Each Sberbank card owner has the opportunity to make transfer from card to card, for this operation he only needs a telephone number or number plastic card recipient. Eat various ways, which one to choose is up to you.
Peculiarities
Transfers are made instantly, exclusively in rubles. On the spot, at a bank branch, you can transfer any amount without restrictions. In other cases it depends on the method. A completed transfer cannot be undone. If you suddenly wish to return your funds, resolve this issue directly with the recipient.
ATM and terminal
One of the most popular methods is transfer from card to card through self-service devices, i.e. ATMs and terminals. They are installed in many places in populated areas and are easy to use even for children. Enter your PIN code, then go to the “Payments and Transfers” section, enter the card number where you want to send the funds, deposit the required amount of money into the bill acceptor and click on “Confirm”. You don't need anything other than the recipient's card number.
Sberbank cash desk
If desired, you can transfer funds with the help of a cashier-operator. When contacting the bank, you should have your passport with you and know the number or details of the card to which you want to transfer money.
This is not the most convenient option, because you need to go to the nearest branch, and sometimes you have to wait in line. But if other methods are not available, it is guaranteed to be economically profitable to make a transfer from card to Sberbank card.
SMS
Popular transfer method Money is SMS. Cardholders connected to Mobile Banking enjoy the opportunity to transfer money to their loved ones almost instantly - just send an SMS request.
There is no difficulty in this: send an SMS message to number 900 in the form “Transfer 9ХХХХХХХХХ 2500”, where 9ХХХХХХХХХ is the recipient’s cell phone number, 2500 is the amount.
If you need to transfer money from card to card between your accounts, you need to send an SMS message to number 900 “TRANSFER 1111 2222 3000”, where 1111 is the final 4 digits of the card number from which you want to send funds, 2222 is the card that will replenished, 3000 – amount.
For safety, yes this type There are some restrictions on transfers:
- It will not be possible to send or receive more than 8,000 rubles in 24 hours;
- No more than 10 operations are carried out during the day.
Sberbank Online
Transfer from card to card is also possible online. This is one of the easiest ways. To use it, you must be registered in Sberbank Online. During the registration process, the client receives an ID and password. Using them, you can log into your Personal Area and make any transfers via a computer or smartphone.
To transfer funds, you need to open the “Payments and Transfers” section in the Sberbank Online system. Here you select the required card in case you have more than one card. Next, indicate the recipient’s card account number and the required amount. Read more about how you can register on the official website.
Mobile app
Cardholders who actively use them have long downloaded mobile app Sberbank and appreciated its convenience. You can transfer funds using it in several steps.
- Open the Sberbank mobile application on your device by entering your personal code.
- Open the “Payments and Transfers” section, click “To Sberbank Client”.
- Depending on how you are going to make the transfer - through a card or phone - click the appropriate option.
- To transfer money from a card to a Sberbank card, you need to enter the plastic card number or mobile phone the one you want to send to. If these are your own accounts, click Between Your Accounts.
Commission
Many banks charge a commission when transferring to a card. At Sberbank, no commission is charged for transactions made between your own accounts. In a situation where a transfer is made to the debit card of another client in the same city, the commission is also not charged. If this is a debit card of another holder in another city, the commission for a transaction through a Sberbank branch will be 1.5% (min. 30 rubles, max. 1,000).
There is no commission for transfers made to credit cards.
Sberbank offers its clients many convenient services. One of them - instant transfer funds between debit cards. The service is simply irreplaceable if a person does not have enough money for something and has no desire to apply for online loan on card, but there is a friend who is ready to send the missing amount.
This is also useful for a buyer (of a used car, for example) if he is afraid to take cash to a meeting with the seller.
Transfers from one SB card holder to another are carried out according to a simplified scheme; there are no special restrictions. The only condition is that only Mobile Bank users can use the service from a phone or via the Internet. As a rule, now it is connected when the card is issued. But if this has not been done, the methods of transferring funds described below are not suitable, you will have to look for an SB ATM.
How to transfer money from one Sberbank card to another via phone
The easiest way to quickly top up someone's card balance is via SMS. It's no more difficult than taking and, everything is done in a few seconds. The main thing is to connect to Mobile Banking in advance, the rest is details. The message is sent to the three-digit number “900”, the text may include:
The word TRANSFER, the recipient's phone number (9ХХХХХХХХХ) and the transferred amount (1000).
The word TRANSFER, the last digits from the sender's card number (12XX), the last digits from the recipient's card number (34XX) and, of course, the transferred amount (1000).
After this, the system will send the sender an SMS containing the name of the recipient of the money and a special verification code. If everything is correct, it must be sent to the same “900” number, thereby confirming your transfer. The entire amount will be credited to the recipient’s card balance almost immediately. Everything is extremely simple, but there are nuances:
Transfers using SMS are only possible between Sberbank debit cards. WITH credit card It will not be possible to transfer money.
The message is paid, its cost depends on the operator’s tariffs. If on the sender's phone zero balance, he will not be able to transfer money.
Sberbank has set a limit on such transfers. You cannot make more than 10 transactions using SMS per day and transfer more than 8 thousand rubles (the last limitation also applies to the recipient).
Transferring money from a Sberbank card to a Sberbank card via the Internet
There is another service - Sberbank Online. It has advanced functionality that allows you to create loan money to card online, pay for utilities and communications, top up any electronic wallet, quickly open a deposit, etc. To transfer some amount through it from one SB plastic card to another, you need to:
Log in (via login, password and additional one-time confirmation password) to your account, go to “Transfers and Payments”, select “Transfers to Sberbank clients”.
Fill out a short form. There you can simply enter the full number of the card belonging to the recipient or identify it by mobile number. Click "Translate". After confirmation, the money will be transferred instantly.
As for tariffs, they are minimal. If the sender and recipient are from the same city, there is no transfer fee at all. If from different ones, then the system will write off 1% of the entire transferred amount from the card balance, but in any case no more than 1 thousand rubles. There are no restrictions on amounts.
In general, both translation methods are quite convenient. If we are talking about a small amount (up to 8 thousand rubles), then everything can be done via SMS. If you need to overtake more money, then it is better to use the Sberbank Internet service, since there are no limits, but there are additional opportunities.
And finally important information. Sberbank does not provide for the cancellation of such transfers. If the sender made a mistake somewhere, he will have to contact the recipient to return the funds. Therefore, before confirming anything, everything needs to be checked.
It’s one thing to transfer funds from card to card when both of them are from Sberbank. Transferring from a Sberbank card to cards of other banks is completely different. There are many circumstances that influence the translation.
Firstly, there are banks to whose cards such a transfer is not possible. So the first step is to clarify which organizations cooperate with Sberbank in this regard. Here are some of these banks:
Russian standard;
Alfa Bank;
Secondly, tariffs. They vary from bank to bank. So if you want to save as much as possible, then don’t forget about the commission. It’s better to check which establishment on this moment most profitable terms.
Finally, the timing of the transfer. This can be quite significant if people are in a hurry. Transferring different banks will take different times. So you should first weigh, taking into account all three parameters, which bank you should choose.
Translation process
An ATM owned by Sberbank will do. You need to go to “Payments and Transfers”, and then select the “Transfers” section. There will be a kind of button called “Transfer to a card of another bank.” Now you need to select the card from which the finances will be debited. This may be the same card that is being used.
Now you should enter the necessary details of the recipient’s card, as well as the amount of funds being transferred. All that remains is to click “Translate”. If the transfer from a Sberbank card to a card of another bank is completed, it becomes possible to create a template. This will help in the future when transferring to the same card.
It is worth keeping the receipt, because it can later become proof of the transaction. As for the commission, it is approximately one to one and a half percent of the amount. However, for transfers to cards of different banks, the commission will vary.
There is nothing difficult to transfer money from a Sberbank card to cards of other banks. Most likely, the transfer will be successful, and even if not, then there is still a receipt left. In case of an error, the situation can be corrected.
Daily financial institution carries out many incoming and outgoing transactions, provides its Russians with a lot of services and opportunities, including transferring money. Let's figure out what it is maximum amount transfer through Sberbank for individuals: from card to card, from account to account, as well as what daily limits are set for transactions.
For the convenience of its clients, the bank offers a whole line of various options transfer of funds Sberbank of Russia is the oldest financial and credit institution; moreover, it is under the control of the Central Bank of the Russian Federation, which is a guarantee of its reliability. For this reason, most Russians trust him with their finances. This is confirmed by millions of users not only in Russia, but also abroad, where the institution has a wide network of branches.
Most financial institutions do not allow uncontrolled transfers of funds (daily limits are set). And this is quite logical - otherwise the security of customer funds (for example, when transacting via telephone) may be at risk. And the banking institution imposes restrictions on such transactions - based on the size of the amounts. Let's consider what methods a sender can use if he needs to send funds, and what restrictions he may encounter.
Choosing the optimal method of transferring funds At a bank branch
There are several variations here; let’s look at all the possibilities in more detail.
Maximum transfer amount from card to Sberbank card
The cardholder will be able to send money using debit plastic (from plastic to plastic), knowing only the last name, first name and patronymic of the recipient, as well as his card number. No further information is required. IN in this case Transfers through the branch are not limited - this is the advantage of this service. But you should know that canceling the operation is impossible.
Such operations can be carried out both between your plastic cards and on the cards of other people But there is a commission - within the same city or region it is not charged, but if the recipient and sender are in different regions Russian Federation, then the commission is 1.5%, but not less than 30 and not more than 1000 rubles per transaction. There is no commission fee when transferring funds to a credit card.
An additional advantage of this method is that the recipient will see the money almost immediately after it is sent.
Maximum transfer amount from account to account
If the sender does not have a card, it will be convenient for him to transfer funds from account to account. In this situation, you need to present your passport and provide the cashier-operator with the necessary details to carry out the procedure. The size of the commission is similar to the transaction between cards, however, in the case of transfer to an account in third party bank the fee will be 2%, but not less than 50 rubles, maximum – 1500 rubles. When sending money this way no limit set. However, this will take two business days. It is possible to cancel the transaction (RUB 150)
Transfer using Sberbank Online
Before using the online service, you must activate the service if it is not connected. This can be done either independently - using a self-service terminal - or by asking a bank specialist. System remote maintenance allows you to perform transactions both between cards of one bank and to the account of a third-party financial institution.
Modern technologies allow you to make money transfer transactions as easy as making phone calls To a Sberbank client
After logging into the online service, you need to select the “Payments and Transfers” tab in the interface. Next, you need to click on the “Sberbank Client” button. To carry out a transaction, it is enough to know the plastic number, last name, first name and patronymic of the recipient.
Internet banking has an advantage in transaction speed In this case, the commission is not charged if the operation takes place within one subject of the Russian Federation or within one locality.
To a Sberbank client from another region
In case of forwarding to an addressee located in another region, a commission is charged at the rate of 1.0% (not less than 30 and not more than 1000 rubles). In addition, there is a daily limit on the amount through Sberbank Online - again depending on the type of plastic.
For example, for MasterCard Standard cardholders / Visa Classic/ WORLD this maximum will be 150 thousand rubles. And for holders of MIR Social and Momentum cards, the size of the permissible transfer is less - 50 thousand. The execution time is a few minutes.
To a client of another bank
In case of transfers to third-party bank accounts, in the “Payments and Transfers” tab, you need to select the appropriate menu and fill out all the necessary details. This is where the commission will be charged - minimum size 1.5%, but not less than 30 rubles. Plus, the transaction itself may take significantly longer - in some cases it takes up to 5 business days (the transfer of funds depends on the recipient’s bank).
Conditions for performing operations to transfer funds to a card of another bank The maximum you can transfer is up to 150 thousand rubles. On Visa cards Electron and Maestro - up to 50 thousand rubles. For a Visa card product, the limit for one transaction is RUB 30,000.
Tariffs for transferring funds to a recipient of a third-party bank Maximum transfer amount via Sberbank Online
Thus, using this system has its advantages, however, there is daily limit to transfer funds through the remote service system:
Restrictions on sending money per transaction, per day, per month If we compare the transfer of a similar amount through a cash register, then the same transaction through a remote service service is more profitable due to a lower commission fee. In the web version of the system, the maximum is 1 million rubles.
Transfer using Mobile Banking
Implementation options money transfers within Russia In order to use this option, you must activate the Mobile Bank service - if you have not used it. This is done by contacting a bank branch or using online banking. How does this process happen?
By phone number of a Sberbank client
Using the recipient's phone to which his card is linked. A regular SMS notification is sent to the short number 900. The text of the message must include the word “transfer,” the recipient’s mobile phone number and the amount. In the response message, the financial institution will ask you to confirm the transaction by sending the sender a digital password.
The maximum amount of funds does not depend on the transfer option As soon as the sender does this, the process will be completed: funds will be debited from his plastic card, and the funds will be credited to the recipient’s account.
By Sberbank client card number
To do this, an SMS notification similar to the previous option is also sent, only instead of the phone number, the message indicates the last four digits of the recipient’s plastic card, the last four digits of the sender’s plastic card and the amount of the amount being sent.
For example:
Transfer 1234 5678 5000.
It is worth considering that a commission is also charged if the card product was issued in another region of the Russian Federation. The size of the commission will be similar to the commission for similar transfers in the web version of the system. When using this option, it is also worth remembering the restrictions when conducting a transaction via phone.
Options for transferring funds and the corresponding daily limits Maximum transfer amount via mobile bank/phone
It is worth remembering that the maximum transfer amount via Mobile bank Sberbank is 8,000 rubles. – both for the sender of funds and for the recipient. In this case, the total number of transactions should not exceed 10 transactions per day.
Through ATMs and terminals
Everything here is quite simple - similar to the actions in the remote service system. If you have any questions about choosing ATM menu items, you can consult an employee if the terminal is located in the office or call. Restrictions and commissions on transfers are similar to those provided for the online system.
The monthly limit for sending funds through an ATM is 1 million rubles. How to transfer money by recipient's name via SMS (video)
Instructions for transferring money using the mobile bank command.
Conclusion
It is worth noting that all of the above methods of sending money refer to the use of debit types cards. Credit cards can only be topped up, but money cannot be sent from them. When choosing a method, the optimal one in terms of commission is Internet banking, and in terms of the amount of funds sent - a bank branch.
Fast and simple ways transferring money from a Sberbank card to cards of other banks.
The question of how to transfer money from a Sberbank card to a card of another bank often arises among clients largest bank Russia: some need to pay for purchases, others need to transfer money to relatives. But this type of translation has its own characteristics that need to be taken into account. So, for example, you won’t be able to make a transfer without a commission, no matter what method you choose.
Via self-service terminal
Most convenient way top up any other customer card credit organization from a Sberbank card - self-service terminal. To carry out a transaction, it is enough to know only the recipient’s card number.
To carry out the operation, you need to insert the card into the card reader of the terminal, enter your PIN code and go to the “Payments and Transfers” section. Then you need to select the “Transfer Funds” item and indicate the card number where you want to transfer the funds.
The transaction period does not exceed ten minutes. The maximum transfer amount is 30 thousand rubles, the daily limit is 150 thousand rubles. The commission is 1 percent of the amount of transferred funds.
Through Sberbank Online
You can make an online transfer using Sberbank’s Internet bank right from home, which makes this method quite convenient; however, the commission here is higher than for transfers through self-service devices - 1.5 percent of the amount.
To complete a transaction, you need to go to the user’s personal account, go to the “Payments and Transfers” section and select the “Transfer of Funds” item. After this you need to specify the number bank card recipient.
The transfer limits are the same as when using the terminal: the maximum transfer amount is 30 thousand rubles, the daily limit is 150 thousand rubles. The term for crediting funds is from five to ten minutes.
Through a bank branch cash desk
Top up a client card of any other Russian or foreign bank You can also through the cashier of the nearest bank branch of Sberbank of Russia. To make a transfer, you must know the details of the recipient's card account, including account number, BIC, INN, as well as correspondent account.
Transfers are made in rubles, American dollars or euro, but there is no possibility of canceling the transfer. The transfer fee is 2 percent, but not less than 50 and not more than 1.5 thousand rubles for ruble transfers, and 1 percent, but not less than 15 and not more than 200 US dollars when transferring in foreign currency.
The term for crediting funds is two business days. There are no limits on the amount of ruble transfers, while restrictions on transfers in foreign currency depend on the transfer channels.
Through mobile device
Unfortunately, it will not be possible to transfer money via SMS to a client of another bank - transfer via SMS is only possible to a Sberbank card. But the transfer can be made through the Sberbank Online mobile application from your smartphone.
Making a transfer via phone is just as easy as via the desktop version, but to do this you will need to activate the Mobile Banking service. This can be done at any bank branch, using a self-service terminal, or through Internet banking.
When the service is activated, you need to install the Sberbank Online application:
1. For devices on the Android platform: https://play.google.com/store/apps/details?id=ru.sberbankmobile&hl=ru
2. For devices running iOS: https://itunes.apple.com/ru/app/sberbank-onlajn/id492224193?mt=8
In the application, you need to log in using your personal five-digit code, go to the “Payments and Transfers” section, and then select one of the options: “To an account in another bank”, or “To a card in another bank”. In the first case, you will need to indicate the account details, in the second - only the recipient’s card number.
As you can see, making a transfer from a Sberbank card to a card of any other bank is not at all difficult, no matter which of the proposed methods you choose. But be careful when entering the card number and other details - the system does not provide the ability to cancel the transaction.
Perhaps this will interest you
☛ Banks will be required to issue only contactless cards
International payment Visa systems and Mastercard will oblige Russian banks issue only cards with the ability contactless payment, reports RBC. Visa will introduce a new requirement on April 13, 2019, and Mastercard on April 12, 2021, sources told the publication. banking sector. ...
☛ Is it possible to pay a loan through Sberbank online to another bank
Today the range of banks is huge and people do not focus on one Sberbank. They are looking for less interest rate, or more favorable conditions, or a simplified receipt system. But sometimes with payment...