It can bring a solid profit if you correctly understand all the nuances of investments. Yes, this is risky earnings, but a monthly profit of 20-60% will force you to reconsider your views on investing on the Internet and look for investment projects who pay real money.

Do not know how to quickly monitor the situation of investment projects? Then we recommend that you pay attention to the blog, which analyzes HYIP projects without bias and as objectively as possible. The blog has long earned a positive reputation and credibility among investors in the Runet. And also the administration pays refbacks and TOPovo insures the deposits of its partners.

These are proven investment projects that pay real money to all their investors.

We suggest investing in HYIPs with caution, while not chasing super profits and investing only those amounts that you are ready to lose forever. The optimal yield for HYIP is 15-20% per month, higher percentage means a significant risk and a high probability of losing the deposit.

That's all for me. Thank you for your attention!.

Sincerely, Mogish Ivan

Hello, dear readers of the “site”! In this publication, we will talk about investing on the Internet, as well as what to look for when investing online in the network.

Internet is a world famous global network with limitless possibilities. One of the hottest topics today is online investment . To receive passive income in the network, you must first make competent investments. In this case, you will have a large number of free time for yourself and your loved ones, as well as confidence in the future.

You will learn what online investing is and what mistakes beginners make when investing online

Important! There is always risk in investing it's worth remembering. But it is in our own power to minimize it.

2. How to start investing on the Internet - 5 requirements for investors

Before you start investing online, you need to:

1) Provide constant high-speed access to the Internet. This refers to the network Internet, not mobile. Of course, you can work through the phone, but not always. Many programs are not supported in the smartphone.

2) You will also need basic knowledge of economics. Spare neither time nor money on self-development and self-education. This is the first and most important investment. Read thematic books or listen to audio, visit forums and various sites about online investing.

Must Read: Napoleon Hill "Think and get rich" , and Roberta Kiyosaki "Quadrant cash flow" And "Rich Dad's Guide to Investing" .

These books perfectly stimulate and energize for further actions, change the worldview.

3) Be prepared mentally and financially for losses. Without them there is no profit. Losses, especially for a beginner, are inevitable. The most competent and experienced analysts also have them, do not forget about it.

4) It is important to set yourself up psychologically to invest money on the Internet. Try to be as focused as possible and remember that investments do not always bring quick profits.

Usually, the less risky the project, the lower the income from it. In addition, short-term online investments bring less profit than long-term projects.

5) Be objective. Try to be realistic about yourself and your work. Set a specific goal and a deadline for achieving it.

For example , earn 25 000 rubles on a new tablet 2 month. Write this goal down in your notebook and get started. Set a time for yourself to work online: this can be 2 hours per week or 3 hours daily.

The more time, effort and money you invest in online investments, the faster you will start to receive income. Count on luck, but do not rely entirely. The main thing is knowledge and experience.

Alternatively, you can contact brokerage companies specializing in the Forex market. However, they work for a fee, so profits to be shared. In addition, they do not guarantee against losses. One of the best is this brokerage company.

Method 6. Investments in MFIs (microfinance institutions)

Investing in microfinance organizations can be a good option for those who wish to receive passive income. This method will be a good alternative bank deposits for which rates are at a low level.

Main advantage investments in MFIs, compared to other options, is high level profitability . In most cases, the rate exceeds 20% per annum.

However, such investments have serious flaws:

1. High minimum investment. Individuals with small amounts will not be able to invest in MFIs. The entry threshold for such investments is set by state acts.
2. High risk of loss of invested funds. Contributions to MFIs are not insured by the state.

To avoid losing investments, you should carefully select an organization for deposits. In this case, first of all, it is necessary to pay attention to the period of operation of MFIs in the market. The longer a company exists, the higher its level of reliability.

However, when investing in serious microfinance organizations, it is important to understand that the income will be lower. High reliability is offset by a lower interest rate.

Method 7. Investing in mutual funds

Method 10. Investing money in securities

Method 12. Venture funds/investments

In Russia, venture funds are not yet popular enough, unlike foreign countries. However, despite everything, such investments can bring serious income.

Venture funds invest the funds raised exclusively in. These are projects that are at the initial stage of development or even exist only at the level of an idea.

An important feature venture investments is high level of profitability . Such investments can bring a profit of several thousand percent.

But it should also be taken into account that such profitability can only bring 1 -2 dozen projects. However, often these few profitable startups are more than able to cover a significant number of unprofitable ones.

For venture investments, you can use the following methods:

1. crowdinvesting and cowlanding platforms;
2. venture funds;
3. investor clubs.

It's important to keep in mind that serious sums of money are required to join funds and clubs. At the same time, sites where it is enough to have smaller amounts turn out to be fraudulent schemes in some cases.

4. Common mistakes newbies make when investing online

Mistake 1. Greed

Remember! Greed has never done anyone any good, just the opposite. Be patient, do not try to get everything at once - it does not happen.

Invest wisely, assess the situation objectively. While you are new to investment direction try to get as much experience and knowledge as possible. Understand everything that happens on the network, especially with money.

Do not rush to withdraw the entire amount of money after the first successful transaction. This mainly applies to HYIPAM . If you have already started working with them, then you need to finish carefully, without frightening. Withdraw your deposits from them in small parts And with time interval . If you don't follow this rule, you risk losing everything.

Mistake 2. Do not divide the capital

It's not for nothing that people say - don't put all your eggs in one basket . Try to invest in several projects, in small amounts. Start with small investments and gradually, acquiring skills and knowledge, you can increase the amount of investments.

Mistake 3. Carelessness

We have already talked a lot and repeatedly about the fact that there are a lot of scammers on the network. Always be vigilant . Remember that simple passwords and accounts are often hacked.

Make yourself a rule change and complicate passwords regularly. Do not use the same password on different sites or accounts, it is better to write them down in a notepad.

Do not invest your money in a dubious or unverified project. Be sure to develop a behavior strategy before starting any project. A well thought out strategy is the key to success. Remember this and don't back down from it.

Mistake 4. Belief in myths

Myths, as a rule, prevent most people from starting to earn money online. Don't let them get the upper hand on their own financial literacy.

The most common myth is a myth that investing is only for the rich . It will dissipate as soon as you read at least one book from those that we described above ( Robert Kiyosaki "Cashflow Quadrant" , Napoleon Hill " Think and get rich" ).

Now, small savings are enough to invest, the main thing is to invest them wisely.

Many Internet projects are starting to attract their investors with minimal investment. from $10 and up . And having freely available amount from 100 $ , you can already go to the exchange Forex or open CHI accounts.

There is also a widespread myth that What investing only for the smartest and most competent professionals . Remember that the most important thing in any business is self-development. Investing can and should be learned, it is also work.

Having mastered the skill of investing, you will greatly simplify your life, and it will no longer seem like a monotonous routine.

5. Conclusion + video

For self-development, special education is not required, only desire and motivation are needed. To start investing now, motivate yourself, write a goal and go for it .

Investing is not as scary as it seems at first glance. This is a very profitable and daily developing direction. The sooner you start generating passive income through investing, the easier it will be for you to live on. .

On the pages of the site you will find a lot of useful information.

you were looking for the best HYIP projects who pay, but found something much more. You have found the whole system.

I have been in HYIPs for more than a year and I perfectly understand how difficult it is for an ordinary investor to select and analyze projects. Often you have to act at random or relying on indirect signs.

But there is good news! By applying just one strategy, you can increase the return on investment by 9 times. Don't believe? Just look .

9 times more effective! How do you like that? It worked in 2017, worked in and works now.

By applying other strategies and taking more risks, you can increase your income by another 2.5 times.

This approach is so effective that I even wrote an instruction book based on it. ” . It is available to you for free!

Below I will provide a table with the current rating of the best HYIP projects that pay, and then I will share with you other tips that will help you become even more successful in investing.

Tables with the best HYIPs (scroll to the right):

Top 5.

Name:	Opening date:	Yield:	Trust Rating:	Review:	Status:		Insurance:
Gissis Holding	October 29, 2019	from 42% per month	65%		pays	2%	$700
Super piggy bank	February 25, 2016	from 13% per month	65%		pays	No

Name:	Opening date:	Date added to the blog	Yield:	Review:	Status:		Insurance
Optimax.biz	March 26, 2020	March 26, 2020	from 33%		pays	2,5%
Tophours.biz	March 15, 2020	March 15, 2020	108%		pays	1,5%
b2bDiamond	February 28, 2020	March 4, 2020	from 66%		pays	5%	$300

Popular.

Name:	Opening date:	Date added to the blog	Yield:	Review:	Status:		Insurance
CryptoStar	March 15, 2020	March 23, 2020	from 120% per month		pays	0% - 3%
Fun Fisherman	October 1, 2019	October 1, 2019	from 10% per month		pays	2%

Monitoring.

Test.

Name:	Opening date:	Date added to the blog	Yield:	Review:	Status:		Insurance
Alys Dax	February 25, 2020	March 2, 2020	from 23.5% per month		pays	1,5%
Neuron Capital	February 14, 2020	February 26, 2020	from 9.5% per month		pays	No
Comextrades	April 22, 2019	January 21, 2020	from 33% per month		pays	No
Epex Unity	October 11, 2019	December 21, 2019	from 20% per month		pays	No
Shara Today	March 28, 2019	October 29, 2019	up to 40% per month		pays	No
8bit	October 13, 2018	August 26, 2019	15% per month		pays	1,5%
trustera	February 13, 2018	August 13, 2019	from 6.2% per month		pays	No

With a multi-level structure.

Required Reading:

A few more important articles:

Before getting on the blog, HYIP admins go through a rigorous selection process. First I watch the work of the admin. That is, I do not add the project to the blog, but I look at how long it will work and what profit it will bring.

If HYIP brings more than 20% net profit to my contributors, then I add this project to the monitoring section. And at the announcement and in the review, I write that I have not worked with the administrator before, but I watched his work.

The best HYIP projects that work well in the monitoring section fall into the recommended section. There are practically no quick scams in this section. It is considered bad work if the HYIPs in this section bring less than 20% of net profit.

FAQ.

• How to order a refback?

In the announcement and in the review, I indicate how the refback is paid: automatically or manually. If auto-refback is configured in HYIP, then the specified percentage will be automatically credited to the balance of your personal account in the project.

If the refback is paid manually, then you need to go to Personal Area my blog and leave a request there. See detailed rules below.

• How to order insurance?

Insurance is allocated to compensate for the losses of investors in the event of a project scam. Insurances are open and hidden. Compensation is also ordered in the personal account of the blog.

You can find detailed instructions and rules for ordering insurance on the page below. Pay attention, there are more than 600 reviews. Often insurance covers 100% of partners' losses.

• How to properly analyze projects?

In order to include only the best HYIPs in your portfolio, you just need to follow my blog. I myself evaluate projects and add hype from the best admins.

If you yourself want to analyze projects, then I recommend starting with this article:.

• How to keep up with new projects.

Very simple. All you have to do is subscribe to my (

We all save money. A schoolboy saves up for a new smartphone, a student for a car, a young family for an apartment (or more often for an initial fee for a mortgage), a worker for a vacation, and a pensioner for a funeral. And no matter how tense economic situation was not, the money is somehow accumulated. Otherwise, why are there so many iPhones and expensive cars around?

But what most people don't realize is that when the accumulated money is under the pillow, it subtly diminishes. Every night a "savings killer" comes and steals a small part of our savings. And this killer's name is Inflation.

The official inflation rate in Russia for 2015 is almost 13%. But we know that it is not weakly underestimated (those who remember the prices for products in 2014 understand this especially well). The real inflation rate for 2015 was definitely over 20%.

Thus, all our savings depreciate at a rate of at least 20% per year or 1.65% per month. So, now most of the ways of investing do not help to increase your funds, but at least offset inflation a little.

In such a situation, it is very unwise to keep money under the pillow. Any free money should work. But how to invest them as reliably and profitably as possible?

Investing is not that hard.

I think everyone understands what investing is. When investing, you make your funds work. That is, you invest money, expecting to receive even more money in the future.

But we must not forget that investing entails risks. Instead of the expected profit, you can get a loss or even lose all your money.

Therefore, the main rule of investing is risk diversification. According to this rule, you must break your savings into parts and invest them in different investment projects.

For example, let your investment portfolio is 100,000 rubles. Then you need to choose a few suitable for you investment instruments. Suppose you have chosen mutual funds, PAMM accounts and backing and HYIP projects. Now you will need to distribute your portfolio between instruments depending on how much you are willing to risk.

Let's say that you are configured for moderate risks and distribute money as follows: mutual funds - 40%, PAMM accounts - 40%, backing - 10% and HYIP projects - 10%. Now you need to apply the principle of diversification within each chosen way of investing.

That is, you will need to select several different PAMM accounts and distribute your 40% of the portfolio between them. The same must be done with other chosen ways of investing.

In order to comply with this rule, you need to use several tools that can multiply your money. I have selected 12 of the best ones for you.

We compare the 12 best ways to invest.

I not only picked 12 for you better ways investment, but also compared them with each other. For comparison, I chose several parameters that I decided to evaluate by 10 point system, where 1 is the lowest rating and 10 is the highest.

Comparison of the best ways to invest.

The following options have been selected:

• Simplicity. This parameter characterizes how easy it is to understand this type of investment, understand the principle, find a suitable company and make a deposit.
• Yield. Here the average return on investment will be estimated. Most often, this and the following points are interconnected: the higher the yield, the higher the risks.
• Reliability. This parameter characterizes the riskiness of the analyzed investment instrument.
• Entry threshold. Shows the minimum amount you can invest.
• Liquidity. Estimates how quickly you can withdraw your deposit, and what losses you expect if you withdraw money prematurely.
• Passivity / activity- this parameter shows how passive this type of income is. That is, 10 points means “invested and forgot”, and 1 point means that in order to get the maximum profit, you will have to spend extra time and effort.

Of course, all my assessments will be subjective and I think that many readers will not agree with them.

1. Bank deposit.

A bank deposit is the most understandable and simple way of investing for an ordinary person. Even any grandmother understands how everything works. After all, even in the Soviet Union, in which there was no investment, people kept money on passbooks. And one of the heroes of the popular Soviet film called on fellow citizens to keep money in savings banks.

All you need to do to make a deposit is to choose a bank and come there with your passport and money. What could be easier? I bet 10 points.

At the same time, the yield bank deposit not high. On this moment deposit rates range from 7% to 12.5%. I think this is one of the lowest returns of all investment methods. Deserves 1 point

But you can be sure of the reliability of your contribution. The deposits are insured by the state. Even if you plan to invest a large amount, in order to insure that your bank's license is taken away, you can break the amount into small parts and invest in several banks. In this case, even if the bank is deprived of a license, and your deposit was less than 600,000 rubles, then you will be compensated for both the deposit and interest. 10 points for reliability.

You can start investing with an amount of 10,000 rubles. This is not much at all, so you can put 8 points.

In most cases, you can withdraw money from the deposit at any time. But if you withdraw money early, you will lose most of the profit. 7 points for liquidity.

This type of deposit belongs to the “put it and forget it” category. All you need to do at the end of the investment period is to come to the bank and withdraw your money. Well, or roll over the deposit. 10 points.

Pros:

• High reliability.
• Availability.
• Low taxes. You will have to pay 35% of taxable income, which is calculated according to the formula: all income minus the refinancing rate.
• Predictability of results.

Minuses:

• Low yield.

Conclusion. This type investing is more likely not to increase your money, but to somehow compensate for inflation. In any case, if you do not want to risk at all, then this method is better than just keeping money under your pillow.

2. Mutual investment funds (PIFs).

For an ordinary person, investing in mutual funds seems not a very clear undertaking. To understand this, try explaining to your grandmother at the entrance that you are buying shares in the fund of a management company that invests money in assets.

The choice of a mutual fund should also be taken seriously, studying the statistics of different funds. After that, you need to go to the office of the company or its agent. For simplicity I will put 6 points.

The yield here depends on the type of funds and on the approach to choosing a mutual fund. The riskier the investment the fund makes, the higher the expected potential return, but in most cases it is not high. 3 points.

Reliability also strongly depends on the type of fund. At a time when bond mutual funds are one of the most risk-free investments, investing in venture funds carries very high risks. On average, I would rate reliability at 7 points, because at least you will not be able to lose most of the deposit, as in other ways of investing.

The minimum cost of a share starts from 300-500 rubles per share, which is suitable for almost everyone. 10 points.

I think most people invest in open mutual funds, so in this paragraph we will only talk about them. You can withdraw money from open funds by selling your shares in 1-3 business days. I will put 10 points.

Still, with this method of investing, you will have to spend a little time managing your investments. Of course, management within the fund Management Company will do without your participation, but you will have to transfer money between mutual funds and decide when to sell shares and when to buy. 8 points.

Pros and cons of this investment method:

Pros:

• A large number of assets in which the fund can invest.
• Low entry threshold.
• Relatively low risk.

Minuses:

• Possibility of making a loss in case of an unsuccessful choice of a fund.
• Relatively complex investment procedure.
• The investor should be interested stock market.

Conclusion. With a successful selection of funds and proper management of your investments, the profit from the deposit covers inflation and brings a small income. But you need to remember that many funds bring losses to their investors.

3. PAMM accounts.

Brokerage companies for last years have invested so much money in advertising that only the deaf have not heard about Forex and the tempting prospects of becoming successful trader. Therefore, it is not difficult for an ordinary person to understand the principle of PAMM investing - to give money to a trader so that he can play on the stock exchange.

You can find a suitable broker on the Internet. At the moment the most popular is Alpari. So I will put 7 points for simplicity and clarity.

Some accounts can bring you more than 100% profit per year, and some drain all your money. But, when using the principle of risk diversification, the income from this type of investment is slightly higher than in mutual funds and is estimated by me at 5 points.

As returns increase, so do risks. When using the principle of diversification, you will not lose the entire amount of your investment, but you may receive a loss. For reliability, I would put 6 points.

You can start investing in PAMM accounts with $10. At the moment, this is equal to 700 - 800 rubles. The amount is small, so I put 10 points.

You can withdraw money at any time within one to two business days. Therefore, for liquidity 10 points.

Investment management takes time. If you do not use automatic tools, then you will have to log into your personal account almost every day. After all, the market situation can change very quickly and your managers can make critical mistakes. I bet 6 points.

Pros and cons of this investment method:

Pros:

• Low entry threshold.
• Opportunity to build your own investment portfolio.
• Simple investment procedure.

Minuses:

• It is possible not only to receive a loss, but also to drain the entire amount of the deposit.
• An investor should be interested in trading in the foreign exchange market.

Conclusion. This is a very common way of investing, which has gained popularity due to advertising. This way to invest money is more suitable for those people who like currency market or who has experience of trading on the stock exchange.

4. HYIP projects.

This type of investment is often referred to as quasi-investment. If to speak in simple words, then these are pyramids that accrue profits to participants from new deposits.

It is very easy to invest in these projects. Many of them accept bank transfers and payment through the most popular payment systems. Most often, HYIPs have a legend that explains to gullible investors where the company takes money from to pay such high interest.

It is very easy to make a contribution to such a project via the Internet. But, if you are new to the Internet, it will be more difficult. For convenience, I would put 8 points.

Profit HYIP-projects promise simply cosmic. On average, long-term HYIPs offer to pay 20-30% per month. Short-term ones can promise to double the amount of the deposit in just a few days. 10 points for the promised yield, but in fact it, of course, turns out to be lower.

There is no need to talk about any reliability of deposits. The project can collapse at any moment. Every day 1-2 HYIP projects are opened and the same amount is scammed. Therefore, for reliability, I would put everything 1 point.

I think that in this paragraph and the paragraphs below, we should consider only long-term projects. The minimum amount of entry into them starts from 1,500 thousand rubles. 9 points for a low entry threshold.

In most projects, the deposit cannot be returned. It will be returned to the depositor during the entire investment period with each payment. Therefore, only 1 point.

If you have already invested in one of the HYIPs, then all you have to do is sit and hope that the project will exist and pay. You can't do anything anymore. Completely passive investment deserves 10 points.

Pros and cons of this investment method:

Pros:

• High yield.
• Convenient deposit and withdrawal of money.

Minuses:

• Very high risks.

Conclusion. Earn onHYIP-projects can only those who are "in the know." You need to be able to analyze projects and find those that can generate income. Most people who make money on HYIPs compensate for the loss when investing by attracting referrals.

5. Bucking (investing in poker players).

Almost everyone knows about such a game as poker. At the same time, many understand that successful players receive big money for winning tournaments. But how many people know that most poker players don't play big tournaments with their own money?

That is, if a strong player does not have enough money to participate in the tournament, he turns to an investor (sponsor), who receives a percentage of the prize money if he wins. The player can also have several sponsors who invest in the player and profit from winnings depending on the amount of investment.

You can buy a share from a player only by agreeing on it on specialized forums. For example, on the forum of this site: PokerStrategy.com. To purchase, you will need to personally write off the player. For convenience, I would put 4 points.

The reliability of this type of investment is highly dependent on the choice of players. In addition, when buying a share, you do not sign any contracts and the player may “not want” to give you your share for winnings. 3 points for reliability.

You can buy a share from $10. But only novice players sell so cheaply, to buy a share of a professional, you will need to invest 200-300 dollars. But it's still better to start with small investments, so I put 10 points for a low entry threshold.

There is no such thing as withdrawal of money. You pay a share, and if the player gets into the prizes, you take the profit.

After you have made a deposit, you just have to wait for a positive outcome. You can no longer influence anything. 10 points.

Pros and cons of this investment method:

Pros:

• The possibility of making big profits when a player wins a tournament.

Minuses:

• More suitable for people who understand poker.
• The deal is based only on an oral agreement with the player.
• Usually, players earn more than sponsors.

Conclusion. Rather, backing will suit people who are well versed in poker. It will be difficult for the average person to pick the "right" player.

6. Trust management in sports betting.

Most people treat sports betting like gambling. But professional marques earn a lot and consistently on bets on sporting events.

Many privateers create their own PAMM accounts, which actively attract investors. This type of investment is similar to PAMM accounts in the foreign exchange market.

In order to make a contribution, you need to register on the platform trust management BetPamm.com and select multiple accounts to invest. 7 points for simplicity.

If you look at the charts of profitability, you will see that the leading privateers increase the funds in their accounts by thousands of percent. Such income should bribe. But on average, the return on this type of investment is much lower and deserves 6 points.

If you use the principle of diversification and invest in several PAMM accounts, then at least you will not lose the entire investment amount due to privateer errors. For reliability, I would put 6 points.

Investing can start with very small amounts. For a low entry threshold 10 points.

You can withdraw money quickly and easily. 10 points.

After investing, you will need to monitor the selected PAMM accounts in order to transfer money between accounts in case they go to a loss or achieve maximum profitability. 6 points.

Pros and cons of this investment method:

Pros:

• Short term investment.
• Self-build portfolio.
• Low entry threshold and the ability to use a demo account.

Minuses:

• The possibility of receiving a loss or draining the entire amount.

Conclusion. This method of investment is very similar to investing in PAMM accounts in the Forex market. But it is not so famous due to the lack of advertising.

7. Startups (venture investments).

In recent years, stories of successful startups have been booming all over the place. Everyone understands how profitable it would be to buy shares of young companies, which in a few years would turn into large billion-dollar corporations.

The first way to invest in a startup is to conclude investment agreement with the company directly. Some companies actively attract investors on their own by selling them future shares at discounted prices. Yunitskiy's SkyWay can serve as an example of such a startup.

You can also invest in a startup using crowdfunding platforms and startup exchanges. Exchanges do not inspire confidence in me, as I consider them HYIPs (read my ShareInStock review). But many reputable sources call them real companies. When you enter the exchange, you will see audited and verified companies in which you can buy shares. You just have to choose a suitable startup and buy a share in it. For simplicity 7 points.

For the purchase of shares on the exchange, the company will pay you dividends in the amount of 2% to 7% per month. In addition, an investor can sell his shares if the company develops and its shares grow in value. He can also sell shares if they lose value and he realizes that he has invested in a shell company. For profitability 6 points.

You need to understand that startups are a risky type of investment. According to statistics, 70% of them are unprofitable, and 20% of these 70% are just scammers who embezzle investors' money. But even of those companies that are in the top 30%, half of them break up in the near future due to internal problems.

One of the ways to invest in startups is through crowdfunding platforms. Unfortunately, in Russia they are not very developed and the minimum amount of investment through them is quite high. But all the companies represented on the site are like mandatory check. There is also the possibility of investing in startups directly. For reliability 6 points.

The entry threshold for this type of investment is not high. 10 points.

If you decide to withdraw money or redistribute it within the share exchange by selling all or part of the purchased shares, then you will need to sell them on the exchange at a price below the market. The lower the price you set, the faster your shares will be bought. 7 points.

For the most profitable investment, you will have to devote your time. It will be necessary to track changes in the value of shares on the exchange, selling and buying them. There is no manager here, so you have to do everything yourself. 5 points.

Pros and cons of this investment method:

Pros:

• Convenient and simple investment procedure.
• Very low entry threshold.
• High potential return.

Minuses:

• High risks in passive investment.

Conclusion. If you decide to invest in startups, then it is better to use exchanges. You will pay about 5% for withdrawing money, but you will be protected from scammers.

8. Currencies and precious metals.

Surely, among your friends and acquaintances there is a person who, with a smart look, claims that money should be kept in gold (platinum, dollar, pound, yen, etc.). This approach says that a person does not understand investing, but simply uses popular “stereotypes” among the people.

For example, if you look at the dynamics of gold prices, you will see that since 2012 it has depreciated against the dollar by almost one and a half times.

If you decide to do without the services of managers and independently buy precious metals or currency in order to store money in it, then this procedure will not be difficult.

You can buy currency in bank branches, or by using the services of brokers (which will be more profitable than buying through a bank). You can also change currencies using online and offline exchange offices or payment systems.

Precious metals can also be bought from banks. And it became possible to acquire gold with the help of payment system webmoney.

Also, do not forget about cryptocurrencies, for example, Bitcoin, which, according to all forecasts, will rise in price in the long term. The purchase of these assets will not be difficult, so I put 8 points.

Purchase precious metals or currencies for long-term investment in the first place protects you from depreciation national currency. For many countries with weak currencies, this is a reasonable solution. But courses behave unpredictably, so there may not be any profitability. 2 points.

A beginner does not know which direction the course will go in the near future, so his investment is more like gambling. Even if now people prefer to keep their money in dollars, what is the guarantee that oil will not rise in price in the near future along with the ruble?

You can probably protect yourself from the depreciation of the national currency by keeping half of your money, for example, in dollars, and the other half in rubles. So when the rates fluctuate, you will not lose anything, but you will not earn anything either.

Profitability depends on luck and I would bet everything 2 points.

The entry threshold depends on the type of asset and on the method of purchase. On the exchange, 1 lot will cost at least $1,000, and through exchange offices or payment systems, you can change amounts of several dollars. So anyone can buy currency or precious metals. 10 points.

You can sell currency as quickly as you can buy it. IN exchange offices and exchanges, this is done almost instantly. Gold is also a highly liquid asset. 10 points.

In general, attempts to influence profits by tracking rates and then selling assets already turns you into a trader. And I would not attribute trading to investing. Therefore, I understand investing in currencies and precious metals as “put and forget”. That's why 10 points.

Pros and cons of this investment method:

Pros:

• Able to protect against depreciation of the national currency.

Minuses:

Conclusion. Buying precious metals and currencies for a beginner is a very unpredictable way to invest money. You can reduce risks and increase profitability either by entrusting money to a manager, or by independently studying trading in the foreign exchange market.

9. Securities.

I think that most people from securities are familiar only with stocks. The most financially literate will probably be able to name more bonds. How to invest money in securities only a few know.

In fact, buying securities is no more difficult than buying a currency. You also need to contact big bank or to a broker. 7 points for simplicity.

When buying securities as a beginner, making a profit is a big question. And, if even a beginner can count on a small income when investing in bonds, then the stock market can bring a loss to a novice investor. 3 points for profitability.

In fact, usually low returns entail low risks, but not in this case. There are high risks in the stock market. 3 points for reliability.

You can start investing with a small amount. The entry threshold starts at about 1,000 rubles. 9 points.

Securities can be sold on the stock exchange in the same way as you bought them. This asset is considered to be quite liquid. I bet 10 points.

Again, if a person begins to manage his securities on his own, then he is already turning from an investor into a trader. Therefore, here we consider only passive investing. 10 points.

Pros and cons of this investment method:

Pros:

• Simple investment procedure and low entry threshold.

Minuses:

• For a beginner, this is a risky and low-yielding way to invest money.

Conclusion. If you have already decided to invest in securities, then it is better to contact a professional manager who will manage your funds for a small commission. Investing in the stock market on your own as a beginner is more like gambling than investing.

10. Real estate.

There is one stereotype among people: “ Most reliable investment money is the purchase of real estate". But do not forget that real estate includes not only apartments, but also various buildings, structures, water bodies, forests, etc.

In general, there is some truth in this, because many people want to save up for an extra apartment by old age in order to rent it out and get a good pension increase. And in which case you can sell it and get a good capital.

Can be invested in residential or commercial real estate, under construction or already built, suburban or located within the city. Ease of investment also depends on the choice of the type of real estate.

To invest in residential real estate, you will need to contact a realtor, look for suitable options, draw up a lot of documents and, possibly, make repairs. As for me, the procedure is quite dreary.

If you decide to buy commercial real estate, then the hassle becomes much greater. You will need to keep accounts, pay taxes, manage facilities, re-register energy supply. On average, for convenience, I would put 2 points.

As for profitability, you can receive no more than 1 percent per month from residential real estate with a long-term lease. This is 7-10% per year. The renting of residential facilities by the day turns into work and is not considered.

If you expect to sell it more expensive after a while, then it is far from a fact that prices will rise. In general, for profitability, I would bet 3 points.

Real estate, indeed, has a high reliability. Unless, of course, this is not an object under construction.

Even if real estate prices fall, you will continue to make a steady income from rent. For reliability, I put 9 points.

The entry threshold is high, even if it is a collective property purchase. The minimum investment amount starts from several hundred thousand rubles. I will put 2 points.

It often happens that in order to quickly sell real estate (especially commercial) you have to set a very low price. Sometimes objects cannot be sold for several months. I bet 3 points.

If we consider a long-term lease of residential real estate, then you will not have to spend much time on management. You will need to find tenants once and then collect money once a month. 8 points.

Pros and cons of this investment method:

Pros:

• Clear scheme of income generation.

Of course, here we will not talk about investing in creating a business from scratch, but about buying a ready-made company. Starting a business from scratch is hard work with unpredictable results. An investor is interested in an established business with streamlined processes that brings a stable income.

In order to find a company to buy, you can use newspapers or bulletin boards. But most often, the entrepreneur does not talk about the sale of his offspring, so as not to raise doubts among employees and customers.

Therefore, they prefer to contact broker companies that will sell their business. They also distribute information about the sale among friends and acquaintances.

Once you have found a suitable business, you will need to audit it to make sure that business processes are in order. This whole procedure for a beginner can turn into an insurmountable obstacle. 1 point for simplicity and clarity.

Super profitable businesses rarely sell, so you should count on average profitability. Of course, profitability strongly depends on the type of activity and the quality of management. I will put 6 points.

Many people think that entrepreneurs only sell unprofitable businesses. But actually it is not. The reason for the sale may be: an urgent need for money, disagreements between the owners, loss of interest, lack of time (especially if one entrepreneur has several types of business), etc.

The audit will help analyze the reliability, profitability and prospects of the business. Therefore, the chance of buying a loss-making asset is very small. I bet 7 points.

The entry threshold for this type of investment is relatively high. Yes, there are very small companies, but they cost far from a penny. Buying a profitable business with streamlined cost processes is similar to buying real estate.

Often people join groups to buy a business. For example, several friends and acquaintances buy a company together. But even in this case, the entry threshold remains high. I will put 2 points.

If you urgently need money, the company can be sold. If your business is unprofitable, then it will be difficult or almost impossible to sell it. Profitable business it is easier to sell, but most often this procedure takes a lot of time. That's why 3 points.

If you manage the acquired company on your own, then turn from an investor into a businessman. Therefore, you will need to hire executive director who will manage your business. But even in this case, you will have to control it and analyze the activities of the company.

Yes, and you will need to deal with the selection of a manager yourself. That's why 2 points.

Pros and cons of this investment method:

This way of investing money is similar to investing in a business, but with a simpler purchase and management procedure. Again, you do not need to create and promote a site. You can just buy a ready-made project.

The website itself is more of a tool than an asset. The real asset is the audience that visits this project every day. The site owner makes a profit by displaying ads, affiliate programs and other sources of monetization.

To buy a site, you can use the exchange. One of the most popular exchanges in Runet is Telderi.ru. In the list of sites for sale, you can see all the information on projects: audience size, profitability, development dynamics, payback period, etc.

The transaction is protected and follows the rules of the auction, where the site goes to the buyer who offered the highest price. For simplicity, you can put 4 points.

Usually normal sites are sold at a price equal to the income from it for 12 months. That is, if the project brings 20,000 rubles a month, then the fair price for it will be 240,000 rubles.

But in most cases, on such sites, monetization works far from 100%. Thus, after “twisting” monetization, it will be possible to recoup the contribution in 6-10 months. 7 points for profitability.

If the site is made with high quality and promoted only by "white" methods, then such a contribution can be called reliable. Of course, if you want the project to bring you profit for more than one year, then you need to carry out at least minimal work on it. But, for a year or two, the project will be enough without additional investments. 8 points for reliability.

In general, some sites are sold very cheaply. You can find it for 500 rubles. But such sites should not be of interest to the investor.

You can buy as one expensive and high-quality site, as well as several medium ones. Therefore, I do not advise you to start with too small amounts. I will put it at the threshold of entry 6 points.

If the project ceases to be of interest to you or you need money, then you can always sell it on the same exchange. For this I bet 4 points.

When buying a site that will bring you passive income, you can make a profit without doing it at all for a year or two. But, over time, without administration and updates, the project will lose its audience, bringing less and less income. I will put 4 points.

Pros and cons of this investment method:

Pros:

• Convenient investment amount for everyone.
• High investment security.
• You can develop the project, increasing profits.

Minuses:

• You need to have minimal knowledge about sites and how to monetize them, or seek help from an experienced specialist.

Conclusion. Investing in content, information and other similar sites is one of the best ways to invest. This type of investment can be easily turned into a business by working on purchased sites and increasing profits.

Which method do you like the most?

Hello! In this article we will talk about investing on the Internet.

Today you will learn:

• About the features of investing on the Internet;
• How can you start making a profit?
• About the rules of online investment;
• And how can you make money with only 100 rubles.

The Internet has greatly facilitated many areas Everyday life. But most of all he influenced financial sector. Now you don't have to wait a few days for money transfers, cash has almost completely disappeared from the turnover of companies, and banks are already issuing loans on the Internet with might and main.

Investment activity is also gradually moving to the Internet, but the rules for investing on the World Wide Web are still being formed. So what should you invest in online? How can you get the maximum profit? And what risks await those who dare to invest in the World Wide Web? You will learn about all this below.

Features of investing on the Internet

Websites are made for several purposes:

• Getting profit from advertising;
• Sale of goods or services;
• Self-promotion.

The most popular way to make money on the site is advertising, and for this, dozens of sites are created every minute, only one of which will bring real profit to the owner. In order to, you will need minimal knowledge in the field of site building and promotion. But most of this knowledge is acquired along the way, and the main thing in creating a site is to start.

Startups

Investing in is a rather risky, but profitable idea. There are many services online where people raise money for their new and ambitious projects. Investments in their business imply the presence of a share and, accordingly, a claim on the company's income.

To understand the probability of receiving investments, you need to refer to the statistics:

20% of startups turn out to be profitable for investors. 60% come to a breakeven point and end their activities. 20% bring losses. Accordingly, 1 out of 5 startups will make a profit, 3 will recoup investments and 1 will be unprofitable.

That is why you need to invest in startups with a minimum amount of knowledge. First you need to carefully study the niche, then the project, and only then make a choice whether to invest in it or not.

Mutual lending platforms

Mutual lending among individuals- what the market has come to over the past few years. The emergence of microfinance institutions has left the niche of short-term and cheap lending open. And platforms that distribute money between investors and creditors entered the business. Most often individuals. Interest on such sites is higher than in banks, but lower than in microfinance. They bring up to 50% per year.

There is another service for mutual lending - Debt Webmoney. There, users independently issue loans to each other. Interest on loans can reach 100% per day, but the risks are quite high. About 70% of loans through this system are not returned to creditors.

Deposits in MFIs

Microfinance satisfies the population's need for quick money, but own funds they often do not have enough for this. That is why they attract deposits of individuals and in large volumes. You can become a contributor by going to the website of any microfinance organization in the "investors" section. There will be all the relevant information about the amount of funds for investors, interest rate and guarantees.

This method is very risky due to the fact that there is a high risk of non-repayment of funds by clients, and, accordingly, a delay in payments on the deposit.

Domain investments

The most controversial of all investment methods. It can bring as much as 10 million for one transaction, and not bring a single cent to the investor. Who invests in domains and why? Most investors assume that a company or individual will want to make a site on a themed domain and buy it ahead of time to resell it.

Some domains now owned by global corporations have brought in hundreds of thousands of dollars to their original owners. And all so that the domain is remembered and associated with a specific company.

Pros and cons of investing online

Now consider all the pros and cons of investing on the Internet.

Among the advantages can be identified:

• Consistently high profit;
• All operations are carried out from home;
• Free schedule;
• Minimum financial investment;
• Ease of control;
• The ability to withdraw funds at any time.

But minus one, and for someone it can block all possible pluses. This disadvantage is the huge risks that the investor takes on. Having invested in any online project, regardless of whether it is a forex broker, a startup project, or a mutual lending exchange, it is always worth remembering that there is a significant risk that the money will never be returned.

There are two categories of risks: trading and non-trading. Trading includes many investor errors in the disposal of funds. Wrong choice of object, amount of investment, slow response to losses, and so on. All this leads to the fact that the investment account goes negative, and the investor suffers losses.

Non-trading risks are all that does not depend on the investor. Force majeure, hacker attacks and other events that happen by chance. They cannot be prevented, but you can react in time and minimize your losses.

Fraud by investee companies, at first glance, falls into the second category. But it's not. Investing in scammers is a direct mistake of the investor and his flaw. This means that the person did not collect all the data about the company and failed to recognize the fraudster.

One of the investment rules is that the losses are entirely on the investor. After all, he himself chose the object and the amount of investment. Therefore, from each loss of money, he must learn lessons about what not to do. But do not forget that profit is also the result of the investor's activity, and it also needs to be analyzed and the same decisions repeated in order to receive income in the future.

The main mistakes of investors

It’s better to learn from someone else’s example, so let’s look at the top 5 main mistakes of beginners and experienced investors:

1. Lack of strategy. This is the main mistake that reduces investment to playing in a casino. Winnings are possible, but losses will hit your pocket much harder;
2. Investment in one project. Diversification (sharing) of risks is the key to making profits and minimizing losses. Divide your investment into 3 projects and the collapse of one won't hit you as hard at the expense of the others;
3. Investing in untested projects. Returning to the previous topic - fraud on the part of the investment company lies entirely on the conscience of the investor, because he himself chose and invested his funds there;
4. The pursuit of profit. Especially at the initial stage, investors try to get everything at once, investing in high-yielding, untested assets. And suffer a natural collapse. Excessive greed did no one any good;
5. Safety Disregard. Payments on the Internet must be protected by the highest level. It depends on the security Money, especially in the current realities of constant hacker attacks.

In general, it is enough for beginners to follow simple advice specified in this article and avoid mistakes, in order to high proportion chances of earning consistent profits.