Bank cards are used by many people around the world. And financial institutions come up with various ways attracting customers to their services. For example, they develop bonus programs. They exist so that people spend more, but with profit. This technique really attracts potential customers. In Russia, the leader among banks is Sberbank. This organization has had a special bonus program for several years. According to consumer reviews, it really helps to save money. Next, we will figure out what "Thank you" bonuses from Sberbank are credited for. In addition, we will get acquainted with all the conditions of this program. Everyone will be able to understand how the studied action will be useful in a given situation.

Briefly about the program

What are "Thank you" bonuses from Sberbank for? First, let's find out what proposal we are dealing with.

The Thank You program has been operating for several years and is very successful. With its help, Sberbank customers can make purchases and receive special bonuses. The latter are used to pay for certain goods and services with a 99.99% discount. Very profitable offer!

Only holders of bank cards from Sberbank can use it. The exception is plastic "MTS" and "Aeroflot". These offers have their own bonus programs.

Connection methods

Nevertheless, not every Sberbank client who has a bank card will be a member of the Thank You program. To use the service, you will need to connect it. The procedure is free.

What are "Thank you" bonuses from Sberbank for? To find out, customers are invited to:

• join the program through Sberbank Online;
• activate the offer at an ATM or terminal;
• use Mobile Banking.

Below we will tell you in more detail about the activation of the "Thank you" program from Sberbank. After all, without this operation it will not be possible to use the offer. It is useful in most cases.

Connecting to an ATM

Let's start by joining the bonus program through ATMs. This approach is often used in practice. Similarly, if desired, you can opt out of the option.

To enable "Thank you" from Sberbank, you need:

1. Insert banking plastic into the ATM.
2. Enter PIN code.
3. Open the main menu. Usually you need to click on "Payments in my region".
4. Select "Reward Program". Sometimes this item is located in the "Other" section.
5. Click "Connect".
6. Fill in the fields that appear. It is required to indicate the full name of the citizen and his phone number.
7. Click on "Next".
8. Confirm the operation.

After successfully connecting to the option, the client will receive a message about the activation of the "Thank you" program. There is nothing difficult. There is no subscription fee to participate in the offer.

Through the Internet

What are "Thank you" bonuses from Sberbank for? Before answering this question, it is important to find out all the methods of connecting to the program.

The next scenario is the use of the Sberbank Online service. To activate bonus program required:

1. Go to the Sberbank Online website.
2. Log in with your password and ID.
3. Open the menu "Registration in the bonus program".
4. Fill out the form that appears.
5. Click on the "Connect"/"Confirm" button.

Fast, simple, convenient. This connection option is suitable for those who already have a profile in Sberbank Online. Otherwise, it is better to act through an ATM.

We connect through "Mobile Bank"

Where are "Thank you" bonuses from Sberbank credited? How to use them? The last way to connect is to send a request via " Mobile bank".

The bonus program activation guide looks like this:

1. Write in the message "Thank you XXXX2", where XXXX is the last four digits of the client's plastic.
2. Send an email to 900.
3. Read response SMS. It will contain a special code.
4. Write a new message in this format: #received_code3.
5. Send SMS to the previously specified short number.

That's all. Now you can use the bonus program "Thank you". But what conditions does she offer?

1 point - how many rubles?

Why are "Thank you" bonuses from Sberbank not credited? Most likely, the client simply did not connect to this program. Once this stage is completed, you can fully experience all the advantages of the offer.

The tariff for accruing bonuses is simple: 1 point is equal to 1 ruble. It is this alignment that is used when paying for goods and services with "Thank you" bonuses. And there is no other way to calculate points when using them.

What do they get

What are "Thank you" bonuses from Sberbank for? Everything is extremely simple - for cashless payments with the plastic used from the mentioned financial organization. How more people pay with cards, the more often they will receive "Thank you" bonuses.

The promotion applies to almost all payments. Can pay bank card for bills in cafes and restaurants, for mobile communications or for any other goods. Any spending = bonus accrual. But there are exceptions. This is quite normal.

What does not bring bonuses

Where are "Thank you" bonuses from Sberbank credited? It all depends on what the client does with the bank card. Almost all non-cash payments provide for replenishment of the bonus account.

But as we have already said, not all bank plastic transactions contribute to the transfer of Thank You points. Bonuses do not accrue for the following manipulations:

• withdrawal of money from the card;
• transfers from account to account;
• buying prohibited or illegal goods;
• payment of "communal";
• when making the fourth and subsequent payments in the same store for the day;
• reuse of the "Autopayment" option per day.

All other transactions with cards bring profit in "Thank you" to one degree or another. In fact, everything is easier than it seems. And if you constantly pay for services and goods with a card, the offer under study will be extremely attractive and useful.

Countries where the program operates

Where are "Thank you" bonuses from Sberbank credited? It is important to understand in which stores you can pay for purchases with a similar benefit.

Fortunately, the bonus program works all over the world. Regardless of the country in which the purchase was made, the person will receive the required points. The main thing is that plastic from Sberbank is accepted in the country. This is the only limitation.

The conditions for accruing "Thank you" bonuses in this situation do not change. They are the same for all regions of the world.

Points rate

How many "Thank you" bonuses from Sberbank are credited? This question is also of interest to many people. As we have already found out, for paying with a bank card, points are credited to a special account.

Ideally, the accrual rate is 0.5% of the payment amount. That is, if a person buys for 3 thousand rubles, he will receive 15 "Thank you" from Sberbank. It would seem that this is very little. But if you regularly pay for purchases with plastic, you can quickly save up a good amount.

In addition, Sberbank has certain partner stores. They have an increased rating when accruing points. In Kari, 10% of expenses are charged for card payments, OZON.ru transfers up to 3%, and so on. Accurate information needs to be clarified in each region.

It is also worth paying attention to the fact that Sberbank holds various kinds of promotions from time to time. With their help, at certain points, "Thank you" bonuses are awarded in increased amounts. Therefore, it is not difficult to accumulate points for profitable purchases.

Specifics of operations

What are "Thank you" bonuses from Sberbank for? As we have already said, for certain expenses using a bank card. Now some specifics.

We got acquainted with the operations that are not participating in the customer support program. Behind following expenses"Thank you" bonuses are credited without problems:

• payment mobile communications;
• operations in online stores;
• payment for goods in any outlets.

Everything is extremely simple and understandable. In which stores are bonuses "Thank you" accrued? Sberbank allows you to receive returns at any retail outlets with by bank transfer. This is quite normal. Therefore, it is worth joining the program. Over time, bonuses accumulate in large sizes. And for some goods and services you can pay with points with a surcharge of 1 ruble.

Cancellation

Many are wondering why "Thank you" bonuses from Sberbank are not awarded. This often happens because the person simply did not connect to the program. Or due to the fact that the check of accumulated points happened too quickly.

Sometimes received bonuses can be cancelled. This is possible if:

• a person has not used points for 3 years;
• the client has not used bank plastic for 1 year or more;
• the contract for servicing a financial institution was completely closed.

If the client exchanges bank plastic or closes one of the cards connected to the "Thank you" program, do not worry. There is a single separate account for bonuses. It will be tied to all plastic cards with the full name of the citizen.

Accrual period

Have you stopped accruing "Thank you" bonuses from Sberbank? Such complaints are rare. And they arise due to the fact that the client did not have the patience.

Points for the program are not awarded immediately. We'll have to wait a bit. How soon are "Thank you" bonuses from Sberbank credited? The answer depends on the costs involved.

If the client makes a purchase for less than 15,000 rubles, the bonuses due to him will come in 5 working days. Otherwise, you will have to wait up to 40 days.

Account verification

Now it’s clear how long the “Thank you” bonuses from Sberbank are credited. And how to check the current balance of the corresponding account?

This operation has several solutions. Each participating client can:

1. Pay for the purchase with plastic and look at the receipt. It will display information about how many points to accrue, as well as about current state accounts.
2. Go to "Sberbank Online" in the "Thank you" section.
3. Use an ATM. To do this, open the "Bonus program" - "Request balance".
4. Send an SMS request with the number "9" to 6470. The service is paid. Its cost is 3 rubles.
5. Call 8 800 200 3747.

It is done. These methods help to check the accrued bonuses.

About Usage

How are "Thank you" bonuses credited to a Sberbank card? The answer to this question will not cause difficulties. But how to pay for goods with accumulated points?

Ideally, you can use the received Thank You bonuses in Sberbank partner stores. You can pay up to 99.99% of the goods. As already mentioned, sometimes the surcharge with your own money is only 1 ruble. You can pay with points for any purchases, including online. How long does it take for "Thank you" bonuses to be credited? Sberbank does not transfer them to the account immediately. We already know the exact time for the operation.

Partners can set limits on the use of bonuses themselves. For example, they are allowed to pay 20-30% of the amount. This is a common occurrence. For more accurate information, it is recommended to check with a specific outlet.

Every year, the Thank You program is gaining more and more popularity among Sberbank plastic card holders. It was launched in 2011 and at the end of 2016 the number of its participants exceeded 24 million people. Let's take a closer look at the rules of the program and find out what kind of promotion it is, what "Thank you" bonuses from Sberbank are and how to use them.

The Thank You from Sberbank loyalty program was launched to encourage bank cardholders to use bank transfers when paying for purchases, rather than withdrawing cash at bank branches and ATMs.

According to the rules, to become a member of the program, you must have or, have bank card and register for the program in one of three ways:

1. Using an ATM or bank terminal.
2. Using a computer through the Sberbank Online system.
3. With the help of Mobile Banking by sending an SMS message.

More detailed instructions how to connect bonuses Thank you from Sberbank describes another article on our site.

What is a bonus and what is it equal to?

When making purchases with a card, the bank transfers a bonus to the cardholder's account. Bonus - a conditional unit of remuneration equal to 1 ruble, is credited to the bonus account after a card transaction is completed. A bank card must be registered in the Thank you from Sberbank program. If there are several cards from one owner, they are all linked to a single bonus account.

Important! If the plastic card is not registered under the program, then when using it, bonuses are not credited to your account.

How to get points?

Bonuses are awarded in the amount of 0.5% of the total purchase price. There are also special promotions where program partners offer more interesting conditions that enable participants to receive bonuses up to 50% of the purchase price.

For example, Pyaterochka, Globus Gourmet, some chain gas stations, pharmacy chains, tour operators, ticket booking systems and other partners of the Thank You from Sberbank program offer to take advantage of increased incentive points. A complete list of them is available on the bank's website, a link to it is given at the bottom of the article.

It is also possible to accumulate Thank You bonuses when paying for purchases in online stores. In order for the points to be correctly taken into account when shopping in the online stores of the promotion partners, the following is recommended:

• pass authorization in the Sberbank Online system;
• open the section of the bonus program;
• find in this section the online store you are interested in and click "to purchase";
• pay with a Sberbank card.

Restrictions

Some types of cards have limits on maximum amount bonus transactions - 20,000 rubles. No more than this amount of points per month can be received by holders of such cards as:

• Visa or MasterCard Momentum;
• Visa Electron;
• MasterCard Maestro.

When are Thank You points not awarded?

According to the rules of the Thanks from Sberbank promotion, there are a number of operations for which bonuses are not counted:

• withdrawing money from ATMs and bank branches;
• when transferring one currency to another, i.e. conversions;
• when transferred by a shareholder own funds from one account to another or transfer of funds to an account of another person;
• when paying for utilities, services of Internet providers;
• when transferring funds to electronic wallets;
• when acquiring shares, bonds and other securities, also precious metals and so on.;
• on transactions prohibited by the legislation of the Russian Federation.

Bonus timelines

The rules of the program stipulate two options for accruing bonus rewards:

1. If the amount of the purchase payment is less than 15,000 rubles, points are awarded within five working days.
2. Provided that the bonus transaction is equal to or exceeds 15,000 rubles, then up to forty working days are allotted for the period for accruing bonus points.

How to check bonuses, how many of them are accrued - our other instruction on the site describes.

How to use bonuses Thank you from Sberbank?

Use bonus points Thanks can be exchanged for discounts in partner stores. On this moment their number exceeds 120, and partners have more than 10 thousand outlets. You can pay with points for goods and services of the following categories:

• food in restaurants;
• products in supermarkets;
• clothing, accessories, shoes;
• childen's goods;
• sports goods;
• Appliances;
• goods for construction and repair;
• cars;
• fuel at gas stations;
• goods of pharmacy chains;
• cosmetics;
• cellular;
• tours;
• education;
• movie tickets;
• etc.

For example, the product you want to purchase costs 1000 rubles, the accumulated points are 800, therefore, you need to pay an additional 200 rubles. Be sure to inform the seller before paying for the purchase that payment will be made partially with bonuses Thank you, name the amount of bonuses and pay with a Sberbank card.

If you need to pay with points in the online store, then having decided on the purchase, you should go to the basket and select the payment method "Thank you with bonuses" when checking out the goods.

Important! A member of the bonus program cannot pay for the purchase in full with points, at least 1 ruble must be paid in cash.

Do bonuses expire?

Thank You Bonuses can be canceled according to the following conditions:

• If more than 12 months have passed since the last transaction on the card, then all accumulated bonuses are written off;
• Bonuses expire provided that they were accrued more than 36 months ago and have not been used;
• When the cardholder is excluded from the bonus program;
• When a promotion partner is excluded from the program, whose bonuses were taken into account on the account.

Points redemption information can be controlled in personal account programs that can be accessed from the page of the Sberbank Online service. Data on combustible bonuses for the next month are posted monthly until the 10th day.

Any more detailed information on the topic you can always get by calling the bank's call center: 8 800 555-5550. Or on the program website: spasibosberbank.ru

Thus, the Thank You program can be a nice addition to spending money on the card. But do not forget that not only Sberbank offers to accumulate bonuses for transactions on plastic card, perhaps the offers of other banks will be more interesting for you.

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Sberbank has more than 17 thousand branches throughout the country, and more than 106 million citizens are customers. For its customers, the bank offers all possible services: loans, deposits, settlement and payment transactions, bank cards, brokerage services, banking insurance.

New program from Sberbank: bonuses Thank you.

Sberbank offers an updated bonus program. Thank you bonuses from Sberbank are credited on any bank card. If the client has several of them, the program will be general and will allow you to accumulate points for all cards on one bonus account. Cards that participate in the program:

• credit;
• debit;
• social;
• universal;
• cards with original design;
• gift cards.

If you pay for purchases using a card, 0.5% of the amount of each payment will be credited to your account. If you make purchases from bank partners, then bonus accruals will be much higher, up to 50% of the amount. The partners in this program are:

• Ozone 3.5%;
• Ural Airlines 1.5%;
• Sotmarket 2.5%;
• TEZ TOUR 5.5%;
• Oktogo 5.5%;
• Litres 5.5%;
• Kari 5%;
• Askona 5%;
• other.

Many of them allow not only to accrue bonuses, but also to pay for their purchases with their help. They also offer many promotional projects that allow you to receive more bonuses, such as a promotion from Sberbank Gifts for your Birthday. It involves earning more points when making purchases on your birthday.

How to connect "Thank you" from Sberbank

How to become a member of the program and connect Thank you from Sberbank

If you have a question about how to connect Thank you from Sberbank, you need to understand that first of all you need to activate this service. This can be done in three ways. First, through an ATM. To do this, you need to insert a card, enter a pin code in the appropriate column, then select the Bonus program item, in which enter the numbers of your phone number. An SMS containing a password will be sent to this number. It allows you to contact the contact center of this program.

Activation through the Online Resource occurs under similar conditions. It is necessary to go to the My bonuses section in the personal menu on the site, enter the phone number in the appropriate column. To connect the service, a message with a password will be sent to it.

You can register via SMS by sending the word Thank you and the last four characters of the card number to subscriber number 900. After that, you will receive a code that needs to be sent to specified number to confirm your desire to become a member, you will receive a password in response.

After connection, all payments made in partner stores will bring a certain number of points to the account. The account must be monitored in order to know how much is currently in stock. This will allow you to take advantage of the offer at any time and, with their help, pay for your purchases. At the same time, the client receives unlimited opportunities, such as, for example, buying equipment or expensive equipment for 1% of its cost, paying the rest of the amount with bonuses, if after connecting the “Thank you” program from Sberbank, they have accumulated a sufficient amount.

Thank you from Sberbank to find out the balance

How to find out the balance by Thank you in Sberbank.

The accumulated number of bonuses can be seen in personal account, at an ATM or order the appropriate SMS. In order to find out the balance under the Thank you from Sberbank program using an ATM, you will need to insert a card, dial the pin code number and select the Bonus program item in the menu section. The number of points in the account will be shown there.

Use the service for this purpose mobile bank, you can send a message to number 6470, in the text of which put the number 9. In response, the client will receive a message containing information about the status of the bonus account. Maybe, this information will be paid, so it is better to first check with a bank employee about the features of the service in this direction.

Using Online Banking, you will need to visit your Personal Account, in which select My bonuses. The interface will display all the information, including the stores where these points can be spent.

For online purchases, it is also recommended to transfer bonuses to your client account in advance at the selected store or where the client most often makes purchases. It is also necessary to control and find out the conditions and terms of the program so that the accumulated points do not burn out, and there is an opportunity to realize them on time.

"Thank you" from Sberbank - where to spend?

Where to spend the accumulated bonuses Thank you from Sberbank.

Bonuses from Sberbank can be realized by paying up to 99% of the amount of your purchases. When accumulating a certain number of bonuses Thank you from Sberbank, you can find out where to spend them by studying full list program partners. These online stores and retail outlets (more than 10 thousand in total) allow you to pay for your purchases with these points, while one point is equal to one ruble.

To make a payment at a point of sale, you must first voice your need to the seller or cashier and decide on the number of bonuses that you want to spend. When paying by card, the indicated number of points and the rest of the amount will be deducted from the funds.

Sberbank thank you bonuses - partner stores

When paying for your purchase in an online store, you need to select the products you like and move them to the basket on the company's website. In the payment methods, select the icon corresponding to the implementation with the help of bonuses. Thank you.

The opportunity to pay with points is provided by the largest trading platforms and shops, the main ones are:

• Sotmarket (2.5% of the purchase amount);
• Sapato;
• Kari (10%);
• SAVAGE (5.5%);
• KANZLER (3%);
• and others.

One of the largest stores - Ozon, also accepts payment. Thank you. You can order any of their products from the entire list of assortment, in any product category and pay for the purchase if the accumulated number of points corresponds to the cost of the product. Euroset also allows you to pay using Thank you, while the client gets the opportunity to profitably purchase various equipment and accessories. Shop partner Thank you - Delivery.ru is also a partner in this direction.

To pay mobile bills, MTS has developed a program that allows you to replenish the balance on your phone using these points.

Where can I spend bonuses Thank you

Here is a list of program partner stores that accept points as payment. Thank you. Since these are for the most part either chain or online stores, you can find them both in Moscow and St. Petersburg, and in Ulyanovsk, Murmansk, Nizhny Novgorod, Kirov and many other cities of Russia.

The list of Sberbank program partners where you can spend Thank You is constantly updated, which gives program clients even more benefits and opportunities.

Checking Thank You bonuses on a Sberbank card

How to check the balance of bonuses Thank you through a Sberbank ATM. The instruction is suitable for all types of payment systems: visa, visa electron, mastercard and maestro. Available for both credit and debit cards.

Bonus program news in 2016

In 2016, Sberbank offers its customers a new service - you can get a discount when buying air tickets by paying with bonuses Thank you.

How does this happen:

• You earn bonuses by making purchases as usual with a bank card with an activated program.
• Go to spasibosberbank.travel and choose any air tickets. You can choose both domestic flights and foreign and options from special offers.
• With Thank You bonuses you can pay up to 99% of the ticket price.
• After paying for the flight, 1% of its cost will be returned to your card in the form of bonuses.

"Thank you from Sberbank" is a bonus program under which "Thank you" bonuses are credited to the customer's bonus account for every purchase paid for by a card.

"Thank you from Sberbank" is a bonus program under which "Thank you" bonuses are credited to the customer's bonus account for every purchase paid for by a card. In the first three months, their amount is 1.5% of the purchase amount, and in the subsequent - 0.5%. When paying for purchases in partner stores of the bank, the accrued points can reach up to 20% of the amount spent.

Who can become a member of the program?

The bonus program applies to all cards issued by Sberbank, except Maestro cards and Maestro "Social" of the North-Western Bank of Sberbank of Russia, whose numbers begin with the numbers 676195, 639002551. If there are several cards, then "Thank you" points are credited to a single bonus account.

How to become a member of the program?

To become a member of the Thank You from Sberbank program, you need to register in it through an ATM or Sberbank Online @ yn.

When registering through an ATM or bank terminal, the owner of the plastic must insert the card into the device, enter the pin code, select the "Bonus Program" section in the main menu, indicate the mobile phone number in the appropriate form and confirm their agreement with the rules of the program. After that, an SMS message with a password will be sent to the specified number, which will be required to contact the bank's contact center regarding the bonus program.

In case of registration through the Internet bank, you must enter the Sberbank Online @ yn system, select the “My bonuses” section in the menu, enter your mobile phone number and e-mail in the form that appears on the screen. After, as in the first case, the holder will receive an SMS message with a password to communicate with the contact center of the bank. Connection and participation in the program is free, no commissions are charged.

"Thank you" in Sberbank Online

You can track the number of accumulated points via the Internet. This option is available in the Sberbank Online system. The link to the page with the bonus program can be found in the Personal menu on the left. On the same page, you can register for the Thank You from Sberbank program. To do this, you need to provide a mobile phone number, email address and agree to the rules of the program. After that, you will receive an SMS with a password. if you have Momentum card, then you can connect to the program at least 5 days after receiving the plastic.

"Thank you" from Sberbank how to connect?

There are three ways to register for the Thank You program. The first is through a Sberbank ATM. To do this, insert the card into the device and enter the pin code. In the menu, select the "Bonus Program" section. Then the mobile phone number is entered and agreement with the rules is confirmed. The second way is through the Sberbank Online system, where the corresponding section also indicates the phone number and confirms participation in the program. The third way is through Mobile Banking. To do this, you need to send an SMS message to number 900 with the text “Thank you xxxx”, where xxxx is the last four digits of the card number. In response, a code will come, which must also be sent to number 900.

How to find out the balance "Thank you"?

There are three ways to check the number of points awarded. Firstly, you can check the balance through an ATM or information terminal of Sberbank. There you need to select the section "Bonus program". Secondly, for those who often use Internet banking, it will be easy to find the number of accrued points in their personal account. Thirdly, you can find out the balance using a mobile phone. To do this, send an SMS message with the text "9" to free number 6470. In response, you will receive a message with the number of "Thank you" points accrued.

How to spend "Thank you" bonuses?

Each accrued bonus is equal to 1 ruble, you can spend them at the partners of the program, exchanging them for a discount of up to 99% of the purchase price.

If you plan to spend bonuses when buying in a store, you should warn the cashier about this, announce to him the amount of points that you plan to spend, and pay for the purchase with a Sberbank card.

When paying with bonuses for goods in online stores, you need to put the desired product in the basket, select "Thank you" bonuses as a payment method and, following the site's prompts, use points when paying for the order.

Partners of the "Thank you from Sberbank" program

To date, more than 100 partners of the bonus program large companies, including federal and regional retail chains, online shopping.
With a total of more than 10,000 outlets throughout the country, program partners can purchase goods and services in categories such as Cell phones and digital technology, cellular communications, air and railway tickets, tours around the world, health and beauty products, jewelry, clothing and footwear, construction and Decoration Materials etc.

Programs from competitors

One of the largest loyalty programs is "Thank you from Sberbank", which has more than 16 million participants and about 600 partners.

The accumulation of bonuses from the Thank You program is a beneficial feature for plastic card holders. It allows you to use points as payment for goods and services. What features the program has and how to become a member of the bonus system from Sberbank - more in the material.

How to become a member of the bonus program Thank you from Sberbank?

Before receiving accumulative bonuses, the client must register. Activation of the "Thank you" program is possible in several ways:

• Registration through Sberbank Online;
• Connecting the points system through the Mobile Bank;
• Using a Sberbank ATM.

The first two methods are convenient, since they are remote and allow the client to activate the program without leaving home. Registration in the Thank You system through Sberbank Online happens like this:

• On the official website of Sberbank, enter your login and password and enter your Personal Account;
• Find the section: "Thank you from Sberbank";
• Enter your mobile number and email address. Thus, the client agrees to the terms of the program;
• Receive SMS with a password to communicate with the contact center.

Registration through the Mobile Bank is subject to the following rules:

• It is necessary to send an SMS with the text: "Thank you 0000". Zeros mean the last four digits of the bank card. You need to send a message to number 900;
• A response notification will be sent asking you to confirm your consent with the text: secret code of five characters in the form: "YYYYY";
• Send the received cipher to number 900;
• Get a code to contact the center of the funded system.

How to get bonuses: rules

Thanks to the bonuses "Thank you" you can get additional discounts for the purchase of goods and services. To earn points, you must have a debit or credit card. Users of the following can participate in the program:

• Visa Momentum and MasterCard Momentum;
• Visa Electron and MasterCard Maestro;
• Visa Classic Momentum;
• Master Card Standard Momentum.

If individual- a Sberbank client has several cards, one account for receiving Thank You points is opened.

The main rule when accumulating bonuses is to pay with a bank card in stores, shopping centers, children's departments, pharmacies, jewelry stores, sports centers and online stores. In addition, the list of available points includes the popular Pyaterochka network, certain companies that provide insurance and car maintenance. Also theaters, concert halls and other cultural institutions.

Rules for using points:

• If the user makes a purchase in the store, the seller needs to announce the amount of bonuses that can be used;
• If the purchase is made in the online store, the amount of points to be withdrawn is indicated in the payment form. In addition, the purchase of goods in this case is done taking into account the discount;
• Accumulated bonuses can be exchanged for a discount of up to 99% when buying an air or railway ticket;
• Points from the Thank You from Sberbank program are available for exchange for certificates and discounts;
• You can also transfer them to charitable foundations;
• It is important to remember that there should be no more than 20,000 rubles on the bonus account for one month.
• Points are accumulated if the client pays for the services of partners.

Scoring scheme

In the first three months from the moment of registration, you can receive 1.5 bonuses for each ruble. After three months - 0.5 bonus per ruble spent. If you regularly follow the news of the Thank You from Sberbank program, you can periodically get promotions from partners who provide crediting more points for each ruble.

The program partners are over 100 large companies that have more than 10,000 outlets. In such places, customers and users of the Thank You system from Sberbank can buy mobile equipment, household appliances, international tours, health and beauty products, clothes and shoes, jewelry and much more.

Bonus timelines

Bonuses are accrued for one billing period. If the purchase amount does not exceed 15 thousand rubles, points will be credited to the account within five days. If the amount exceeds the specified limit, the bank retains the right to accrue bonuses within 40 working days from the date of purchase.

When are Thank You points not awarded?

Points are not awarded if the user:

• Withdraws cash from an ATM;
• Converts currency;
• Performs operations that are prohibited on the territory of Russia;
• Transfers funds from card to card;
• Buys securities or precious metals;
• Makes an auto payment from the second day and replenishes the "Virtual Wallet";
• Pays traffic fines public utilities, internet and education. However, if the client pays for mobile services through Sberbank Online or an ATM, this type of transaction is bonused.

Also, such types of Sberbank cards as: Maestro and Maestro Social, Aeroflot Russian Airlines, MTS and Aeroflot Bonus and MTS Bonus programs do not participate in the program.

Where to spend?

List of pharmacies where you can spend bonuses Thank you from Sberbank:

• Pharmacies "Klassika" and "Rainbow" give customers discounts of up to 50% on regular cards and up to 99% on social cards;
• Permpharmacy;
• Network of pharmacies "Be healthy";
• First aid;
• Pharmacy "Vita";
• Rigla;
• Network "Evalar";
• Pharmaceutical company "Fitofarm";
• Doctor Stoletov;
• Good pharmacy.

The main thing is to choose the type of payment when paying for drugs and medical instruments, taking into account the write-off of “Thank you” points.

List of stores where you can spend thank you bonuses from Sberbank includes:

• Shoes and accessories store "Kari" provides 4.5% bonuses;
• Shoe store "Pierre Cardin" up to 4.5;
• Pyaterochka grocery store chain: 0.5%;
• Euroset, where you can buy mobile equipment, appliances and accessories: up to 0.5%;
• Jewelry store "Adamas": 5%;
• The CostMart outlet, where the following items are collected: clothes, household goods and household appliances, provides up to 5%;
• RC-MODEL.ru up to 10%;
• Cosmetics and beauty and health store "YvesRosher" gives customers 200 bonuses;
• Brand clothing store "LACOSTE": 400 bonuses;
• Children's store of toys, clothes and goods "RU": 400 points;
• Oodji: up to 5%;
• Philips, a digital and home goods store, provides 2.5% bonuses;
• Clothing store "Finn Flare" up to 5%.

By making a payment in one of the above stores, you can get a certain amount of bonuses. The number of points is calculated based on the amount of the purchase.