How often does the exchange rate change? It’s cheaper in the morning: when and in which online banks is it more profitable to change currency. Monthly dollar and euro exchange rate forecast

Please note that installed central bank Exchange rates do not change on weekends! In the table below you can see the dollar and euro exchange rates for today, tomorrow and the week ahead. If you are interested in the future fate of currencies, follow the news and monitor quotes updates.

Dollar exchange rateEuro exchange rateRuble's exchange rate
There will be an official course for
01/15/2020 (we will find out via 10 hours)
? ? ?
Current official rate as of 01/14/2020
the best rates in banks
60.9474
-32 kop.
67.8162
-23 kop.
went up in price
+ 0.43%
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Since the last official exchange rate was determined on January 14, 2020 increased
+30 kopecks
increased
+39 kopecks
fell in price
-0.53%

(oil during this time: -1%)

In the last hour grew up a little
+7 kopecks
increased slightly
+3 kopecks
fell slightly in price
-0.08%

Current exchange rates on the InstaForex exchange

Monthly dollar and euro exchange rate forecast

Exchange rate forecast for December
dateDay of the weekWellMax.Min.WellMax.Min.
06.12.2020 Friday 63.64 64.59 62.69 70.52 71.58 69.46
09.12.2020 Monday 63.51 64.46 62.56 70.41 71.47 69.35
10.12.2020 Tuesday 63.36 64.31 62.41 70.62 71.68 69.56
11.12.2020 Wednesday 63.66 64.61 62.71 71.00 72.07 69.94
12.12.2020 Thursday 63.78 64.74 62.82 71.15 72.22 70.08
13.12.2020 Friday 63.78 64.74 62.82 71.05 72.12 69.98
16.12.2020 Monday 63.82 64.78 62.86 71.15 72.22 70.08
17.12.2020 Tuesday 63.88 64.84 62.92 71.19 72.26 70.12
18.12.2020 Wednesday 64.06 65.02 63.10 71.12 72.19 70.05
19.12.2020 Thursday 63.93 64.89 62.97 70.87 71.93 69.81
20.12.2020 Friday 63.87 64.83 62.91 70.76 71.82 69.70
23.12.2020 Monday 63.86 64.82 62.90 70.81 71.87 69.75
24.12.2020 Tuesday 63.96 64.92 63.00 71.04 72.11 69.97
25.12.2020 Wednesday 63.82 64.78 62.86 71.10 72.17 70.03
26.12.2020 Thursday 63.42 64.37 62.47 70.73 71.79 69.67
27.12.2020 Friday 63.49 64.44 62.54 70.80 71.86 69.74
30.12.2020 Monday 63.89 64.85 62.93 71.11 72.18 70.04
Exchange rate forecast for JanuaryDollar exchange rate forecast for the week and monthEuro exchange rate forecast for the week and month
dateDay of the weekWellMax.Min.WellMax.Min.
03.01.2020 Friday 63.93 64.89 62.97 71.22 72.29 70.15
06.01.2020 Monday 64.21 65.17 63.25 71.36 72.43 70.29
08.01.2020 Wednesday 63.92 64.88 62.96 70.91 71.97 69.85
09.01.2020 Thursday 64.26 65.22 63.30 71.25 72.32 70.18
10.01.2020 Friday 64.29 65.25 63.33 70.97 72.03 69.91
13.01.2020 Monday 64.18 65.14 63.22 70.60 71.66 69.54
14.01.2020 Tuesday 63.62 64.57 62.67 70.07 71.12 69.02

What determines the dollar exchange rate, factors influencing exchange rates

If you are interested in buying or selling euros or dollars, the exchange rate is for you important indicator every day. Today, both currencies are showing significant volatility. This is primarily due to political factors.

What affects the exchange rate between the US dollar and the euro:

  • decisions made by diplomats within international cooperation. Yesterday Angela Merkel announced her readiness to reach an agreement with Russia - the euro fell slightly against the ruble. Tomorrow Donald Trump will release a new package of sanctions - the dollar exchange rate will skyrocket. Therefore, if you want to play on the currency exchange or make money by buying/selling currencies, you need to follow political news;
  • economic situation in the country and in the world. Yes, even economic changes within Russia affect the position of the ruble, and, accordingly, the exchange rate foreign currencies to him;
  • decisions of the Central Bank. It is known that at the beginning of the aggravation of relations with Europe and the United States, the Central Bank of the Russian Federation tried to balance the jumps in exchange rates against the ruble with the help of own resources. Today, the volatility of the dollar and euro has decreased slightly, and the system of containment of the Russian banking network played a significant role in this.

Previous rate forecasts

We all remember the times when the dollar exchange rate did not exceed 35 rubles, and the euro remained at the level of 39-45 rubles. Unfortunately or fortunately, these courses have not appeared on the display boards in banks for several years now. exchange offices. Below is our forecast of exchange rates a few days before the rapid fall of the ruble. This information is presented just like that, as a keepsake...

Dear visitors to the site “Currency Rate Forecast for Tomorrow”, please note that the forecast for the dollar and euro exchange rates is given for informational purposes only and cannot be regarded as a guide to action! We are not responsible for the accuracy of these forecasts, because... exchange rates depend on a huge number of factors and even the most experienced trader, broker, financier (yes, in general, anyone) will not be able to predict the exchange rate for tomorrow, for a week or for a month with 100% accuracy!

The official dollar exchange rate of the Central Bank of the Russian Federation in Russia today, January 14, 2020, 02:28, is 61.2632 rub. (1 USD = 61.2632 rubles). The Bank of Russia dollar exchange rate for tomorrow, January 15, 2020, will be set until 15:00 Moscow time today. Below on this page you can see a graph of the dynamics of the dollar exchange rate to the Russian ruble (USD/RUB) for a week, a month, a quarter, for a year and for all time, find out the exchange rate for given date, and also find out when, how and why the Central Bank sets the official exchange rate.

Dollar exchange rate of the Central Bank of the Russian Federation for today, January 13, 2020 (Monday): 61.2632 rubles.

The official dollar exchange rate of the Bank of Russia for today, January 14, 2020, 02:28, is 61.2632 rub. Compared to the previous working day, the Central Bank increased the dollar exchange rate in Russia by 0 rub. (0%).

Dollar exchange rate of the Central Bank of the Russian Federation for tomorrow, January 15, 2020 (Wednesday)

The official dollar exchange rate of the Bank of Russia for tomorrow, January 15, 2020, will be set until 15:00 Moscow time today.

Dynamics of the dollar exchange rate in Russia - Graph

Minimum value The dollar exchange rate according to the Central Bank of the Russian Federation in 2020 was 60.9474 61.9057 rub. Since the beginning of the year, the dollar exchange rate has strengthened by 0.6425 rub. (1.05%).

The minimum value of the dollar exchange rate according to the Central Bank of the Russian Federation for the current month was 60.9474 rub., maximum value - 61.9057 rub. Over the month, the US dollar rose against the Russian ruble by 0.6425 rub. (1.05%).

Archive of the dollar exchange rate of the Central Bank of the Russian Federation for the selected date

In this table you can see the dynamics of the dollar exchange rate in Russia by day for a given date.

When and how does the Central Bank set the official ruble exchange rate?

The Central Bank sets the US dollar/ruble exchange rate for tomorrow every weekday. The established rate begins to be effective on the next calendar day after the day of establishment and remains in force until the next established rate comes into effect. The data is published on the regulator’s website until 15:00 Moscow time (usually this happens around 14:00)

Let's look at an example: on Tuesday, the Bank of Russia set the dollar exchange rate for Wednesday. This is the dollar exchange rate for tomorrow. In this case, on Tuesday, the rate for today is the rate set on Monday. On Wednesday, the rate for today becomes the rate set on Tuesday, and the rate for tomorrow (Thursday) is published on Wednesday at around 14:00 Moscow time.

A separate logic applies on weekends and holidays. So, on Friday, the Central Bank of the Russian Federation sets the exchange rate for tomorrow, which is valid on Saturday, Sunday and Monday. The new rate for tomorrow will be published only on Monday afternoon and will come into force on Tuesday. A similar logic applies to holidays.

How is the Central Bank exchange rate formed? To do this, the regulator averages quotes for the USDRUB pair in trading on the currency section of the Moscow Exchange during the index session (from 10:00 Moscow time to 11:30 Moscow time). Then, based on the dollar exchange rate, the Bank of Russia forms official courses other 33 currencies. The exchange rate of the ruble depends on supply and demand in the market.

Why do we need the official dollar exchange rate, since it quickly becomes outdated and does not “keep up” with the real dynamics of the foreign exchange market? It is the standard for government agencies when preparing reports, and also serves as a convenient reference point for people who are far from the world of stock exchange news.

Average monthly dollar exchange rate of the Central Bank of the Russian Federation 2018, 2019, 2020

Average dollar exchange rate according to the Central Bank of the Russian Federation for this year is 61.3376 rub. The average dollar exchange rate for the current month is at the level of 61.3376 rubles.

FOREIGN CURRENCIES IN RELATION TO THE RUBLE

These Regulations are in accordance with the Federal Law “On the Central Bank Russian Federation(Bank of Russia)" (Collected Legislation of the Russian Federation, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; N 52, Art. 5032; 2004, N 27, Art. 2711; N 31, Art. 3233; 2005, No. 25, Article 2426; No. 30, Article 3101) determines the procedure for establishing and publishing official exchange rates of foreign currencies against the ruble by the Bank of Russia.

ConsultantPlus: note.

In accordance with the Information of the Bank of Russia dated December 10, 2009, the Bank of Russia, from the beginning of 2010, stopped monthly setting official rates of foreign currencies in relation to the ruble, while at the same time expanding the list of foreign currencies, the official rates of which in relation to the ruble are set by the Bank of Russia daily (on business days). days). The currently valid List of Currencies is updated by the Information of the Bank of Russia.

3. The official exchange rate of the US dollar against the ruble is calculated and established by the Bank of Russia on the basis of quotes on the interbank domestic foreign exchange market for transactions “US dollar - ruble” in accordance with the methodology for determining the official exchange rates of foreign currencies against the ruble, approved by order of the Bank of Russia.

4. The official rate of SDR (special drawing rights) against the ruble is calculated and established by the Bank of Russia on the basis of the official rate of the US dollar against the ruble, determined in accordance with paragraph 3 of these Regulations, and the latest value of the SDR rate against the US dollar, established by the International currency fund.

5. The official exchange rates of other foreign currencies against the ruble are calculated and established by the Bank of Russia on the basis of the official exchange rate of the US dollar against the ruble, determined in accordance with paragraph 3 of these Regulations, and quotations of these currencies against the US dollar on international foreign exchange markets, in the interbank domestic foreign exchange market, as well as the official exchange rates of the US dollar to these currencies, established by the central (national) banks of the relevant states.

6. The official exchange rates of the national currencies of the countries participating in the Economic and Monetary Union in relation to the ruble are the rates calculated on the basis of the official exchange rate of the euro against the ruble, established by the Bank of Russia, using the corresponding conversion factors for these currencies into euros, fixed by decisions of the Council of the European Union dated December 31, 1998 N 2866/98/EC and dated June 19, 2000 N 1478/2000/EC, in the manner given in the annex to this Regulation.

7. The numerical value of official exchange rates of foreign currencies in relation to the ruble, with the exception of official exchange rates of foreign currencies in relation to the ruble, the format of which is established in accordance with paragraph two of this paragraph, contains six significant figures, four of which are decimal places (XX,XXXX rub.).

If the official exchange rate of a foreign currency against the ruble is equal to or exceeds 100 rubles per unit of foreign currency, the numerical value of the official exchange rate of the foreign currency against the ruble may contain more than six significant figures, four of which must be decimal places.

8. Official rates of foreign currencies against the ruble are established by order of the Bank of Russia, which enters into force on the date specified therein, and are valid until the next order of the Bank of Russia on official rates of foreign currencies comes into force.

What is currency and exchange rates?

Currency and money are synonyms (). Currency can be foreign or Russian. The Russian currency is the ruble, which is the only legal tender that must be accepted at face value throughout Russia. Foreign currency includes banknotes in the form of banknotes, treasury notes, as well as coins that are in circulation and are legal means of cash payment in the territory of the relevant foreign state. It should be noted that currency can be not only cash, but also non-cash, that is, existing not in the form of banknotes or coins, but in the form of entries in bank accounts.

Currency can be convertible or non-convertible. Convertible is a currency that can be exchanged for another without the special permission of any government agencies. Thus, the US dollar, Japanese yen, euro and some others are freely convertible - these include the Russian ruble.

But in order to exchange one currency for another, you need to know its exchange rate, in other words, its price. Exchange rate is the price monetary unit country, expressed in the currency of another country. In other words, currency is a commodity like any other, and it can be purchased at a set price. Rubles can be bought for US dollars, euros, yuan, and vice versa. And for each currency used as a means of payment for another currency, a certain exchange rate.

Wherein dollar exchange rate or euro exchange rate, and any other currency can be either official (fixed and floating) or unofficial. Official exchange rate for national currency set by the state, usually represented by the central bank, for a certain period, for example, a day, and is used in official calculations. The unofficial rate may differ from the official one when making payments between ordinary citizens or legal entities at our own discretion.

A fixed rate is an officially established relationship between currencies. Thus, a fixed exchange rate between the dollar and the ruble was used in the USSR; it was established by the State Bank of the USSR. For example:

  • on January 1, 1924, the exchange rate of $1 was equal to 2.20 rubles;
  • on January 1, 1936, the exchange rate of $1 was equal to 1.15 rubles;
  • on January 1, 1937, the exchange rate of $1 was equal to 5.04 rubles;
  • on January 1, 1961, the exchange rate of $1 was equal to 0.90 rubles.

Interestingly, in the early 1990s, there were several types of exchange rates in parallel:

1

Official fixed (established by the State Bank of the USSR and used for official settlements);

2

Commercial (was established on November 1, 1990 based on the ratio of 1.8 rubles per $1 and was used for settlements on foreign trade transactions, foreign investments in the USSR and Soviet investments abroad, as well as non-trade settlements carried out by legal entities (Presidential Decree USSR dated October 26, 1990 No. UP-943 " "));

3

“Tourist” (was introduced on July 24, 1991 by the State Bank of the USSR at the level of 32 rubles per $1, this type of rate lasted only five months and was used along with the official fixed rate for the purchase of currency individuals(Telegram of the State Bank of the USSR dated April 1, 1991 No. 135/91 "").

The record low value of the official dollar exchange rate was recorded on February 13, 1991 - its official rate was 0.54 rubles. Such a low official dollar exchange rate lasted until June 24, 1992, reaching by that time only the level of 0.56 rubles.

Already on July 1, 1992, the official dollar exchange rate was set at 125.26 rubles. for $1 and began to grow sharply, reaching an amount of 414.50 rubles by January 1, 1993, and 1,247 rubles by January 1, 1994. By January 6, 1995, the dollar to ruble exchange rate increased to 3,623 rubles, and by January 5, 1996, to 4,461 rubles, reaching a value of 5,960 rubles by the end of 1997. for $1, after which the ruble was redenominated a thousand times in Russia.

However, even after this, the dollar/ruble exchange rate continued to grow steadily, showing sharp rises in 1998 and 2014. A certain stability and even some periodic depreciation of the dollar could be observed from 2000 to 2013. As of December 9, 2014, the US dollar exchange rate was set at 53.31 rubles. for $1. If compared with previous, non-denominated rubles, it corresponds to the rate of 53,310 non-denominated rubles per $1. Thus, for the period from July 1, 1992 to the present, the value of the ruble against the US dollar has fallen 424 times.

Currently, Russia uses a floating exchange rate, which involves the use of a market mechanism currency regulation to set exchange rates. At the same time, it changes under the influence of supply and demand.

The Bank of Russia is responsible for establishing official exchange rates against the ruble (Article 53 Federal Law dated July 10, 2002 No. 86-FZ ""). However, an ordinary citizen cannot come to the Bank of Russia and buy or sell currency at the official rate. Moreover, the Bank of Russia does not undertake any obligation to buy and sell currency at the official rate. In fact, citizens can only purchase currency in commercial banks at the unofficial rate, and the price of the currency is usually overestimated - after all commercial Bank makes a profit from this transaction.

Therefore, it is believed that citizens are not recommended to “play” with exchange rates (according to at least, in the short term, without being able to save money for years to come), since they are always forced to buy currency at a higher price and sell it at a lower price than at the official rate, almost always losing on this difference.

Dollar rate for today and euro rate for today

Most Popular exchange rates that interest Russians almost every day are dollar and euro to ruble exchange rates. Unfortunately, the ruble in Lately fell sharply against these currencies. According to many analysts, this was a consequence of internal and foreign policy Russia. Currently, the fall of the ruble continues and it is completely unclear at what level it will stop.

Of course, such a decline cannot but affect the well-being of ordinary Russians. Since prices in stores rise following the increase dollar and euro exchange rates(since many goods are purchased abroad for foreign currency), the purchasing power of the income received by citizens falls proportionally. And if an employee at the beginning of 2014 could buy with his salary in the amount of 30 thousand rubles. goods worth the equivalent of approximately $920, then now purchasing power his wages fell to about $565, ​​that is, almost twice. Of course, Russians are very worried about this situation.

As a result, most citizens monitor daily dollar exchange rate for today And euro exchange rate for today, depending on which of these currencies seems more important to them. But few people know exactly how this rate is set.

The fact is that dollar exchange rate for today set by the Bank of Russia the day before. In fact, every day the dollar exchange rate for tomorrow is set. Official US dollar to ruble exchange rate calculated and established by the Bank of Russia based on quotes from the interbank domestic foreign exchange market. From April 15, 2003 to establish official dollar exchange rate weighted average is used US dollar exchange rate at the United trading session interbank currency exchanges with a settlement deadline of “tomorrow”, as of 11:30 a.m. on the trading day (Information from the Bank of Russia dated April 14, 2003).

Thus, dollar rate for tomorrow is set by the Bank of Russia daily (on weekdays) at 11:30 a.m. of the trading day based on the average value of its value at exchange trading.

The same way, euro exchange rate for today was established by the Bank of Russia yesterday, but using a different algorithm. Euro exchange rate for tomorrow is determined not directly, by the average value at auctions at a certain time, but on the basis of the already established dollar exchange rate for tomorrow, taking into account the quotation of the euro against the US dollar on international currency markets and on the interbank domestic foreign exchange market.

In total, the Bank of Russia sets daily rates for 34 foreign currencies - all of them are available on its official website, and the rates of the US dollar and euro can also be found on the GARANT.RU portal.

Exchange rates of the Central Bank of the Russian Federation are updated every day, affecting the cost of goods and individual service items. The living conditions of Russians and the accessibility of various destinations depend on them social life. There are many factors that influence indicators; knowing them helps you make the right decisions.

Why do we need the official exchange rate of the Central Bank of the Russian Federation?

The exchange rates of the Central Bank of the Russian Federation for today and tomorrow are given on our website: the information is duplicated immediately after updating the information on the official website Central Bank Russia. This information is important for banks - depending on the adjustments, commercial rates change both up and down. Information is important:

  • international commercial companies;
  • entrepreneurs interacting with foreign partners;
  • representatives of various government departments to formulate policies;
  • ordinary citizens to determine the most appropriate time for transactions with money.

Many ordinary people make purchases in foreign online stores in order to save money. Knowledge of official data on purchases and sales allows you to exchange currency in a timely manner and make a purchase with maximum benefit for yourself.

How is the exchange rate set by the Central Bank?

The Central Bank exchange rate for today was set yesterday based on the results of the interbank exchange. First, the official exchange rate of the American currency in relation to the Russian one is determined. Official data of others foreign money in relation to the ruble are calculated according to the previous indicator. Quotes on other currencies are also important. international markets. It is taken into account that official rates are set on a daily or monthly basis.

Quotes are determined on the exchange itself by market means: according to indicators that arise between supply and demand. On this indicator factors influence:

  • economic;
  • social;
  • political and others.

The value of foreign money rises when demand outweighs supply. In the opposite situation, it falls.

What time is the Central Bank of the Russian Federation exchange rate set for tomorrow?

The official exchange rate of the Central Bank of the Russian Federation for tomorrow is set at 11.30 Moscow time, but their publication is delayed. By three o'clock in the afternoon, the information is usually already in the public domain.

How to convert currency using a converter at the rate of the Central Bank of the Russian Federation?

The site contains a currency converter that allows you to convert one currency to another online. You can set the required unit, specify a certain amount of money for exchange. Information will immediately appear in the window located nearby. It is possible to immediately familiarize yourself with the official data or make calculations taking into account data for any other number from the archive. The service is convenient to use before visiting a bank branch, as it allows you to instantly get results.

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