter of 2016. According to the Analytics and Consulting Department, in the third quarter of 2016, the volume of supply in the primary housing market of “old” Moscow increased by 6.1% in the number of buildings and by 4.8% in the total area of ​​apartments. At the same time, the weighted average price per sq. m in new buildings in “old” Moscow (excluding luxury properties) increased by 1.9% compared to the previous quarter and at the end of the third quarter of 2016 amounted to 213.5 thousand rubles. Compared with same period last year, the weighted average price decreased by 4.2%. Enough stable level demand allowed sellers to budget for a slight increase in cost. It is also worth noting the revival of demand with the beginning of the business season.

About 70% potential mortgage borrowers apply only to the 1-2 most large bank. Analysts from Metrium Group analyzed the conditions housing loans within the framework of one project and came to the conclusion that small banks offer much more favorable mortgage conditions. The difference in payments over the entire loan term can amount to a million rubles.

There are dozens of stereotypes about the mysterious feminine logic, unpredictable female behavior and excessive female emotionality. On the eve of International Women's Day on March 8, experts from the Metrium Group company dispelled several myths about the behavior of the fair half when purchasing real estate.

Available to buyers under the state support program Housing loan at a rate of no more than 12% per annum. However, in the primary real estate market there are projects in which mortgages are provided at a lower percentage. Analysts from the Metrium Group company have compiled a rating of Moscow projects that have the most low rates on mortgage. It is noteworthy that only 3 out of 10 residential complexes developers subsidize the mortgage for the entire loan term.

By mistake National tax for registration of rights to real estate is paid in a larger amount. What to do and how to get the money back?

Buying an apartment is a serious transaction that requires special attention from the buyer's side. Before signing a purchase and sale agreement, you need to pay attention to several aspects that will allow you to protect yourself as a buyer and complete the transaction without worrying about being deceived or evicted.

For several months now, the country has had a mortgage subsidy program for families in which a second and/or third child is born from January 1, 2018 to December 31, 2022. Rosrielt looked into whether such a housing loan is really beneficial for citizens with children, and also how accessible it is for them.

According to the Constitution, Russia is social state, which provides the conditions necessary for a dignified life and human development. In accordance with these provisions, in Russia citizens have the opportunity to receive housing free of charge from the state. As a rule, these are low-income and needy citizens who are not able to purchase residential premises themselves. Housing is provided on a first-come, first-served basis, but some categories of citizens have priority. Who has the right to a free apartment today, said lawyer Oleg Sukhov.

In the real estate market, it is not so rare to encounter a situation when a buyer discovers that a person unfamiliar to him is registered in the purchased premises. This circumstance does not entail the cancellation of the purchase and sale agreement, but gives the registered person the right to live in the apartment. In most cases, it is possible to forcibly discharge such a person in judicial procedure, however, how easy this will be depends on the category of the registered person. What actions should be taken in such a situation, said lawyer Oleg Sukhov.

The purchase and sale of apartments for which maintenance debt has accumulated is by no means uncommon. Some buyers manage to negotiate with sellers to reduce the price in exchange for paying off the debt, while for others, other people's debts are an unpleasant surprise... Advice from an experienced lawyer and his opinion on the new initiative of the authorities.

My husband and I are planning to take out a mortgage for a secondary home. But nowadays we need to check absolutely everything. How can you protect yourself when buying an apartment? What to do if a participant shared construction passed away before the building was put into operation? Who can apply for housing that will be built? After all, the money for the residential premises has already been paid to the developer, but in fact it is impossible to register ownership of it.

The era of cooperatives has sunk into oblivion, leaving behind a rich legacy in the form of unregistered apartments, underpaid share payments and confused residents who feel like full owners of their homes, but de jure they are not. Lawyer Oleg Sukhov recommends adhering to certain rules for registering cooperative real estate when the share is not fully transferred.

Price, layout, view from the window, age of the house, transport accessibility- When choosing housing, citizens try to take into account as many factors as possible. And having difficulty finding the ideal option, they easily turn a blind eye to other nuances of the deal, says lawyer Oleg Sukhov.

Surprisingly, but true: in the current difficult time of the financial and economic crisis, it is the mortgage that becomes the only available resource for purchasing your own home. Simply because all other options are too enslaving.

Do you want to change your living space to a larger one or move to another city? This means that you have to start selling the apartment. By selling it yourself, you can save a lot on real estate services and control every stage of this important transaction. But remember that the process of buying and selling a home is not easy, time-consuming and requires good legal knowledge in the field of real estate. Get ready for time and financial costs.

Selling an apartment - documents and transaction procedure

Now let's look at the step-by-step algorithm of the process itself. For such an event, the transaction stages are as follows: determination market value of the property being sold, preparing the apartment for sale, preparing the necessary set of documents, putting up your own advertising offer on the real estate market, searching for buyers and negotiating with them, concluding a preliminary purchase and sale agreement, the procedure for signing the main agreement with the registration of the buyer as the new owner, transfer Money for the housing being sold and the procedure for transferring the apartment to the new owner.

So, let's start with assessing our home. What does this process look like? Most often, prices are compared using different sources of information - advertising newspapers, real estate websites, choosing similar options. Using data from real estate agencies, you can make a fairly detailed selection that will help you better understand the current price level for similar options.

What to consider

You should “link” your desire to sell your precious home as profitably as possible with the actual state of affairs on the market. The price of an apartment purchase and sale transaction depends on its condition. If there are a lot of similar offers, the cost of apartments decreases somewhat. You can take polar options - the most expensive and the cheapest. The real amount is approximately in the middle.

If you want to make a deal quickly, you should lower the price a little and bring it closer to the budget option. But this policy is hardly justified when prices on the housing market are growing before our eyes, for example, during periods of rapid inflation. Then selling an apartment quickly and cheaply means selling it at a loss.

Preparing the apartment

At the next stage, we prepare our home for sale, and also collect the necessary set of documents. You can give your apartment a new look by making minor cosmetic repairs. This will immediately make it more competitive compared to its peers. Sometimes, in this way, by spending very little money, you can significantly increase the cost of the home being sold.

When the sale begins, remove furniture and other things, leave the apartment as free, spacious, and uncluttered as possible. An empty, neat apartment looks more presentable and impressive in the eyes of potential buyers. Of course, all citizens who previously lived there should already be resettled by this time.

Now about the documents

If an apartment is to be sold, the documents and procedure for the transaction are a key issue. The procedure for collecting the necessary “papers” is one of the most important stages of the case. Documents not submitted on time or incorrectly drawn up can become an obstacle that can delay or even cancel the transaction procedure. Delay in this matter is unacceptable, because there are many options on the housing market, and the buyer can change his mind about purchasing yours at any time.

In addition, competent execution of the entire necessary list of documents eliminates doubts of the future owner in such an important issue as checking legal purity. In order to comply with all the rules, it is best to entrust the support of the apartment sale transaction to a competent lawyer and be sure to fully study the requirements set by the registration authority for such documents.

All numbers and data contained in technical documentation, are obliged to accurately correspond to reality in order to avoid further misunderstandings. We remind you once again - in such a matter as the sale of an apartment, documents and the procedure for the transaction - first of all!

What exactly is needed

What documents exactly are needed? First of all, this is confirmation that the seller is the owner and has the right to sell the property. This is a registration certificate. No less important are the identity documents of everyone who is among the owners of the property being sold. These are civil passports of adult owners and birth certificates for children under 14 years of age.

Main property document Also necessary when making a transaction is a registration certificate for the apartment (or cadastral passport). When selling real estate- - a marriage certificate is presented and, in mandatory, consent of the second spouse to the alienation of property. If one of the owners is a minor, you cannot do without the permission of the guardianship authority.

In addition, you will definitely need to take an extract from the house register, which lists everyone who is registered in the apartment. Another important document from the Housing Office is confirmation of the absence of debts on utility bills. The package is completed by the main document that you will have to draw up if you come to a mutual agreement - the purchase and sale agreement, the form of which we provide here.

Search for a client

How to find a buyer? Your decision to sell your home should be made public through as many sources of information as possible. Place an ad in the most popular media, on Internet sites of relevant topics. You should also work on the text. Your offer must be formulated specifically, concisely, include the main technical characteristics of the apartment being sold and be sure to mention competitive advantages in the housing market.

Sometimes it is more convenient for an owner, especially a busy one, to contact a real estate agency and delegate all the work to specialists. Selling an apartment, documents and transaction procedures, details of registration, checking the legal purity of real estate - real estate specialists are able to resolve these and many other issues on a professional level - of course, not for free.

Drawing up a preliminary purchase and sale agreement

Why is it necessary? this document? Its task is to protect both parties to the transaction - both the seller and the buyer. Each of them runs the risk that the other may abandon their plan at the most inopportune moment. The seriousness of intentions is confirmed by the procedure for the buyer to provide the seller with a deposit. This is part future value purchased housing. If the buyer changes his mind about participating in the transaction, the deposit remains with the seller.

If the seller changes his mind, the deposit, according to established practice, most often must be returned in double amount. This provision forces both parties to the transaction to take the issue seriously.

The size of the deposit, its amount and terms of return, the timing of the main transaction - everything must be recorded in detail in preliminary agreement. Such a document does not have a rigid standard form; it is usually drawn up arbitrarily with the obligatory indication of the addresses and passport details of all parties, a description of the housing indicating the main technical characteristics (and, of course, the address), the amount of the deposit paid and the deadlines within which mutual obligations must be fulfilled . The agreement is signed by both parties with the date of conclusion.

How does the payment procedure work?

One of key points- cash payment for the housing being sold. It is extremely important to arrange it competently from a financial and legal point of view. It is possible to make such a calculation either at the stage of concluding a contract, or when both parties sign the act of actual acceptance and transfer of residential real estate.

Most often, such a procedure is carried out through an intermediary in the form of a bank, whose task is to guarantee that the seller receives the specified amount. It is important for the buyer to be confident that his property rights will be successfully implemented.

Procedure in general case occurs as follows: the designated amount of money is recalculated in the presence of all participants in the transaction under the control of a bank employee, sealed in a special bag on which both parties sign, and then placed in the bank. After the transaction is properly completed and the new owner’s ownership of the home is registered, the bank issues the agreed amount to the seller.

Registration of an apartment purchase and sale transaction

Let's move on to signing the main document. How exactly is the purchase and sale agreement drawn up? Form standard sample not required to use. The parties have the right to conclude an agreement in any written form; it is most reliable to do this with the participation of a notary. He will check the presence of all the necessary components of this important document, namely - mandatory details each of the parties, the price of the alienated property, the exact address of its location, a technical description with data from the cadastral passport.

Also, the contract must certainly contain a description of how and at what time payment for the housing being sold is carried out. The time frame within which the actual transfer of the apartment to the new owner must be indicated and the act of acceptance and transfer must be signed.

Completes an event such as the sale of an apartment, registration of the transaction. Having signed the agreement, the parties are obliged to contact the territorial registration authority of the area where the housing being sold is located. After the transfer of ownership rights, it is necessary to sign the final document in the form of an acceptance certificate for the sold apartment.

All documents are drawn up in quantities equal to the number of parties to the transaction. Once signed, the seller has the right to contact the bank demanding the release of funds stored in his safe deposit box. At this stage, the transaction for the sale of the apartment can be considered closed.

Today the real estate market is more active than ever. It’s rare that a person manages to live without at least once being faced with the need to sell or buy an apartment or. When such a need arises, many questions arise about how best to conclude this deal. Let's look at the general points.

Required documents

So, the seller must take care of the availability of the following documents necessary for the execution and registration of the apartment purchase and sale transaction:

• Title documents (certificate of registration of property rights plus grounds for it (deed of sale, deed of gift, will, etc.);
• Housing plan and technical certificate for it. These papers can be obtained by contacting your local BTI. An employee will come to you, inspect the apartment, after which the relevant documents will be issued. This service will cost you about 2 thousand rubles;
• Extract from the house register. They receive it from the housing and communal services, REU or other organization in charge of the building in which the apartment is located. This paper gives an idea of ​​who is registered under to this address. By looking at the extract, the buyer can make sure that he will not encounter difficulties after purchasing a home, in the form of a citizen who has returned from the army or;
• A copy of the personal account. Taken to the EIRC. This paper confirms the absence of debts on the apartment;
• Certificate of absence/presence of encumbrances. Issued by Rosreestr;
• Consent of the spouse or certificate of civil status. Both papers are certified;
• Permission from the guardianship authorities (required when children are registered in the apartment).

Based on these documents, a bill of sale is drawn up. The number of its originals should be one more than the number of participants in the transaction, since one copy remains in Rosreestr.

The following video will tell you more about the documents that you cannot do without when purchasing and selling an apartment:

How does the purchase and sale of an apartment work?

The purchase and sale procedure looks different at some points from the point of view of the seller and the buyer.

• Thus, the seller initially determines the cost of the home, collects the necessary paperwork for the sale, advertises it and, thereby, looks for buyers. He does this on his own or with the help of realtors.
• The buyer decides on the type of housing, its area, location, etc., after which he begins to look for options (on his own or through an agency).

When the seller and buyer find each other, they conclude the deal themselves or contact a notary.

What else is worth remembering when deciding on a transaction for the purchase and sale of an apartment, a specialist will tell you in the following video:

Self-registration

The procedure for independently conducting and completing a transaction for the purchase and sale of an apartment is relatively simple. So, in order to reduce the threat of failure of the deal, the parties often enter into a preliminary agreement, which, however, spells out all the basic conditions. The price for housing is also entered here, which cannot subsequently be changed. The preliminary agreement specifies the terms within which the transaction must be concluded, and the penalty in case of failure to comply with the conditions set by one party.

Realtors and real estate agencies

For their services, real estate agents charge about 2.5-3% of the cost of the home being sold. When concluding an agreement with a realtor, stipulate the following points:

• Cost of the apartment. The amount that will be transferred to the seller;
• Realtor's share (percentage or fixed rate);
• The period for which the contract is concluded;
• Whose responsibilities include collecting documents;
• Who will pay the costs of completing the transaction;
• Responsibilities of a realtor;
• The presence of an agent when viewing housing;
• Characteristics of the apartment being sold/requested;
• Guarantees provided by the company to the client.

What is the price for legal support apartment purchase and sale transactions, you will learn further.

The issue of buying and selling real estate is always relevant, since families move in and out, citizens change their place of residence, or even simply invest in houses, apartments, and country villas. When selling and buying property, you need to understand the seriousness of the process, understand where to start and how to decide legal issues, master at least the basic aspects of such a procedure as registration of a real estate purchase and sale transaction.

Basic rules for the sale and purchase of real estate

For a real estate transaction to be valid, it must meet a number of conditions:

1. Conducted in accordance with legislative framework. For example, it is prohibited to draw up an agreement aimed at the alienation of objects that belong to places common use in a multi-storey building.
2. The parties to the transaction must be legally competent and capable.
3. The seller of real estate must have ownership rights to the alienated object.
4. Each of the parties involved in the transaction must enter into it voluntarily.
5. The consent of the parties to purchase and sell is confirmed by notarization of the real estate purchase and sale agreement.
6. Registration of purchase and sale of real estate in government agencies after the transaction refers to mandatory conditions.

Failure to comply with one of the above points may become the basis for the severance of relations between the seller and the buyer, as well as the recognition of the purchase and sale transaction as invalid.

Naturally, every buyer is concerned about the issue of security at the time of purchasing real estate, because real estate scammers have not yet disappeared.

But, more often than not, problems arise not through the fault of scammers, but in the absence of awareness of the laws of the Russian Federation relating to purchase and sale.

Let's consider several rules that are mandatory for use in real estate transactions:

When purchasing a property, you first need to check all title documents , confirming ownership of it.

It can be:

1. Certificate of ownership of the apartment (privatization).
2. Contract of sale.
3. Entry into inheritance by law or will.
4. Donation agreement.

All documents must be provided in originals , with the seal and registration of the BTI or another body replacing the bureau. Copies and xeroxes in in this case unsuitable.

A certificate from the housing office is required indicating the number of people registered in the living space being sold. You can independently clarify this data at the Housing Office, since it is desirable to exclude the presence of persons who have temporarily left, but retain their rights to the apartment.

The passport of the selling party also deserves attention , namely, pages with notes on marriage registration and place of residence. It is important to remember that property acquired during marriage belongs to both spouses and both spouses also have rights to it (except for gifted and inherited property).

If children under the age of majority are registered in the living space , then on the eve of the transaction you need to demand their deregistration and it is advisable to check this fact.

Experienced realtors have a rule - to be wary of properties that are too cheap and this has been repeatedly tested in practice. A person who knows about the illegality of his actions seeks to sell the object faster and cheaper.

There are cases when real estate is sold by proxy. The buyer is simply obliged to show special care, otherwise negative consequences cannot be avoided. The validity period of the power of attorney is very important. If the principal is an elderly person, then it may happen that he has already died, therefore the power of attorney loses its force. Powers of attorney with a recent issue date should also be wary, since they are often used by scammers.

There are other unpleasant moments when transactions under a power of attorney are invalidated. Therefore, at a minimum, you need to make sure that the principal is alive and the document was drawn up by him voluntarily. The ideal option is the presence of the principal during the transaction.

It is desirable for the buyer of the property to be present at the time the seller transfers the documents necessary for the sale. Separate requirements for a notary: presence of an office and long term work.

Regarding schemes for receiving and transferring money. Several may be offered. This is both cash and non-cash payment, carried out before or during the transaction, with or without an advance payment. All nuances are resolved in advance, by mutual agreement of the parties.

Preparation of necessary documents

Documents for drawing up a real estate purchase and sale agreement can be divided into two categories: into two categories:

These include:

1. Title documents for the property (if sold by power of attorney, it is attached).
2. Help-characteristics about estimated value object.
3. Technical certificate.
4. Certificate from the Housing Office (Form No. 3), which indicates the number of registered people in the alienated property.
5. Identification documents of the Seller and the Buyer, their identification codes.
6. Certificate of marriage or divorce (in the first case, the consent of the spouse will be required for the transaction).
7. Permission from the Board of Trustees to conduct a transaction in the presence of minor children.

Second category - these are payment certificates utilities for the alienated object, as well as other information without which the notary can conduct the transaction. Rather, the Buyer needs them to avoid problems with housing and communal services.

How does a real estate purchase and sale transaction work?

Those who are encountering the process of purchasing or selling an apartment for the first time most likely have a superficial knowledge of how real estate transactions work. There is nothing impossible about them, and the procedure itself consists of several stages.

Let's consider the procedure for buying and selling real estate:

- The first stage is searching for an object

It consists of searching for housing, viewing various options apartments After the Buyer settles on any option, he makes a deposit for it.

The seller writes a receipt confirming receipt of part of the money to pay for the apartment, or the parties draw up a preliminary agreement on the deposit. At this stage

The buyer conducts a legal check of the property (purity of title documents, identity of the seller, etc.).

- Second stage – preparation of the purchase and sale agreement

After preparing all the necessary documents, the parties enter into a written contract for the purchase and sale of real estate, which can be certified by a notary.

It should reflect the following points: details of the Seller and the Buyer, the address of the alienated property and its value, the method of transferring funds and the period during which they must transfer to the Seller, the distribution of costs for completing the transaction, the eviction period (transfer of keys).

- Third stage – transfer of money

The safest and most convenient option for mutual settlements between parties to a transaction is to transfer money through a safe deposit box. The agreement for its use should be concluded in such a way that the Seller can receive the amount due to him within the agreed period by presenting to the bank employees a Certificate of Ownership issued in the name of the new owner.

Upon expiration of the period and the Seller’s inability to present the required document (for example, a refusal to register the Certificate was received), the Buyer returns his funds, gaining access to the box.

- The fourth stage – registration of the property

After the money has been placed in the safe deposit box, the transaction enters the final phase, i.e. purchase and sale agreement and everything Required documents submitted for registration at Federal service state registration.

As a rule, after two weeks, the parties to the transaction are issued a registered document. At this stage, the Seller receives the keys to the locker.

- Fifth stage - vacating the apartment

The apartment is vacated in accordance with the agreed deadlines. When transferring the keys to the new owner, a housing acceptance certificate is signed.