Power of attorney for the deposit and the procedure for registering a power of attorney for disposal of the deposit. Sample power of attorney to a bank from a legal entity

Usually the deposit is returned to the depositor upon his first request in the manner prescribed for a deposit of this type federal laws and the corresponding agreement. But in the life of every person, an unforeseen situation may occur when the disposal of one’s funds placed in banks (on time deposits, on demand deposits or other current accounts) must be transferred to a trusted person. In this case, it is issued power of attorney for deposit, power of attorney for one-time receipt of deposit or power of attorney to dispose of deposit.

What is considered a power of attorney?

What document is recognized as a power of attorney? In accordance with paragraph 1 of Article 185 of Chapter 10 of the Civil Code of the Russian Federation:

“A power of attorney is recognized as a written authority issued by one person to another person for representation before third parties. Written authority to carry out a transaction by a representative can be presented by the represented directly to the relevant third party.”

Methods for registering a power of attorney for a deposit

In accordance with the same 185 article of the Civil Code Russian Federation You can issue a power of attorney for a citizen’s representative to carry out debit transactions on deposits in banks in the following two ways:

directly at the bank where the deposit is placed;

outside the bank - through a notary or other authorities.

And if it is impossible to issue a power of attorney for a deposit in a bank or through a notary, it can be certified by the following authorities:

executive authority;

local government body;

the head of the organization in which the principal works or studies;

the head of the housing maintenance organization at the place of residence;

the chief physician (or his deputy for medical treatment) of the medical institution in which the depositor is undergoing treatment.

The following powers of attorney are also equivalent to notarized powers of attorney:

military personnel and other persons undergoing treatment in hospitals, sanatoriums and other military medical institutions, certified by the head of such an institution, his deputy for medical affairs, a senior or duty doctor;

military personnel, and at deployment points military units, formations, institutions and military educational institutions where there are no notary offices and other bodies performing notarial acts, as well as powers of attorney for workers and employees, members of their families and family members of military personnel, certified by the commander (chief) of these units, formations, institutions or establishments;

persons in places of deprivation of liberty, certified by the head of the corresponding place of deprivation of liberty.

How to fill out a standard form of power of attorney?

When issuing a power of attorney for a deposit, a power of attorney to dispose of a deposit, or a power of attorney to receive a deposit, the owner of the deposit/account fills out a standard form of power of attorney, which usually indicates:

Data on the type and details of the document proving his identity and the identity of the authorized person (passport data);

Addresses at which the depositor and authorized representative are registered (registration according to passport);

What types of deposits/deposits or accounts/account and bank/s are covered by the power of attorney;

Date of registration of the power of attorney for the deposit. All dates in the power of attorney are written in words;

Signature of the deposit/account owner, corresponding to the sample signature on signature forms in the bank and in the passport;

The power of attorney must indicate specific actions that will be performed with the account, or the words “dispose of the deposit...”.

In the power of attorney for deposit, corrections, erasures, and erasures are not allowed.

The execution of a power of attorney for a deposit is carried out personally by the owner of the deposit; the presence of an authorized person at the time of execution of the power of attorney at the bank is mandatory.

Validity period of a power of attorney to carry out debit transactions on deposits in banks

In accordance with Article 186 of the Civil Code of the Russian Federation, the validity period of a power of attorney to carry out debit transactions on deposits in banks cannot exceed three years. The power of attorney must indicate the date of its issue (in words), otherwise it will be declared invalid (void). This requirement is explained by the fact that the power of attorney comes into force starting from a specific date, and on the date determined by law or the power of attorney it loses its force.

If the power of attorney does not indicate the expiration date of its validity, then it remains valid for a year from the date of registration, about which the client is warned orally by the notary.

Therefore, indicating the date of issue serves to determine the initial, and if the deadline is not specified, then the final moment of validity of the power of attorney.

In accordance with Art. 857 of the Civil Code of the Russian Federation Banks of Russia guarantee secrecy bank deposits, deposit transactions and information about depositors. Therefore, in accordance with Article 847 of the Civil Code of the Russian Federation, the investor certifies the right of the person entrusted by him to dispose in cash, located in his account, providing the bank Required documents personally.

Procedure for issuing a deposit by proxy

Issuance of a deposit to an authorized person is subject to the mandatory presentation of the following documents:

savings books, if one was issued for the deposit;
deposit agreement in the absence of a savings book;
passport of the authorized person,
the original power of attorney to receive the deposit, if it has not been transferred by the depositor to the bank for safekeeping. Typically, the bank is given a notarized copy of the power of attorney to dispose of the deposit.

Sample power of attorney for deposit disposal

An example of a power of attorney to dispose of a deposit looks like this:

POWER OF ATTORNEY
to dispose of the deposit
__________________ ______________ (date in words)
I, _________________ (full name),
resident __________________________________________________________,
I trust gr. ______________________________________________________(FULL NAME),
living/him ____________________________________________________________,
manage my deposit located in the Bank/branch/division of the bank ___________________________________________________________________
_________________________RF Department No. ____________, ____________________________
on account N___________________________, sign for me and perform all actions,
related to this order.
Depositor's signature
Certification letter from a notary office

Sample power of attorney for disposal of Sberbank deposit

A sample power of attorney to dispose of a deposit, which Sberbank offers to issue to depositors, looks like this:

An approximate form of a power of attorney to receive amounts from a deposit (account) issued outside the bank
POWER OF ATTORNEY
I, _____________________________________________________________________________________,

registered at: _________________________________________________________________
______________________________________________________________________________________,
I trust ________________________________________________________________________________
(last name, first name, patronymic of the attorney)
“__” ______19__year of birth, _____________________________ _____________________________
(type of identification document) details of the identification document
_______________________________________________________________________________________,
identity (series, number, date of issue, issuing authority and location)
registered at the address: _________________________________________________________________
_______________________________________________________________________________________,
from deposit(s)/account(s) No. ___________________________________________________________,
located in structural unit № ______ ________________________________
(Name)
branches of Sberbank of Russia in Moscow _____________________________________________________:
get

(deposit, pension, transfer, etc..) (amount in numbers)
receive
____________________________ / amount in the amount of _____________ (cross out what is not necessary)
(deposit, pension, transfers, etc..) (amount in numbers)
at any time / periodically __________________________ (cross out what is not necessary).
(regularity of payments)
The term of the power of attorney is _____________________.
___________________________________
(signature of depositor/account holder)
"______" ______________________20___
(date of drawing up the power of attorney)
"_____" ________________20___
The power of attorney is signed ____________________________________________________________
(last name, first name, patronymic of the depositor/account holder)
personally in my presence. The identity of the signatory has been documented.
____________________________________
____________________________________
____________________________________ _________________ __________________
(position of the person certifying the power of attorney) (signature) (surname, initials)
Registration of a power of attorney for deposits by foreigners
If the depositor lives outside the Russian Federation, then the procedure for issuing a power of attorney to an authorized person (relative or friend) for a deposit placed in any bank in Russia is carried out:

For citizens of the Russian Federation living abroad - with a power of attorney authorized bodies country of residence with subsequent legalization at a consular office of the Russian Federation, unless otherwise provided by international treaties that abolish consular legalization, or by consular offices of the Russian Federation.

For foreign citizens and stateless persons living abroad - with identification by the authorized bodies of the country of residence with subsequent legalization at a consular office of the Russian Federation, unless otherwise provided by international treaties abolishing consular legalization. A power of attorney can be legalized at a consular office of the Russian Federation on the territory of the state where it was issued, or directly in the Russian Federation.

A power of attorney for a deposit, issued in a state participating in the Hague Convention, is issued with a certification inscription (apostille). A power of attorney with an apostille is valid for use in the Russian Federation, with its legalization or any other certification in Russian consulate not required.
A power of attorney issued in a state that was formerly part of the USSR and participating in the Minsk Convention does not require legalization or any other certification at the Russian consulate.
A power of attorney for a deposit executed in a foreign language must be accompanied by a notarized translation. When presenting a power of attorney for a deposit to the bank along with a translation, the original copy of the power of attorney and the translation must be fastened (sewn) together, and the seal and signature of the notary who witnessed the translator’s signature must be affixed at the place of fastening.
When carrying out deposit transactions with a power of attorney for a deposit, the bank checks the validity of the power of attorney, because the investor has the right to cancel it at any time. To do this, confirmation may be requested from the notary who issued the power of attorney.
The procedure for terminating a power of attorney upon the death of the investor
I was once asked a question:
Is a power of attorney valid to receive money from a savings book after the death of the investor?

Of course it does not work, the power of attorney automatically loses its force. The termination of a power of attorney is stated in Article 188 “Termination of a power of attorney” of the Civil Code of the Russian Federation. The power of attorney under the Civil Code is terminated due to:

expiration of the power of attorney;

cancellation of the power of attorney by the person who issued it;

refusal of the person to whom the power of attorney was issued;

termination legal entity, on whose behalf the power of attorney was issued;

termination of the legal entity to which the power of attorney was issued;

death of the citizen who issued the power of attorney, recognition of him as incompetent, partially capable or missing;

death of a citizen to whom a power of attorney was issued, recognition of him as incompetent, partially capable or missing.

Following this, another question arises:
Can the trustee withdraw funds under the trust after the death of the investor?

Of course it can, if the heirs do not take care to immediately notify the bank of the death of the depositor. If the bank and the notary are not notified of the death of the bank depositor, then the issuance of funds can be carried out, and the bank’s actions will be considered legal. And in this case, the heirs will be able to return the funds only through the court and only after entering into the right of inheritance.
Thus, Article 189 “Consequences of termination of a power of attorney” of the Civil Code of the Russian Federation states:

A person who issued a power of attorney and subsequently canceled it is obliged to notify the person to whom the power of attorney was issued, as well as third parties known to him, for whose representation the power of attorney was given, about the cancellation. The same obligation is assigned to the legal successors of the person who issued the power of attorney in cases of its termination on the grounds provided for in subparagraphs 4 and 6 of paragraph 1 of Article 188 of this Code.

The rights and obligations arising as a result of the actions of the person to whom the power of attorney was issued before this person knew or should have known about its termination remain in force for the issuer of the power of attorney and his successors in relation to third parties. This rule does not apply if the third party knew or should have known that the power of attorney had terminated.

Upon termination of the power of attorney, the person to whom it was issued or his successors are obliged to immediately return the power of attorney.

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A legal entity, in the course of its activities, constantly encounters banks - opening and closing accounts, processing loans and borrowings, receiving account statements, and other transactions. In a bank, the general director or another person authorized by him can act on behalf of the organization. By proxy, a company employee can receive an account statement or conduct payment transaction. A power of attorney can be issued to any employee.

How to draw up a power of attorney for a bank correctly

A power of attorney is a document that authorizes the person specified in it to perform actions on behalf of the principal. When there is an urgent need to take some action, and the director is either not there or has no time, it is easier to entrust one of the employees to do it. A power of attorney can be drawn up from both a legal and individual.

For example, a chief accountant or manager may be instructed to open or close a bank account, pay a supplier, create a deposit, or open a loan.

A power of attorney to a bank is very similar in appearance to powers of attorney to the Pension Fund, Federal Tax Service or Social Insurance Fund.

The legislation of the Russian Federation does not specify a power of attorney for a bank. Therefore, you can compose it yourself in writing, download it from the Internet, or request a template from the bank.

Power of attorney details:

Date and place of compilation. It is not necessary to specify a deadline. If the contract does not indicate the validity period of the power of attorney, then 1 year should be added from the date of preparation.
Details of the principal and the trustee. Full name of the organization, INN, KPP, OGRN, charter number, full name of the head of the enterprise. Next, his passport details and the full name of the person who is entrusted with the performance of duties according to the document are indicated. Passport data, TIN and other information.
Empowerment. Determined for each situation individually. Full name of the bank where certain procedures must be performed.
Signatures of the parties and seal of the organization. After drawing up a power of attorney, it can be transferred to the bank by the head of the organization or provided by the person indicated in it when applying.

Certification of power of attorney

When a power of attorney is issued on behalf of an organization, that is, a legal entity, it requires several methods of certification. Firstly, this is the signature of the head of the organization. Secondly, printing.

This power of attorney does not require notarization.

Power of attorney to the bank from a legal entity:

As mentioned above, the law does not specify a standard form of power of attorney from a legal entity. You can compose it in free form or download from the Internet. Most businesses issue the document on their letterhead. This paper in the “header” contains basic details, contact information and logo.

The place of compilation and date are indicated in the upper left corner. For example, Moscow, April 6, 2016.

Further, the document states that the organization, represented by the head of the company “last name, first name, patronymic in the genitive case,” acting on the basis of the “Charter or other document” dated “date of the charter,” instructs an employee to represent his interests of the organization in a “bank or other place.”

Usually, when filling out a power of attorney template from a bank, after entering the details of the principal's party, several numbers are given to enter the data of the persons who are trusted to represent the interests.

The standard list of data includes: last name, first name, patronymic, passport details, place of registration, TIN.

The next menu item after identifying the parties is a list of powers.

They include:

opening and closing current accounts;
bank statements for current account;
receive information on existing accounts;
replenish current accounts cash through the cash register;
register deposits in the name of the organization;
apply for a loan or overdraft;
make payments to suppliers through payment orders;
other actions that do not contradict current legislation RF.

Even one bank has several branches within one city. You must indicate the full name of the bank in which the enterprise is serviced, its address and, necessarily, the number of an account or several in one bank.

The expiration date is not required. It is usually considered that this power of attorney is issued for a year. If the operation is carried out several times, you can issue a power of attorney for 10 days, a month, six months, etc.

After complete completion and careful double-checking, the director’s signature and the organization’s seal are placed below. The person who is trusted to perform transactions also signs.

Powers of a representative of a legal entity in a bank

A power of attorney can be issued for a one-time action (for example, a one-time deposit of cash, etc.) or for the representative to periodically exercise his powers.

Typically, a power of attorney to represent the interests of a legal entity in a bank is issued without the possibility of transferring powers by the representative to another person by way of delegation. If necessary, an organization can issue a power of attorney with the same list of powers for several persons at the same time.

Power of attorney

to represent the interests of a legal entity

(place of execution of the power of attorney)

______________________________

(date of execution of the power of attorney)

______________________________________________________________________________

(full name of the legal entity)

(Further " Society"), registered "_____"_______________ _____g. at the location of ________________________________________________________________________, OGRN____________________, INN___________________________, represented by_________________

Acting on the basis _______________

(name of manager's position, full name)

This power of attorney authorizes______________________

(Charter, Regulations)

Passport series _________No._________________

(last name, first name, patronymic of the representative)

issued by "___"___________ ________. ___________________________________________________,

(issued by)

registered at the place of residence at the address: ________________________________

____________________________,

represent the interests of the Company in __________________ on all issues related to the implementation of transactions on the current account(s):

№_____________________________________________

To perform representative functions, the authorized person is granted the following powers:

present payment orders and other payment documents for payment;
receive statements from your account(s);
hand over cash to the Bank;
receive cash from the account;
receive statements of the account(s), certificates of the status of the account(s) and other documents related to account servicing;
perform other legal actions related to the implementation of this instruction.

The power of attorney was issued without the right of substitution.

The validity period of the power of attorney is up to “___”______________ ________year.

The validity period of the power of attorney must be no more than 3 years

I certify the signature of the authorized representative (representative)___________________.

(signatures)

___________________ ___________________/________________________________________/

(position of manager) (signature) (full name of the head of the Company)

power of attorney to represent the interests of a legal entity in MS Word format.

Power of attorney to the bank from an individual:

A power of attorney to a bank from an individual is similar in purpose to a power of attorney from a legal entity. IN in this case according to the power of attorney, one individual trusts to perform any actions with his bank account to another individual.

Most people believe that such a power of attorney should be issued by a notary. It is worth dispelling this myth. The legislation says nothing about this. Quite enough written form powers of attorney. The document must clearly state the powers that the principal grants to the second person.

power of attorney to the bank from an individual in MS Word format.

Correct execution of a power of attorney for an individual:

Date and place of drawing up the power of attorney.
Duration of the power of attorney. If it is not specified, then the power of attorney is considered to be issued for 12 months. The term of the power of attorney is unlimited by law.
Possible re-delegation of assigned powers.
Clauses that contradict the law cannot have legal force.

Power of attorney

I, gr. Ivanov Maxim Yurievich, born November 25, 1978, place of birth: Moscow, citizenship: Russian Federation. Gender: male. Passport:..., registered in Moscow, st. I authorize Stroiteley, 35, apt. 169 with this power of attorney

to be a representative in the bank of PJSC "CENTER-karta", located at Moscow, Mayakovskogo St., 18, on the current account 43869875393253 and to authorize:

receive bank account statements;
open and close accounts;
deposit funds.

Ivanov M.Yu. __________

Kryukova A. S. __________

To summarize, it is worth noting that issuing a power of attorney greatly simplifies the work of a manager. This allows you to shift part of your authority to another employee and free up time for other more important matters.

Power of attorney to the bank– a document granting the right to an authorized person to perform actions on behalf of the principal. There are situations when it is necessary to perform certain actions at the bank, but there is no opportunity to be present in person. In this case, a power of attorney will help, with the help of which the transfer of the right to represent the interests of the principal to the authorized person is formalized. You can download the power of attorney form for the bank using the link below. This sample is available for download for free in word format.

A power of attorney can be drawn up on behalf of an individual or legal entity. In the first case, an individual who does not have the opportunity to be personally present at the bank to perform any action (open a bank card, make a deposit, etc.), transfers the right to represent his interests to another individual, who will be a trustee.

In the second case, the head of the organization delegates the authority to carry out instructions in the bank where the organization is serviced (open and close accounts, submit documents, create deposits, letters of credit, receive bank statement etc.), an employee of this organization, for example, a chief accountant.

In general, the execution of a power of attorney to a bank is in many ways similar to the execution of a similar document for the representation of interests in Pension Fund(PFR) – , Fund social insurance(FSS) - , tax (IFNS) - , in judicial institutions - .

How to draw up a power of attorney for a bank correctly?

There is no universal standard form of a power of attorney; the principal draws it up independently in writing in free form. However, there are required details, without which the power of attorney will not be valid:

Date and place of registration;
Details of the parties;
List of powers;
Signatures, seal of the organization.

These details must be included in the power of attorney form. The date allows you to count the validity period of the document. It is not necessary to specify the period itself; if it is not in the power of attorney, then it is automatically assumed to be equal to one year. Details of the parties include full names of individuals, passport details. The name of the organization and full name of the head are indicated. The powers depend on what actions the trustee needs to perform in the bank.

Certification of power of attorney

The signature of the authorized person can be certified by the signature of the head of the organization and the seal if the form is issued on behalf of a legal entity.

In order to send to banking structure of his representative, the bank client must take care in advance to draw up a special power of attorney. We will tell you how to properly register it for individuals and legal entities in our article.

A banking power of attorney is a necessary element in the relationship between a client and a financial organization, which gives the authority to the authorized person to carry out actions regarding banking transactions. It is important not only to draw up the document correctly, but also to take into account security issues so that the authorized person cannot exceed the powers assigned to him by the power of attorney. for the bank is compiled for both individuals and organizations. The document provides the right:

manage funds in bank client accounts, including replenishing an account, transferring and receiving funds, and more;
open and close deposits;
issue bank cards;
receive an account statement;
have access to safe deposit boxes;
carry out other actions recorded in the power of attorney.

Banking power of attorney for individuals

As a rule, the need for a bank power of attorney for individuals arises when they need to provide access to their own funds to third parties in case of their absence at the time of account transactions. So, for example, a bank client is running out of time on a deposit that he would like to close or re-register, but due to his busy schedule, he cannot carry out this operation within the specified period. The solution in this situation would be to prepare a power of attorney in advance, under which a trusted person can receive funds from the bank. The most convenient option for an individual is to issue a power of attorney directly at the bank, for example, when opening an account. As a rule, these are one-time powers of attorney or documents designed for specific types of operations, which are drawn up directly from a specialist financial organization. Each bank has its own form of such a power of attorney, but approximate sample You can download on our website.

The term of a power of attorney for a bank is not limited by law (Article 186 of the Civil Code of the Russian Federation), it is determined by the organization independently, but the standard period is 1 year.

In addition to a banking power of attorney, an individual can issue a power of attorney to conduct banking transactions with third parties from a notary. In this case, when carrying out actions by an authorized person, the bank has the right to request a photocopy of the passport and the original power of attorney to verify its authenticity, which can take up to several days and thereby affect the efficiency of the implementation of powers.

Banking power of attorney for legal entities

For organizations and individual entrepreneurs obtaining a bank power of attorney is the most current moment in the area of their activities. The thing is that legal entities maintain extensive accounting, which implies much closer contact with bank employees. Since information about the status of accounts is a banking secret, any employee of the organization can receive bank statements or cash if they have the appropriate information.

Important! Corrections, erasures and erasures are not allowed in the banking power of attorney.

The procedure for drawing up a power of attorney in a bank:

An individual entrepreneur or the head of an organization when concluding an agreement with financial structure fills out a bank card with samples of his own signature, after accepting which at the bank he has the right to sign any papers, including bank power of attorney in favor of a third party.
The head of an organization or individual entrepreneur draws up a power of attorney in the form of a bank, where he indicates the types of available operations for the authorized person, who, in turn, also fills out a card with samples of his signature. The power of attorney must be affixed with the seal of the organization or individual entrepreneur, if the latter does not work without a seal.
From the moment of receiving the power of attorney and the card with sample signatures, the authorized representative can carry out any Bank operations, approved by the principal without his presence.

Important! Signature in bank card, both the head of the organization and the authorized person need to set it very carefully, so that in the future they can easily reproduce it, since it is necessarily compared by bank employees when carrying out transactions.

A power of attorney is normative document, which allows you to represent the interests of an individual or legal entity before another person or before government agencies.

To date, there is no existing, legally certified form of power of attorney. However, there are certain rules and regulations for issuing a power of attorney.

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According to the rules of business documentation, a power of attorney must contain the following information:

Document's name. In this case it is “Power of Attorney”.
Place. It is necessary to indicate in which locality this document is valid. As a rule, the name of the locality is indicated in the upper right corner. Moreover, if the settlement is located in the region, then it is necessary to write down the name of the region or region.
Time. It is necessary to indicate from what date the document is valid, or to register the number of months, years. In this case, indicate in writing and in words the date of formation of the document.
Details of the principal. If the power of attorney is issued by a legal entity, you should indicate the full name of the organization, specifying the organizational and legal form, TIN number, KPP, full name general director or the person who executed the document. In the case where the power of attorney is issued by an individual, all passport data must be entered.
Subject of the trust document. The most important point. When registering it, the powers of the representative should be carefully specified. What, when and how he has the right to do.
Certification of the document. The signatures and seal of the organization, in the case of a legal entity, are affixed.

How to draw up a power of attorney for a bank? A trust document for financial or credit institutions is drawn up in accordance with the rules prescribed in Civil Code RF. The requirements are specified in Article No. 185. The conditions and rules for issuing a power of attorney are stated here, namely:

The document must be in written form. An oral power of attorney is not valid.
Certified by the signature of an accountant or other person issuing this document
The document must contain complete information about the principal. His passport details, place of registration, etc.
The document contains the passport details of the authorized person. However, it should be remembered that the authorized person must have a passport with him to present at a financial or credit institution.
The essence of the order is described in detail.

Certification of power of attorney

The trust document is certified by signature both sides. Moreover, if the principal is a legal entity, then the power of attorney is certified by the seal of the organization. If a power of attorney is issued for the issuance of funds or other material assets The signature of the organization's accountant is also required.

In some cases, it is necessary to have a power of attorney certified by a notary. According to the legislation of the Russian Federation, to mandatory cases certification of a document in notary offices includes:

For actions that require the intervention of a notary, for example, buying a car;
When transferring your powers or receiving important documents;
For tax and other employees government agencies in case of receiving documents containing commercial or state secrets;
To carry out activities from an individual.

However, it is not always possible to use the services of a notary. In this case, it is possible to have the document certified by a person authorized to do so; in our country these are the following persons:

Head physician of a hospital and other sanatorium and medical institutions;
Commander of a military unit;
The head of a prison or other place of deprivation of liberty;
Head of the social protection authority.

Power of attorney to the bank from a legal entity

Legal entities often resort to the help of their employees to represent their interests in banking institutions. In this case, a trust document can be drawn up both in the name of an employee, that is, an individual, and in the name of a legal entity. The power of attorney allows you to:

Manage funds, according to the instructions of authorized persons involved in the company, located in the accounts;
Manage deposits;
Issue debit or credit cards;
Order and receive an account statement;
Gain access to a safe deposit box;
Carry out other actions specified in the power of attorney.

Compilation rules

It is first necessary to conclude an agreement with the bank regarding the maintenance of the account and the provision of all other banking services. The agreement is signed personally by the head of the company. A special bank card, in which the manager also puts a sample of his signature, with which all other signatures will be compared in the future, so it is recommended to make it easy and understandable.

Then the manager fills out a power of attorney according to banking form, registering all banking transactions that will be entrusted. An authorized person appointed by the manager fills out a card with a sample signature.

The document is affixed with the company's seal. After all checks of the bank, the authorized representative has the right to carry out transactions.

What information does it contain?

As in other types, a power of attorney from a legal entity to a bank must contain the following information:

First of all, the date of the issued power of attorney;
Place of action of the document, with the full name of the region, region.
Details of the legal entity issuing the power of attorney.
Passport details of the authorized person.
Subject of trust. That is, what exactly are endowed trustee powers.
Period of execution.

Document structure

In order to clearly show the structure of a power of attorney, we give an example of a document.

POWER OF ATTORNEY to represent the interests of a legal entity in the Bank.

Retrans LLC, hereinafter the Company, registered on June 5, 2009, at the location: Tula, Solnechnaya street 43, OGRN 0078675423, INN 786534245 represented by director Kuznetsov Valery Afanasyevich, acting on the basis of the Charter, this power of attorney authorizes Doltseva A .A., passport series 5676, No. 546789, issued by the Tula District Department of Internal Affairs of Tula No. 1, registered at the address: Tula, Maiseevskaya Street, 56 to represent the interests of the company in CJSC Plus-Bank on all issues related to the account No. 67543267542.

To perform representative functions, the authorized person is granted the following powers:

present payment orders
receive account statements

The power of attorney was issued without the right of subrogation.

I certify the signature of the authorized representative ___________________.

Gene. Director___________Kuznetsov _____/ Kuznetsov A.I.

Procedure for drawing up a power of attorney in a bank

So, after all that has been said, it should be concluded that issuing a power of attorney from a legal entity to an individual in a bank will not pose any difficulties.

First of all, you should draw up an agreement for the indication of services at the bank where you are starting special card client. There is a version of the signature of the manager and the authorized representative, with whom all samples will be compared in the future. In the same client card, all the powers of the authorized representative are written down.

If an authorized person is absent from the workplace, and there is an urgent need for any banking service. The head of the notary can authorize a new proxy for the duration of the performance of any duties.

Then, in order to issue a power of attorney to the bank, the data of the authorized person and the details of the organization are required. The document must be certified by the manager and with the seal of the organization.

And that’s it, the power of attorney is ready. At the same time, the authorized person has only those powers that are specified in the power of attorney and in the bank card. The authorized person has no right to perform other actions; moreover, they will be considered illegal.