On the progress of activities to implement the Concept of reforming the system of budget payments for the period until 2017 Head of the Development Department budget payments HE. Rud October 3, 2014 FEDERAL TREASURY www.roskazna.ru Concept of reforming the budget payment system for the period until 2017 Directions for the development of the budget payment system: 1. Construction of a single treasury (bank) account of the Federal Treasury and improvement of operations carried out on it 2. Development of tools management of free balances Money on a single treasury (bank) account of the Federal Treasury 3. Use of modern electronic payment services 4. Development of the State information system on state and municipal payments 5. Minimization of cash money circulation in the public administration sector Working group to ensure the implementation of measures to reform the system of budget payments for the period until 2017 Order of the Federal Treasury of September 11, 2012 No. 355 2 FEDERAL TREASURY www.roskazna.ru Action plans for the implementation of the Concept Action plan of the Federal Treasury for the implementation of the Concept reforming the system of budget payments for the period until 2017 and Main Action 2.4 State program Russian Federation“Public Financial Management and Regulation financial markets» approved by the Head of the Federal Treasury R.E. Artyukhin on September 8, 2014. The plan of joint activities of the Federal Treasury and the Central Bank of the Russian Federation for the implementation of certain areas of the Concept of reforming the system of budget payments for the period until 2017 was approved by the Federal Treasury on April 8, 2014, by the Bank of Russia on April 5, 2014. Action Plan (“ Road Map") of the Federal Treasury for the adoption (amendment, recognition as invalid) of legislative acts of the Russian Federation, regulatory legal acts of the Government of the Russian Federation, the Ministry of Finance of the Russian Federation, the Central Bank of the Russian Federation and the Federal Treasury in connection with the preparation of a new edition of the Budget Code of the Russian Federation for stage of approval in the Federal Treasury 3 FEDERAL TREASURY www.roskazna.ru Activities Determination of the measures necessary for implementation, their sequence, timing, centers of competence and responsible persons >> Developed, agreed upon in the Federal Treasury and with the Ministry of Finance of the Russian Federation and approved by the Head of the Federal Treasury R.E. Artyukhin September 8, 2014 Action Plan of the Federal Treasury for the implementation of the Concept of reforming the system of budget payments for the period until 2017 and Main Action 2.4 of the State Program of the Russian Federation “Public Finance Management and Regulation of Financial Markets” Determination of the list of legislative and regulatory legal acts requiring adoption (amendments, invalidation) in connection with the implementation of measures to reform the budget payment system >> The list has been developed and agreed upon by the Federal Treasury and with Central Bank of the Russian Federation and is included in the Action Plan (“Road Map”) of the Federal Treasury for the adoption (amendment, invalidation) of legislative acts of the Russian Federation, regulatory legal acts of the Government of the Russian Federation, the Ministry of Finance of the Russian Federation, the Central Bank of the Russian Federation and the Federal Treasury in communications preparation new edition Budget Code of the Russian Federation Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 2014 4 FEDERAL TREASURY www.roskazna.ru Activities Determination of the main approaches to accounting and the system of accounts of the Federal Treasury >> Developed and agreed upon with the Ministry finance of the Russian Federation Accounting model of the Federal Treasury in the context of the functioning of the new system of budget payments (letter dated December 24, 2013 No. 02-06-010/56931) Basic principles of accounting 1. The objects of accounting of the Federal Treasury are: transactions of participants and non-participants budget process budgetary data budgetary obligations 2. The Unified General Ledger of the Federal Treasury is maintained with the formation, based on its data, of the General Ledgers in various analytical sections Bank accounts – Treasury accounts – Personal accounts – accounts opened for the Federal Treasury in the Bank of Russia and credit organizations on the basis of a bank account agreement for carrying out and recording transactions on treasury accounts accounts opened to public legal entities in the Federal Treasury for conducting transactions with funds registers analytical accounting, formed in the Federal Treasury, intended for accounting for transactions with funds of clients of the Federal Treasury Single treasury account - a bank account (a set of bank accounts) opened (opened) to the Federal Treasury in the Bank of Russia for carrying out and accounting for transactions on treasury accounts Other bank accounts , opened for the Federal Treasury in the Bank of Russia and credit organizations Unified budget account Account for accounting and distribution of income Account for accounting for transactions with funds received at temporary disposal Account for accounting for transactions with funds from donations Account for accounting for transactions with funds legal entities Accounts for accounting for transactions related to budget execution Accounts for accounting for transactions with funds received at temporary disposal Accounts for accounting for transactions with funds from donations Accounts for accounting for transactions with funds of budgetary and autonomous institutions and other legal entities Other treasury accounts Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 2014 5 FEDERAL TREASURY www.roskazna.ru Activities Development of an organizational and functional model of the Federal Treasury in the context of the implementation of the directions of the Concept and the State Integrated Information System for Public Finance Management “Electronic Budget” > > Assessment of information and technical infrastructure for the purposes of implementing the Concept >> - in A detailed matrix of promising functions of the Federal Treasury has been developed and is being refined in the context of the implementation of the directions of the Concept, each function is described from the point of view of: Life of the function (temporary, permanent) Type of supporting function) (managerial, executive, Degree of automation (low, medium, high) Participants in the process of implementing the function and the corresponding role in it: divisions of the Federal Treasury (departments central office, territorial bodies), Federal State Institution “Center for Supporting the Activities of the Treasury of Russia” An analysis of input and output data flows is carried out, the formation of a target architecture information systems, inventory of application software and hardware Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 2014 6 FEDERAL TREASURY www.roskazna.ru Standardization and unification Interoperability of the budget payment system Standardization - establishment and application of rules to streamline activities in a given area for the benefit and with the participation of all interested parties, in particular to achieve overall optimal savings while complying with functional conditions and safety requirements International Organization for Standardization (ISO) Unification - bringing to uniformity, to uniform form or system Interoperability - the ability to interact with other systems 7 FEDERAL TREASURY www.roskazna.ru Activities Determination of the body authorized to establish rules >> The Government of the Russian Federation submitted a draft to the State Duma of the Federal Assembly of the Russian Federation on September 10, 2014 Federal Law“On amendments to Article 8 of the Federal Law “On the National Payment System” in order to determine the Ministry of Finance of the Russian Federation as the body authorized to establish a list of details of a budget payment and the form of an order for an individual to pay it Determination of the list of mandatory details of a budget payment >> List of mandatory budget payment details The list was developed and sent to the Ministry of Finance of the Russian Federation (letters dated February 19, 2014 No. 42-1.0-06/6, September 1, 2014 No. 42-1.0-11/419) >> Unified form of order for an individual The form was developed and sent to the Ministry of Finance of the Russian Federation (letter dated February 19, 2014 No. 42-1.0-06/6) Standardization Development of an order form for an individual Unification Inclusion in unified form orders of an individual two-dimensional barcode Proposals sent to the Ministry of Finance of the Russian Federation (letter dated June 26, 2014 No. 42-1.0-06/17) Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 2014 8 FEDERAL TREASURY www.roskazna.ru National standard GOST R 56042-2014 “Standards for financial transactions. Two-dimensional bar code symbols for making payments to individuals" (introduced for the first time, came into force on September 1, 2014, approved for voluntary use) The standard establishes the rules for encoding payment details into a two-dimensional bar code, which is a graphic display of information for its subsequent decryption by technical means . QR Code = Aztec Code Data Matrix or 1.5 pages of continuous text The barcode is applied by the recipient of funds when generating the payer’s order and is read by the technical means of the organizations that accept the payment. The built-in recovery algorithm does not allow distortion of the read information. The use of a bar code that complies with the standard when the income administrator generates the payer’s order and its use by credit institutions when accepting payments to budgets budget system of the Russian Federation will reduce operational errors and, as a result, the volume of unidentified revenues 9 FEDERAL TREASURY www.roskazna.ru Payment options for budget payments in self-service devices, eliminating distortion of payment information Payments on request Payments by barcode, subject to on-line interaction of the self-service device with the GIS GMP in the case of off-line interaction of the self-service device with the GIS GMP Present the bar code Enter the UIN: Making a payment using the UIN without additionally entering payment details Making a payment without a request to the GIS GMP and without entering payment details Making advance payments Eliminating distortion of payment information and classifying the payment as unidentified receipts 10 FEDERAL TREASURY www.roskazna.ru Activities Establishment of requirements for format-logical control of the values of details of orders for the transfer of funds to the budgets of the budget system of the Russian Federation >> “TIN”, “KPP” of the payer and recipient of funds “104” (Code budget classification) “105” (code in accordance with the All-Russian Classifier of Municipal Territories) Interoperability Proposals have been prepared to amend regulatory legal acts in terms of establishing conditions for format-logical control of the values of the details of orders for the transfer of funds to the budgets of the budget system of the Russian Federation: Order of the Ministry of Finance of Russia dated November 12, 2013 No. 107n “On approval of the Rules for indicating information in the details of orders for the transfer of funds for payment of payments to the budget system of the Russian Federation” Regulation of the Bank of Russia dated June 19, 2012 No. 383-P “On the rules for making transfers funds" Unified formats of electronic banking messages (letters dated May 20, 2014 No. 42-7.4-04/1.2-629, August 11, 2014 No. 42-7.4-04/1.2-1050) Development of standards for payment, reporting and financial documents Interoperability >> It is planned to carry out work to standardize the formats of electronic payment, reporting and financial documents to bring into compliance with international standards (national standards developed on the basis of international ones) the composition of details and the size of fields in order to exclude mutual conversion of electronic messages to ensure end-to-end automated processing of information Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep 2014 11 FEDERAL TREASURY www.roskazna.ru Straight-through processing (STP) Straight-through processing (STP) is a process of continuous, fully automated processing of payment information at all stages of data processing The STP principle was first introduced by the Basel Committee on Payment and Settlement systems of the Bank for International Settlements in September 1998 Article 259 “Fundamentals of the functioning of the budget payment system” of Chapter 30 “Budget Payment System” of the draft new edition of the Budget Code Development Concept payment system Bank of Russia for the period until 2015" (approved by the decision of the Board of Directors of the Bank of Russia dated July 16, 2010, Minutes No. 16) The budget payment system accepts and executes budget payments, transfers funds in the mode of end-to-end automated processing of payment information and reflects them in accounting The Settlement System will implement the possibility of making payments by participants in the mode of end-to-end automated processing of payment information using all types of settlement documents provided for by the regulations of the Bank of Russia. Unified technological rules and standards for the exchange of payment and financial information, ensuring effective automated processing and minimizing, and in the future - completely eliminating the need for manual intervention As is Data conversion Verification of information Collection of missing information Input of additional STP data Full interaction of information systems Application of uniform information exchange standards Fully automatic information processing Cross-border information exchange 12 FEDERAL TREASURY www.roskazna.ru International standard ISO 20022 ISO* 20022 - standard and methodology for creating descriptions of business processes accompanied by the exchange of electronic financial messages, and designing schemes and formats of these messages Practical application Countries that have adopted the standard as the basis for calculations: Brazil, South Africa, Japan Single European Payment Area (SEPA, Single Europe Payment Area ) International systems CLS (Continuous Linked Settlement, conversion system foreign exchange transactions) and Euroclear (international depository and clearing center) Largest banks JP Morgan, HSBC, Deutsche Bank - provide their clients with the opportunity to transfer payments in the ISO 20022 format The SWIFT interbank message system transitions from the used SWIFT MT format messages to SWIFT MX format messages based on the ISO 20022 standard Federal backup system(USA) - global standard for cross-border payments IPF (International Payment Framework) Work of the Bank of Russia on the transition to ISO 20022 On the order for the transfer (pain.001.001.05, ISO 20022) of funds Letter of the Bank of Russia dated 10/02/2013 N 196- T Strategy for the development of the national payment system was approved by the Board of Directors of the Bank of Russia on March 15, 2013, minutes No. 4 The concept of development of the payment system of the Bank of Russia for the period until 2015 was approved by the Board of Directors of the Bank of Russia on July 16, 2010, minutes No. 16 Activities are being carried out: Analysis of the development of ISO 20022 and practices of its application Interaction with Federal agency for technical regulation and metrology, representing Russia in ISO Approval of an action plan to create a national standard for non-cash payments based on ISO 20022 (currently under discussion) Consultations with government agencies, financial market participants and their associations * ISO – International Organization for Standardization, International Organization for Standardization. 13 FEDERAL TREASURY www.roskazna.ru IFRS for the public sector. XBRL Transparency and Comparability – New approach To financial statements based on XML and metadata, based on the international standard ISO 20022 Language for the exchange of structured reporting information to ensure end-to-end automated processing Main advantages Prospects for use in the budget system Availability of data, formulas and relationships in reports Prompt extraction of only necessary data from reports Conducting analysis dynamics of changes in indicators over time or comparison of the same indicator for different subjects of analysis Possibility of converting reporting into different systems for its presentation (US GAAP, IFRS; RAS - in the future) Automatic transformation into the required form (for reporting, for printing, for publication on the Internet) Automatic processing of report data Use of the standard when preparing reports in accordance with the International Financial Reporting Standards of the public sector and reporting expected to be disclosed Use of the standard as part of the Federal Treasury's functions as a single accountant Standard for regulatory and other reporting 14 FEDERAL TREASURY www.roskazna.ru Activities 11 Formulation of the basic The draft new edition of the Budget Code includes Chapter 30 “Budget Payment System” >> definitions and norms Budget Payment System – Budget payment is a set of participants in the budget payment system and the Federal Treasury, interacting according to the rules of the organization and functioning of the budget payment system is an action aimed at transferring funds Article 258. The concept of the budget payment system Article 259. Fundamentals of the functioning of the budget payment system Article 260. Participants in the budget payment system Article 261. Conditions for making budget payments Article 262. Making budget payments in budget payment system Article 263. Payment infrastructure of the budget payment system Article 263.1 Informing payers about the obligations and details of budget payment on the basis of an order to transfer funds of the payer, recipient or body authorized to submit an order to payers’ accounts without an order - when transferring cash to budgets of the budget system of the Russian Federation, to organizations of the government sector from the budgets of the budget system of the Russian Federation, from organizations of the government sector between the budgets of the budget system of the Russian Federation, between organizations of the government sector to accounts, from accounts and between accounts of the Federal Treasury between the accounts of participants in the budget payment system 11 Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2014 15 FEDERAL TREASURY www.roskazna.ru Activities 12 Formation of proposals for amendments to other federal laws in connection with the norms of the new edition of the Budget Code of the Russian Federation > > 1. Federal Law of June 27, 2011 No. 161-FZ “On the National Payment System” The budget payment system as a payment system of the Federal Treasury within the national payment system when it is excluded from the general norms in terms of accountability, supervision and legal regulation List of transfer operators funds are supplemented by the Federal Treasury and federal postal organizations in order to standardize and unify the rules and forms of payments, the possibility of using electronic means of payment. The system of budget payments is recognized as socially, systemically and nationally significant. The Ministry of Finance of the Russian Federation supervises the payment system of the Bank of Russia and the payment system of the Federal Treasury Involvement by the Federal Treasury of federal postal organizations (FSUE Russian Post) to provide payment services 2. Federal Law of July 17, 1999 No. 176-FZ “On Postal Services” Includes those corresponding to the Federal Law of June 27, 2011 No. 161-FZ “On the National Payment System” norms 12 Aug 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2014 16 FEDERAL TREASURY www.roskazna.ru Activities 12 Formation of proposals to amend other federal laws in connection with the norms of the new edition of the Budget Code of the Russian Federation >> 3. Federal Law of December 10, 2003 No. 173-FZ “On Currency Regulation and exchange control» Performance by the Federal Treasury of the functions of a currency control agent 4. Federal Law of July 10, 2002 No. 86-FZ “On Central Bank Russian Federation (Bank of Russia)" in part: Granting the Bank of Russia the right to provide loans in the form of an intraday overdraft to the accounts of the Federal Treasury 5. Code of the Russian Federation on Administrative Offenses of December 30, 2001 No. 195-FZ Composition of events administrative offenses supplemented by currency transactions in the Federal Treasury Provides liability for the money transfer operator, telecom operator and bank payment agent (subagent) for failure to comply with the requirements of the legislation of the Russian Federation on the national payment system Aug 12, 2013 Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2014 17 FEDERAL TREASURY www.roskazna.ru Legislative and regulatory legal acts requiring adoption in connection with the implementation of new powers Federal Treasury Ministry of Finance of the Russian Federation Government of the Russian Federation 1. Rules for the organization and functioning of the budget payment system, including: 1. Required details budget payment, the rules for their indication in orders for the transfer of funds (in agreement with the Central Bank of the Russian Federation) 1. Forms of accounting and reporting on currency transactions between residents and non-residents, drawn up in the Federal Treasury, terms and procedure for their provision 2. Rules for the transfer of funds funds and carrying out settlements for budget payments of organizations that accept and pay them (in agreement with the Central Bank of the Russian Federation) 2. Procedure for the Federal implementation of activities regulations for the functioning of the budget payment system rules for accepting and executing orders for the transfer of funds, transfer of funds and settlements rules for ensuring business continuity and risk management of participants 3. List of additional information necessary for treasury services for the execution of budgets of the budget system of the Russian Federation 2. The procedure for issuing and acquiring payment cards (in agreement with the Ministry of Finance of the Russian Federation) 4. Form of instructions from a client - an individual for implementation of budget payments (in agreement with the Central Bank of the Russian Federation) procedure for interaction of the budget payment system forms and methods of payment 3. Creation of associations of ATM networks and cash issuing points (in agreement with the Ministry of Finance of the Russian Federation) 4. Procedure for forecasting the movement of funds on single treasury account 5. Rules for the interaction of the budget payment system with other payment systems related to the transfer of funds, mutual settlements (in agreement with the Central Bank of the Russian Federation) and 6. The procedure for monitoring the functioning of the budget payment system and its interaction with other payment systems 6. Conditions for the integration of the state payment gateway with official departmental websites and portals of participants in the budget payment system on the Internet, information systems that accept budget payments 7. Methodology for compiling, forms and deadlines for submitting reports, including in the form reporting on the payment system of the Bank of Russia and the payment system of the Federal Treasury as part of the supervisory activities of the Ministry of Finance of the Russian Federation in the national payment system 5. Ensuring the creation, maintenance, development of services for the state payment gateway 7. The procedure for submitting an extract from the treasury account on the fact of execution of an order for the transfer of funds from a participant in the budget payment system for the provision of foreign economic information by residents to the treasury 18 FEDERAL TREASURY www.roskazna.ru Direction 1. Construction of a single treasury account of the Federal Treasury Participation of the Federal Treasury in the Bank’s payment system Russia >> The draft new edition of the Regulations on the payment system of the Bank of Russia (approximate date of entry into force is May 2016) takes into account the changes: Direct participation of the Federal Treasury in the payment system of the Bank of Russia Registration of territorial bodies of the Federal Treasury in the Bank of Russia directory for assigning bank accounts to them identification codes (BIK) Clarification of the budgetary powers of the Central Bank of the Russian Federation >> The draft new edition of the Budget Code of the Russian Federation takes into account changes in the budgetary powers of the Central Bank of the Russian Federation: Servicing unified treasury accounts and other accounts opened for the Federal Treasury in the Bank of Russia without charging a fee Rendering payment services to the Federal Treasury without charging a fee Clarification of the powers of the Central Bank of the Russian Federation >> Proposals have been formed to amend the Federal Law of July 10, 2002 No. 86-FZ “On the Central Bank of the Russian Federation (Bank of Russia)” in terms of: Bringing in compliance with changes made to the Budget Code of the Russian Federation in the function of servicing accounts opened for the Federal Treasury 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 19 FEDERAL TREASURY www.roskazna.ru Direction 2. Development of tools for managing free cash balances on the single treasury account of the Federal Treasury Management of operations with funds and balances on the single treasury account >> The draft new edition of the Budget Code of the Russian Federation defines the powers of the Federal treasury for managing operations with funds and fund balances in a separate article: Article 254. Fundamentals of the functioning of a single treasury account Article 255. Forecasting the movement of funds on a single treasury account Article 256. Management of operations with funds and fund balances on a single treasury account Article 257. The procedure for the distribution of income received from managing fund balances in a single treasury account Exemption from taxation of operations for managing cash balances in accounts in the Federal Treasury and income from such operations >> The draft new edition of the Budget Code of the Russian Federation reflects the changes: Participation of the Federal Treasury in the Bank’s payment system Russia >> Clarification of the functions of the Central Bank of the Russian Federation >> Included in the list of transactions not subject to taxation, operations managing fund balances Included in the list of income not taken into account when determining tax base, income (interest) received from managing operations with funds and balances in accounts (single treasury account, single account federal budget, budget of a constituent entity of the Russian Federation, local budget , budget of the state extra-budgetary fund) The draft new edition of the Regulations on the payment system of the Bank of Russia (estimated date of entry into force - May 2016) takes into account the changes: A liquidity pool mechanism has been introduced - a mechanism for consolidating funds for a group of participants, ensuring the transfer of funds for each from the participants based on the total amount of funds of the participants united in the group. Proposals have been formed to amend the Federal Law of July 10, 2002 No. 86-FZ “On the Central Bank of the Russian Federation (Bank of Russia)” in terms of: Granting the right to provide loans in form of intraday overdraft to Federal Treasury accounts 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 20 FEDER ALL TREASURY www.roskazna .ru Direction 2. Development of tools for managing free cash balances on the single treasury account of the Federal Treasury Implementation of operations to manage fund balances on the single federal budget account in terms of the purchase (sale) of securities under repurchase agreements >> Approved by the Decree of the Government of the Russian Federation of September 4 2013 No. 777 “On the procedure for carrying out operations for managing the balances of funds on a single account of the federal budget in terms of the purchase (sale) of securities under repurchase agreements” together with the corresponding rules for carrying out operations Changes in the procedure for provision (use, return) from the federal budget to budgets subjects of the Russian Federation budget loans >> Changes have been made to the Decree of the Government of the Russian Federation of December 18, 2010 No. 1062 “On approval of the Rules for the provision (use, return) of budget loans from the federal budget to the budgets of the constituent entities of the Russian Federation for 2014” (Resolution of the Government of the Russian Federation dated 21 August 2014 No. 836 “On amendments to the Rules for the provision (use, return) of budget loans from the federal budget to the budgets of constituent entities of the Russian Federation for 2014”) 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 21 FEDERAL TREASURY www.roskazna.ru Direction 3. Use of modern electronic payment services Ensuring the provision of information service about charges and the possibility of generating payment orders on the Unified Budget Portal systems >> A GIS GMP portal solution has been developed, taking into account the possibility of providing an information service about accruals and the possibility of generating payment orders on the Unified Budget System Portal Work is underway to implement the GIS GMP portal solution Formation of proposals for the implementation of modern payment services in the Federal Treasury >> Developed and Library of payment services of the Federal Treasury is being supplemented: Eliminating distortion of payment information and minimizing unknown receipts Payment using bar codes Payment using UIN or payer ID information Search for payments recorded as unclear receipts based on GIS GMP Expansion of payment forms Issuing collection orders to payers’ accounts Issuing payment requests to payers’ accounts Consolidated payment order for legal entities Budget letter of credit Electronic money Interaction with payment systems and telecom operators Issuance and acquiring of payment cards Payment from personal accounts opened with mobile operators Mobile payments to a short SMS number Money transfer systems Crowdfunding Treasury optimization Payment cards Acquiring of NSPK payment cards and cards of international payment systems Software payment solution (Internet acquiring of NSPK payment cards and cards of international payment systems) interaction with individual clients of the Federal Depositing cash funds FSSP of Russia 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 22 FEDERAL TREASURY www.roskazna.ru Direction 3. Use of modern electronic payment services Payment gateway List of income sources Federal Treasury Choice of accrual/type payment External systems of payment instrument providers Yandex.Money, WebMoney Type of payment Accruals/type of payment 4 3 Portal 1 7 5 Payment gateway Accruals MTS, Beeline, Megafon 5 6 Information about accepting payment Visa, MasterCard, UnionPay Accruals 2 Accruals 1 GIS GMP 8 Facts payments 9 Facts of payments of federal executive authorities, regional executive authorities, local self-government bodies, state municipalities 10 Bank (RB) Transfer of funds 23 FEDERAL TREASURY www.roskazna.ru Direction 4. Development of the State Information System on State and Municipal Payments (GIS GMP) Optimization of interaction between GIS information technology participants GMP with systems >> Adding new functionality for GIS GMP participants and making changes to the Procedure for maintaining GIS GMP, approved by order of the Federal Treasury dated November 30, 2012 No. 19n, in order to improve and develop the GIS GMP >> New functionality of GIS GMP New participants: courts , Civil Registry Offices Creation of a batch mode of interaction Payment administrators, request administrators Payment aggregators, request aggregators Establishment of the procedure for making changes, exclusion of participants Implementation of format-logical control Finalization of formats for interaction of GIS GMP with information systems of participants >> Related charges (FSSP) De-cancellation of charges (State Traffic Safety Inspectorate, Bank of Russia) Preliminary accruals (Courts) Clarification of the powers of participants (BPA, BPSA, PA) A draft order has been developed and is being approved Based on the results received from structural divisions the central office of the Federal Treasury, the Ministry of Finance of Russia and the Bank of Russia comments, the draft order has been finalized and is being re-approved by the Federal Treasury and the Ministry of Finance of Russia (letter dated September 5, 2014 No. 42-1.0-06/20) In accordance with the draft new edition of the Procedure for maintaining GIS GMP developed and approved Formats for interaction of GIS GMP with information systems of participants version 1.16 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 20 16 24 FEDERAL TREASURY www.roskazna.ru Direction 4. Development of the State Information System on State and Municipal Payments (GIS GMP) Integration of GIS GMP with the State Integrated Information System for Public Finance Management “Electronic Budget” with: a list of revenue sources of budgets of the budget system of the Russian Federation technological subsystems of the State Integrated Information System for Public Finance Management "Electronic Budget" functional subsystems of the State Integrated Information System for Public Finance Management "Electronic Budget" >> The work schedule is brought into compliance with the schedule of the State Information System for Public Finance Management "Electronic Budget" 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 25 FEDERAL TREASURY www.roskazna.ru Direction 4. Development of the State Information System on State and Municipal Payments (GIS GMP ) List of income sources “AS IS” Acceptance of payments without verification credit institutions, bank payment agents (subagents), payment agents, Russian Post of the requisite composition “AS WILL BE” Control of the values of payment details by credit institutions, their branches, bank payment agents (subagents), payment agents, Russian Post and exclusion of unclear payments to the budget Correspondence with administrators income with credit institutions, their branches, bank payment agents (subagents), payment agents, Russian Post for receiving and posting details in service offices Availability of outdated details of income administrators for making payments to the budget Absence of bank payment agents from the credit institution, its branches ( subagents), payment agents, Russian Post of one subject, current data on the details of recipients of another subject Unified state resource, creation of a preliminary accrual service Direct agreements of income administrators with credit institutions their branches, bank payment agents (subagents), payment agents, Russian Post Lack of the payer of information about the amount of the advance payment for receiving a public service The payer does not have a trusted source of up-to-date information (a single state resource) 26 FEDERAL TREASURY www.roskazna.ru Direction 5. Minimizing cash circulation in the public administration sector Development of regulatory legal acts defining emission processes and acquiring >> The powers of the Federal Treasury have been defined regarding the possibility of participation in payment systems (incl. payment system of the Bank of Russia), issuance and acquiring of payment cards in legislative and regulatory legal acts: draft of a new edition of the Budget Code of the Russian Federation Federal Law of June 27, 2011 No. 161-FZ “On the National Payment System” The development of Regulations on the issuance and acquiring of payment cards by the Federal Treasury is underway Design of a processing center, personalization center of the Federal Treasury and development of an issuance mechanism bank cards and ensuring the ability of the Federal Treasury to carry out acquiring functions, as well as Internet acquiring functions >> Developed Technical requirements And Technical task for the design of the “Payment Card Processing” system Technical requirements and Terms of Reference for the creation of an anti-fraud solution “Operational Control System” were developed 2013 2014 2015 Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug 2016 27 FEDERAL TREASURY www.roskazna.ru THANK YOU FOR YOUR ATTENTION! Head of the Department for the Development of Budget Payments O.N. Rud 28
text-transform:uppercase">practical SEMINARS-CONSULTATIONS
"ACCOUNTING, REPORTING,
TAXATION AND LEGAL ISSUES
IN STATE AND MUNICIPAL INSTITUTIONS
(state-owned, budgetary, autonomous)
accordingwith new regulatory documents"
Location: Russian Academy of National Economy and
civil service under the President of the Russian Federation
(Moscow, Vernadskogo Ave., 84, metro station "Yugo-Zapadnaya", 200 meters from the metro, entrance to the territory of the Academy from Pokryshkina street through checkpoint No. 4
according to the list of the Intensive school, educational building No. 6)
Participants are issued a certificate of advanced training
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“On education in the Russian Federation”
License for educational activities - AAA No. 000 dated 01/01/2001
Applications for participation, proposals for the seminar program
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PROGRAM OF ALL-RUSSIAN SEMINARS-CONSULTATIONS
Registration of seminar participants: |
educational building No. 6 |
Class time: | 10.00-18.00 |
Coffee breaks: | 11.30-12.00; lunch breaks: 14.00-15.00 |
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Lesson topic (performances) | Conducts a lesson (speaking) |
Features of the development of budget reform in the new conditions. Practical issues of organizing and maintaining accounting (budget) records. Directions for further reform of the public sector accounting system, commentary on changes to Instruction No. 000n (order of the Ministry of Finance of Russia n). | ROMANOV Sergey Vladimirovich – Director of the Budget Department methodology of the Ministry of Finance of the Russian Federation. SVETS Svetlana Viktorovna – Deputy Director of the Department of Budget Methodology of the Ministry of Finance of the Russian Federation. |
Features and Experience practical application provisions of the Federal Law of January 1, 2001 at the current stage of development of budget reform.Amendments to legislation governing legal status state (municipal) institutions. Features of the formation of state (municipal) tasks for the provision of services by institutions (performance of work) in connection with the adoption of the Federal Law of 01.01.2001. Planning of financial and economic activities of state (municipal) institutions. General requirements to the calculation of standard costs for financial support for the provision of state (municipal) services (orders of the Ministry of Finance of Russia 137n/527). | SAHAKYANTatyana Vasilievna – Deputy Director of the Department of Budget Methodology of the Ministry of Finance of the Russian Federation. KOLCHINA Inna Nikolaevna – Head of Methodology Department financial security and providing public services Department of Budget Methodology of the Ministry of Finance of the Russian Federation. |
Budget classification of the Russian Federation: instructions on the procedure for applying when organizing the execution of budgets, changes and additions (orders of the Ministry of Finance of Russia n, n, n). | KUZMIN Igor Yurievich – Head of the Budget Classification Methodology Department of the Budget Methodology Department of the Ministry of Finance of the Russian Federation. |
Current issues in the preparation of financial statements and the procedure for compiling its indicators based on the results of 2014. | SeleznevaGalina Anatolyevna – Head of Reporting Methodology Department public sector Department of Budget Methodology of the Ministry of Finance of the Russian Federation. |
Income tax. Peculiarities of calculation and payment of income tax by government and budgetary institutions in Value added tax: the procedure for applying VAT when performing work and providing services by government and budgetary institutions. VAT on budget subsidies, application of VAT on property acquired through subsidies. Procedure separate accounting transactions subject to VAT and not subject to VAT. New forms of purchase and sales books. VAT returns in 2015 | KryuchkovSergey Alekseevich - Deputy Head of the Department for Taxation of Profit (Income) of Organizations of the Department of Tax and Customs Tariff Policy of the Ministry of Finance of the Russian Federation. Representatives of the Federal Tax Service
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Improving the budget process in the Russian Federation in accordance with new regulations of the Ministry of Finance of the Russian Federation and the Federal Treasury (the practice of applying administrative regulations of the Federal Treasury, maintaining the All-Russian single website, the procedure for accounting for budget obligations and other issues related to improving procedures aimed at improving quality servicing state-owned, budgetary and autonomous institutions by territorial bodies of the Federal Treasury). Features of the formation of payment documents since 2014 (Order of the Ministry of Finance of Russia n). | PROKOFIEV Stanislav Evgenievich – Deputy Head of the Federal Treasury, Doctor of Economics, Professor, Honored Economist of the Russian Federation. GrishinDmitriySergeevich - Head of the Interregional Operations Department of the Federal Treasury. BIRYUKOVA Lidia Pavlovna – Deputy Head of the Department for Ensuring the Execution of the Federal Budget of the Federal Treasury. |
Further improvement of the remuneration system for employees of state and municipal institutions (the “effective contract” system, resolution of the Government of the Russian Federation, etc.). Practical aspects of applying changes in labor legislation (new coefficient for calculating “vacation pay”, restrictions on imprisonment civil contracts with individuals, etc.). Changes in personal income tax and insurance premiums since 2015. Pension reform. | GEITZ Igor Viktorovich – editor-in-chief of the magazines "Accounting and taxes in state and municipal institutions: autonomous, budgetary, government" and "Salary fee", Ph.D.
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Current issues in the administration of budget system revenues. Operation of the State Information System on State and Municipal Payments (GIS GMP) in accordance with the Decree of the Government of the Russian Federation “On unified system interdepartmental electronic interaction" and by order of the Federal Treasury no. | RUD Oksana Nikolaevna – Head of the Department for the Development of Budget Payments of the Federal Treasury. |
Reform of the system of state financial control. Control bodies, types and methods. Interior financial control. New offenses, liability for them, etc. | Representatives Federal service financial and budgetary supervision |
Implementation of the provisions of the Federal Law of 01.01.2001« ABOUTcontract system in procurementgoods, works, services to meet state and municipal needs.”Practical issues of placing state and municipal orders in the cities. | Representatives of the Control Department Federal Antimonopoly Service ERMAKOV Vasily Alexandrovich – |
Meetings with representatives of ministries, services, agencies and departments of the Russian Federation (if necessary). |
Note:
1. A certain part of each speaker’s time is allocated for answering questions and analyzing specific situations.
2. The seminar program is subject to changes regarding individual speakers and topics.
Participants of the consultation seminar are offered the following cultural program:
- December 5, 10.00-14.00 P at the request of the seminar participants (according to the mark in the application) - a bus excursion to the sights of Moscow (Sparrow Hills, the Cathedral of Christ the Savior, Red Square and other historical places).
Departure of participants of the All-Russian practical seminar-consultation.
The cost of participation of one person in the All-Russian practical seminar is RUB. – includes payment for classes, a document on advanced training, cultural and buffet service, excursion around Moscow, books and methodological manuals on the topic of the seminar, etc.
Payment for participation in the transfer seminar.
Upon receipt of an application for participation in the seminar and an institution (enterprise, organization) card
The following are sent: invoice, contract and certificate of provision of services to the email specified in the application.
Original documents (including invoice) are issued to seminar participants upon registration.
Samples of the above financial documents
–
invoices, agreements and acts of provision
services
–
on the website intensive77.rf,
*****
.
In order to speed up the preparation of financial documents, the seminar participant upon registration
may submit two copies of the agreement and the act of provision of services (with the signature and seal of the institution, enterprise, organization). One copy of this kit will be returned upon signing.
participant during the seminar.
Nonresident seminar participants are offered accommodation in Academy hotels and
hotel
“Central tourist house” in single or double rooms of varying degrees of comfort
(hotel accommodation from December 1 to December 5, 2014 - around the clock).
Payment for hotel accommodation is made in cash, including breakfast and VAT.
Academy Hotels (limited number of places):
· one bed in a double room – 1 rub. per day
If you need to receive an invoice for staying at the Academy Hotel, you should have with you a power of attorney to receive it from the organization (institution) indicating all the details.
Rooms in the hotel "Central House of Tourists" ( contact
are booked only if there are no rooms in the Academy hotels:
· place in a double room – 2750 rub. per day;
· in a single room – 4980 rub. per day.
SCHEME of the academy complex
with case numbering
During the All-Russian Practical Seminar
from 9.00 to 9.15 a bus will be provided (with a name sign
seminar) for travel from the Central Tourist House hotel
to the Academy (only subject to hotel reservation
through the Intensive school).
Attendant's phone number: 0-31
The State Information System on State and Municipal Payments (GIS GMP) is a relatively young system that is in the process of formation and selection priority areas development. The President of the Bank Accountants Club, Kirill Parfenov, talks with the head of the budget payments development department of the Federal Treasury, Oksana Rud, about the peculiarities of its functioning.
Oksana Nikolaevna, let's start with last year. Banks, of course, hoped that the information system would not be separated from the payment system. And there were hopes that information would be removed from payment documents. However, the information system works separately...
It is no secret that banks pay not only by individual payment orders, but also by consolidated ones. And if we go back three years, when Bank of Russia Directive No. 2467-U was issued, the conclusion of agreements with the Central Bank of the Russian Federation and the territorial body of the Federal Treasury with the notification of the budget revenue administrator of registers of payments accepted from individuals when making settlements by consolidated payment orders did not become mandatory. Thus, all this time, the registers provided for by Directive No. 2467-U are not actually updated. Revenue administrators are informed of the amounts of consolidated payment orders without details for a specific payer. And in order to resolve this situation, revenue administrators began to enter into separate agreements with credit institutions that make consolidated payments, minimizing their operating costs for making payments. And also administer these agreements and exchange with each credit institution in a certain format established by a specific agreement, files in different formats on personalized amounts of accepted payments from individuals. This made the administration of income extremely inconvenient, and also in the event that such consolidated payment orders entered the account of unknown amounts in the Federal Treasury, in fact, there was no basis for clarifying such amounts. As for the information transmitted to the GIS GMP, it is indeed separated in time from the time of transfer of payment information to the payment system, because according to Federal Law 210-FZ, information must be transferred to the GIS GMP immediately.
- But even now they pay using consolidated payments...
Are being calculated. But as of July 1, 2013, the transfer of funds by consolidated payment orders to the accounts of territorial bodies of the Federal Treasury must be accompanied by a register - clause 3.15 of Bank of Russia Regulation No. 384-P came into force. In order to implement this point, the Bank of Russia in April brought to the attention of settlement participants the format of the new electronic document ED108 - consolidated payment order for total amount accepted payments from individuals with a register. The use of ED108 in the calculations of credit institutions with a budget allows them to provide budget revenue administrators with detailed information about the payer - an individual, and credit institutions to reduce operating costs, because in some cases banks do not have the right to charge a commission from the payer, for example, when paying taxes.
- Wouldn’t it be easier to develop a payment system and collect the necessary information from it?
According to the law on the national payment system, funds are transferred within up to three working days from the date they are written off from the payer’s account or the funds are provided by the payer when transferring without opening an account. And if we take into account Civil Code, then the funds can be debited by the bank from the payer’s account the next day after receiving the order from him. Thus, money accepted today from payers in payment for state and municipal services, other payments that are sources of revenue generation for budgets of the budget system, which include payment of taxes, fines, can reach the recipient of funds on the fourth day. Let's take taxes as a specific example: according to Tax Code The taxpayer's obligation to pay tax is considered fulfilled from the moment of depositing funds into the cash desk of a credit organization or from the moment of transmitting an order to the bank, even if this is done on the day of expiration of the established period for payment. And such information should be available tax authority immediately from the moment of payment in order to exclude the formation of debt for such tax and the accrual of penalties. It should also be taken into account that the time frame for providing state and municipal services in some cases is shorter than the time frame for bringing funds to the recipient, and the applicant already has the right to apply for the service. The solution to these problems is the GIS GMP.
One of the reasons for its creation was the justified need to communicate to citizens, using the “one window” principle, information about their obligations to the budget system and to use a variety of methods for this. Thus, only the mailing of notices of taxes and fines deprived a citizen who had changed his address of residence of the opportunity to timely learn about his obligations and fulfill them, which was the basis for the formation of debt and the initiation of enforcement proceedings. At the same time, portals for state and municipal services, multifunctional centers for the provision of state and municipal services, and information services of credit institutions are being developed. Thus, a citizen or organization, by contacting the GIS GMP, through portals, multifunctional centers or through the credit institution servicing him, could find out about the existence of obligations and pay on time, without waiting for a debt to form, or, even worse, to be initiated enforcement proceedings. This is the story that was laid out when the system was created. And due to the functioning of this system, the right of citizens to receive paid state and municipal services without providing documents confirming the fact of payment is ensured.
As for the development of the payment system, there is certainly a need for this.
- But are there possible discrepancies between the payment and information systems?
Of course, there are differences. As I said, there is a significant discrepancy in terms. But there are also discrepancies in the composition of the payment document details.
If we issue a consolidated payment order with a register that allows us to personalize information, will there be no point in the GIS GMP?
It won’t disappear, because the deadlines are different, immediately and T+4. And ED 108 applies only to payments accepted for transfer to the accounts of territorial bodies of the Federal Treasury, and budgetary and autonomous institutions, payment for the services of which can be transferred to accounts opened with credit institutions.
That is, it turns out this way: today the bank reports that the payment has been accepted in a certain format, but the money can go the day after tomorrow?
Yes, the money can arrive on the fourth day. But once again I draw attention to the purpose of the GIS GMP - first of all, informing on the “one window” principle about the presence of accruals and providing the opportunity to pay them in a timely manner using the correct payment details specified in the accrual. For credit institutions that accept such payments, it is possible to use pre-filled payment details to reduce the likelihood of operational errors and reduce customer service time, which in turn reduces the number of unknown amounts received by the territorial bodies of the Federal Treasury and increases the level of service of the credit institution.
- It turns out that it helps citizens to see how much they owe and for what?
Exactly how much a citizen owes to the state. Indeed, at present, not only the state owes the citizen ( social payments, property deductions), but the citizen also owes the state (paid state and municipal services, taxes, fines).
Previously, there was another system for exchanging information with the Federal Treasury. Did the banks that participated in it simply switch to GIS GMP?
The previous system was a prototype of the GIS GMP, it was called Accounting for Accruals and Payment Facts (UNiFO). The legislator turned out to be very generous in terms of the entry into force of the requirements of the law: Federal Law No. 162-FZ was adopted in July 2011, with the date for the entry into force of the requirements regarding the GIS GMP - January 1, 2013. That is, one and a half years were allotted for all participants to fulfill the requirements of this law. In 2012, the Federal Treasury, realizing that the system was in a high degree of readiness, offered its prototype to participants for the purpose of carrying out preparatory activities - technical and organizational. And taking into account the fact that the system was created in a secure circuit of the e-government infrastructure and interacted through an interdepartmental electronic interaction system, it was proposed to take measures in advance for the purpose of integrating information systems used by credit institutions with the e-government infrastructure. UNiFO was offered to potential GIS GMP participants upon completion of piloting. Our pilots were five credit institutions, five administrators of budget revenues of the budget system (three federal authorities executive power and two regional ones) and a single portal of public services. After that, we invited all potential GIS GMP participants to join the system. And those who joined, passed testing, implemented measures to organize a secure communication channel to the system of interdepartmental electronic interaction, ensured format compatibility of the information systems used with GIS GMP, harmonized their business processes, the transition to GIS GMP was painless in existing formats without significant changes , which would require modification of the information systems used by the participants, by submitting an application to the territorial body of the Federal Treasury for registration as a participant in the GIS GMP.
According to UNIFO, I remember the information was: “Join whether you want to or not.” Then the GIS GMP emerged, but the banks doubted: does it make sense to join one system and then move to another? Moreover, it is expensive. Therefore, many refused.
On the all-Russian banking forum website there is a topic about UNIFO - GIS GMP...
- I read regularly...
So, the Federal Treasury is officially registered there as the operator of the GIS GMP, which, since last year, has been constantly carrying out information support forum participants. At it, participants were informed that the transition from UNiFO to GIS GMP will be carried out in a simplified manner for participants of UNiFO without additional costs. This is even reflected in the legal act called the Procedure for maintaining GIS GMP, approved by order of the Federal Treasury on November 30, 2012 No. 19n, its paragraph 2.4 provides for simplified registration of participants of UNiFO.
- So, it was possible to prepare in advance and purchase everything?
Can. Our territorial bodies actively promoted this on the territory of each subject. Of the 950 credit institutions, about 500 are located in Moscow. Therefore, if regional banks were distributed among our departments of the Federal Treasury in the constituent entities of the Russian Federation for the purpose of carrying out explanatory work, then Moscow banks were divided between our two territorial bodies located in the capital - the Federal Financial Control Department for the city of Moscow and the Interregional Operations Department, which accounted for the largest mass of GIS participants GMP. We divided them according to quite understandable criteria: credit institutions that met the requirements of the Tax Code of the Russian Federation in terms of issuing payment guarantees tax payments, - to the interregional operational department, the rest - to the Department of Financial Control for the city of Moscow. Thus, we received an almost equal distribution between our two territorial bodies.
The banks say there were problems obtaining equipment from Rostelecom. Then, as far as we know, they allowed us to buy this equipment from other organizations. I wonder if they are affiliated? This seriously delayed the procedure. There are also problems with connection times. Did the Treasury sense this delay and see these problems?
In fact, we could not help but feel this, because connecting to SMEV is the stage preceding registration in the GIS GMP. We also had requests from credit institutions, but only two of them, in response to our request to them, provided materials that would indicate the delivery of equipment within 80 days. These materials were sent to the Ministry of Telecom and Mass Communications of the Russian Federation, which is the operator of the interdepartmental electronic interaction system. And based on the results of their consideration, measures were taken to reduce the delivery time of equipment by Rostelecom. In addition, based on the results of requests, in addition to one existing scheme of interaction with a certain type of equipment, changes were made to the regulations for the interaction of SMEV participants and several schemes of information interaction were provided. At the same time, at the moment, Rostelecom is not the only supplier of equipment used to organize a secure channel to SMEV. At the same time, from the point of view of delivery times for the specified equipment, offers from other suppliers are more competitive.
Questions also come with identification and identifier. Each bank has an identification number. Are there any problems with this?
In order to operate with powers, the system has participant IDs. Everyone has this number. Maybe a question about accrual IDs and payer IDs?
- No, we are talking about a bank ID.
There were no problems with bank IDs.
- The question is whether a branch can have an identifier...
This is a slightly different question. As part of the explanatory work, we offered credit institutions to interact with the GIS GMP through a single entry point, that is, to ensure centralized interaction, including for banks that have branch network. For example, Sberbank did this, as well as a number of large banks - Alfa Bank, Promsvyazbank and some others. At the same time, we informed that if a credit institution cannot ensure that information is collected by internal transport from its branches and transferred to the GIS GMP centrally, then the Procedure for maintaining the GIS GMP provides for the provision of separate access to such branches that will work independently. When including them in the application for registration in the GIS GMP as independent participants in the interaction, we will issue separate identifiers for them, but the application must come from the central office of the credit institution. Some banks have taken this path, several of which are now contacting us with a request to exclude their branches from the GIS GMP participants, since they have organized centralized interaction with the GIS GMP.
- That is, in fact, there will be not one transmission point, but several...
At the discretion of the credit institution, based on its IT architecture and level of maturity of information processes. We tried to provide for everything that could be used to implement the requirements of the law. But practice has shown that we did not provide for all the nuances. In addition, as part of the piloting, the credit institutions participating in it did not receive the same proposals that are being received now. It is regrettable, because at the piloting stage it was possible to quickly take into account and carry out revisions, whereas now any changes can be made only through a regulatory legal act amending the Procedure for maintaining GIS GMP, which is subject to agreement with the Bank of Russia and registration by the Ministry of Justice of Russia, and this through changing formats, which must be published 90 days before they come into force.
- It’s always easier to make changes during the development and preparation process than to an already existing document...
Undoubtedly, but nevertheless, we are now collecting comments on the Procedure for maintaining GIS GMP and interaction formats. We expect that by the end of the year we will take into account the proposals received, which are of significant importance both for credit institutions and for income administrators.
- How many banks now that carry out exchanges in full mode are actively working with GIS GMP?
- A little... We know that the Bank of Russia is pushing credit institutions, collecting information...
The Bank of Russia communicated letters 101-T, 148-T to credit institutions. The Federal Treasury is grateful to the Bank of Russia for being actively involved in monitoring credit institutions to comply with the requirements of Federal Law No. 210-FZ and even introducing a separate one for this purpose. reporting form in order to monitor the implementation by credit institutions of action plans to meet the requirements for interaction with the GIS GMP. Taking this into account, we have improved the dynamics of both registration of credit institutions and connection.
Indeed, the Bank of Russia has a reporting form. Are you receiving the results of this reporting? Is it clear what is happening? What are the main problems?
We contacted the Bank of Russia with a request to provide us with information received from credit institutions. In response to our request, the Bank of Russia replied that the requested information was large and was received as part of supervision, providing consolidated information, and said that if we were interested, it could provide it on a monthly basis. The Federal Treasury, of course, expressed such interest. Secondly, the information was received as part of surveillance, and he will not be able to provide it to us in the form in which he receives it. But he will be able to provide us with aggregated information about the presence of existing problems and the timing of implementation.
- Do you already have such information?
The Bank of Russia informed us that the majority of credit institutions, according to the plans presented, by November of this year will implement measures to ensure interaction with the GIS GMP. The main difficulties in carrying out these activities were the late publication of the Procedure for maintaining GIS GMP, approved by the Ministry of Justice of Russia. It was approved on December 25, 2012. Moreover, since August it has undergone more than one approval from the Bank of Russia, because by virtue of Law No. 210-FZ, the procedure must be agreed upon with the Bank of Russia. The procedure was approved by the Russian Ministry of Finance and the Russian Ministry of Telecom and Mass Communications. Therefore, only on November 30, 2012, it was approved and accordingly submitted for registration to the Ministry of Justice of Russia. Banks also note that there are certain difficulties with purchasing equipment in terms of money and time. Well, there are a number of other reasons that the Bank of Russia brought to us. They are related to the implementation of measures to meet the requirements for format exchange with SMEV and with the GIS GMP, which in some cases requires credit institutions to refine the software used.
- What are the prospects for the development of GIS GMP?
The Federal Treasury, together with the Russian Ministry of Finance, has the task of increasing citizens’ awareness of the budget system and providing open data in an accessible form on a single portal of the budget system. And this single portal of the budget system will become another window for the citizen into the GIS GMP. Thus, than more possibilities to inform citizens, the greater the likelihood that they will fulfill their obligations to budgets in fixed time. Thus, a single portal of the budget system will provide the GIS GMP with a face, a user interface that will allow it to provide a number of services to the user. Services such as “Find out your charges”, “Make payments correctly”....
- There seems to be such a service on the tax service website...
Yes, but only for taxes. And more than fifty thousand revenue administrators are expected to interact with the GIS GMP. GIS GMP is not only taxes, it also includes duties, fines, and absolutely different payments. It is necessary to make them possible electronic payment or output in the form of a payment document with the ability to reproduce in printed form with the correct payment details, with a barcode or QR code.
- It's comfortable…
Without a doubt. Having payment details and (or) a barcode or QR code, a citizen will be able to come to a credit institution and make the appropriate payment. And this payment will be accurately credited to the personal account of the income administrator. At the moment, the predominant part of the unknown receipts in the Federal Treasury consists of payments from individuals who are less disciplined in terms of correct execution of payment details of settlement documents. They may make a mistake in the KBK and not indicate OKATO, but this is of significant importance. Legal entities are more disciplined. Thus, if you issue an already generated payment slip for payment, the citizen will be able to pay for it without trying to somehow change the details himself. And then, taking into account the fact that we have 950 credit institutions, and most of them are participants in the GIS GMP, we see that now for us credit institutions are suppliers of information about payment facts, and we could be mutually useful for them, including including becoming one of the sales channels. Now the GIS GMP is useful for those credit institutions that, optimizing their business processes, in order to reduce service time and reduce the likelihood of operational errors when entering payment details, interact with the GIS GMP through a request for accrual when accepting the corresponding payment. Upon request, GIS GMP returns an accrual with pre-filled payment details, on the basis of which payment is accepted, which does not require entering additional details. As for sales channels, we propose that credit institutions and payment systems use a payment gateway created by the Federal Treasury, remote banking services, electronic wallets, payment card acceptance services. Thus, a citizen or organization, having learned their debt, will be able to pay it off immediately.
- What are we starting for?
To the payment gateway.
- So this is some kind of structure that allows you to pay for the document?
Yes, it allows you to transfer the created payment document to the “client-bank” serviced by a credit institution, and accurately, correctly pay immediately, or pay the accrual payment card, electronic means of payment.
- Thus, the client receives the document, uploads it to the “client-bank”, pays and receives a receipt?
The client receives information about the payment, pays, and the credit institution transmits the information to the GIS GMP, and it accordingly acknowledges the fact of payment with the available accrual.
- One must think that all this is more suitable for remote banking services of individuals...
Not only, but, of course, I repeat, legal entities are more disciplined in terms of fulfilling their obligations to pay on time and in terms of correctly filling out payment documents. And in the context of optimizing the number of territorial bodies of the Federal Treasury (and we are taking measures to reduce the number), manual analysis of unclear amounts both on the side of the Federal Treasury and clarifications on the side of revenue administrators takes a significant share of time. If we eliminate outstanding revenues, everyone wins.
- Apart from the fact that individuals consolidated payments exist...
Yes, and for legal entities - full-format payments. The Bank of Russia is working within the framework of technology committee 122 on the standardization of payment documents under international standard ISO20022, proposals from the Bank of Russia have already been submitted for consideration to the Russian Ministry of Finance and the Russian Treasury. Maybe in the future, if the market, clients of credit institutions, and participants in settlements need consolidated payments for payments from legal entities to the accounts of the Federal Treasury, then why not.
Estimate:
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