Put it on the phone number from a bank card. How to transfer from a Sberbank card to your phone. Managing Mobile Banking at Sberbank

IN modern world it's hard to imagine my life without cellular communication. It is necessary for constant contact with family and friends, and many also conduct business negotiations. For this reason, you cannot remain without communication. But sometimes, at an unexpected moment, it may happen that there are not enough funds on your balance to make a call. Until recently, a user of communication services needed to find a bank terminal or office of a mobile operator in order to top up his balance. Technologies are developing, and street machines are being replaced by new ways to top up a mobile phone account.

Most of the country's citizens use the banking services of Sberbank; having a card from this institution provides many advantages when making various types of transactions. People get cards wages, monthly benefits or pension. Therefore, many people are concerned about how to top up their cell phone account via SMS to number 900 if they have Sberbank cards.

You can top up your account balance using any type of bank card, regardless of which payment system it applies - it can be Visa, MasterCard, Visa Electron or Maestro. Also, a banking product can belong to different categories - it is a debit, savings or credit account. The main thing is that current account were present cash, which are necessary to complete the transaction.

Important. The main condition for making a payment is the connected Mobile Banking service.

When a bank client does not have SMS information about his Sberbank account, the question of how to transfer money to a phone from a Sberbank card by calling 900 is absolutely meaningless. Because it is simply impossible to carry out such an operation, since the bank will not accept the number mobile device. This is due to the fact that the number is not linked to the banking product.

Activating the service is not difficult; there are many options. You can contact the office of a financial institution. In this case, you must present your passport and credit card to the employee. You must write an application to enable this option and expect it to be activated within three business days.

You can connect to a mobile bank through a call center operator. On back side plastic available contact number, which is intended for customer service. In a conversation with a bank employee, explain that you need to activate the SMS notification service. The specialist will ask you to dictate your passport details, as well as credit card information. After this, the option will be enabled. In addition, you can activate the service through a banking machine. To do this, the plastic must be inserted into the device and the PIN code must be entered. In the menu that opens, select services and go through a simple registration. You must enter a cell phone number. A code will be sent to it. Upon completion, the option will be automatically enabled.

The service can be enabled via Personal Area on the Sberbank website online. The procedure is similar in action to bank terminal. The main thing is to wait for an SMS message with an individual code, which must be inserted into an empty field, and confirm activation.

Important. By enabling this option, many possibilities open up for the user. You can make transactions between cards or top up another user’s account, pay for purchases in an online store, and also top up your and someone else’s mobile phone number.

How to top up your phone balance using Sberbank number 900

How to pay for a phone using a Sberbank card via 900? Topping up your own mobile account is quite simple, and every Sberbank client can handle it. To increase the amount of funds in your account, you need to send a short message to number 900, in it write only the transfer amount. For example, you need to top up in the amount of 200 rubles. Then an SMS message with the text - 200 is sent to Sberbank short number 900. After this, a response message comes from banking organization, it indicates an individual code. To complete the transaction, you must send the received password to number 900. At the end, the bank sends an SMS informing that the operation was successfully completed. But how can I deposit money to a phone number from a Sberbank card via SMS if the transfer is made to another person? Sberbank provides this opportunity.

It is worth noting that Sberbank clients have more than one bank card. And it turns out that to one mobile number Several devices are connected at once banking products. Then, when replenishing the balance, the system automatically selects the plastic number that has the allowable amount of funds to complete the transaction. Also, in a response notification from the bank, you will receive information about the status of the account from which the funds were written off.

How to pay for your phone via 900 Sberbank to another number

Payment method personal number mobile is clear and does not cause difficulties. However, most bank clients do not know how to pay for a mobile phone through 900 Sberbank to another device number. But this is also very easy to do; in order to pay the mobile bill of a loved one or acquaintance, you need to send a message to number 900. In the text you must indicate the subscriber’s number, as well as the amount to be debited. For example, a person has a phone number 8 236 254 78 93, and funds need to be transferred in the amount of 250 rubles. In this case, the SMS message will look like this: 82362547893 250. Be sure to put a space between the contact phone number and the top-up amount. If everything is done correctly, the bank sends a message with a code that must be sent to number 900. When a debit is made, an SMS message informs you about the successful completion of the operation, and the balance on the card is also reported. Payment for a phone via SMS to Sberbank number 900 occurs instantly.

Important. The bank has set a certain limit for replenishing the phone balance. You can deposit about 3 thousand rubles into your own account per day. But you can only top up another subscriber’s account with an amount of one and a half thousand rubles.

This service from the bank allows you to stay in touch at any time of the day, and the client does not need to look for machines to top up his mobile account. Paying for a phone through the short number 900 allows you to receive funds to your cell phone account in a matter of seconds. If by mistake the money was transferred to the account of an unknown subscriber, then you need to submit a written application to the banking institution.

There are five main ways to put money on your phone from a Sberbank card. Let's look at all these possibilities and note their pros and cons.

For Sberbank, mobile operators are the most important partners, allowing them to implement a strategy for maximum mobility banking services. Without developed cellular communications, projects such as Sberbank Online would simply be impossible. In turn, Sber provides clients of its partners with convenient ways payment for services. The current Sberbank services allow you to top up the accounts of all mobile operators operating in Russia. For the Big Four (Beeline, MTS, Megafon, Tele2) Special offers with a simplified payment procedure.

5 ways to put money on your phone from a Sberbank card

There are five main ways to top up your phone account from a Sberbank card:

Mobile banking (SMS and USSD request to number 900);
Internet bank Sberbank Online;
Mobile app;
ATM;
Sberbank branches.

Below we will take a closer look at each of these options with screenshots.

Method #1: Top up your phone account through Mobile Banking to number 900

As with any payments through Mobile Banking, there are two ways to send money to your phone account: using SMS commands and using USSD commands. Below we will analyze each method.

SMS commands for replenishing your phone account

To top up your own account, the easiest way is to send an SMS to number 900 with the text in the form of the top-up amount. Maximum amount– 3000 rubles per day. If several cards are linked to your phone, after the amount, after the amount, write the last 4 digits of the one with which you want to pay, separated by a space. By default, payment is made from the main card, and if there are not enough funds on it, then from the one with money.

To put money on someone else’s phone, send the following SMS to number 900:

9123456789 500

The first digit here is the phone number whose account we want to top up. The second digit is the replenishment amount. If you have several cards, we follow the same procedure as when sending money to your phone number.

If you often send money to the same phone number, you can simplify the process by giving the account a name. To do this, send the following SMS to number 900:

Call 9123456789 PETYA

9123456789 is a phone number that you often pay. PETYA – the name that you assign to this number (only letters are allowed - Cyrillic or Latin). You can use MY PHONE instead of the name PETYA. After you receive a notification from number 900 that the number has been assigned a name, your SMS commands for topping up your mobile phone account will look like this:

PETYA 300

Here 300 is the transfer amount.

Commands in the format are also acceptable: Tel PETYA 300; TEL PETYA 300 or PHONE PETYA 300.

USSD commands for replenishing your phone account

To use such commands, you need to type a certain sequence of characters, and then the call button. Essentially, you send a request to perform a certain action in the format of a call to the Sberbank processing center. You can find out which USSD commands are available to you by typing *900# or *900*20# on your phone keypad and pressing the call button.

To deposit money to your own number linked to the card, dial the sequence of characters:

*900*300# – and then the call button. IN in this case 300 is the amount (in rubles) with which we top up the account.

To pay for someone else's phone, the command should look like this:

*900*9123456789*300# – and call button

Here 9123456789 is the phone number whose account is being replenished. 300 – account replenishment amount in rubles.

Method #2: Top up your phone account through Sberbank Online

There are several ways to top up your phone account through Sberbank Online. Let's look at them in order.

Pay for your phone through the quick access menu. After logging into Sberbank Online, in the left vertical menu we see icons, by clicking on which you can immediately proceed to payment. The first among them is paying for your own phone.

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3 Confirm the payment. Please note: confirmation occurs without a code, so fill everything out correctly.

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You can also pay for any phone by selecting the icon of the desired operator in the left panel. For example, to pay for a phone serviced by Megafon, we carry out the following steps:

1 Click the Megaphone icon.

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Pay for your phone through the “Transfers and Payments” menu. After clicking on the link, a large menu opens.

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2 In the list that opens, you can select your operator, but first we’ll go along the simplest path: select the item “Payment for any mobile phones».

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When choosing a specific operator, please note that Sberbank accepts payments in favor of all, even minimally represented mobile operators on the market. By choosing, for example, Rostelecom, you can deposit money to both a phone number and an account number.

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You can also set up an auto payment - where funds will be debited from your account as they are spent. To create an automatic payment, you must complete the following steps:

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3 In the “Connecting automatic payment” window, select your mobile operator in the “Popular payments” menu, or, if the operator you need is not there, enter the name in the search bar.

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5 Select the type of replenishment: a certain amount once a period or replenishment as the minimum balance is reached. Here we indicate the minimum balance and the amount of replenishment per day. On the same page you can come up with a name for autopayment so as not to confuse it with others later.

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Method #3: Top up your phone account through a mobile application

Here the algorithm of actions is the same as in regular Sberbank Online.

In the phone book, you can select the desired contact by scrolling down the page or click on the magnifying glass and start typing in the contact name:

On the next page, check the payment details and if everything is correct, click Confirm. If you find an error, then go back.

If necessary, we can save the receipt. If in the future you will regularly pay for the phone number of this contact, you can add it to the Template, which will allow you to further reduce the number of steps and make payment for the required phone number faster.

Method #4: Top up your phone account through an ATM

It’s also easy to top up your phone balance at an ATM, both yours and someone else’s. The procedure is as follows:

1 Insert the card and enter the PIN code.

3 Click on any of the following icons: “Mobile communications”, “Payment for any mobile phones”, the name of your operator. If the operator is not in the list, you can click “Search for services and organizations” and enter the name in the search bar.

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5 Check the payment parameters and click “Pay”.

Method #5: Top up your phone account at a Sberbank branch

In most cases, if you ask an operator to accept a payment on your phone, you will be directed to a self-service machine located in the hall. As an exception (for the elderly, disabled and in case of ATM malfunction), the operator can accept payment from the card via mobile terminal. To do this, you will need to provide payment details: phone number and account replenishment amount. You will then insert your card into the terminal and enter your PIN code into the self-service machine. In some territorial offices Sber for similar service a commission is charged as for payment with a receipt (50 rubles).

What restrictions exist on paying for a phone using a Sberbank card?

Sber sets a minimum and maximum threshold for transfers to a phone account from a bank card. Through Internet services and Mobile Banking, you can top up your account in an amount from 10 to 3,000 rubles per day. However, you cannot make more than 10 payments per day.

If you are going to pay through an ATM or terminal, you can deposit up to 10,000 rubles per calendar day to your phone account.

Conclusion

Sberbank provides its clients with the opportunity to top up the account of any mobile operator operating in the Russian Federation with several options. If you have the time and desire, you can pay for cellular communications at a bank branch. If there is an ATM or terminal nearby, they allow you to pay with a card without unnecessary complications. And if you don't want to leave the house, use Mobile banking, the Sberbank online service or the mobile application of the same name.

In each of the listed cases, the payment procedure does not present any difficulty, the interface banking services Intuitively understandable, including for older people who are wary of any computer technology. In order not to think about making a payment every time, you can use the auto-payment service: the amount you specify will be transferred from the card to your phone account either at the frequency you specify, or as the account is emptied.

As a rule, payments from a card to a phone account occur instantly and without commissions.

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Nowadays, few people pay for a mobile phone through offices of different networks. Topping up your balance with cash through a terminal is becoming increasingly rare. Most people are switching to paying all possible bills using the Internet or bank cards. Cashless payments penetrate into every area, and cellular communications are no exception.

The easiest and most common way to replenish your account balance non-cash is to pay using Sberbank of Russia. Almost every citizen of our country owns an account in this bank and has his own personal card, so paying for cellular communications through Sberbank is an easy and popular way.

About Mobile Banking

First of all, you should connect the Mobile Bank service to your account. This service, in addition to replenishing your account directly from your mobile phone, offers many other interesting functions - notification of balance changes, linking accounts to your cell phone and much more. However, now we are only interested in paying for a mobile phone. With Mobile Banking you can:

pay for the services of your mobile operator;
top up your balance from any linked Sberbank card;
top up the balance of any number of any mobile operator without commission.

When connecting to Mobile Banking, you must indicate your current phone number, which will be used by the bank as your personal one. Indicate the number you regularly use. It is needed in order to:

receive notifications about changes in the balance of your accounts;
send SMS commands from it to transfer funds;
pay for the services of mobile operators.

If you provide an invalid phone number, then using the service will simply be impossible.

If you have more than one Sberbank card (for example, salary and credit), then you can link them to one phone and use any of them to top up your account. How this is done is described below.

How to top up your balance through Sberbank?

After connecting to Mobile Bank, you will be able to top up your account by sending SMS messages to number 900. In the message, indicate the amount to be debited from your account. If, for example, you send the message “100” to number 900, the bank will transfer 100 rubles from your main card to the account of your mobile operator. The number of the mobile operator that will receive this payment is the number that is considered yours in Mobile Banking.

You can also top up your balance using a card other than your main one. To do this, after indicating the amount, put a space in the message and enter the last four digits of the account. The message will look like this: “100 6789”, where 6789 is the last digit of your account.

You can top up someone else's mobile phone account, which was not specified when registering for Mobile Banking, by indicating it in the message. The wording of the message this time is as follows: “TEL 9123456789 100.” Thus, 100 rubles will be debited from your account and sent to your cell phone balance with the number 8 912 345 67 89. Do not forget that the number must be indicated without the eight at the beginning, that is, in ten-digit format. To top up someone else's balance from your non-primary card, you must include its last four digits at the end of the message after a space. Then the message will look like “TEL 9123456789 100 6789”.

confirmation code

To prevent accidental removal large sum, notify the client about the debit and confirm payment for cellular communications, after sending an SMS message to number 900 you will receive a response in the form of a message with a confirmation code. Retype it in response and send it again to number 900. After this, the required amount will be debited from your Sberbank account and the balance of the specified phone (or yours, if you have not specified a number) will be replenished.

To top up your phone balance - yours or another - with bank card There is different ways: from your personal account on the Sberbank website, through payment devices, by sending an SMS or USSD command. Let's consider each method in detail.

How to put money on your phone from a Sberbank card?

You can transfer money from a Sberbank card to top up your mobile phone account, not only your own, but also another person’s, regardless of the mobile operator. In what sequence is the operation performed?

Step-by-step instruction:

Top up your phone account

To transfer money to your phone without delays or queues, you need to connect to Mobile Banking and find out your ID and password. The application for smartphones or tablets is installed free of charge. Through it you can top up your account by sending an SMS with the amount to number 900, or the USSD command: *900*amount#. The money will be debited from the card linked to the subscriber's number.

Top up another mobile phone

If you need to transfer money to another phone account, enter in the above commands desired number. For example: a message to 900 sends a number in 10-digit format followed by a space - the amount. Or the short command *900*9xx7184567*amount#.

SMS commands

There are other types of SMS commands for sending money to a phone account. This is the already mentioned option - an SMS to number 900 indicating the mobile number and the amount (if it is another person’s phone), or the transfer amount if you are topping up your account. Payment will be made from a card registered in Mobile Bank and having payment status. If the client has two or more cards, the money will be withdrawn from the account where the balance allows. But if you need to make a payment from a specific account, you will have to slightly modify the command: the amount sent is the last four digits of the card number. If you need to top up the balance of another phone, a message is sent to number 900: TEL - subscriber number - amount. If the operation is performed with one specified card, after the amount the last 4 digits of its number are indicated.

USSD commands for replenishment

By sending USSD combinations, your mobile balance is replenished with the following set of symbols: *900*amount#. At the end, click “Ok”. If the cardholder wants to transfer money to the account of another subscriber, he must send a request *900*number without 8*amount#.

Replenishment in your personal account

When you log into your account, the left menu “Quick payment” displays the phone number associated with your account. You need to click on it. In the form that opens, enter the amount and click “Continue.” Then the operation needs to be confirmed. If you need to top up your balance on another device, the required number is indicated in the payment form. Another method of online payment is to select “Payments and transfers” in the menu, go to the “Mobile communications” tab, select the desired network, then follow the same procedure as described above.

Top up your balance in the Sberbank mobile application

This is the most quick way carrying out any financial transactions, including replenishing your phone balance. To use it, the Mobile Bank service must be activated. In your personal account you need to go to the “Transfers and Payments” tab. Next comes the choice of mobile operator. The payment form includes a telephone number (yours or someone else’s) and the transfer amount. The action is confirmed by a password from SMS.

Top up your mobile phone account at an ATM or terminal

Insert the card into the device, go to the main menu and select the “Pay for mobile communications without commission” section. The following page will open, requiring you to enter a phone number. Then the device will ask for the top-up amount - at least 10 rubles. All you have to do is click “Continue” - “Pay”.

Top up your balance when visiting a bank office in person

There are two ways to put money on your phone from a card at Sberbank offices:

in payment devices in the operating room, independently or with the help of a consultant;
at the box office on a first-come, first-served basis. The visitor presents the card to the operator, enters secret code on a portable device and names the required amount.

other methods

Russian operators mobile communications provide services for paying bills with bank cards through their payment services. Suitable for operations Visa cards, MasterCard, "Mir". There is one condition - mandatory registration in Mobile Banking to receive passwords and codes.

To transfer money to Megafon, on the operator’s service you need to go to the “Payment” tab, then “Top up balance”. You need to select a bank card as the transfer method, then enter your phone number and amount. In the payment window you will need to enter your card details and click “Pay”.

To replenish your Beeline account on the operator’s website, you need to click: “Finance and payment”, select replenishing the balance from a bank card. Enter your phone number, payment amount and click on the payment button. In the window that appears, you will be asked to enter your card details, then confirm the operation.

MTS services are also paid for on the official website, in the “Top up account” section. Select a transfer from a bank card, enter your number and amount. Then everything is as usual: card details and confirmation using a code from SMS. Payment can be made without registering on the site.

Limits, restrictions and commissions

The bank has set limits on transfers from card accounts for crediting to the balance of mobile phones. Minimum payment- 10 rubles, maximum - 3000 rubles per day to your phone account. To a number that is not linked to Mobile Bank - no more than 1,500 rubles. There is also a limit on the number of transactions - no more than 10 per day. Topping up any number in your region costs no commission.

Through Sberbank Online, as well as from terminals and ATMs, the replenishment limit has been increased to 10 thousand rubles. When payment is made using a Sberbank card, but on the website of a cellular company, daily transfer possible within 15 thousand rubles.

Security rules for making payments

In order not to lose your funds or send them to another number, when sending from a mobile phone, it is important not to make a mistake when entering the command and phone number. The same precautions must be observed when making payments in your personal account. When using an ATM or terminal, it is unacceptable to ask strangers for help, especially to give them a card. When typing the code, you need to try so that no one sees the entered numbers. After completing the operation, you just have to remember to pick up the card from the device.

Connecting auto payment

Function automatic replenishment You can connect your balance on your phone to Sberbank terminals or ATMs, or in your personal account. It is enough to enter your parameters once - the account for debiting funds and the amount - and each time the set threshold is reached, the account on the phone will be topped up with the specified amount. Enrollment occurs instantly, as notified by SMS. IN mobile application It’s also easy to activate this service using an SMS command to number 900: “AUTO (or AVTO, AVTOPLATEZ) ten-digit phone number - Amount - Minimum threshold on the balance - Last 4 digits of the number on the card." There is no fee for connecting the Autopayment service.

The spread of mobile communications and its accessibility have led to the fact that constantly being in touch is a necessity, not a luxury. Each operator strives to provide the most advanced functionality possible to its customers. One of the constant questions remains how to put money on the phone, because the limit may be exhausted at the most inopportune moment, so the ability to transfer to a mobile account should be available through a bank card, SMS and other methods.

Where can I put money on my phone?

In a modern city, there are a huge number of opportunities to top up the balance of a mobile operator, but the most popular are payment terminals like Qiwi. They are found in almost any store, institution or shopping and entertainment center. A huge advantage of this method is that to deposit money you only need the required amount of cash and a mobile number.

In addition, you can still put money on your mobile phone at cell phone sales centers, banks and even some stores without terminals. The seller transfers the required amount from the corporate account to the client. Most banks provide the opportunity to top up your balance even without handling cash. You can use your personal account on the Internet or mobile banking to deposit money on your phone from a card.

Top up your phone from a Sberbank card

Sberbank of Russia clients are the majority among users of banking services, so it would be logical to consider the question of how to put money on your phone using his example. Methods for replenishing balance from others financial organizations there is practically no difference. The bank offers several options for how to pay for a phone using a Sberbank card:

via SMS;
using your personal account on the bank’s website;
through an ATM;
using Internet banking.

In fact, all these operations come down to transferring money from credit card(Visa, Master-card, Maestro), only the method of accessing the credit card changes. The procedure itself takes a couple of minutes, and the funds arrive within a few seconds. At the same time, access to the card from a mobile phone is possible even with a negative balance. The bank is interested in ensuring that the client can always use its services.

Via terminal

All Sberbank ATMs support the mobile balance replenishment service. For payment you only need a credit card or debit card. The process itself looks like any operation with an ATM: you need to insert a card, enter a PIN code and find the “Top up mobile account” item in the menu. The minimum amount that can be credited is only 10 rubles. Moreover, if you use a Sberbank terminal, the operation will not require a commission, which is possible when working with ATMs of other banks.

In 900

Sberbank clients can pay for their phone with a bank card using mobile banking, which is available through the short number 900, the same for all telecom operators. This option is convenient for quickly transferring money to any mobile phone. It is important to formulate the SMS message correctly so that the program processes it correctly. It looks like this: TEL 9ХХХХХ1234567 250. In this example, 9ХХХХХ1234567 is the number of the recipient of the money, and 250 is the transfer amount.

Be sure to write the amount of money transferred separated by a space. Instead of the reserved word TEL, you can use PAYMENT, PAYMENT, REPLACEMENT and others (the full list of key word forms can be found on the bank’s website). After the amount, you can add the last 4 digits of the credit card if the user has several of them, otherwise the debit will occur with any one that has available funds.

Through Sberbank Online

This method is the simplest of all presented, because the mediation of the terminal or mobile is skipped. Manipulations with the account take place directly in your personal account on the Sberbank website. The client only needs to log in using his username and password, indicate the transfer amount and mobile number. You can top up the balance of absolutely any communication company using this method, even while roaming.

How to top up your account from phone to phone

At some point mobile operators came to the decision that emergency replenishment can be done without direct cash transactions. Users of the same network can transfer money from one account to another in emergency situations, when, for example, the client does not have a bank card and the communication balance is zero or negative. In this case, a transfer from one account to another occurs using a short number or SMS (each operator has their own).

Megaphone

This cellular communication company differs from other operators in the way you can transfer money from phone to phone. If other companies use USSD numbers, then in Megafon you need to send a free SMS to number 3116, where the number of the transfer recipient and the amount are indicated. The transfer limit at one time is no more than 500 rubles. Funds are credited within 2-3 minutes if there are no network problems.

MTS

The company, one of the leaders in cellular communication services, offers not only the opportunity to transfer funds, but also to ask for them if the client is suddenly left with a negative balance. “Top up my account” service: *116*subscriber number and #. This request can be sent even to users of other operators. You can top up someone’s balance using the combination *112*number*amount (up to 300 rubles)#. The one-time commission will be 7 rubles.

Beeline

This company currently offers transfer from your mobile to someone else's in two ways. The first is the classic USSD command: you need to enter *145*recipient number (without 8, ten-digit number)*amount#. To confirm, you will receive an SMS with a code that must be sent to *145*code#. The second option is a service on the company’s website, where you need to enter two numbers: the transmitter and the recipient. The commission requires you to pay 3% of the amount plus 10 rubles. It is important to monitor changes in the conditions for the number of transfers per day and how much can be transferred at a time.

Tele 2

It is a rare case that USSD codes from different operators are the same. Tele2 and Beeline have the same number for replenishing between subscribers - *145*. Requests differ in the format for entering the recipient's number. Beeline has a ten-digit number without the first eight, Tele2 has a full number with 8. Also, the latter company has a mandatory limit on the account balance - 20 rubles. If the amount after the transfer may fall below, the transfer of money will not take place. Full list terms of use of the service can be seen on the Tele2 website.

How to put money on your phone via the Internet

Modern computerization and availability electronic money allow you to top up your mobile balance, completely bypassing cash transactions. Almost all banks provide the opportunity to pay for a phone number with a bank card using the user’s personal account on the website. In it you need to indicate the number and credit card from which you want to withdraw funds, or account (if there are several of them). For those who make money on the Internet, you don’t even need to have a card at the bank.