Daily. Today I bring to your attention a review of stocks of varying degrees of “severity”.

Where do you make money from stocks?

In the securities market, each share has a value, and accordingly, from this value, the share price fluctuates.

This is what stock price quotes look like

For large volumes financial resources working on a small fluctuation amplitude, say, 50 kopecks for a preferred Sberbank share, will bring a decent income. However, with a game of this nature, the deductions to the bank will also be decent.

About expensive shares

There are shares that themselves are expensive - for example, Magnit or Uralkali shares. What’s interesting about them is that if quotes rise, you can instantly make a profit, while you only need to pay a commission to the bank twice – when buying and when selling.

In addition, the fluctuations of these shares - that's why we talk about their “heaviness” - occur quite slowly, and it is almost impossible to make a profit in one day.

These are shares for the patient, for those who are phlegmatic in life and on the stock exchange - because, as a rule, they begin to grow precisely when there is no longer any strength to wait for growth. This is the "law of meanness" stock trading– you just lost your nerves and sold what you were holding and hoping for – and there’s growth!

In this regard, the recommendation is not to invest most of your assets in “heavyweights”. Let this be a nice safety net for the main game. And also, buy them only when the indicators are in the lower position, sell them only when they are in the upper position. Here you need a guarantee - otherwise you will lose more than you earn.

About the most profitable promotions

What stocks belong to the opposite camp that can be traded daily? The already mentioned Sberbank - both types of shares, Gazprom, Rosneft, Rostel - these are those types of securities for which the demand is constantly high and the volume of purchases and sales here is simply enormous.

These factors allow stock quotes to change several times a day within a wide range. Our task is to notice a change in trend in time and conclude a deal.

IN in this case short positions are justified and are guaranteed to bring profit - today’s market is not designed for opening long positions, economic and political news is too ambiguous, changing every day and causing confusion in the orderly ranks of investors.

How much can you earn from stocks?

Sometimes the numbers reach 100-150% per annum. Depends on how the company behaves at different periods of time.
The main principle of making money on stocks is to buy shares and wait for them to rise in price in order to sell them at a profit.

Evaluation method -

Why this rating?

I gave 5 stars because the promotions for today are one of the best ways earnings and
Stable, excellent profitability. Although you need a large amount of money to earn money, this covers the reliability of this type of income.

We answer in detail the question of how much you can earn on stocks and on what factors the amount of earnings depends.

Almost everyone has a vague idea about investing money in the stock exchange.

Few films about rich life do without mentioning them.

But at the same time, it is firmly ingrained in many people’s heads that this way of earning money is the prerogative of exclusively the elite, people with higher economic or financial education.

Although in fact, almost everyone can figure out what stocks are and how much they can earn from them.

If you are new to this area, then this article will “open all the cards” and you can also try your hand at this kind of method of generating income.

The popularity of investing in stocks is due to how much money they can bring to their owner.

Although the associated risks are quite high, it is indeed possible to get rich this way.

And with the right approach, all dangers can be minimized.

It is really difficult to lose all your capital using this method, so you should worry less and improve your knowledge in this area.

What are stocks and how do they make money?

A short excursion for the “little ones”:

• Shares are shares of ownership in a company.

  They come in two types.

• Common stocks are the most common.

  They give the owner the opportunity to make a profit on the difference in value and even on dividends.
  Due to their prevalence, it is easy to carry out buying and selling transactions with common stocks.

• Preferred shares differ more favorable conditions in receiving dividends.

  However, at the meeting of shareholders, unlike the owners ordinary shares, the owner will not have voting rights.

What are the pros and cons of making money on stocks?

Some of the advantages and disadvantages of investing in stocks were discussed above.

But if we briefly summarize the general list, it will look like this:

Advantages

• Amount of potential income.
• You can earn money even with a small investment.
• If you are looking for an opportunity to invest a large sum for a certain period, investing in shares is more profitable than bank deposits.

Flaws

• Many risks that can be avoided with proper skill.
• When trading stocks through a broker, you will be forced to pay a commission even if the trade loses.

How can you make money on stocks?

There are three main ways to make money in stocks:

1. Receiving dividends.
2. A long-term investment is an opportunity to buy shares cheap and sell when the price rises.
3. A short-term investment is to borrow shares through a broker and sell them at a high price.

   When the shares become cheaper, they are bought back and the debt is repaid to the broker.

How much can you earn from stocks?

Depending on the chosen method of earning money, the answer to the question of how much you can earn will change.

It is also influenced by such factors as the amount of investment.

If, for example, we consider the option of a long-term investment, the amount of earnings will directly correspond to the percentage increase in value for the selected period.

So that you can operate with specific figures, we will give you the values ​​​​current for the period January-April 2016 (only the most profitable shares of Russian companies are considered).

• ZIL: +324%;
• GTL: +206%;
• HSCI: +149%;
• Izhstal: +90%;
• Mosenergo: +67%;

How much can you earn on stocks by trading on the stock exchange?

Trading stocks with help is the most profitable way earn money.

But at the same time, it also comes with the most significant risks.

Roughly speaking, the method can be called speculation: buy cheap and sell more expensive.

But for such a scheme to “burn out”, its implementation must be approached wisely.

If, for example, you invest more than 10% of your existing deposit, in case of failure you will not have any currency reserves left to correct the situation.

Calmness and composure should become your best friends, so that even unsuccessful trades do not make you lose a lot.

Now let's talk more about the process itself.

You need to analyze the current state of affairs and choose which company's shares, in your opinion, can increase in price.

After this, you invest no more than 10% of the deposit into the transaction.

If the price, contrary to forecasts, deviates from the planned growth, the shares need to be sold in time.

The difference in buying and selling will be your profit.

In words, everything sounds quite simple, but in reality, how much you can earn will depend only on your knowledge of the specific intricacies of trading on the stock exchange.

So if you are not confident in your abilities, you need to increase the level or entrust the management of the process to a broker.

The main thing to understand is that stock trading is not a lottery or a casino.

Intuition can help you make a profitable deal.

But this will likely be an exception to the rule.

Conducting serious business “by luck” will not work.

How to choose a broker to make money on stocks?

The importance of having an intermediary – a broker – has been mentioned more than once above.

They have the necessary skills and knowledge, and for their services they take a percentage of your stock transactions.

Also, through a broker, you can get access to the necessary tools and training materials.

The main important criteria when choosing a broker will be:

• The percentage of the transaction that the broker will take.
• What tools are offered for the job?
• What information is provided for analytics?
• Are there educational information, books, articles, courses?
• Convenience of replenishing your account and withdrawing how much you have earned.
• For beginners, the degree of competence of employees and the level of user support are also important.
• An additional factor is the availability of the broker’s representative office or office.

How to choose which stocks to make money on?

If it were so easy to analyze how much the shares of a particular company will bring you, investing in their purchase would be practically risk-free.

There are several ways to determine the profitability of a deal.

Beginners often rely only on luck and intuition, and this option is the most unreliable.

It is better to resort to a detailed analysis of the available information.

Study the forecasts of leading analysts, information on how the exchange rate has changed over previous period time.

It is worth considering the importance of liquidity of the shares of the selected company.

After all, if the real exchange rate begins to differ from the target one, it is important to be able to quickly sell assets. Or buy more.

Resources that publish financial news and reports will help you keep up to date with the latest information.

How many risks are there in making money on stocks?

Much has been said about the fact that making money on stocks has certain risks.

This is logical, because without analyzing such information, it is impossible to insure yourself with a plan of action in the event of their occurrence and to minimize this possibility itself.

When investing in stocks, the following methods are used:

1. Although the amount “no more than 10% of the deposit” was mentioned above, you can minimize the risk of loss if you invest up to 2%.

   In simple terms, you would have to lose 50 trades to lose money!
   And even in the most unfortunate scenarios, it’s difficult to allow this to happen.

2. The advice on diversifying investments has already been given above.

   Competent and skillful formation investment portfolio will reduce the risk.

3. Style is not only in clothing, but also in trade.

   Decide how you will conduct business and do not deviate from your plans.

4. If you have doubts about your own competence, entrust the management of the process to a reliable company.

   At this time, you can start improving your level.

An example of how much you can earn from stocks:

watch in the video:

1. Start by mastering the basic terms and rules.

   Even if your investments are managed by a broker, you should at least be in the know.

2. Many experienced financiers advise diversifying investments (split into parts and invest in different transactions).

   It is worth considering that the concentration of the deposit affects how much you can earn.
   Therefore, before making a decision, you need to weigh the risks and not blindly follow the recommendation.

3. Regularly dedicate time to study and analysis latest news, read the opinions of experts, be prepared to stop trading if the situation begins to turn against you.
4. Long-term investments can be your golden ticket, but you can't rely on them alone.
5. Explore existing strategies for working with stock investing.

   In this case, it is worth paying attention to reliable and common options.
   You should not mess with such a dubious method as martingale.

6. If possible, try to increase the deposit that you were initially able to allocate for operations.
7. Take time not only to close deals, but also to improve your level of knowledge.

The best motivation for beginners in answering the question is how much can you earn on stocks, will become the most profitable examples.

For example, over a period of ten years (and this is a completely normal period for long term investment) shares from the RTS index grew by 450%.

But the shares of the world famous Apple grew by 5320%!

You will learn how you can earn money securities, how to buy and sell shares, and how much you can earn on the stock exchange.

Money that sits idle loses value every month. This especially applies to ruble savings. This is why financially literate people prefer “not to hide their money in banks and corners”, but invest it in highly effective financial instruments.

The most affordable and promising option is to invest money in stocks.

Denis Kuderin is with you, an expert on the HeatherBober portal. financial matters. I will tell you how to make money on stocks, what is more profitable - stock trading or waiting for dividends, which stocks bring more profit and how long it takes for securities to rise in value.

You will find advice from experienced traders, expert instructions and recommendations. Do you want to become financially independent and work for yourself? Read our articles and put your knowledge into practice!

1. Shares are a long-term investment tool

In countries of victorious capitalism, the majority of conscious citizens live not only on salaries. Their available funds the population invests in various investment instruments– stocks, bonds, futures, precious metals, startups.

This is somewhat more difficult than keeping money in a bank, but it is also much more profitable. Bank deposits in the Russian Federation and neighboring countries barely compensate for the growth of inflation, and even lag behind it.

Would you say that it is safer to keep funds in a bank? Experienced investors don't think so. Exchange rate could collapse at any moment - there are too many economic, political and social factors influence purchasing power money.

But securities tend to constantly increase in price. This is a general trend in the market - individual positions may fall. Events within the country have little impact on the value of assets of international and foreign enterprises. Therefore, the reliability of bank deposits is a relative concept.

Let's summarize the advantages of making money on securities:

• By purchasing shares, you become a co-owner of the company and have the right to a portion of the profits from its activities;
• the owner makes a profit not only due to increased value, but also due to dividends;
• the domestic economy has almost no effect on the exchange rate;
• profits from stock speculation are not limited;
• the general trend of the stock market is constant growth;
• this is an accessible and completely understandable way to make money carry other money;
• you control and balance your risks;
• a small capital is enough (from 5-10 thousand rubles.) to enter the exchange.

Despite all the attractiveness of this way of earning money, it is important to understand one thing: investing in securities is a long-term option. cash investments. You won’t be able to get a lot right away, even if you are counting on profit from speculation.

So you shouldn’t invest funds that you need in the near future in this area. Only free funds are surpluses that lie idle and do not affect the quality and standard of your life.

To make money on the stock exchange, it is not necessary to have an economic education or analytical skills. I know humanities scholars, retirees and students who have successfully figured out stock trading in a couple of weeks.

If you don’t want to go into details or don’t have time for this, work with consultants or give your assets to professionals. This is called trust management.

The danger of this method is that not everyone can choose the right intermediary. The Internet is full of scammers who promise investors exorbitant profit percentages, but have no intention of keeping their promises.

Remember: professionals rarely voice specific numbers. They are careful in their forecasts and guarantee investors only careful and qualified management of their assets. If you are promised 500% or even 50% per month, this is a trap and a scam.

Having invested money in the stock market, be prepared to wait patiently: you won’t be able to double your capital in a couple of months. But in a year it’s quite possible. At the same time, no one limits the amount of profit: everything depends only on the volume of investments and the chosen strategy.

2. How you can make money on stocks

People acquire valuable assets with one goal - to make a profit.

There are two ways to get rich with stocks:

1. Earnings from the difference in purchase and sale prices.
2. Earnings from dividends.

Not all issuers (companies that issued securities) pay dividends. Not because they are greedy, but for internal reasons financial policy. The more reputable the issuer, the higher the likelihood of receiving dividends. But this is not a pattern, but rather a general trend.

I'll explain on real example. Megafon paid dividends to its shareholders in 2017 in the amount of 20 billion rubles . This is approximately 60 rubles for each share. If you had 100 such shares, the profit will be 6000 rubles.

Dividends have nothing to do with increasing the value of assets - they are parallel values ​​that do not intersect. How much and when to pay is decided by the meeting of shareholders and, partly, by the board of directors. There is also a charter that outlines the procedure for payments and their amount.

The amount of dividends and their availability depend on the company's profit. The right to payments is received by shareholders who become owners of securities no later than a certain date - the date of registration of the register.

If you know this deadline in advance, you can hurry up and quickly buy a hundred or two shares to participate in the payments. But there is a nuance: as soon as the meeting announces this date, and at the same time the size of dividends, the value of its assets increases.

How to receive payments? If you act through a broker, then no action is required on your part: payments are credited automatically to the brokerage account.

Earnings from exchange rate differences (capitalization) is a completely different story. The principle is universal for any trading activities: buy low, sell high.

The difficulty is that the change in exchange rate is influenced by many factors:

• liquidity of securities;
• their status;
• information on dividend payments;
• company profit;
• situation on the stock exchange;
• traders' behavior;
• publications in the media and official sources;
• the economic situation of the company and much more.

A brokerage account is a civilized way to enter the stock exchange. A broker is your eyes and hands in the stock market. Some organizations, in addition to intermediary tasks, undertake the functions of consulting investors and managing their capital.

This option is suitable for those who do not want to understand all the vicissitudes of trading or do not have the time for this. The advantage is that your financial affairs are handled by a professional. The downside is that you give him part of the profit.

If you want independence, you will have to spend time preparing. Read books on investing for beginners, popular reference books, blogs. Minimum task: understand how exchange instruments and mechanisms work.

Personally, I get inspired by looking at quotes on Google Finance or similar resources. You can clearly see how much the value of the assets of certain companies has increased over the period of their presence on the market. This is how I learned that Google’s shares have grown 13 times in 10 years, and Microsoft’s shares have increased by almost 1000% since the date of issue.

But you shouldn’t treat trading like roulette or a lottery. This is serious work that will bring profit only with the appropriate attitude.

The differences between dividend income and capitalization are clearly presented in the table:

3. How to make money on stocks - instructions for buying and selling securities

Here is an expert guide to making money in stocks.

Follow the instructions, and your risks will be reduced to a minimum, and your income will increase.

Step 1. Assess financial resources and determine a strategy

Contrary to the popular stereotype, you don’t have to spend millions to make a profit on the stock exchange. Some brokers open accounts from 3,000 rubles. Of course, such an amount will not allow you to fully enjoy all the delights of stock trading - the profit will be rather symbolic. But general rules and trading trends will become clear.

As for the investment strategy, there are two main directions. Strategies vary in duration and degree of risk.

By time they are divided into:

1. Short term.
2. Medium term.
3. Long-term.

Far-sighted investors make investments for a period of one to five years and do not worry too much about current exchange rate changes. The main thing is to have a common plus in the end. This goal will be realized if risks are balanced through diversification. Or, to put it simply, divide the capital into approximately equal parts and invest the money in different directions.

Experienced traders advise beginners to refrain from aggressive investing. It is better to deal with “blue chips” - the assets of stable companies from the top 10, whose names are well-known.

In the Russian Federation these are Gazprom, Lukoil, Aeroflot, MTS, Magnit, Megafon, Sberbank, etc. Foreign and transnational corporations are also known to everyone - Google, Facebook, Apple, McDonald's.

Step 2. Choose a broker

For a newbie, choosing a mediator is a key step in the process. Broker is financial institution, which has a special license and appropriate functionality for working on the stock exchange. Through a broker, you will sell and buy, enter into transactions, withdraw profits and pay taxes.

A list of licensed brokers is available on the Central Bank website. When choosing an intermediary, study the track record, reviews of professional traders, visit the organization’s website and ask questions to the consultants.

The user's relationship with the broker is official. That is, you work strictly according to a contract, which is concluded either in the organization’s office or through the website. When entering into agreements, read them first. If there are any unclear points, be sure to ask for clarification.

Most likely, you will trade via the Internet - it is more convenient, easier and faster. The broker will open an account for you in its own system, where you will transfer money. Next, the intermediary will provide you with software - special software for exchange operations. Sometimes this is not required - all transactions are carried out through the site.

Step 3. Buy shares and sell after the price rises

Experienced people advise practicing on a demo account before real trading. This is good advice, but remember the rule: playing with virtual units and transactions with “real” money are “two big differences.”

Some brokers conduct free webinars on topics such as: how to buy shares and stay in the black or how to become a wolf from Wall Street in 15 days, others offer paid training and work with an instructor. No one gives guarantees that such lessons will bring money.

What happens next is a matter of technique. The most unwise approach is to buy based on the “like it or don’t like it” principle. You should also not follow the advice of friends or acquaintances who are not involved in professional trading.

Invest soberly and correctly. Listen to brokers' tips. Invest most of your funds in blue chips, with less in emerging promising projects in the digital technology or telecommunications industries.

Listen to the professionals and your investment will pay off

Periodically evaluate your investment portfolio. As soon as the current value exceeds a certain threshold, sell those assets that are profitable to sell and withdraw your profit. Or don’t withdraw it, but invest it in other instruments.

Warren Buffett's advice: "Never buy a stake in a company unless you understand what it does and how it makes money."

In the article Buy Gazprom shares for an individual you will find a lot of advice on buying shares in large corporations.

4. When not to sell shares

An important section that beginners should definitely read.

Traders without experience often panic and rush to get rid of assets as soon as they fall in price by a couple of points. Experts advise doing the opposite: buying when everyone is selling and selling when everyone is buying.

There are a few more situations when selling shares will bring you losses.

1) Urgently needed money

To avoid this, invest only free funds in the exchange. This money should not be the last one or intended to pay for immediate needs. Forced sales are almost never profitable.

2) I've run out of patience

Ability to wait patiently and follow plans investment plan– quality of a professional investor.

If you want to have maximum profit, act pragmatically, wisely and without fuss.

3) Shares rose quickly in price

The pursuit of short-term gain is unlikely to bring big money. In addition, the habit of immediately getting rid of assets when the value increases is a sign of a beginner.

An experienced investor knows that once the price starts to rise, this trend will continue for some time until it reaches its peak. A successful investor knows how to accurately determine the time when sales will be most profitable.

4) Bad news in the media

Television, newspapers and especially Internet sources love to scare security holders with bad news. In most cases, these are the machinations of those who benefit from lower prices for certain items.

The exception is reliable information about a change in trend or bankruptcy of the issuing company.

5. Which stocks are better to invest in?

In short, those that have a strong tendency to grow. The shares of companies that have no or few equivalent competitors in their industry (Aeroflot, Apple, Gazprom), as a rule, are growing steadily. On long distance(from a year or more) such investments will definitely bring profit.

Another thing is that it is unlikely to be possible to increase capital by 10-20 times. Because the growth over a year or two is several tens of percent. Maximum – 30-45%.

But successful and promising startups are capable of increasing their capitalization hundreds of times in a year, and therefore, the securities of such projects will also increase many times over. Sometimes this is an increase of hundreds, or even thousands of times.

But with young companies there is always a risk of ruin. What should an ordinary investor do? Distribute financial flows in several directions - invest part in reliable corporations, part in startups.

6. How much can you earn on stocks?

The range of earnings is as wide as the Siberian Ob River in spring. Some investors' profits amount to millions, but in mathematical equivalent it is only 10-15% per year. It all depends on the volume initial capital, trading strategy and the securities themselves.

Shares in general are a more highly profitable instrument than bonds, metal deposits or bank deposits. But at the same time, the risks here are much higher.

This kind of income is not suitable for overly emotional and impulsive people. I’m not just talking about women – there are even more gamblers among men. However, excitement can be pragmatic and thoughtful, and it can be chaotic.

Let me give you an example:

Petya loses $100 on his investment - the shares fell in price, he panicked and sold them. He takes out another $1,000 from his stash and buys more securities - this time from another company. “These will definitely grow,” he argues.

But the price begins to fall again (the issuer paid dividends, but Petya did not know this). He sells frantically again and again loses money. For the remainder, Petya goes to a restaurant and swears that he will no longer be in the spirit of the stock market.

What did Petya do wrong? He reacted too emotionally to price drops without understanding the situation. If I had waited, I would have learned that after its sales, the assets of both companies rose in price again and at the end of the year brought in revenue of 15-17%.

But remember: there are no guarantees of profit in the stock market. If you want fixed rates, welcome to the bank.

Brief summary of the article in video format:

7. Conclusion

Earning money on stocks is available to everyone who has the time, means and desire to do so. This is a little more difficult than keeping money on deposit, but clearly easier than, say, the work of a sales manager.

Trade via reliable broker reduces risk and increases profitability. And studying market mechanisms allows you to earn money on your own, without the participation of intermediaries.

Question for readers

What do you think is more reliable - deposits in Russian manufacturing enterprises or international corporations?

We wish you fat dividends and breathtaking capitalization! We are waiting for comments, reviews, life stories. See you again!

Today, many people are aware of the stock market and the possibility of investing their capital in shares. But this knowledge alone is not enough to make money on the stock exchange. In addition to income, an investor may receive a direct loss and even lose all of his capital. First of all, an investor must understand why he came to the market and what he wants to get from it?

The first thing an investor should know is that you won’t get rich overnight.

Even after completing a lot of training and reading many books, a person still needs to gain real trading experience. Only together, all these factors will help you earn income on shares and not lose it in the future.

How to make money on stocks from scratch

If you look at stock trading from a practical perspective, you can clear examples see how easy it is to make money on stocks, as well as the benefits of working with the securities market. Separately, we will talk about the “” strategy and its benefits for investors.

• Let's give an example right away. As an investment object, we chose shares that, in addition to a hypothetical increase in market value, will be able to show good conservative income in the form of dividends.

Currently, Chevron Corporation is the leader among liquid stocks ( 4,67% ), distributing profits among investors.

• Let's choose a year as the investment period and see how much you can earn on shares during this time.

From what has been written above, you can understand that earnings on shares highly depend on the prices of the shares themselves. When buying, you immediately include in their price at least the amount of this profit, to which the exchange rate will be added (or decreased) market price these shares.

This kind of dynamics can be seen among blue chips. Second-tier shares have stronger fluctuations, which can bring profits in the region of 40-60%, which can be considered a very good return. But in all investment options there is always the possibility of losses.

Professional traders who work on trading strategies and enter into many transactions during trading session, can make much more profit, but it all depends on the quality of their technical indicators and principles of trade.

The answer to this question worries many novice investors. It's worth starting with large investment funds who have a personal staff of professional analysts and traders who competently manage the capital of their organization. Together with banks, these structures are on the market and have an extremely strong influence on supply and demand.

Naturally, an ordinary person will not be able to outperform an entire team of professionals who have complete carte blanche to develop and test the latest trading systems and strategies. However, it must strive exactly as the largest financial corporations do.

Except legal entities, they work on the stock exchange and private investors. As a rule, these come from the above-mentioned investment funds or brokerage companies who decided to independently use their trading skills and work “for themselves”. Exactly theseMarket participants receive the highest returns thanks to their skills and analytical mind, honed over years of work. At the same time, such people are deprived of any restrictions on the risks that their former employer imposed on them.

However, these traders are deprived of some opportunities in terms of latest technologies and insider information. Such market participants are closest to the ideal that traders should focus on.

And lastly, we will look at the type that is closest to a novice investor. We'll talk about private self-taught investors. They earned some capital and decided to increase it by investing in securities. Unfortunately, most of these traders lose their money on the exchange. This happens for a fairly simple reason: they cannot overcome themselves and admit their own mistakes.

It is the repetition of the same actions without making any fundamental adjustments that ultimately brings losses.

But you shouldn’t think that if you came to the market yourself, you will definitely join the ranks of losers. Man is the architect of his own destiny. If he can find the strength to understand and accept the rules of the game in the market, success will certainly await him. This is a kind of test for flexibility of thinking and freedom from stereotypes.

Risks and returns of investments in securities

To make money on stocks, private investor must think like a real businessman. He must understand what income he expects this month, how much he can risk so as not to jeopardize the very existence of his “business project,” what should be changed and what should be left unchanged.

Where to start your journey?

First of all, making money. A trader must have his own capital to trade in the stock market. When the initial deposit is formed, you can immediately begin trading. The question arises again about what is more convenient for the investor. If he cannot spend whole days in front of his PC monitor, then you can try to buy some dividend a stock that is currently falling or correcting. This purchase will be long-term, so after the transaction you can forget about it for a year or two.

If the security shows any loss during this period, it can be compensated by the payment of dividends, which average 7-10% per annum. But, as practice shows, all stocks grow at least by the amount of inflation in the country, so there will presumably be income for this period.
Naturally, you should not look for some illiquid securities whose issuer is on the verge of bankruptcy. In addition, on dividend shares As a rule, there is always increased demand, which will also have a positive effect on the market value of the paper.

At the end of the investment period, the trader can open his brokerage report for this period and analyze how his account changed over these months, how dividends were paid, what taxes were withheld and other nuances. This will allow you to gain all the necessary experience in terms of investment.

If an investor wants to conduct continuous trading and receive daily profits from it, he should have enough time. He must choose the one that suits him trading strategy, preferably with the least risk and trade according to its rules, having completed at least 100-200 transactions. Tradefollows the minimum possible lot. At the end of the trade, it will become clear what real profitability the strategy shows and what can be changed in it. When a trader can receive a stable income, trading volumes should be increased so that the income from all his transactions becomes tangible.

It is worth recalling that according to an economics textbook, stock market is a tool for redistributing funds.

In reality, this is exactly what happens. After all, someone’s loss at the same moment is someone’s profit. at any given time, you need to understand that right now someone is selling them, therefore, when making a transaction, you are playing not only against the faceless market, but also against real market participants who really do not like to make mistakes.

If you find an error, please highlight a piece of text and click Ctrl+Enter, and we will definitely fix it! Thanks a lot for your help, it is very important for us and our readers!

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How to make money on the stock and securities exchange? Is this realistic and how much can you earn? Let's consider the nuances of investing and income in securities. The content of the article is aimed at beginners, so the material is presented with examples in accessible language.

1. Introduction to securities - what they are and what they are

Securities are one of the best ways to save your money, since they allow you not only to preserve your wealth, but also to increase it. This method of storing money is very liquid.

The concept of "liquidity" means that you can quickly exchange all your assets into cash. Investors have practically no more liquid options for saving money (only currency and cryptocurrency).

Securities can be divided into two main categories

Let's take a brief look at what each of them represents.

Stock- these are securities of the issuer that give rights to own part of the company. On stock exchanges, the share price constantly changes during trading. Shareholders receive annual dividends (part of the company's profits for the previous year).

Bonds- these are securities that allow you to receive a pre-known guaranteed reward. Bonds are very similar to a bank deposit and are much less volatile than stocks.

Bonds are a more conservative way to save money because they are less subject to volatility. The income from them is more modest, but predictable, than in shares. Despite this, most investors tend to invest more of their money in stocks.

Read more about the comparison in the article:

Why do most investors choose riskier assets in the form of stocks? The thing is that in the long term for several years it is a more profitable instrument. If in bonds average income does not exceed 7-10% per annum, then in shares the profit is on average 12-15% per annum, if you take a long period of time (for example, 5 years). If you take a short period, then due to high price volatility, the profitability may even be negative.

Bonds provide the opportunity for stable earnings (like bank deposits), but relatively small ones. Apparently due to the great desire to obtain greater returns, investors are more likely to invest in stocks.

To summarize, you can make money in both stocks and bonds. The former are more risky, but the income potential is higher. The ideal solution for an investor is to diversify the portfolio, that is, buy part of the shares and part of the bonds.

3. How you can make money on stocks

Earnings on shares come from two components:

1. Share price growth (main component)
2. Dividends (may not be paid)

For example, you bought Gazprom shares at 120 rubles per share in 2017. At this hour the promotion costs 165 rubles. Total, 49% income per year (32% from stock growth and another 7% from dividends). This is an excellent indicator. It’s true that it’s difficult to emulate him, because... It is unlikely that such high profitability due to rising prices will remain at the same level.

The main task for an investor is to accumulate shares. Surely, someone will convince you that it is risky, that you can buy it before the crisis, etc. Yes, people are right that you can buy high (even at maximum prices), but in general the stock index always recovers.

The best time to buy shares is now. As real studies show, the profitability of monthly purchases of shares without analyzing them brings almost the same result as with careful selection. Practice says that anyone can earn money simply by investing money in stocks every month.

It’s not worth talking about the absolute amount of income from shares, since everyone has different capabilities and understanding of the amount. For example, for some, an income of 50 thousand a year will be considered normal income, while others earn that much in a couple of hours.

IN percentage ratio income from shares is about 10-15% per annum (including dividend payments). Moreover, for such a profit, the simplest “buy and hold” strategy is suitable, that is, an investment that does not need to be monitored.

If you buy more shares when they fall and sell them when they rise, you can easily achieve a yield of 20-30% per annum. These numbers are not the limit, they are the average under favorable conditions. In some years, profits can reach 50-150% per annum.

Don't think that stock trading is a very simple task. To achieve higher returns, you need experience in trading, otherwise any thoughtless actions will more likely reduce profitability than raise it.

I would like to note that in any case, the average return on stocks is significantly higher than the inflation rate. This can be explained by the fact that the company rises in price as money depreciates, but in addition to this growth, it also generates profit.

5. Where to buy shares - instructions

The most convenient way to purchase shares and securities is through the stock exchange. This is what most investors do. You can trade on the stock exchange via the Internet. To do this, set yourself special program to your computer and you have full access to your account on the exchange. You can buy, sell, etc. - make a bunch of transactions a day or do nothing.

Only you are responsible for all operations: you decide what, when and at what price to buy and sell. No one is stopping you from making decisions on your own.

So let's consider step by step instructions how and where you can buy shares.

1 Register with a broker. Individual cannot directly enter the stock exchange. For this, there are brokers who respond and help you.

Depositing and withdrawing money from your account occurs without commission. A tiny commission of 0.00354% is charged for trading turnover. No other broker has less.

2 It is necessary to provide scans of identification documents (passport, tax identification number, SNILS).

3 Open a trading account with a broker (this is done in a couple of mouse clicks). You can find out how to do this by calling the broker's technical support.

4 Fund your brokerage account. You get access to enter the terminal and now you can get to work.

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6. Approaches to investing in stocks and securities

Let's consider two approaches that are most often used when investing in securities.

6.1. Investing in one share

The approach of investing all your funds in one stock carries serious risks. Your balance will "fluctuate" exactly like this stock. This only means that if the stock grows faster than the market, then the income will be higher, otherwise lower. It is very unpleasant to see the picture if your asset is not growing, but the entire market is growing.

The risks of investing in one share are clear and justified. “Force majeure” happens to any company. The stock may even collapse in price.

If the initial amount of investment in shares is small (less than 100 thousand rubles), then the decision to invest in one asset can be fully justified. There is no point in scattering all over the market with a small amount.

Also, this approach can allow you to make good money on fluctuations in the price of this stock, since you monitor exclusively one asset. This is much easier than buying 10 stocks and monitoring them at the same time.

6.2. Creating an investment portfolio

8.2. Is it possible to live on earnings from stocks?

The market is cyclical. Any trader will have moments of huge income, and there will also be long negative periods. Moreover, no expert can say exactly how long this or that period will last.

You need to understand that income from shares may be zero for several years. Of course, situations when the market does not grow for more than 1-3 years are extremely rare. Growth periods usually take longer periods of time (3-10 consecutive years).

Therefore, answering the question of whether it is possible to live on earnings from shares: it is possible, but you need to distribute your assets wisely, since you may have to live for a couple of years without income from the stock exchange.

8.3. Is it worth putting money in trust?

Trusted management of money always carries risks. Any fund wants to make money, and to do this it needs to take risks. Therefore, be prepared for fluctuations in your portfolio of 3-5% per day.

There are, of course, more balanced mutual funds, but what's the point of putting money into them when you can just as easily buy the same shares yourself and not pay any commissions.

Commissions in trust management different. But somewhere around 1-3% will have to be paid per year. Do you need it? After all, they do not provide any guarantees of profitability. Plus, there are often very long drawdowns.

8.4. What determines the stock price and why it grows

The price of shares depends on many factors. For example, if the price of Sberbank fell from 265 rubles to 200 rubles in a couple of days, then can we say that its price actually fell by 20%? I think no. Rather, risks and panic selling drove the value of the asset so low. After a couple of weeks, prices went up.