The only one statutory The way to withdraw money from maternity capital in 2019 is to apply, which are paid from January 1, 2018 from the funds provided by the maternity capital certificate (now its size is 453,026 rubles). equal to the children's subsistence minimum, which is established at the regional level.
To find out whether a family is eligible for payment, it is necessary to calculate its average per capita income. To do this, the amount of income for the last year is divided by the number of all family members (including children). If the resulting number is less than 1.5 times living wage for the working population, you can apply for monthly payments.
The following types of income are taken into account:
- salary and other types of remuneration for performing job duties, compensation and incentive payments are also taken into account;
- pensions, benefits, scholarships;
- insurance payments to legal successors in the event of death of the insured persons;
- income from business activities;
- compensation for performing state or public duties;
- monetary allowance (maintenance) for military personnel and employees of bodies in which the passage is provided public service related to law enforcement activities.
It is important to remember that in accordance with the legislation of the Russian Federation, family income when determining need for establishing measures social support are taken into account before taxes (since taxes and other obligatory payments taken into account when determining the subsistence level of the working population).
How to receive monthly payments from maternity capital (registration procedure)
To obtain monthly payments for a second child, you must submit an application to Pension Fund Russia (PFR) upon personal visit territorial office or through a branch of the Multifunctional Center (MFC).
Benefit paid until the child turns 1.5 years old, you can apply for it at any time after birth or adoption. However, it must be taken into account that:
- if the application is submitted until the child is six months old, money will be paid for all months from the date of birth;
- if the request is registered later than 6 months after the birth of the child, then deductions will be made only from the date of application.
The application must be accompanied by the following: documentation:
- Identity cards of the recipient of the MSK certificate and his family members.
- Confirmation of the place of residence (stay) of the applicant’s family.
- SNILS of all family members of the certificate holder.
- If you apply to the Pension Fund through a representative, the representative’s identity cards and confirmation of authority.
- If the child's guardians or trustees apply, permission from the guardianship and trusteeship authorities (TCA) to spend maternity capital funds.
- Information about family composition.
- Confirmation of the establishment of guardianship over children under 18 years of age (relevant certificate, foster family agreement, act of OOiP on the appointment of a guardian or trustee).
- Help about bank details. The account must be opened in the name of the applicant or a representative of the minor child.
- Certificates, court decisions or other documents confirming the basis for not taking into account the information of a family member when calculating average per capita income.
- If the applicant applies as a single parent, confirmation of the absence of the second parent.
- Court decisions to cancel the declaration of a citizen as deceased, missing, or deprivation of parental rights.
- Documents on the income of all family members of the applicant.
The pension fund is allocated 30 days for consideration of the application and more 10 working days to transfer funds to the bank account of the certificate owner after acceptance positive decision about the purpose of payment.
Monthly payments from maternity capital are established for a period of 1 year. To extend the period for receiving this social support until the child reaches 1.5 years of age, you must re-apply to the Pension Fund or MFC and confirm the family’s need.
Latest news and changes
As mentioned above, the opportunity to issue monthly payments from maternity capital became available to certificate recipients only in 2018. However, this is not the only innovation; now certificate funds can be used to pay for children without waiting for three years from the birth or adoption of a second or subsequent child.
- Since 2018, you can use maternity capital funds for preschool education of children at any time after receiving a certificate for maternity capital.
- You can only pay for services of organizations registered as legal entities using MSK funds.
- It is mandatory to draw up a contract for the provision of services between the applicant and the organization, which includes obligations to provide care and supervision for children, as well as calculation of the amount of the fee.
Also, Russian families whose second or third child will be born between 2018 and 2022 will be able to get a mortgage to purchase housing on the primary market at a preferential rate - 6% per annum. Loans issued before 2018 can also be refinanced under these conditions. Subsidizing for a second child lasts 3 years, and if a third child appears in the family, then for 5 years.
Although the new lending conditions are related to the program family capital Only indirectly, such a decision by the state will help families with children improve their living conditions.
In this article we will look at how to receive a one-time payment of 25 thousand from maternity capital (MSC) in 2018. When can you withdraw money from maternity capital and how much?
Young mothers who have received a certificate for maternity capital do not realize that they can withdraw 25 thousand rubles from it. The money received can be spent on personal needs not specified in the terms of use of the certificate.
What can you spend maternity capital on?
Cash state support allowed to spend on
- buying an apartment
- child education
- Mom's pension savings.
Funds from the certificate cannot be used for other personal needs.
Why is cash issued?
The crisis entailed a decrease in the incomes of the country's citizens. Certain categories of the population, including large families, turned out to be the most vulnerable in this regard.
Until 2008, the certificate was allowed to be spent only on strictly specified items, but over time, the conditions for receiving a subsidy have undergone changes. The government of our country considered it necessary to support families financially, allowing them to receive part of their maternity capital in cash. Now families can spend a small part of the payment on own needs. Since 2015, an amount of 20 thousand rubles has been given to everyone. To date, the one-time payment is 25 thousand rubles and it is planned to extend the program without changes until the end of 2018.
Let's look at how to get a one-time payment of 25 thousand from maternity capital
Anyone can receive a one-time payment; to do this, they must contact the Pension Fund at their place of registration or the public services center.
Apply for opening a current bank account to receive government subsidies.
Prepare: mother’s passport, SNILS, bank account details and the certificate itself.
If the certificate has already been received, then you need to contact the MFC. But if the certificate is not yet in hand, then you will have to contact the Pension Fund for further registration of the subsidy.
To apply for a subsidy, you need to collect all the necessary documents, namely:
A written application for a one-time payment.
Passport and photocopy of the passport to confirm the identity of the certificate holder.
The certificate itself for “Maternity capital”.
Bank account details to which funds will be transferred.
Methods of submitting documents for a one-time payment
List required documents to participate in the program has remained the same compared to 2016, but the methods for submitting an application have increased.
An application for payment is submitted:
In person at the Pension Fund branch.
In person at the MFC.
Leave a request at electronic account portal "Gosuslug", or on the website of the Pension Fund.
When money is not paid
The child's representative lost the right to use MSC funds.
Deprivation of parental rights.
Full use Money.
The family has already received 25 thousand rubles in 2018 as part of the state support program.
Every time I receive social payment in the amount of twenty-five thousand rubles, the recipient reduces the balance of MSC funds. If the certificate funds have already been used, and the balance is less than the amount established by the state, then the money is paid in the amount of the actual balance.
When should I expect money?
Application for receiving financial assistance from maternity capital is considered for about a month, with the countdown starting from the date of registration. If the payment is approved, the money will be transferred to the recipient’s account within one month.
In case of refusal, PFR employees must notify the applicant about this within 5 working days. Information about a negative decision will be sent either to the postal address or by e-mail.
I hope that this article helped you and questions about whether it is possible to withdraw money and how to receive a one-time payment of 25 thousand from maternity capital in 2018 you have fewer.
Video to help you:
Cash payments of 25 thousand from maternity capital in 2018 will not be produced. Instead, on the initiative of Vladimir Putin, families at the birth (adoption) of a second child are now in the amount of the subsistence minimum for one and a half years, which can be considered a new alternative to traditional lump sum payments, not provided since 2016. In fact, now this is the only way for citizens to withdraw “real money” from maternity capital, which they can spend at their own discretion.
However, the new monthly payments Not everyone is eligible— only families in which a second child has been born since 2018 will be able to dispose of them, provided that their average per capita income per family member does not exceed 1.5 times the subsistence level of the working-age population.
For comparison, in 2015 and 2016, one-time payments and all families could receive who have an unspent balance of funds on the certificate, regardless of family income and the age of the children. At the same time, the paid funds could be used in any direction (in particular, many used them to prepare children for school and kindergarten, to pay for summer vacations, to purchase seasonal children's clothing, etc.).
Is it possible to withdraw 25 thousand from maternity capital in 2018
In 2018 Not considered by the government the opportunity to receive a one-time payment in the amount of 25,000 rubles for families whose maternity capital certificate has unspent funds. One-time annual payments were a measure of support during the crisis period and were established as part of the anti-crisis plan. After 2016, such assistance measures were introduced, since officials repeatedly announced the end of the economic crisis.
Thus, despite the popularity of this support measure, the law on one-time payments from maternity capital was not extended for 2017. However, in 2018, families opportunity has arisen again receive part of the maternity capital funds in cash.
How to receive maternity capital in cash in 2018
On December 28, 2017, Vladimir Putin signed law on monthly payments families with children (No. 418-FZ). According to it, families in need who have had a second child since January 1, 2018, will receive assistance every month until they reach 1.5 years of age in the amount of the child’s subsistence minimum, which is established in a specific region of residence for the 2nd quarter of the previous year.
It is important to understand that it is only due to those families whose income per person does not exceed 1.5 times the cost of living working-age population for a specific subject Russian Federation for the 2nd quarter of the year preceding the year of application for payment (see by region).
Funds from maternity capital are paid to the family until the child is 1.5 years old:
- From the day of birth of the child- if the owner of the certificate applied to the Pension Fund no later than 6 months from this date (payments for the missed period from the date of birth will be transferred in full).
- From the date of application- if the application was made later than 6 months from the birth of the child.
How is per capita family income calculated?
To understand whether a family can receive new monthly payments from maternity capital, it is necessary to divide the amount of all income for the last year by 12 and by the number of family members (including children). If the received value is less than that established for the working-age population, then the family can apply for payments under the certificate.
What does the total income taken into account consist of:
- salary and work bonuses;
- pension, benefits, sick leave, scholarships and alimony;
- insurance payments to successors of pension recipients;
- remuneration for the performance of labor or other duties;
- compensation for the performance of state or public duties;
- salary for military personnel.
In November 2018, the Ministry of Labor proposed to amend the existing rules for the provision of monthly payments, according to which state child benefits will not be counted as family income. The changes should come into force on January 1, 2019.
Procedure for making monthly payments
An application for monthly payments from mat capital in 2018 is submitted to PFR branch at your place of residence in person or through the MFC. The following documents must be submitted along with the application:
- identification documents of the applicant and all members of his family (passport, birth certificate);
- documents certifying the place of residence of the applicant and all members of his family;
- documents proving the applicant’s residence in the Russian Federation;
- SNILS of the applicant and his family members;
- information about family composition (certificates of marriage or divorce; documents confirming the birth or adoption of children; certificate of name change);
- certificate of bank account details opened in the name of the recipient of the certificate;
- information about the income of the applicant and his family members;
- documents confirming the grounds for not taking into account the indicators of a certain family member when calculating average per capita income (certificates, information, court decisions);
- documents confirming the absence of the second parent (if the applicant applies as a single parent);
- court decisions and other documents declaring a citizen dead, missing, depriving him of parental rights or decisions to cancel them;
- court decisions on restoration of parental rights;
- documents proving the identity and powers of the authorized person (if a representative of the certificate holder applies to the Pension Fund);
- in the event of a child’s guardians contacting the Pension Fund:
- documents confirming the registration of guardianship over the child;
- permission from the guardianship authorities to spend MSC.
The pension fund will consider the application within a period not exceeding 30 days from the date of its submission, and the first funds will be transferred to the bank account of the certificate recipient no later than 10 working days after approval of the application.
are established for one year, after which you must resubmit the application to the Pension Fund or the Multifunctional Center.
Payments from maternity capital in 2018: changes, latest news
In addition to receiving monthly payments to children under 1.5 years old, the following were made (the amount of which is 453,026 rubles - this amount has not been indexed since 2015):
- Now you can use maternity capital funds for preschool education (child care and supervision services) without waiting 3 years— that is, immediately after the rights to receive a certificate arise. Previously, it was possible to use only after the youngest child turned 3 years old. You can pay with maternity capital for the maintenance of a child in a nursery and kindergarten, including private ones (working in uniform). legal entity, that is, organizations).
- The state program itself is being extended under current conditions (previously its completion was planned for December 31, 2018).
In addition, by decree of Vladimir Putin, upon the birth of a second or third child, from January 1, 2018, you can get a mortgage on preferential terms -
Activities for social support of family citizens who have adopted or given birth to a second child provide for the possibility of obtaining an MSK certificate. To improve the standard of living of this category of citizens throughout recent years it was allowed to withdraw 25 thousand from maternity capital for the personal needs of the family.
Is it possible to receive part of maternity capital at present, and is it possible to receive 25 thousand from maternity capital in 2020? The answer to these questions can be found in the presented material.
Legal grounds for disposing of MSC funds
Before you find out what documents are needed to receive 25 thousand from maternity capital, and whether it applies this benefit for 2020, it is necessary to establish possible directions for using the MSK certificate.
Such directions are fixed in Art. 7 Federal Law No. 256-FZ:
- acquisition of residential real estate at the expense of own funds or under a loan agreement;
- repair or reconstruction of the family’s own home;
- educational process of children;
- increasing the funded part of the child’s mother’s pension;
- acquisition of special means for adaptation of children with disabilities;
- monthly payments for the 2nd child until he turns 1.5 years old.
Receiving 25 thousand rubles. from maternity capital is not included in this list. Does this mean that it is no longer possible to cash out funds for the family's personal needs?
To do this, it is necessary to determine how the decision on such payment is approved.
How to cash out 25,000 from matkapital
The decision on such payment was made by adopting an independent regulatory legal act; in 2016, such a document was Federal Law No. 181-FZ.
Note! Lump sum payment 25,000 rubles at the expense of maternity capital every year was of a one-time and exceptional nature. There was no provision for automatic extension of this social support measure.
The opportunity to receive 25,000 rubles from the amount of maternity capital always acts as an anti-crisis measure that allows you to maintain the level of material support for a family with children.
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One-time payment on maternity capital
News regarding the adoption of the law on a one-time payment from maternity capital gave reason to expect that this measure of social support may be available in 2020.
Also during this period, the State Duma of the Russian Federation was considering a bill providing for a one-time payment in 2020 of a portion of maternity capital funds in the amount of 50,000 rubles. But it was never approved.
By analogy with previous years, to receive a one-time benefit in 2020, citizens will need to complete the following steps:
- issue an MSC certificate at the Pension Fund of Russia after the birth of the second child (if this document has not been issued earlier);
- submit a payment request form sum of money according to one of the options specified in regulatory legal acts;
- submit simultaneously with the application other documents confirming the right to lump sum allowance at the expense of funds federal budget.
Since on this moment specified normative act was not officially adopted, the right to receive a one-time payment for personal needs did not arise in 2020.
Considering that in previous years similar laws were adopted closer to the middle calendar year, holders of the MSK certificate can only wait for news about the consideration of the bill in the State Duma of the Russian Federation.
How will the lump sum payment be made?
The procedure for exercising the right to receive such payments does not change annually and generally coincides with the previously adopted rules. Therefore, it is possible to set general principles applications for payment using the example of those who received 25,000 from maternity capital in 2016.
The issuance of funds was carried out within the framework of the implementation of the norms of Federal Law No. 181-FZ.
Its main features included:
- the right to payment was acquired by a family whose second child was born or adopted before September 30, 2016;
- citizens who managed to submit an application before November 30, 2016 had the opportunity to receive a one-time benefit in the amount of 25,000 rubles;
- it was possible to withdraw 25,000 from maternity capital if citizens did not use the full amount of MSC.
Recipients of the specified amount in previous years will be able to become owners of the payment in 2020, if such a decision is made by law.
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Where to apply for payment
In 2016, applying for this benefit was carried out in one of the following ways:
- directly to the local Pension Fund office;
- through the system of Multifunctional Centers at the place of residence of citizens;
- through the government services portal.
Citizens had the right to choose the most convenient option, but had to meet the deadline for applying - no later than November 30.
Attention! Payments of 25 thousand from maternity capital were made no later than two months from the date of filing the application.
If on this date the size of the MSC was below the specified amount, the balance was transferred to citizens in full.
What documents needed to be submitted?
To receive 25,000 rubles of maternity capital, it was necessary to submit the following documents (if the bill is adopted):
- a completed application form in the form approved by the Pension Fund of Russia;
- valid MSK certificate;
- document confirming the identity of the applicant;
- birth documents of children;
- SNILS certificate...
To process payments through the government services website, a different procedure for confirming rights is provided.
To submit an application on the government services portal, citizens need to undergo verification on this electronic resource. This can be done after filling out the form and confirming your personal SNILS number.
If they have verification, citizens need to perform the following actions on the government services portal:
- go to the pension department page and study in detail the instructions for filling out the application;
- fill out the form provided via Personal Area, indicating personal data and SNILS number;
- confirm filling out the form.
An application sent through the public services portal will be checked by the Pension Fund on a general basis; the personal presence of the certificate holder will not be required.
Attention! Transfer of funds is carried out in non-cash form according to the details that citizens indicate when filling out the application form.
Who was entitled to payment
Was it possible to receive 25 thousand again from the federal budget, or does the law establish a one-time principle for citizens to apply? A one-time payment of 25,000 rubles from maternity capital will be paid even to citizens who previously received this measure of social support.
In this part, there were no changes compared to payments in 2015 and 2016; the law did not limit the right to reapply.
The composition of persons applying for these benefits also did not change:
- a woman who has a valid MSK certificate and has not lost the right to use state support measures;
- father or adoptive parent of minor children if their mother has lost her right to MSC;
- legal representative of minor children if both parents have lost the right to state support measures.
The refusal of the Pension Fund authorities to receive benefits could follow if the woman was involved in criminal liability for crimes against the child’s personality, or officially deprived of parental rights in court.
Monthly payment from maternity capital for the second child born (adopted) in 2019
The essence of the innovation:
Since January 2018, two presidential initiatives to support demographic program- for needy families in which, starting from 2018, the first or second child will be born or adopted, the state will pay until the age of 1.5 years a monthly payment in the amount of the child’s subsistence level in the region of residence of the family.
Payments can be received by families who need additional support. Families whose income for the 12 months before applying was below 1.5 times the subsistence level of an able-bodied citizen in their region of residence received the right to payment.
The payment in connection with the birth of the 2nd child is made from maternal (family) capital. Payment for the first child is also provided with funds from the federal budget and is made by the executive body of the constituent entity of the Russian Federation exercising the powers social protection population.
Who is entitled to the monthly payment?
Families whose average per capita income does not exceed 1.5 times the subsistence level of the working-age population for the 2nd quarter of 2018, established in the constituent entity of the Russian Federation.
Monthly payments in connection with the birth (adoption) of a second child are made by the Pension Fund of the Russian Federation. The size of the monthly payment in each subject of the Russian Federation is individual and is equal to the subsistence level of the child in the region of residence of the family.
Families permanently residing in the Russian Federation have the right to receive a monthly cash payment if:
1. The child and mother are citizens of the Russian Federation;
3. The amount of income per 1 family member for the 12 months before applying, not
exceeds 1.5 times the subsistence level of the working-age population established in the constituent entity of the Russian Federation for the 2nd quarter of 2018.
A citizen has the right to submit an application for a monthly payment in connection with the birth (adoption) of a second child at any time within one and a half years from the date of birth of the child.
How long will the family receive the monthly payment?
A monthly payment is paid to the family until the child reaches 1.5 years of age:
1. From the date of birth of the child, if the application was made no later than six months from the date of birth of the child (the amount of monthly payments for the past months from the birth of the child until the application for payment will be transferred to the citizen in full);
2. From the date of application, if the citizen applied for payment later than 6 months.
The monthly payment is assigned for 1 year; after this period, the family can re-apply and the payment will be assigned again until the child reaches 1.5 years of age.
Where should the family go?
An application for a monthly payment is submitted to the territorial body of the Pension Fund of Russia or through the MFC. It can be submitted simultaneously with the application for a state certificate for maternity capital. The family will receive a certificate for maternity capital within a month, and payment from maternity capital funds (subject to a positive decision on the appointment of a monthly payment, payment will be made monthly until the 26th of the month).
Calculation of average per capita family income when assigning a monthly payment in connection with the birth (adoption) of a second child
The calculation takes into account family income (parents (guardians, adoptive parents) of minor children, spouses of parents of minor children, minor children) received in cash:
1. Salary, bonuses;
2.Pensions, benefits, payment sick leave, scholarships, alimony;
3.Payments pension savings legal successors;
4.Compensations paid government agency or a public association during the performance of state and public duties;
5. Monetary compensation and allowances for civil service employees.
The following are not taken into account: amounts of one-time financial assistance from the federal budget, budgets of constituent entities of the Russian Federation, local budgets and other sources in connection with natural disaster or other emergency circumstances, as well as in connection with a terrorist attack.
When assigning a monthly payment, the income per family member is calculated based on the amount of family income for the 12 previous calendar months.
The family composition taken into account when calculating the average per capita family income does not include the following persons:
Adult children;
Those serving a sentence of imprisonment;
In respect of whom a preventive measure in the form of detention was applied;
Those undergoing compulsory treatment by court decision;
Deprived of parental rights;
Fully state supported.
Example:
Family - Irina (accountant), Nikolai (electrician at a housing company) and their son Dima, 5 years old.
In 2018, Irina earned 330 thousand rubles (salary - 27.5 thousand rubles per month), and Nikolai earned 480 thousand rubles (salary - 40 thousand rubles per month). There was no other income. The annual family income in 2018 is 810,000 rubles. The living wage for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2018 is 11,894 rubles, and for a child - 10,926 rubles.
1.5 subsistence minimum for an able-bodied person - 17,841 rubles.
Family income is divided into 12 months and 4 people: 810,000/12/4=16,875 rubles. for 1 person per month.
That is, in the family of Irina and Nikolai in 2018, the income per family member was less than 1.5 times the minimum wage for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2017. The family is entitled to a monthly cash payment from maternity capital in the amount of 10,926 rubles per month. Upon application, the Pension Fund will issue a certificate for maternity capital and will make a monthly cash payment from MSC funds.
The monthly cash payment assigned in January will be paid for 12 months. Mom, if she wants, will contact the Pension Fund in January 2020 and a monthly cash payment will be assigned for another 6 months until the child reaches 1.5 years old, provided that the family income in 2019 will be less than 1.5 times the minimum minimum for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2019.
Amount of monthly payment in the Kaliningrad region
What documents must be submitted to assign a monthly payment:
Birth (adoption) certificate of the child (children);
An extract from the decision of the guardianship and trusteeship authority to establish guardianship over the child;
Documents confirming the citizenship of the Russian Federation of the applicant and the child;
Documents confirming the death of a woman, declaring her deceased, deprivation of her parental rights;
A document confirming the divorce;
Information about the income of family members;
Certificate from the military commissariat about the conscription of the parent (parent's spouse) for military service;
A document confirming account details in credit institution, opened to the applicant.