A unique way to express your individuality is a bank card with your own design. Sberbank, whose card almost everyone has, supports this fashionable trend. Let's take a closer look at the tariffs, conditions of registration and service.
The first thing you should immediately pay attention to is that a bank card with an individual design can only be. Only citizens of the Russian Federation who have reached 18 years of age and have permanent registration in the region where the card was issued.
Card characteristics:
- Class Visa Classic or MasterCard Standard;
- account currency: rubles, dollars, euros;
- validity period – 3 years;
- annual maintenance – 750 rubles.
The image can be chosen by the client from 100 ready-made options. On the front side of the plastic you can place a picture with a beautiful landscape or cartoon characters. You also have the opportunity to upload your own image, which will be automatically processed.
This is what your Sberbank card with an individual design could look like:
(Issue price: 500 rubles).
How to make a Sberbank card with an individual design?
The application is filled out directly on the official website of Sberbank: first you decide on the type of card, then select a ready-made template or create own design Sberbank cards:
The photo editor allows you to upload photos from your computer or from the Instagram network. Images can be rotated, enlarged, cropped, mirrored, and standard filters can be applied (retro, b/w, brightness, contrast).
The logo color can also be selected: black, white or standard green.
Next, after finishing choosing a design, you must enter your mobile phone number and confirm your intentions via SMS.
After confirmation, you will only need to fill in your personal information (full name, passport details, etc.). The application for creating a card will be reviewed within 2 days. This period is set in order to exclude the possibility misuse other people's copyrighted images, and also make sure that the selected design is well suited for printing on plastic.
The production and delivery time for the card to your branch is standard - only about 2 weeks.
Other banks also offer a similar service, but, for example, in Alfa Bank, a card with an individual design can be issued only for existing clients connected to the Internet bank. The application is submitted in the “Order cards” section.
Customers can also order a card with an individual design, which features an individual image on the front of the plastic carrier. In addition to ready-made image options, the future holder can offer his own picture or photo. But like any other Sberbank card, this card also has its own manufacturing requirements, which will be discussed below.
The main advantages of a card with a custom design
A classic Sberbank card with an individual design is no different in its functions from any other card. It is also served by two payment systems. The card has a built-in electronic chip that operates according to the standards of the SWIFT global network. This ensures an adequate level of security and the ability to service the card at any ATM in the world.
Accumulation of “Thank you” points on the card
A custom designed card can also. By connecting bonus program on the card, any non-cash payment will return money in the form of bonus points for purchases in the Sberbank network. These are almost all large stores: , and others retail chains. On average, bonuses compensate for 0.5% of the cost of each purchase from Sberbank and up to 50% from partner stores. In addition, Sberbank regularly conducts various promotions and additional programs ( and ), where “Thank you” bonuses are awarded additionally.
Limits and restrictions of a card with an individual design
Each Sberbank card has its own limits and restrictions, which depend on the status. On a card with an individual design, you can withdraw up to 150,000 rubles per day, without charging a commission. If this limit is increased, 0.5% of the excess amount will be charged.If the holder cashes out money at the terminals of other banks, then a penalty of 1% of the amount is charged, but not less than 100 rubles. For cashing at the cash desk of another bank, 1% of the amount is withdrawn, but not less than 150 rubles. Per month, the holder of a card with an individual design can withdraw up to 1,500,000 rubles at Sberbank terminals and cash desks without charging a commission. You can also deposit up to 10,000,000 rubles per day through the bank’s cash desk.
Cost of card production and maintenance
In terms of its characteristics, a card with an individual design does not differ from the classic Sberbank card and the only difference is the non-standard appearance, for the production of which you need to pay 500 rubles. Otherwise it's standard classic map with identical limits and service costs.Annual maintenance cost:
- Basic card first year - 750 rubles;
- Main card for the second year and beyond - 450 rubles;
- Additional card for the first year - 450 rubles;
- Additional card for the second year and beyond - 300 rubles.
How to order a card with an individual design
Orders can only be placed online (details below). No Sberbank branches accept graphic or electronic layouts of card designs. This is due only to technical reasons. To send a design, you should go to the official website, then select the section - “Cards, original design” and click the “Order” button. A form will open for selecting ready-made options and a form for submitting a new image.
Filling out an application online
By this stage you need to have a ready-made design layout of the card in electronic format. The sample resolution should be maximum, since bank cards have high quality printing. The image can be sent to the Sberbank website using any available form. Pictures are uploaded from the desktop, through social networks, or file sharing services.Stages of filling out the application:
Order through your Sberbank Online personal account
There are two ways to apply for such a card: through the official website and through. The card is ordered initially on the website. The second way is to re-order it again.Applications for custom designed cards are accepted online only.
After sending an application with a design layout, you must wait for an SMS from the bank, which will indicate confirmation or rejection of the application. If the application is rejected, it is necessary to select another design option. Applications are rejected due to non-compliance with the requirements listed below. If you follow them, then a positive answer will come the first time.
The order is completed by receiving the finished card at a Sberbank branch and signing an agreement (), as when receiving a regular card. It should be taken into account that support for individual design is not available for all Sberbank cards.
Requirements for individual card design
If the picture is selected from the image database on the Sberbank website, then no editorial review is required. If the client wants to install his image, then such verification is required. Here is a basic list of items to avoid:- copyrighted photographs and images;
- logos of existing brands, trademarks;
- photos famous people, movie stars, politicians;
- flags, coats of arms, other symbols that are protected by the state;
- elements uniforms public services, military insignia;
- images of orders, medals, award ribbons;
- images of military equipment, weapons;
- images of banknotes, coins, bank notes from any country in the world;
- texts, inscriptions, digital information;
- pornographic content;
- stills from cartoons;
- stills from feature films;
- advertising of alcohol, tobacco; Any advertising is not allowed at all;
- images of a roulette disk, playing cards and other items associated with gambling.
There are quite a few restrictions, but it is easy to comply with these requirements.
Editorial review takes time, so a Sberbank card with an individual design takes 14 days or more to issue.
In almost all areas of life there is an opportunity to show your individuality and originality of thinking. This applies even to traditionally strict and unchanging financial issues. If there is no way to influence the appearance of cash bills, then it is quite possible to add originality to the design of a card for non-cash payments. This opportunity is provided to its clients by Sberbank, the leader in terms of issuance volumes in the domestic banking sector. For each user, a Sberbank card with an individual design will become a kind of business card, distinguishing him from the crowd.
What does it look like
The image chosen by the bank client is placed on the front side of the card. Identification information (number, owner’s name, operating term) is stamped on top of it. The customer can choose the picture himself or use the extensive database of images on the official website of Sberbank. Before being placed on the card, it will be pre-checked by the bank's security service to ensure compliance with copyright laws and the absence of elements from the list of restrictions.
It is not allowed to place on a card with an individual design of Sberbank:
- images of registered logos, trademarks;
- photos and footage protected by copyright law;
- state and currency symbols;
- words, texts, numbers and figures;
- elements of religion, race or ethnicity;
- photographs of famous personalities;
- images of weapons, military equipment, any kind of call for violence;
- elements of propaganda of alcohol, smoking, drugs, pornography, gambling.
The size of the image must be at least 800 x 600 px (optimally 1035 x 662 px) and not exceed 10 MB. Images are accepted in JPEG and PNG formats. Despite the prohibition regarding the use of characters and footage from films, there are a number of exceptions. To create an individual card design, Sberbank suggests using cartoon characters “Madagascar”, “Well, Just Wait!”, “Shrek” and many other popular films. All of them are entered into the banking database. Images from it have already been checked and approved for placement on the map. Their use significantly speeds up the manufacturing process.
Stages of registration
You can fill out an application for Sberbank to develop a payment card with an individual design only online. This is caused by the need to download an electronic version of the image. To begin the registration procedure, you must go to the official website of the financial institution (www.sberbank.ru) and go to the appropriate section.
Step by step filling out the application:
- adding an image. The picture can be uploaded in three ways: from the user’s computer, from the account social network, from the banking database;
- editing. In the editing window, the selected image will be applied to the map prototype. In this mode, it is possible to scale the image, adjust the brightness, change the color of the Sberbank logo;
- choice of currency. It is possible to choose between the ruble, US dollar and euro;
- saving and confirming the design. In preview mode, the customer can once again check and save the visual design of the card. For SMS confirmation you must enter your mobile phone number;
- filling out a personal data form;
- choosing a branch to conclude an agreement and receive a Sberbank card.
Cost of service, production time and restrictions
Unlike a free standard plastic card, an individual design will cost the customer 500 rubles. At the same time, he must be an adult, have Russian citizenship and registration. It is allowed to produce a card as an additional one for children over 7 years old. Type payment system(Visa or MasterСard) is chosen by the customer.
After contacting Sberbank, an individual card design is issued within a period of 2 to 14 days. Such a large time range is due to the need to carefully check the image for the presence of the limitations listed above. You can significantly reduce the production time by selecting a picture from the bank’s database.
Signing the contract
After checking the personal data entered in the electronic form, as well as the compliance of the uploaded image with the requirements of the bank, a plastic card is produced. The client is informed about the completion of this process by SMS message. Registered users of the Sberbank website can track the card status from their personal account. Information about the successful completion of the check will appear there before the notification arrives. To complete the procedure, it is enough to visit the selected bank branch to identify yourself and sign a use agreement. You must have your passport with you.
Features of the original card
Having done payment card Sberbank with individual design, financial institution did not limit its functionality. The list of operations available to its owners includes:
- Free cash withdrawal at Sberbank cash desks or ATM network.
- Payment utilities, loan interest, fines, rent and etc.
- Using non-cash payments to pay for purchases in wholesale and retail shopping centers.
- Participation in online transactions (subject to the use of secure lines and payment portals).
- Crediting funds received from third parties to the account.
- Making non-cash transfers using a card number.
- Setting up automatic templates for regular deductions or accumulation of funds.
Additional services
Using a card with an individual graphic design from Sberbank requires access to a virtual account via the network and mobile app, and also provides the opportunity to save and accumulate bonuses.
Internet banking
Registered users have network access to card account. Mode " Online Sberbank» allows you to manage funds: transfer amounts to other card accounts, pay for purchases and services online, track receipts and create savings. Using Internet banking makes it possible to close your accounts and apply for new cards without having to visit a bank branch.
Mobile bank
The Mobile Bank application is the most accessible analogue of Internet banking. Using a smartphone, a bank client can carry out financial transactions of varying complexity through ussd and SMS requests. The presence of short numbers with a specific function significantly speeds up paying for services, transferring money or checking an account. For example, to top up your phone account, you just need to mark the desired amount in the message and send it to number 900. To transfer funds to another mobile account, the same procedure is supplemented by entering the recipient's phone number.
"Thank you" service
For Sberbank card users, this service opens up the opportunity to accumulate points when paying for purchases at partner retail outlets. When using bonuses, the cost of one point is equal to one ruble. On the Sberbank website you can find a list of stores that support the “Thank you” service.
Card "Youth"
This unique offer is available only to bank clients whose age does not exceed 25 years. At standard price using the card is 750 rubles per year, the amount of maintenance for “Molodezhnaya” is only 150 rubles. This option does not affect the design and functionality of the individual card.
Alfa-Bank offers you a unique chance to become the owner of an international banking Visa cards Classic PhotoCard or MasterCard PhotoCard Standard with individual design and chip. Thanks to the use of innovative technologies, a card has been created, the entire front side of which can be designed to suit your taste.
Any person, children, parents, pets, nature, exotic landscapes - a photograph dear to your heart can now be embodied in the form of a bank card.
If you are already a client of Alfa-Bank, then you can easily and quickly order a card issue through the Alfa-Click Internet Bank. Just go to the “My Cards” section, select “Order Cards” and fill out and submit the application.
If you do not have Alfa-Click connected yet, do it right now. It's free!
Keeps your money... and your best memories
Alfa-Bank offers you a unique chance to become the owner of an international bank card Visa Classic PhotoCard or MasterCard PhotoCard Standard with individual design. Thanks to the use of innovative technologies, a card has been created, the entire front side of which can be designed to suit your taste.
A loved one, children, parents, pets, nature, exotic landscapes - a photo dear to your heart can now be embodied in the form of a bank card.
Can't decide which photo to choose? We are pleased to offer you a choice of pictures from our design gallery, which will definitely be updated with new images.
The reverse side of the card is silver. We made it this way specifically so that it serves as a worthy frame for the photo you choose.
A card with an individual design differs from all other bank cards only in that you chose its design yourself. In all other respects, this is the most common international bank card: it can be used all over the world to pay for goods and services, including via the Internet, to withdraw and deposit cash - in a word, exactly the way you are used to using your regular bank card.
A card with an individual design can be issued to anyone current account bank client.
Express yourself - with an international Alfa-Bank Visa Classic PhotoCard or MasterCard PhotoCard Standard with an individual design! Thanks to modern technologies The front side of the card can be designed to your liking.
3 reasons to get a debit card with an individual design from Alfa-Bank
- Uniqueness. A loved one or a pet, breathtaking landscapes or culinary masterpieces - any photo can be embodied in the appearance of your bank card.
- Versatility. VISA and Mastercard payment systems are accepted for payment worldwide.
- Convenience. With free mobile and online banking, you can manage your card account and track all transactions.
You can upload your own photo or choose a picture from our gallery of designs.
How to order a debit card with a custom design
The card is issued for any current account.
If you are a client of Alfa-Bank, you can order a card issue online - in the Alfa-Click Internet bank. It's quick and easy:
- go to the “My cards” section;
- select “Order cards”;
- fill out and submit the application.
An Alfa-Bank card with an individual design will save not only your money, but also your memories!
In order to order it, you don’t even have to leave your home. Use the Alfa-Click Internet Bank, order a card with an individual design, and in a few days you will receive it at the bank branch where it is convenient for you - throughout Russia!
When ordering a card with an individual design, you will be able to enlarge or reduce the image, select the full image or part of it - and immediately see on the screen how it will look exactly on the card. You can choose from the proposed options the color and location of the Alfa-Bank logo*.
Consultation on the terms of provision and procedure for registration payment card with an individual design, you can get by contacting the Alfa-Consultant call center at the following numbers: +7 495 788-88-78 (for Moscow), 8 800 200-00-00 (for regions).
* The Bank may change the color and location of the logo at its sole discretion and without additional notice. For example, if the client uses a red logo for an image on a red background.
Card for depositing and withdrawing cash at any ATM and paying business expenses
Procedure for ordering a payment bank card with an individual design
A payment bank card with an individual design is issued as part of one of the Service Packages: “Economy”, “Optimum”, “Comfort”, “Maximum+”, “Corporate”. If you have not yet become a client of Alfa-Bank, to issue a card you need to open one of the Service Packages - “Economy”, “Optimum”, “Comfort”, “Maximum+” at any Alfa-Bank branch or through the online website. If you are a client of Alfa-Bank, but you do not have a current account (for example, only credit accounts), you also need to open one of the Service Packages: “Economy”, “Optimum”, “Comfort”, “Maximum+”. You can order a card only through Internet banking, so you need to connect the free Alfa-Click Internet bank. Now you can start creating your card design.
Step 1
Go to the “My Cards” section of the Alfa-Click Internet Bank and click the “Issue a card with an individual design” button, or select the “Cards with an individual design” section.
If you have previously ordered a card with an individual design, in the screen form that opens you can see the list:
- your requests for the issuance of cards with an individual design;
- personalized cards issued in your name, indicating their status.
To issue a card, click the “Order an individual card” button.
In the screen form that opens, select (from the drop-down list):
- one of your current/payroll accounts;
- card type: MasterCard Standard or Visa Classic;
- delivery city and delivery department.
Please check the correct spelling of the name to be placed on the card. If you spell your name correctly, please check the appropriate box. If the name is entered incorrectly, you should contact an Alfa-Bank branch to change it in the banking program.
If you wish, you can connect the Alfa-Chek SMS-bank service to the card you are ordering (by checking the appropriate box).
Be sure to read the card issue conditions by clicking on the active link of the screen form, then put a mark confirming your familiarization. Without said confirmation Further processing of the application is not possible.
Step 2
Next, you can start selecting an image. If you select “Own Image” in the “Category” column, you will be able to upload a picture from your computer. Make sure that your image does not include elements prohibited from being placed on the map, check the appropriate box and click the “Continue” button.
You can also select one of the images from the design gallery offered by Alfa-Bank, and then also click the “Continue” button.
Step 3
Now you can edit the image: choose to place the entire image on the map, or just a fragment of it. Select the color and location of the Bank logo* and the name for the card, which will be displayed on your Alfa-Click Internet Banking page in the list of your cards with an individual design to simplify further tracking of the card status. The name on a bank card with an individual design is not printed.
*The bank may change the color and location of the logo at its sole discretion and without additional notice. For example, if the client uses a red logo for an image on a red background.
Step 4
Check that the application is correct and click the “Submit” button.
Step 5
Your application for card issue has been registered. For servicing the card, you will be charged a commission in accordance with the Tariffs of ALFA-BANK JSC.
You can track the stages of consideration of the application and production of the card in the “Cards with Individual Design” subsection of the “My Cards” menu of the Alfa-Click Internet Bank.
After receiving your application to Alfa-Bank, your image will be checked to ensure it meets the requirements for images placed on the card. If the image is approved, the bank will begin issuing the card. When in the “Card Status” line you see that “The card has been produced and delivered to the branch,” you need to contact the Alfa-Bank branch that you specified when filling out the application and receive the card.
If the image you want to place on the card is rejected, you will see a message in the “Card Status” line stating that “Image is not approved by the Bank.” In this case, you can submit a new application for a card with an individual design by selecting a different image, including from our design gallery.
Attention! The bank reserves the right to refuse to issue a card with an individual design without giving reasons.
If, when trying to order a card, the following message was displayed on the screen: “There is not enough information to complete the application. Contact any Alfa-Bank branch to make changes to the application form,” and you were unable to order a card, you need to contact any Moscow additional office that services individuals, or to the regional credit and cash office to check the completeness and correctness of your data in the information banking system.
Companies served within the framework of the salary project at Alfa-Bank can order salary cards with a unique design for their employees. Any images can be used in the design - from the field of activity of your company to a general photograph of the team. And most importantly, the ability to place your company logo on the cards.
Cards with individual designs will help increase team cohesion and corporate spirit. You choose the quantity of cards you order yourself, so you can issue cards for all employees or just for one department.
It’s easy to create cards with an individual design for employees:
- you send to in electronic format the image you want to place on the cards to the Alfa-Bank manager who oversees your salary project;
- a few days later a bank employee brings you a sample card;
- After receiving all the necessary approvals, cards for your employees are put into production.
Custom designed cards can be issued to replace an existing salary card or as a additional card to your salary account.
If your company does not have a salary project at Alfa-Bank, but you want to emphasize the individuality of the company, then simply fill out an application for a “Salary Project”, which will be reviewed by the bank within one business day. Bank specialists will contact you to discuss all the details.
Detailed information on the terms of provision and registration procedure salary cards You can obtain employees with your company logo by contacting the Alfa-Consultant call center at +7 495 788-03-47 (for Moscow), 8 800 200-00-00 (for regions).
The desire for individuality, which distinguishes many modern people, encourages specialists to develop unique design solutions in certain areas of production. The owners of banking organizations did not stand aside, offering consumers to receive a special plastic card, unlike the cards of other owners. A card with an individual, unique design, which is also offered by Sberbank, differs from its counterparts only in its unique appearance. It is noteworthy that all its advantages and features are preserved.
What are the card design requirements?
During the process of registering a card, the resource introduces the user to a list of prohibited images, which include:
- Logos, as well as trademarks of famous manufacturers and companies;
- Tobacco and alcohol products;
- Pictures symbolizing gambling;
- Photos protected by copyright law;
- Weapons and equipment related to military;
- Slogans and symbols of other states;
- Branded clothing from renowned companies;
- Test and digital information;
- Antisocial drawings;
- Stills from animated films and other films;
- Currency symbols.
When choosing an image, the client can use the bank’s database or upload his own files (drawings, photographs, pictures) to the site. By the way, some cartoon characters can also be found in the list of drawings offered by Sberbank.
Capabilities and features of such cards
Users can order an individual design only for debit cards payment Visa systems or MasterCard. Add to list foreign currency accounts, which the consumer can use, include not only rubles, but also euros, as well as US dollars.
Issuing similar banking product occurs to persons over 18 years of age, as well as, after mandatory parental consent, to children who have already reached the age of ten. Cardholders with special designs also participate in special program called “Thank you from Sberbank,” which involves the accrual of bonuses for purchases at retail outlets through non-cash debits. Subsequently, these bonuses can be used to pay for future purchases.
A card with an individual design allows you to receive cash from other persons, produce Money transfers through ATMs and cash desks, pay utility bills, fines, loans, state fees, purchases at retail outlets. You can connect an Internet bank to the card, as well as a mobile bank, which significantly speeds up and simplifies the process financial transactions according to the account.
The card does not provide the opportunity to obtain an overdraft, and is also not issued as a salary project.
Users of such cards can also take advantage of additional pleasant features from the bank:
- Call the call center at absolutely any hour, day or night, even on weekends and holidays;
- Receive additional discounts from payment systems that carry out card transactions;
- Link your account to your online wallet;
- Replenish your card in several convenient ways;
- Maintain the possibility of receiving cash even while traveling abroad in case of loss of the card.
Replenishment of a card with an individual design
The methods for replenishing funds on such a card are as follows:
- Use of payment terminals;
- Non-cash transfer from other accounts;
- Through MasterCardMoneySend servers, as well as VisaDirect
- When directly contacting one of the Sberbank branches;
- By transfer from another plastic card.
Cost of a card with an individual design
For a card with an individual unique design from Sberbank, the price is 500 rubles - this is a one-time payment that is charged to the client upon receipt of the product at the branch’s cash desk, or, with the permission of the holder, debited from his bank account. In addition, there is a card maintenance fee, which is charged once a year and amounts to 750 rubles.
However, for persons under 25 years of age, Sberbank offers more profitable terms– receiving Youth card with individual design. The cost of servicing such a card is not 750, but 150 rubles per year. As for functionality and privileges, it is not particularly different from a regular card.
How long does it take to make a custom designed card?
Regular cards issued by the bank are issued within 2-5 days. But if you order a card with an individual design from Sberbank, its production time can take up to 2 weeks or even more. This is due to the fact that a scrupulous check of the image chosen by the client for compliance with the rules takes a significant period of time. That is why everyone who wants to receive a card with an individual design needs to carefully study the requirements for pictures so that their wait does not end in refusal.
How to order a card with an individual design
The service, which allows you to become the owner of a card with a unique appearance, is available only online, since bank specialists must receive the image chosen by the client in digital form in order to then reproduce it through photo printing.
To apply for a card with an individual design, you need to go to the corresponding section of the site menu, after which a new page will load. On this page, the user is asked to select the desired currency of their card account, as well as confirm agreement with the terms of the user agreement drawn up by specialists.
The next step involves choosing the design of the card, including color schemes. The client can choose the image offered by the bank or upload his own picture, provided that this occurs without violating the copyright on it. You can also select an image from the social network Instagram, VKontakte and others. At the user's request, the picture can be edited (increasing individual fragments, size and scale, changing the angle, adjusting the intensity and brightness). If the picture receives Sberbank’s approval, it will subsequently be placed on the front side of the Sberbank card.
To complete the order, the user is asked to confirm his phone number and enter personal data in special fields. The applicant will also be asked to select the branch closest to him banking organization, in which he will subsequently receive the finished product. When the product is completely ready, mobile phone the client will receive a notification informing about this.
Order using Sberbank Online
If the customer of a card with an individual design is an existing client of Sberbank and has an ID and password to use the resource, then he can place an order through Sberbank Online. To do this you need to log in personal account to the Maps section, then select “ Order" You must tick the required box and then upload the desired image. You can also find out the bank’s decision in your personal account, which will be available a little earlier than the employees inform you about it.
Manufacturing plastic cards with an original design - a service in demand among those people who like to show their own originality even in ordinary, everyday things. Holders of such cards leave online positive reviews about the product, because it not only makes it possible to stand out from the gray mass, but also provides customers with additional pleasant opportunities. The simplicity and clarity of the application, which can be submitted within the walls of your home, is another pleasant bonus from a well-known bank.