The Season chain of stores issues its own Discount Cards (DC) - accumulative and discount, the owner of which is the Company.

1.Conditions for receiving a discount card

1.1. The conditions for receiving a savings card is that the buyer, an individual, makes a purchase for cash or by bank transfer in the amount specified in Appendix 1. A bonus card is issued at the buyer’s request for any purchase in any department of the store.

1.2. Only one type of card can be issued to one full name – cumulative or bonus.

1.3. To receive a card, the buyer must fill out a personal questionnaire for the owner of the recreation center. In case of refusal to fill out the questionnaire, the Company has the right to refuse to issue the purchase certificate to the buyer.

1.4. Personal information provided by the card owner is confidential and can be transferred to third parties only with the consent of the owner or established by law cases.

1.5. Information about card activation, as well as changes in savings, is updated within two days.

1.6. The validity period of discount cards is unlimited.

1.7. In case of loss of a discount card, a new one is issued only upon presentation of an identification document and its location in the database. A lost card is blocked.

1.8. If desired, the client can replace the savings card with a bonus one - the savings card will be cancelled. When exchanging a bonus card for a savings card, the bonus card and savings on it are canceled.

2. Procedure for using the discount card:

2.1. Cumulative discount card

2.1.1. The discount system is cumulative in nature. Purchases made with the presentation of a discount card are summed up. Once the total purchase amount exceeds set limit to receive the next discount amount, the buyer receives a new discount.

2.1.2. When purchasing goods at a special price (marked with special price tags), a discount on the Discount Card is not provided, but the cost of such goods is included in savings part Discount card.

2.1.3. To receive the discount, the card must be presented before making payment.

2.1.4. When returning goods, the amount of savings on your card is reduced by the amount of the return.

2.1.5. When purchasing a Gift Certificate Discount card does not apply at the checkout, no discount is provided on the Discount Card, the payment amount for the Gift Certificate is not entered into the accumulative part of the Discount Card.

2.1.6. 3 days before the birthday and 3 days after the birthday specified in the questionnaire, after which the buyer can receive a 20% discount in the departments of fabric, accessories and in the curtain salon (non-custom items), 15% in the atelier and curtain salon on tailoring services.

2.1.7. The company reserves the right to make changes to the rules for providing discounts on discount cards.

2.1.8. Current information about the system and the amount of discounts is published on the website. Ignorance of these rules is not a basis for any claims by the owners of the recreation center.

2.2. Bonus card

2.2.1. Issued before making a purchase.

2.2.2. Credit your card account with 10% of the purchase amount in any department of the store, for any product or service.

2.2.3. 1 bonus = 1 ruble.

2.2.4. The amount of accrued bonuses is displayed on the receipt.

2.2.5. On your next purchase, you can write off bonuses to pay for the purchase or leave bonuses for accumulation.

2.2.6. You can only pay with bonuses the next day after they are credited. On the day bonuses are awarded, they cannot be written off.

2.2.7. Bonuses can be used to pay up to 50% of your next purchase of goods or services

2.2.8. When purchasing promotional items, bonuses are not awarded. Bonuses are written off when purchasing promotional items.

2.2.9. When making a purchase with bonuses written off for the remaining amount, bonuses are not awarded.

2.2.10. The validity period of bonuses on the card is not limited.

2.2.11. When returning goods paid for with bonuses, bonuses are not returned to the buyer's card.

2.2.12. When returning a product for which bonuses were awarded, the bonuses will be cancelled.

2.2.13. 3 days before the birthday and 3 days after the birthday specified in the questionnaire, after which the buyer can receive a 20% discount in the departments of fabric, accessories and in the curtain salon (non-custom items), 15% in the atelier and curtain salon on tailoring services. Bonuses are not awarded or written off.

2.2.14. The social card discount cannot be combined.

2.2.15. When purchasing a Gift Certificate using a bonus card, bonuses are awarded. When purchasing goods with a certificate using bonus cards Bonuses are not written off.

3.Gift certificate (gift card)

3.1. The nominal value of the certificate is 500 rubles, 1000 rubles, 3000, 5000 rubles. The specified amount of money is considered as a deposit.

3.2. The Certificate is valid for 6 months from the date of sale. After six months, the Certificate for which the purchase has not been made will cease to be valid. Money amount paid as a deposit for the Certificate is not returned to the buyer.

3.3. The bearer of the certificate can choose any product for the amount of the Certificate in any store in the Season store chain and only in the city where it was purchased.

3.4. Return or exchange of the Certificate for the corresponding cash equivalent is not permitted.

3.5. For holders of cumulative discount cards, discounts do not apply when purchasing a certificate. When purchasing using a bonus card, bonuses are awarded.

3.6. When purchasing goods using a Certificate, discounts apply to holders of discount cards based on the card's face value. When purchasing goods using a certificate using bonus cards, bonuses are not written off.

3.7. If the cost of the goods purchased under the Certificate is less than the face value of the Certificate, the difference between the face value and the purchase price is not compensated by the cash equivalent.

3.8. If the cost of the goods purchased using the Certificate is more than the face value of the Certificate, the buyer may pay the remaining amount.

3.9. The certificate entitles you to a one-time payment for the purchase. After payment, the Certificate remains with the seller.

3.10. Warranty service, exchange and return low-quality goods, as well as goods of good quality purchased using a Gift Certificate, is carried out in general procedure, provided current legislation RF

3.11. If lost, the Gift Certificate cannot be restored.

Annex 1

Note:
The atelier discount card discount does not apply to clothing repairs.

Note:
1. The discount card at the studio for clothing repair is set by the studio manager.
2. Condition for maintaining the nominal value platinum card is the annual purchase amount of at least 100,000 rubles.
If the amount is not enough, the denomination of the card is reduced to a gold card.

Owners of the new payment card"MTBank-Corona" will be able to receive a discount of up to 7% in the chain stores "Corona", shopping center "Castle", "Fashion Mall" and "Corona Techno", as well as a 1% cash back on all purchases.

Discount cards have long ceased to be a curiosity for Belarusians - at least one card can be found in every wallet. True, we often use them more “automatically”, without thinking about whether the card brings real benefits. In the meantime, today you can save money on literally every purchase. For owners of the new MTBank-Corona payment card, savings can be up to 7% of the purchase amount.

What is the MTBank-Corona card?

The amount of the discount depends on the total accumulated amount of purchases over 90 (ninety) days made by you when paying with the MTBank-Corona card in the Corona retail network and is calculated as follows:

For “ ” card holders, the discount amount automatically increases by 2%. That is, it ranges from 2% to 7%. Moreover, you can get a 2% discount from your first purchase! Subsequently, to receive an increased discount, one simple condition must be met - the average monthly balance on your card for the previous month must be at least 100 BYR.

Your average monthly balance is determined by adding up your card account balances on the morning of each business day in the month and dividing by the number of business days in that month. Thus, there is no need to keep at least 100 rubles on the card every day, the main thing is that such a balance on the card accumulates on average per month.

How much can you save using the MTBank-Corona card?

Let's count! Let's say the amount of your monthly payments on the card - from transportation costs to going to the cinema - is 800 BYR. In this case, at the end of the month you will receive a refund of 8 rubles on your card. How to spend them - pay for mobile communications, have lunch in a cafe or go to a coffee shop - is up to you.

The cost of the MTBank-Corona card itself is 19.9 Belarusian rubles. per year - easily pays off already at this stage.

By shopping in the stores of the Korona shopping center, the Castle shopping center, Fashion Mall and Korona Techno, you can save even more significant amounts. So, having a 5% discount + 2% bonus and purchasing products for 50 BYR, you will immediately receive a discount of 3.5 BYN. By purchasing a Benetton jacket at the Fashion Mall store for 350 BYN, you will save 24.5 BYN. rubles, And purchasing a refrigerator at “Corona Techno” for 1000 Belarusian rubles. - already 70 Belarusian rubles. Total, with a purchase amount of 1400 BYR. you will receive a discount of 98 BYR.

Start saving wisely!

In order to start saving, you don’t have to deny yourself anything. Rather, on the contrary: with the MTBank-Corona card you will be convinced that you can afford even more without going beyond your budget. Let shopping be profitable, enjoyable and always a pleasure for you!

The MTBank-Corona card can be issued from representatives in retail outlets of the Corona retail chain and at any of the MTBank branches.

What is the “Happy Shopping Store” discount program?

The discount program “Pleasant Shopping Store” is an opportunity to receive discounts of up to 5% from total amount shopping in all shopping centers "Korona" and shopping center "Castle".

How to purchase a discount card?

Anyone can purchase a discount card, regardless of the amount of the check. You just need to fill out a form at the information center in any Korona shopping center or in the Castle shopping center, and in Korona stores you can purchase a discount card at the checkout. The cost of the card is 2 rubles. 00 kop.

Where will the discount card be valid?

The discount on the discount card is valid in Korona stores, Korona shopping centers and the Castle shopping center. The discount program is also valid in Korona Techno household appliances and electronics stores and Fashion Mall stores*, which have special signs indicating participation in this program.

The discount program does not apply to:

• Tobacco products;
• Alcoholic and low-alcohol drinks, beer;
• Promotional goods;
• Packaging;
• Gift certificates;
• Goods purchased in Korona Techno stores on credit or in installments, including using Installment Card No. 1 “Halva” from MTBank, “Purchase Card” from Belgazprombank, bank payment card “Turtle” from VTB Bank, bank payment card “SMART card” from Bank “Moscow-Minsk” (including partial payment of the cost of goods), as well as for goods purchased in the “Tom Tailor” sections of “Korona” stores using “Instalment Card No. 1 “Halva” from MTBank (including partial payment for the cost of the goods);
• Products from the “Fashion Discount”, “DISCOUNT” stores located in the “Corona” shopping center on the street. Kalvariyskaya, 24;
• Services provided to the population;
• Catering facilities of the Korona shopping center chain and the Zamok shopping center.

What determines the size of the discount?

As soon as you have become a participant in the “Pleasant Shopping Store” program (filled out the form and purchased a discount card), all amounts of your purchases will be deposited into your savings account. The accumulation period is 90 days. On the 91st (ninety-first) day from savings account The purchase amount is debited from the day it is credited to the card.

The amount of the discount depends on the total amount of purchases for 90 (ninety) days made by you with the presentation of a discount card at the “Crown” and “Castle” shopping centers, and is calculated as follows (updated 05/03/2017).

From May 3, 2017, changes to the “Pleasant Shopping Store” discount program come into force:

Accumulated amount of purchases	Amount of discount
From 0 rub. 00 cop. before 199 rub. 99 cop.
From 200 rub. 00 cop. before 499 rub. 99 cop.
From 500 rub. 00 cop. before 799 rub. 99 cop.
From 800 rub. 00 cop. up to RUB 1,199 99 cop.
Over 1 200 rub. 00 cop.

For example:

On May 3, you made a purchase at the Korona hypermarket for 100 rubles. 00 kop. On May 4 (the purchase amount is added to the card the next day) a 1% discount will apply.

On May 15, you chose a raincoat in the Fashion Mall store for 350 rubles. 00 kopecks, when buying a raincoat they paid 346 rubles. 50 kopecks (amount to be paid including 1% discount). Now you have 100 rubles in your savings account. 00 kop. + 346 rub. 50 kopecks = 446 rub. 50 kopecks, discount amount - 2%.

June 10 You buy a refrigerator at the Korona Techno supermarket for 1000 rubles. 00 kop. In fact, you deposit 980 rubles into the cash register. 00 kop. (amount to be paid including 2% discount). Already on June 11, your account on the card will be equal to 1,426 rubles. 50 kopecks, discount amount - 5%.

The savings account is valid for 90 days. On day 91, the amount of the first purchase, which was made on May 3 in a hypermarket in the amount of 100 rubles. 00 kop., will be written off. That is, August 2 on your savings account will be 1426 rubles. 50 kopecks - 100 rub. 00 kop. = 1326 rub. 50 kopecks, the discount is still 5%. The next write-off will occur on August 14 (90 days will have passed from the date of purchase of the raincoat for 346 rubles 50 kopecks) and the bill will be 980 rubles. 00 kop., discount amount – 4%.

How can I find out about the status of my savings account?

The savings account balance and the amount of the discount provided are indicated in cash receipt. The purchase amount is credited to the savings account of the discount card owner the next day after the purchase is made. Also savings account balance and much more useful information You can get information about the discount by registering your personal account using the link:

Can the discount card be transferred to others?

The program participant has the right to transfer the discount card to friends and family. After all, it will be much easier to accumulate a large amount in the account.

How to restore the card?

If you lose or damage your discount card, you can contact an information center employee with an application to restore your savings account for the last 90 days. The savings account will be restored only if you have a completed application form, as well as if you purchase a new discount card. Restoring your purchase history may take from one to five calendar days.

Important!

To receive a discount, the owner of the discount card must present it to the cashier until settlement for the purchase.

When returning goods, the cost of the returned goods is written off from the savings account of the discount card owner with a subsequent change in the discount level, if necessary.

You can obtain more detailed information about the discount program “SHOP FOR PLEASANT SHOPPING” from the employees of the information centers.

The organizer of the discount program, Tabak-Invest LLC, reserves the right to change the terms of the program.

* Shopping center “Corona”, Minsk, st. Kalvariyskaya, 24

Marc O'Polo
Hilfiger Denim
Benetton
Sisley
Sisley Man
Calvin Klein Jeans
Dim
Motivi
Riviera
Tatuum
House

Shopping center "Castle", Minsk, Pobediteley Ave., 65

Marc O'Polo
Strellson
Pierre Cardin
Tommy Hilfiger
Olsen
Lacoste
Stefanel
Tom Taylor
More&More
Anthony Morato
Invidiauomo
Guess
Calvin Klein Jeans
Marella
Benetton
Sisley
Motivi
Desigual
Rico
Lingerie
Carrera Jeans
Rifle
Geox
Shoes Bags Store

Shopping center "Corona", Brest, st. Moskovskaya, 210

Benetton
Motivi
Riviera

Shopping center "Corona", Bobruisk, st. 50 years of the Komsomol, 33-3

Benetton
Motivi
Jeans World
Tom Taylor

Shopping center "Corona", Vitebsk, Beshenkovichskoe highway, 3-1

Benetton
Motivi
Denim Club
Riviera

Shopping center "Crown", Grodno, Ya. Kupala Ave., 16a

Tom Taylor
Benetton
Denim Club
Rico

What is the “Happy Shopping Store” discount program?

The “Pleasant Shopping Store” discount program is an opportunity to receive discounts of up to 5% on the total amount of purchases in all “Korona” shopping centers and the “Castle” shopping center.

How to purchase a discount card/key fob card?

Anyone can purchase a discount card, regardless of the amount of the check. You just need to fill out a form at the information center in any Korona shopping center or in the Castle shopping center, and in Korona stores you can purchase a discount card at the checkout.

In addition to the main discount card, the buyer receives a mini-card “Pleasant Shopping Store” (Korona keychain card) - identification (numbered) plastic card, which has a common savings account with the purchased discount card and gives the bearer the right to receive discounts provided by the discount program. The number of key fob cards included with the discount card is 3 pcs. The “Crown” key fob card is presented to the cashier before payment for the purchase. The Crown key fob card cannot be restored.

The cost of the card and key fob cards is 2 rubles. 00 kop.

Where will the discount card/key fob card be valid?

The discount on a discount card/key fob card is valid in Korona stores, Korona shopping centers and the Castle shopping center. The discount program is also valid in Fashion Mall stores*, which have special signs indicating participation in this program.

The discount program does not apply to:

• Tobacco products;
• Alcoholic and low-alcohol drinks, beer;
• Promotional goods;
• Packaging;
• Gift certificates;
• Goods purchased in Korona Techno stores on credit or in installments, including using the “Halva Installment Card No. 1”, “ICS Cards” from MTBank, “Purchase Cards” from Belgazprombank, “Turtle” bank payment card from the bank VTB, bank payment card “SMART card” from Bank “Moscow-Minsk”, installment card “Magnit” from OJSC Savings Bank “Belarusbank” (including partial payment of the cost of goods);
• Goods purchased in Fashion Mall stores (including the Fashion Mall sections of the Korona store) using the Magnit installment card from OJSC Savings Bank Belarusbank, Purchase Cards from Belgazprombank, Installment Card No. 1 “Halva” from MTBank (including partial payment of the cost of the goods), as well as in the event that it is impossible to identify the bank payment card used by the buyer for payment;
• Products from the “DISCOUNT” store (Minsk, Kalvariyskaya str., 24);
• Services provided to the population;
• Catering facilities of the Korona shopping center chain and the Zamok shopping center.

What determines the size of the discount?

As soon as you have become a participant in the “Pleasant Shopping Store” program (filled out the form and purchased a discount card and key fob cards), all amounts of your purchases will be deposited into your savings account. The accumulation period is 90 days. On the 91st (ninety-first) day, the purchase amount is debited from the savings account from the day it was credited to the card.

The amount of the discount depends on the total amount of purchases for 90 (ninety) days made by you with the presentation of a discount card/key fob card in the shopping center "Crown" and "Castle", and is calculated as follows (updated 05/03/2017).

From May 3, 2017, changes to the “Pleasant Shopping Store” discount program come into force:

Accumulated amount of purchases	Amount of discount
From 0 rub. 00 cop. before 199 rub. 99 cop.
From 200 rub. 00 cop. before 499 rub. 99 cop.
From 500 rub. 00 cop. before 799 rub. 99 cop.
From 800 rub. 00 cop. before 1 199 rub. 99 cop.
Over 1 200 rub. 00 cop.

For example:

On May 3, you made a purchase at the Korona hypermarket for 100 rubles. 00 kop. On May 4 (the purchase amount is added to the card/key fob the next day) a 1% discount will begin.

On May 15, you chose a raincoat in the Fashion Mall store for 350 rubles. 00 kopecks, when buying a raincoat they paid 346 rubles. 50 kopecks (amount to be paid including 1% discount). Now you have 100 rubles in your savings account. 00 kop. + 346 rub. 50 kopecks = 446 rub. 50 kopecks, discount amount - 2%.

June 10 You buy trousers and a shirt in the Fashion Mall store for 1000 rubles. 00 kop. In fact, you deposit 980 rubles into the cash register. 00 kop. (amount to be paid including 2% discount). Already on June 11, your account on the card/key fob card will be equal to 1,426 rubles. 50 kopecks, discount amount - 5%.

The savings account is valid for 90 days. On day 91, the amount of the first purchase, which was made on May 3 in a hypermarket in the amount of 100 rubles. 00 kop., will be written off. That is, on August 2, your savings account will have 1,426 rubles. 50 kopecks - 100 rub. 00 kop. = 1326 rub. 50 kopecks, the discount is still 5%. The next write-off will occur on August 14 (90 days will have passed from the date of purchase of the raincoat for 346 rubles 50 kopecks) and the bill will be 980 rubles. 00 kop., discount amount – 4%.

How can I find out about the status of my savings account?

The balance of the savings account and the amount of the discount provided are indicated on the cash receipt. The purchase amount is credited to the savings account of the discount card/key fob card owner the next day after the purchase is made. Also, the savings account balance and much other useful information about the discount can be obtained by registering your personal account using the link:

www.discountkorona.by

Is it possible to transfer the discount card/key fob card to other people?

The program participant has the right to transfer the discount card/key fob card to friends and family. After all, it will be much easier to accumulate a large amount in the account. To receive a discount, you must physically present a card or key fob card linked to personal account user.

How to restore the card?

If you lose or damage your discount card, you can contact an information center employee with an application to restore your savings account for the last 90 days. The savings account will be restored only if you have a completed application form, as well as if you purchase a new discount card. Restoring your purchase history may take from one to five calendar days. The key fob card cannot be restored.

Important!

To receive a discount, the owner of the discount card/key fob card must present it to the cashier until settlement for the purchase.

When returning goods, the cost of the returned goods is written off from the savings account of the owner of the discount card/key fob card with a subsequent change in the discount level, if necessary.

You can obtain more detailed information about the discount program “SHOP FOR PLEASANT SHOPPING” from the employees of the information centers.

The organizer of the discount program, Tabak-Invest LLC, reserves the right to change the terms of the program.

Surely there is not a single person in our country who does not know what the Golden Crown is. In fact, this is the current leading money transfer system that allows you to send cash throughout the country and far beyond its borders. But today, the functions of the payment system are not limited to money transfers; among other things, users can use such a product as plastic cards. Therefore, in this article we will answer several of the most pressing questions: what is the Zolotaya Korona card, where to get it and which bank it belongs to, and we will also talk about its capabilities.

Golden Crown Card

To begin with, it is worth noting that Zolotaya Korona is one of the leading companies engaged in Money transfers throughout Russia and the CIS countries, it is its services that the majority of our fellow citizens use. Moreover, throughout the country there is a wide network of points for accepting payments and receiving transfers, you can also carry out transactions through the official website, here payment is made from bank plastic from the Visa, MasterCard or Mir payment systems. Among other things, today users can get one of several cards under the Zolotaya Korona brand. Let's look at all the varieties:

• Zolotaya Korona for making transfers;
• co-branded cards Zolotaya Korona, for example, “Corn”, “Kari”;
• transport cards for paying for travel on public municipal transport (not available in all regions);
• payment card for making expense transactions, paying for goods and services;
• bank card.

The main question of the user is who is the issuer bank cards under the Zolotaya Korona brand. Actually issues cards directly payment system which is not prohibited by law Russian Federation, because, in fact, the money transfer system belongs to non-bank financial institutions, they have the right to carry out debit transactions, send transfers, and also issue own cards. In appearance, the plastic card is no different from a classic bank card, however, its capabilities are currently somewhat more modest.

Please note that the operator of the Zolotaya Korona money transfer system is Settlement Non-Banking Credit organisation(RNKO payment center).

In general, the Zolotaya Korona payment system provides a wide range of financial services to individuals and legal entities, and banking organizations. The history of the payment system began back in 1993, from 1999 to 2005 the system carried out money transfers between individuals. Among other things, some products are currently sold under the Zolotaya Korona brand. government projects, such as social cards, transport cards. In 2014, the system was considered as a technology supplier for creating a national payment system, however, it was not selected.

Plastic cards for money transfers

The money transfer system provides its clients with the opportunity to issue a card and send money transfers through it. In this case, the sender does not need to visit a cash collection point, waste his time and fill out documents. It is enough to get a plastic card once and then send money using it. How to get such a card? To do this, you need to contact any point for receiving and issuing transfers, provide an identification document, fill out a form and receive plastic card.

How to use the Zolotaya Korona card? To do this, you need to find cash acceptance points, for example, through a partner bank or salon mobile communications, for example, Svyaznoy or Euroset. So, instructions for sending a transfer: you need to contact the cashier and provide your plastic card along with your identification document. Next, you need to select the recipient of the transfer and transfer the required amount of funds to the cashier. After this, you will receive a receipt on which the transaction number will be indicated; the recipient needs it in order to receive the funds.

note that detailed information information about the possibility of the payment system is posted on its official website at https://koronapay.com.

Co-branding cards

As already mentioned, Zolotaya Korona cooperates with many Russian banks and other organizations. It allows potential users to issue a co-branded card, for example, “Golden Crown Corn”, “Kari” or the “Golden Crown UnionPay” card and others Financial services. Where can I apply for one? bank card? It all depends on which one financial product you want to receive, for example, Kukuruza can be issued at any communication store in the Euroset network, you can get a Kari card at a shoe store.

The Zolotaya Korona bank card is no different from other payment cards; with its help you can perform various transactions, including paying for goods and services, withdrawing cash, paying for housing and communal services, and mobile phone send transfers to repay loans and many other payment transactions.

By the way, if you carefully consider the question of where to get a Zolotaya Korona bank card, then the question is strictly individual, because the payment system cooperates with many commercial banks and mobile phone shops, as well as others retail chains. Many of them provide their clients with the opportunity to design bonus cards, which at the same time are payment instruments familiar to all of us.

Transport card

The Golden Crown payment system cooperates not only with commercial enterprises and banks, but also takes part in government programs social support. Transport Card The Golden Crown makes it possible to pay for travel and receive discounts on municipal modes of transport, as well as on some commercial minibuses. True, the nuance is that such a system is this moment It does not work in all regions of our country. In particular, you can get a card in Novosibirsk, Krasnodar, Orenburg, Omsk, Pskov and other cities. Let's look at several types of transport cards:

1. A single citizen card, it allows you to pay for travel on all types of public transport and receive a discount of 2 rubles or more from each trip.
2. A student transport card allows you to receive a discount on travel to public transport ranging from 20 to 90% depending on the region and route.
3. A student card gives a discount from 15 to 50%.
4. The social card is intended for free travel for those categories of citizens who have the right to enjoy travel benefits, the number of trips on the card may be limited, the plastic is personal and cannot be transferred to third parties.
5. A travel ticket is an alternative to a travel ticket.

Thus, the Zolotaya Korona card provides some opportunities and advantages to its owners, in particular to those who are forced to frequently send money transfers to their friends and relatives. But the main advantage is that many communication shops and banks hold promotions in which cardholders receive some bonuses and points, which can be exchanged for valuable prizes in the future.