The popularity of the remote format of cooperation between citizens and the state determines the emergence of new tools for service, one of which is a universal electronic card. UEC card - what is it? On this moment The innovation allows us to simplify many bureaucratic procedures. Similar projects exist in many countries, but in Russia it is being implemented absolutely free of charge. The functions, capabilities and features of the single card will be described in detail and clearly below.
This is a plastic card that is valid throughout the country and performs not only a payment, but also an identification function. Among the tasks assigned to the UEC, the main one can be identified - facilitating citizen’s access to electronic government services.
The plastic contains an electronic digital signature (EDS) of the holder, which is legally equal to a regular signature, but is also valid in a remote format. Also single card a Russian citizen is replaced by a compulsory medical insurance policy and SNILS.
If you use it when paying, you must take into account that all manipulations are limited by the PRO100 payment system. It cannot be used in all situations, but Sberbank ATMs with UEC work. In some UEC regions you can pay in public transport. Most likely, in the future this function will become widespread throughout the country.
Now universal electronic card referred to as “pilot projects”, in the future it will further development. The geography and structure of points for accepting applications for issuance and the capabilities of the cards themselves are expanding.
In the near future, it is planned to add to the list of UEC functions the ability to store traffic police information (availability of fines, data on the CASCO policy, etc.). This will allow you to pay fines, duties, insurance, parking spaces, registration and deregistration of cars directly from the plastic card.
How to get it. Is it possible to do this via the Internet without leaving home?
A universal card is issued only by submitting an application to a specialized authorized organization or PJSC Sberbank Russia. Full list addresses are posted on the official resource of OJSC UEK (ye-c.ru).
Many are concerned about the question of how to obtain a UEC through government services or other remote means. Unfortunately, at the moment this possibility is not implemented.
To apply for a card, you must have the following package of documents with you:
- Passport or birth certificate (up to 14 years);
- Compulsory medical insurance policy;
- SNILS.
The last 2 points are optional, but significantly expand the functionality of the card. UEC production time is 20 working days. Not only the issuance, but also the replacement of lost or unusable plastic is free. Client photography is done on site. However, children under 14 years old do not need to place a photo on the card.
Universal electronic card of a citizen of the Russian Federation - where to get it
You must pick up the card at the Sberbank branch, which the applicant indicates in the application, and where an account will be opened in his name.
Important! The electronic CPU key is placed on the plastic only at the request of the client. But this service is not provided at all delivery points. This must be taken into account when choosing a branch where the applicant plans to leave an application.
Refusal to issue a card may occur for a number of the following reasons:
- The citizen has already received the UEC earlier;
- There are errors in the application;
- The client knowingly provided incorrect data or false information.
UEK Sberbank - how to activate
The universal electronic card of Sberbank, both issued for the first time and re-issued, must be activated no later than the next business day after receipt. This can be done at the same bank branch where the card was received.
- The card is automatically activated after the first transaction made through self-service devices (a PIN code must be entered) or Internet banking;
- If the client plans to use the card abroad, the bank recommends checking in advance that the card is active by carrying out any operation through a terminal or ATM that requires entering a PIN code.
UEC - how to use
The information on the plastic card makes it possible to automatically fill out applications at the MFC, State Services, order and pay for services at the clinic, and use the functionality of Sberbank ATMs. When filling out documents and requests, the holder can independently change the data.
Payment for purchases at retail outlets is possible if a sticker with a logo is placed at the checkout.
UEC is closely integrated into the Internet. It is possible to order various services through online account without using an ID and password. For the future, remote cooperation with notary offices, insurance companies, travel companies, banking institutions. If previously personal presence was required to order services. Using UEC, the client will be able to sign contracts remotely using his electronic signature. In case of legal disputes, the electronic digital signature on the UEC will have the force of an ordinary one. That is, with the help of such a map it will be possible to solve a large number of questions, spending a minimum amount of time and effort.
Is the UEC an identity document?
A document can be recognized as identification only on the basis of any legislative or regulatory act. These include a passport, military ID, refugee ID, sailor's passport, birth certificate, diplomatic passport. However, the legislation does not provide a clear definition of this concept. What is a UEC card, and can it be presented as an identification document? A citizen has the right to receive services provided for by compulsory medical insurance. In this case, the card, according to Federal Law-210, can be considered an identity document. The card can also duplicate SNILS. But the UEC is not a full-fledged analogue of a passport.
Is this card currently issued and in use?
Universal electronic cards for Russian citizens are going through a thorny path of development. From January 1, 2017, it was planned to stop issuing and issuing them. Cards issued before the end of 2016 are valid until their expiration date. At the same time, UEK JSC, together with Sberbank of Russia, continues to develop the project, adjusting it along the way.
At the moment, the company is called “Calculation Solutions” and carries out innovations in the field of transport, housing and communal services, and biometrics.
On January 16, 2017, UEC JSC announced the closure of the project for the production and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ dated December 28, 2016 (Article 4).The universal electronic card of a Russian citizen is a plastic card of a standard form, which combines an identification document, a mandatory health insurance, insurance certificate mandatory pension insurance, as well as a debit bank card; it allows its owner to receive government services and make payments.
From the beginning of 2013, every citizen of Russia will be issued a free universal electronic card (UEC), which is stated in the federal law “On the organization of the provision of state and municipal services” No. 210-FZ of July 27, 2010. The universal electronic card is, in its way, the heir to long-running regional projects, in which the so-called social card of Russia is already participating. For many people, this convenient tool will facilitate the process of receiving state and municipal services, pensions and social benefits. As a tool, the UEC is a “plastic” with individual information applied to it related to the owner: full name, gender, date and place of birth, personal account numbers in pension insurance and compulsory medical insurance policy. The information is stored both in electronic digital form, encrypted on the built-in microprocessor, and in alphanumeric form. An electronic storage medium (chip and magnetic stripe, like bank cards) will help a citizen certify his rights to receive certain services through special terminals, ATMs and other reading devices. For example, by inserting your UEC into the reader of your home PC and entering a security PIN code, you can make an appointment at the city hall, clinic, or apply for registration of real estate rights. Russian legislators claim that a universal electronic citizen card will replace several documents at once: identity card, pension card, medical insurance Compulsory medical insurance. In addition, the unified social card of Russia will in the near future become an analogue of the student, apprentice, travel ticket, a document for receiving social benefits, can even replace a driver’s license and compulsory motor liability insurance policy. Since the universal electronic citizen card contains the necessary information for personal identification, it will eventually replace the passport. All these paper documents, including the passport, will not disappear completely, but will exist in parallel with the more convenient universal card. The universal electronic citizen card is intended not only for comfortable and quick access to information and receipt of executive services. You can use your card to pay for these and other services, pay for goods, housing and communal services, travel, taxes, etc. Even ordinary bank transfer available via UEC. For these purposes, an electronic application will be connected to the card, which will make it possible to use a personal bank account. Many banking institutions will become partners of the “Universal Electronic Card” project. Article 26 of Law No. 210-FZ states: “The choice of a bank that provides services within the framework of an electronic banking application is carried out by a citizen from among the banks that have entered into an agreement with a federal authorized organization.” Since 2001, Muscovites have been using a similar electronic “ Social card Muscovite." One of the leaders of the “Universal Electronic Card” project assures that with the introduction of UEC action the need for the existence of such social plastic cards, who have been working in different regions of the Russian Federation for a long time. They will all be exchanged for a federal card uniform sample, to which already existing regional programs will be added.
Article 22 of Law 210-FZ says: “A citizen can be a user of a universal electronic card Russian Federation, as well as in cases provided for by federal laws, foreign citizen or a stateless person.” A person who has reached the age of 14 can receive a UEC, and for children under the age of 14 the card will be issued to parents or legal representatives. The issuance of universal electronic cards at the request of citizens will be carried out from 01/01/2013 until December 31, 2013 In this case, at the collection point they will take a photograph of the owner and take a sample of his personal signature to place on the card. Starting in 2014, the UEC will be issued for everyone else who has not submitted an application in person. Any person can refuse to be issued a universal card. A citizen who has not received the UEC retains all rights to the state. services and social benefits using familiar paper documents. A prototype card has also been developed. So, for example, the UEC, developed by the Agency for Innovation and Development of the Voronezh Region, looks like this:
Sample UEC for a Russian citizen
The numbers on the map indicate the following:
| Number | Decoding |
|---|---|
| 1 | Logo of the bank – issuer of the banking application |
| 2 | Payment system logo |
| 3 | UEC number |
| 4 | Three-digit card authentication code |
| 5 | Contact information of the authorized organization of the constituent entity of the Russian Federation |
| 6 | Additional payment system logo |
| 7 | Surname |
| 8 | Name |
| 9 | Surname |
| 10 | Floor |
| 11 | Date of Birth |
| 12 | Applicant's photo |
| 13 | UEC validity period |
| 14 | Signature example |
| 15 | Universal electronic card number assigned to the banking application |
| 16 | Individual personal account insurance number (SNILS) |
| 17 | Compulsory health insurance policy number (CHI) |
| 18 | Manufacturer number |
| 19 | Duplicate portrait |
- More than 400 UEC issuing points have been opened in Russia, of which 350 are in Sberbank branches.
- At the end of January, more than 20 thousand applications for the issuance of cards were submitted in Russia, and the issuance of cards amounted to almost 10 thousand.
- At 32 Russian regions the number of applications submitted by citizens exceeds a hundred, and in 44 regions it does not reach 100.
- In Bashkiria (2,216 thousand applications were accepted, 1,496 thousand cards were issued).
- IN Astrakhan region(1.639 thousand applications were accepted, 826 cards were issued).
- In Tatarstan (1,591 thousand applications were accepted, 160 cards were issued).
- the federal law dated July 27, 2010 N 210-FZ (as amended on December 3, 2011) “On the organization of the provision of state and municipal services”;
- Decree of the President of the Russian Federation dated October 10, 2011 N 1339 “On the use of the State Emblem of the Russian Federation on a universal electronic map”;
- Decree of the Government of the Russian Federation dated July 7, 2011 N 552 “On the procedure for providing federal authorities executive power and government off-budget funds access to your information systems in terms of information necessary for issuing, issuing and servicing universal electronic cards";
- Decree of the Government of the Russian Federation of April 25, 2011 N 321 “On approval of the Rules for issuing a universal electronic card”;
- Decree of the Government of the Russian Federation dated March 24, 2011 N 208 “On technical requirements to the universal electronic card and federal electronic applications";
- Order of the Ministry of Economic Development of the Russian Federation N 387 / Ministry of Finance of the Russian Federation N 90н / Bank of Russia N 2669-U dated 08/01/2011 “On requirements for banks, as well as requirements for an agreement concluded by a federal authorized organization with banks participating in the provision of services within the framework of the UEC electronic banking application , and the order of its conclusion.
You can also watch a short (but information-rich) video clip in which Anna Katamadze, First Vice President of UEC OJSC, answers popular questions about the universal electronic card in the Test Purchase program:Reference: OJSC "UEK" was created in accordance with the order of the Prime Minister of the Russian Federation V.V. Putin No. 1344-r dated August 12, 2010 is the federal authorized organization for the issue, issuance and servicing of cards of the same name. Owners: Sberbank of the Russian Federation - 44%; Uralsib FC - 12.5%; AK BARS Bank - 12.5%; Troika dialogue - 24%; Sitronics - 7%.
The “Universal Electronic Card” project is being implemented under the control of the Ministry economic development Russian Federation. This initiative is of national importance.
Related materials:
JSC UEC announces the cancellation of the issue and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ dated December 28, 2016.
based on his written statement. From the beginning of 2015, the card will be issued depending on whether you have submitted an application or not. If a citizen does not want to receive the UEC, he can submit an application to refuse to receive the card.General provisions on the universal electronic card are definedFederal Law of July 27, 2010 No. 210-FZ “On the organization of the provision of state and municipal services.”
At the beginning of 2014, the Federation Council approved amendments to the Federal Law “On the organization of the provision of state and municipal services”, which extend the deadline for issuing universal cards based on applications from citizens until December 31, 2014. Mandatory issuance of UEC for citizens who have not submitted an application for refusal is provided for from January 1, 2015.
In 2014, the Moscow Government plans to issue 500,000 universal electronic cards with transport application.
— Editorial
UEC - what does a universal card give to citizens of the Russian Federation?
The universal electronic card (UEC) is intended to certify the rights of the UEC user to receive state and municipal services, as well as to pay for these services in electronic form.
The card can be a carrier of a qualified electronic digital signature (EDS) of a citizen, which gives him the opportunity to perform legally significant actions, including receiving state, municipal and commercial services in electronic form.
The main features of the UEC electronic banking application, operating throughout the Russian Federation, include:
- Payment for state, municipal and commercial services.
- Payment for goods and services in a retail network.
- Cash withdrawal from ATMs.
- Banking services (deposits, loans, Money transfers etc., the list of services is established by the issuing bank).
Additionally, the UEC can host independent regional and municipal electronic applications that provide services in a specific region.
UEC - new passport?
Currently, the UEC does not have the status of an identity document (although a bill introducing an electronic passport in 2015 was submitted to the State Duma in January 2013 and is under consideration).
The UEC does not replace a passport, legal passport or driver's license of a citizen of the Russian Federation.
The UEC provides access to information about the owner of the UEC to certify his rights to receive state, municipal services and other services.
Where and how can you use UEC
The map is a tool with the use of which departments, funds, organizations and institutions will be able to provide citizens with a wide range of services in in electronic format. The card can be used:
- at ATMs and POS terminals;
- in terminals of the network of participants of the Unified payment and service system “Universal electronic card”;
- in departments (MFC);
- in transport (metro, ground transport);
- on the Unified Portal of State and Municipal Services.
- on regional portals of state and municipal services;
- on the UEK-online Portal;
- on the portals of commercial service providers who have received appropriate permission to authorize UEC users.
In the near future, with the help of UEC, as the developers promise, the following opportunities will appear:
- receive information about the provided utility services and their charges with the possibility of payment;
- making an appointment with a doctor, filling out an application for high-tech care, receiving primary medical care and electronic registry services, electronic medical history, electronic prescriptions, payment for medicines and services;
- obtaining information about the results of the Unified State Examination, entrance examinations and enrollment in universities, about the child’s academic performance;
- enrollment of a child in kindergarten;
- use the card as an analogue of a travel ticket, including for privileged categories of citizens;
- apply for and receive benefits for temporary disability, pregnancy and childbirth, and child care;
- submit applications for assignment or recalculation of a pension;
- get up and take off from the scientist in tax authority, serve tax returns, receive information about unpaid fines and pay for them;
- submit an application for unemployment benefits, provision of financial assistance and assistance in employment;
- receive information about the status of an individual personal account in the compulsory pension insurance system, an application for transfer to a non-state pension fund.
- pay traffic police fines, fees when obtaining a driver’s license, registering or deregistering a vehicle;
- remote execution of insurance contracts.
UEC and compulsory medical insurance
When applying for UEC, it is strongly recommended to have your insurance policy with you compulsory health insurance. In the absence of a policy, the applicant will not be able to receive medical services on the map. Moreover, from January 1, 2014, having a compulsory medical insurance policy is a prerequisite for obtaining UEC.
For example, military personnel and citizens equivalent to them cannot receive UEC, because they are not issued a compulsory medical insurance policy.
UEK and SNILS
Currently, the insurance number of the individual personal account of the insured person in the compulsory pension insurance system of the Russian Federation (SNILS) is the most popular citizen identifier and is used to receive services on state portals. When using UEC, SNILS is read automatically.
Using UEC on the Internet
To use the UEC on the Internet, use card reader — a device for interacting with the UEC, having certified software and hardware protection.
To work on a personal computer of a UEC user, any card reader that complies with the PC/SC standard can be used. Card readers for UEC are supplied by independent suppliers. Also requiredinstall software(it is free, as reported on the UEC website, you can download the program on the manufacturer’s website CIPF "CryptoPro UEC CSP"), allowing you to work with an electronic signature.
Using a card reader, the holder of a universal electronic card has access to all electronic services provided on the portals of state and municipal services, as well as to sign, for example, contracts (which is important for freelancers and those who cannot physically sign a document).
At the beginning of April 2013, amendments were introduced to the Labor Code of the Russian Federation regulating distance employment. Now an employment contract drawn up electronically, certified by the electronic signatures of the parties, has the same force as a paper contract signed in person. In this case, the employment contract must indicate within what time the employer and employee must confirm receipt electronic document from each other.
The cost of a card reader in retail stores is 200-400 rubles.
How to get UEC?
UEC is issued free of charge to citizens of the Russian Federation on the basis of a personal application.
The card is valid for five years.
At the moment, it is not possible to apply for UEC remotely. To do this, you need to go to a service point, which is also an application acceptance point.
For citizens under 14 years of age, an application for issuance of a UEC is submitted and signed by a legal representative. In this case, posting a photograph of a minor on the UEC is not necessary.
Minors aged fourteen to eighteen years can independently apply for a UEC and receive a card, as well as refuse it.
When submitting an application, a citizen must have with him:
- identification document (required);
- compulsory health insurance policy ( mandatory from January 1, 2014);
- insurance certificate of compulsory pension insurance (if available).
The application can be submitted in Moscow, having only temporary registration in the capital (only for citizens of the Russian Federation). But filing an application by proxy is not provided for by law.
There, at the service point, the applicant will be photographed. You can bring a photo with you (color or black and white,electronically or on paper), but it must meet the following requirements:
- For paper photographs - 3.5 x 4.5 cm, on matte paper up to 0.3 mm thick, without creases, scratches or other damage, andthe image must be in focus, pThe distance from the chin to the top of the head should be 70-80% of the height of the photo.
- For a photo in electronic form, the photo must be saved with a resolution of 420 pixels in width by 525 pixels in height to 480 pixels in width by 600 pixels in height, depending on the optical resolution of the image with an aspect ratio of 4:5 in JPEG format. Maximum size color photo file 300 KB, minimum - 90 KB. The maximum file size for a monochrome photo is 60 KB, the minimum is 17 KB. Colors: either 24-bit RGB color space, in which each pixel has 8 bits for each color component (red, green and blue); or 8-bit monochrome color space in which each pixel has 8 bits of brightness value.When using a scanner, the photo must be scanned with an optical resolution of 533 to 610 dpi.
If desired, the applicant can include the key in the data that his card will “carry” electronic signature. This signature will have the same legal effect as the applicant's personal physical signature.
When submitting an application, the applicant selects the bank to which the card will be linked to the account.
For now, the choice of banks is limited. IN affiliate program participate:
- OJSC "Sberbank of Russia"
- OJSC "Bank Uralsib"
- OJSC "AK BARS" BANK
- OJSC "Moscow Industrial Bank"
- OJSC CB "Center-invest"
- OJSC Bank Saint Petersburg
- OJSC Bank AVB
- CJSC "Surgutneftegazbank"
- Bank "Severny Credit" (OJSC)
- JSCB "Almazergienbank" OJSC
- "Zapsibkombank" OJSC
- OJSC "Asian-Pacific Bank"
- OJSC KHANTY-MANSIYAN BANK
- LLC "Khakassian Municipal Bank"
The account, if available, can be linked to the card, or first opened and then linked. But for these actions you need to form a bank yourself. They will not link your account to the card at the service point; it is not their responsibility.
When the card is ready, the applicant needs to visit the card issuing point (it is indicated in the application; as a rule, the application acceptance points and the issuing points are the same) and receive the card itself and an envelope with PIN codes for it. PIN codes are needed for different functions (one code for each function): for personal identification when receiving services, signing documents with an electronic signature, used when need to change codes for these two actions, and a PIN for the banking application.
If you receive a card in Moscow, on the website uec.mos.ru you can check the status of the application for issuance of the UEC, and check the card itself. From there you can go toportal of state and municipal services of the city of Moscow.
If there is a defect, replacement of the UEC is carried out free of charge based on an application.
Moscow region
There are 4 service points in the Moscow region.
JSC is responsible for the implementation of the project in the Moscow region "Universal electronic map of the Moscow region."
Replacement if stolen, lost or expiredUEC
In case of loss, you should immediately notify the organization that issued the UEC (for Moscow this is the State Unitary Enterprise "Moscow Social Register", for the Moscow region - JSC "Universal electronic map of the Moscow region"), to the bank in which the account linked to the UEC is opened and, if there is an electronic signature on the lost UEC, to the certification center that issued the key certificate for verifying the electronic signature placed on the UEC.
A citizen has the right to apply for a duplicate UEC. Issuance of a duplicate is carried out on a paid basis.
In case of expiration, replacement of the bank, the card is issued free of charge.
Refusal from UEC
If you do not want to receive a personal electronic card, you need to contact the organization authorized to issue cards (for Moscow this is the State Unitary Enterprise "Moscow Social Register", for the Moscow region - OJSC "Universal Electronic Card of the Moscow Region").
But it is worth keeping in mind that you can refuse to use the UEC only if the UEC has been issued. Therefore, it makes sense to apply for a refusal after January 1, 2014, when cards will be issued en masse.
Refusal to use the UEC does not mean cancellation of the card. Refusal to receive or use the UEC does not carry any restrictions on receiving services, benefits, etc. Services and benefits will be provided on the basis of existing documents.
Date of entry of the operator into the register: 19.07.2011
Grounds for entering the operator into the register (order number): 596
Operator name: Joint-Stock Company"Calculation solutions"
Operator location address: 117587, Moscow, sh. Varshavskoe, 118, bldg. 1
Start date of personal data processing: 01.01.2012
Subjects of the Russian Federation on whose territory personal data is processed: Moscow
Purpose of processing personal data: Organization of personnel records, assistance to employees in employment, training, promotion, remuneration in accordance with conditions employment contract with employees, maintaining accounting and tax accounting, submission of reports to regulatory authorities, implementation of pension accruals, calculation wages, personnel selection, organization of access control regime, storage of information processed by organizations housing and communal services complex, issuing tickets for business trips, issuing a voluntary health insurance policy, publishing personal data of employees on the internal corporate portal. execution of orders of personal data operators in the housing and communal services sector for the processing of personal data, provision of accounting services to users within the framework of the Ladoshka Personnel Accounting System, assistance to employees in employment, training, promotion, remuneration in accordance with the terms of the employment contract with employees, maintaining accounting records and tax accounting, submitting reports to regulatory authorities, making pension accruals, calculating wages, recruiting personnel, organizing access control regimes, storing information processed by organizations of the housing and communal services complex, issuing tickets for business trips, issuing a voluntary health insurance policy, publishing personal employee data on the internal corporate portal. execution of orders of personal data operators in the housing and communal services sector for the processing of personal data, provision of accounting services to users within the framework of the Ladoshki System
Description of the measures provided for in Art. 18.1 and 19 of the Law: The management of JSC "CALCULATION SOLUTIONS" has approved: a policy for the processing of personal data, instructions on the procedure for processing and access to information constituting personal data, a regulation on the organization of a security regime for premises where personal data is processed, a list of employees authorized to process personal data, job descriptions employees authorized to process personal data - organizational measures: a person responsible for organizing the processing of personal data has been appointed, communicated to the company's employees - the policy for processing personal data, regulations on organizing the security regime of the premises where personal data is processed, instructions on the procedure for processing and access to information constituting personal data, a list of employees authorized to process personal data, job descriptions of employees authorized to process personal data. Specialized trainings are regularly conducted for employees of JSC "CALCULATION SOLUTIONS" on the processing and protection of personal data. Technical means of protecting confidential information have been introduced.
Categories of personal data: surname, first name, patronymic, year of birth, month of birth, date of birth, place of birth, address, marital status, social status, property status, education, profession, income, registration address, place of residence, address for information, photo, information contained in certificates from the place of study of student workers, place of study, name educational institution, information contained in the document on education and qualifications, information contained in the birth certificate, information contained in the birth certificate, information contained in the marriage certificate, information contained in the military ID, citizenship, information on academic titles , information about academic degrees, place of work, employee corporate email address, cookies, information about students (school number, class number, letter), personal account number, data bank card, hash code (an image of the palm vein pattern converted into a numerical value), biometric personal data (digitized image of the palm vein pattern), special categories of personal data: health information contained in the pregnancy certificate.
Categories of subjects whose personal data is processed: Employees of JSC "CALCULATION SOLUTIONS". Citizens of the Russian Federation are payers of housing and communal services. Users of the Ladoshki System - site visitors, dismissed employees, close relatives of employees, job seekers, responsible persons participants of the Ladoshki system, employees of counterparties (NCO LLC "SETTLEMENT SOLUTIONS")
List of actions with personal data: Collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), blocking, deletion, destruction of personal data. Within the framework of the housing and communal services project - only storage of personal data.
Processing of personal data: with transmission over the internal network of a legal entity, mixed, with transmission over the Internet
Legal basis for processing personal data: Labor Code Russian Federation, Tax code Russian Federation, consent to the processing of personal data for the purpose of ordering tickets for business trips, statement of consent to the processing of personal data, consent to the processing of personal data for the purpose of issuing a voluntary health insurance policy, user consent to the processing of personal data for the purpose of maintaining telephone directories, consent for the processing of personal data for the purpose of providing accounting of services within the framework of the Ladoshki System and the access control and management system to JSC "CALCULATION SOLUTIONS"
Availability of cross-border transmission: No
Database location information: Russia
In means mass media Information is increasingly appearing about the start of a program to issue universal electronic cards by banks. However, Russians do not strive to become owners of this convenient invention in the shortest possible time. Moreover, many even oppose their implementation. The reason for this phenomenon is that many people are not even aware of its benefits. For what purposes is it needed and how to get it? Is it possible to refuse it? Let's figure it out.
Creation in Russia
The history of the Russian payment system begins in 2010. In July of this year, Federal Law No. 210 on the provision of state and municipal services came into force. This document, among other things, contains information on the procedure for using the UEC. Initially, the law envisaged a ban on conducting payment transactions using cards outside of Russia. This initiative could lead to the bankruptcy of the Visa and MasterCard payment systems. However, after long negotiations the ban was lifted.
In 2011, the Government of the Russian Federation decided to create the UEC. The PRO100 payment system and all the infrastructure necessary for it were created especially for these cards. However, this initiative was not supported by banks and the population. Therefore, UECs are no longer required to be issued.
Since the beginning of 2012, a project to introduce new cards has been launched in several regions of Russia. At the end of this year, the largest number of UECs were sold in the Komi Republic.
Since 2014, UECs have been issued to all Russians. However, everyone has the right to refuse the card.
What is a universal electronic card
At its core, UEC is an association bank card, SNILS, health insurance policy, as well as an identity document. In addition, you can enter data about your travel card, passes, and driver’s license. The card has a microchip built into it, which stores all the information about various electronic applications.
The UEC project is larger than the usual payment system. The universal electronic card of a citizen of the Russian Federation makes it possible to use all kinds of municipal, state and commercial services. As stated on the official website of UEC, with the help of these cards, Russians will be able to remotely use some services that were not previously available. We are talking about submitting applications and completing various documentation.
Appearance
The external design of the UEC coincides with the design of a regular banking plastic card. Service through it is carried out at payment terminals, ATMs, retail outlets, as well as via the Internet. Non-contact use is also acceptable.
The UEC itself must contain the following information:
- last name, first name and patronymic of the owner;
- photo;
- number;
- validity;
- contact information of authorized organizations.
The card does not contain a barcode.
Who can receive
According to the law, a citizen of the Russian Federation (Russia) is issued to all citizens of our country, regardless of age. Previously, the basis for its issuance was an application submitted to an authorized organization. Currently, issuance does not require a special application.
When receiving a card for children under 14 years of age, only their legal representatives can sign the application for issuance. Banking application connect to the card in in this case impossible. Children over 14 years of age can connect it only with parental consent.
Where and how is the UEC issued?
A universal electronic card of a citizen of the Russian Federation is issued by organizations that are approved individually in each region. As a rule, banks and multifunctional centers are engaged in issuing.
To issue a card, you must present the following documents:
- general passport (for children - birth certificate);
- pension certificate;
- health insurance policy;
- photo on electronic media.
It is not necessary to bring a photo. When you receive your card, you will be photographed. The application must indicate the bank that will be used for the payment application. You can only select an organization that is a partner of this program. Card production time is no more than 20 days. Upon receipt, a general passport is required.
Services
Many opportunities open up for UEC owners. What does a universal card give to citizens of the Russian Federation? With its help you can get services government organizations and various departments - tax, migration services, Companies House, traffic police and others. For example, you can pay public utilities, travel tickets public transport, shopping in stores, taxes, state duties, make money transfers, make appointments with doctors, kindergartens, receive electronic prescriptions for medicines, keep an electronic diary, pay for meals in educational institutions. Scroll available services according to UEC and various options its use is gradually expanding.
Advantages
The universal electronic card of a Russian citizen (UEC) has a number of advantages:
- compactness - the card replaces several documents at once;
- possibility of remote receiving public services anytime and anywhere;
- procedure for applying to government and municipal institutions takes less time, since card data is entered automatically;
- the card has an electronic digital signature, which allows holders to use the services of commercial providers;
- the ability to connect a card to a specific bank account;
- Possibility of use as a travel ticket, as well as to pay for goods and services.
Refusal
The universal electronic card of a citizen of the Russian Federation (UEC) is not mandatory for all citizens. According to the law, anyone can refuse it by writing a corresponding statement. You can do this anytime. After reviewing the application, the card will be cancelled. You can refuse the UEC until January 1 of the next year (2017). The list of application acceptance points is presented on the UEC website.
Replacement and loss
The universal electronic card of a citizen of the Russian Federation can be replaced both in case of loss or change in the installation data of its owner. An application for a duplicate is submitted to authorized organizations in each constituent entity of Russia.
The application is reviewed within a month. Based on the entries made in the register, a duplicate UEC is issued. Issuance is carried out directly to the citizen on the basis of an identity document. The fee for re-issuing a card if lost is determined separately in each subject of the federation. Replacement is absolutely free.
Criticism
The creation of the UEC caused a flurry of emotions from the public. The fact is that the cards contain personal data regarding the size monthly income, property objects of owners, social security and other information about various aspects of human activity. All information is compiled into a single data bank. Opponents of the electronic card argue that the information security system is far from perfect and access to the database can be obtained by third parties. Moreover, all information will be contained in the microchip.
Even at the pilot stage, the project became a cause of discontent among Russians. More than a third of Moscow residents spoke out against the implementation of the UEC. The Moscow City Duma received more than 10 thousand appeals.
The universal electronic card causes a lot of discussion on the Internet. Total control, according to opponents of the system, has become quite real. After all, all operations and even the route of a citizen’s movement can be tracked. Information leakage may well occur.
There is another point of view. Many citizens fear that electronic cards will be very effective in cities where infrastructure is developed. In villages and towns, you should not expect results from the UEC.
Human rights activists argue that while civil society is at a low level of development, the introduction of universal personalized cards could lead to abuse and fraud.
The government claims that universal electronic cards carry out routing, but not the consolidation of information about citizens. That is, using the card you can extract necessary information from the database located in the department government agencies. Also, the UEC developers and project organizers claim that all cards are protected by hardware and software and are directly controlled by the state. It is not at all necessary to issue a card; you can issue a refusal if you wish.
So, the universal electronic card of a citizen of the Russian Federation is a very useful invention of our time. With its help you can receive various non-cash payments settlement transactions. Its main advantage is that it contains information about several documents of its owner. Every citizen can receive a universal card. However, the introduction of a system of personalized cards caused dissonance in society. Many Russians are categorically against this innovation. However, the authorities leave the choice to the citizens - they can refuse the card.